Are you over 18 and want to see adult content?
More Annotations
A complete backup of https://goldbee.com
Are you over 18 and want to see adult content?
A complete backup of https://oatos.com
Are you over 18 and want to see adult content?
A complete backup of https://hegeinfrance.com
Are you over 18 and want to see adult content?
A complete backup of https://certkiller.com
Are you over 18 and want to see adult content?
A complete backup of https://eyemed.com
Are you over 18 and want to see adult content?
A complete backup of https://nfda.org
Are you over 18 and want to see adult content?
A complete backup of https://gaoding.com
Are you over 18 and want to see adult content?
A complete backup of https://rvsafety.com
Are you over 18 and want to see adult content?
A complete backup of https://ilg2.org
Are you over 18 and want to see adult content?
A complete backup of https://agoraquest.com
Are you over 18 and want to see adult content?
A complete backup of https://coolmenshair.com
Are you over 18 and want to see adult content?
Favourite Annotations
A complete backup of https://bahnurlaub.de
Are you over 18 and want to see adult content?
A complete backup of https://dertour.ro
Are you over 18 and want to see adult content?
A complete backup of https://ladige.it
Are you over 18 and want to see adult content?
A complete backup of https://adoramapix.com
Are you over 18 and want to see adult content?
A complete backup of https://spreadsheeto.com
Are you over 18 and want to see adult content?
A complete backup of https://donateaphoto.com
Are you over 18 and want to see adult content?
A complete backup of https://startupportugal.com
Are you over 18 and want to see adult content?
A complete backup of https://actionforhealthykids.org
Are you over 18 and want to see adult content?
A complete backup of https://shishaquality.nl
Are you over 18 and want to see adult content?
A complete backup of https://ianslife.in
Are you over 18 and want to see adult content?
A complete backup of https://english-films.com
Are you over 18 and want to see adult content?
A complete backup of https://amptek.com
Are you over 18 and want to see adult content?
Text
ACAMSTODAY.ORG
ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ Trafficking: The Unseen Form of Human Trafficking. June 26, 2018. O rgan trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought offorms of human
THE AML/CFT ENFORCEMENT REGIME IN SOUTH AFRICA The AML/CFT Enforcement Regime in South Africa. September 13, 2012. T he Financial Intelligence Centre (the FIC) is South Africa’s Financial Intelligence Unit (FIU) mandated to establish an anti-money laundering and counter terror-financing regulation regime in terms of the Financial Intelligence Centre Act No. 38 of 2001, (the FIC Act),as
LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading HOME - ACAMS TODAYISSUESTOPICSKNOW YOUR CHAPTERCOLUMNSCONNECTIONINTERNATIONAL Leading publication in the AML, financial crime detection, CTF fields—providing authoritative information on compliance, human trafficking, risk assessment, virtual currencies, cyber security, mobile banking, casinos and much more. EXAM-READY AML AND SANCTIONS PROGRAMS THE BIGGEST THING SINCE THE PATRIOT ACT I n this episode, Kieran Beer talks to Daniel Stipano, a 30-year veteran of the Office of the Comptroller of the Currency, about the “Anti-Money Laundering Act of 2020,” the most revolutionary piece of anti-financial crime legislation to emerge from Congress since the “USA PATRIOT Act.”. Now a partner with the law firm Davis Polk & Wardwell LLP, Stipano details how the USA PATRIOT Act A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing FINANCIAL CRIME RISK ASSESSMENT CASINOS: BUILDING A CULTURE OF COMPLIANCE WHAT IS THE REAL MONEY LAUNDERING RISK IN LIFE INSURANCESEE MORE ONACAMSTODAY.ORG
ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ Trafficking: The Unseen Form of Human Trafficking. June 26, 2018. O rgan trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought offorms of human
THE AML/CFT ENFORCEMENT REGIME IN SOUTH AFRICA The AML/CFT Enforcement Regime in South Africa. September 13, 2012. T he Financial Intelligence Centre (the FIC) is South Africa’s Financial Intelligence Unit (FIU) mandated to establish an anti-money laundering and counter terror-financing regulation regime in terms of the Financial Intelligence Centre Act No. 38 of 2001, (the FIC Act),as
LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading MANAGING THE HIGH-RISK CANNABIS INDUSTRY Managing the High-Risk Cannabis Industry. March 10, 2020. T he risks associated with banking hemp companies versus hemp-derived cannabidiol (CBD) companies versus marijuana-related businesses (MRBs) all differ tremendously; for each, the risk posed by a deposit account differs greatly from the risk posed by a loan. PROJECT SHADOW: ENDING THE ONLINE EXPLOITATION OF CHILDREN In this episode, Kieran Beer talks with Barry MacKillop, deputy director at The Financial Transactions and Reports Analysis Centre (FINTRAC) and Stuart Davis, Scotiabank’s global head of financial crimes risk management, about “Project Shadow,” a public-private partnership that combats the online sexual exploitation of children in all its forms. Co-led by Scotiabank and the Canadian ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ Trafficking: The Unseen Form of Human Trafficking. June 26, 2018. O rgan trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought offorms of human
THE IMPORTANCE OF MENTORSHIP Mentoring is broader in nature and provides an employee a haven to ask about anything of concern or regarding their professional future.”. When you boil it down, the purpose of mentoring is to help a person reduce a cloudy bunch of possibilities to a very small number of specific and articulate goals for the future. 2. THE FUTURE OF ANTI-MONEY LAUNDERING COMPLIANCE The Future of Anti-Money Laundering Compliance. August 14, 2018. A nti-money laundering (AML) compliance departments are traditionally people-heavy and technology-light. Within the next five years, this is set to reverse. AML compliance departments are set to make large investments into technology that will significantly reduce staffcount.
CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONE O ver the past few years we have been reading more and more about “creating a culture of compliance” and “doing the right thing.” At the same time, anti-money laundering (AML) regulation is becoming increasingly tougher by the hour and the day-to-day of any professional working in compliance is becoming an even biggerchallenge.
SMALLER BANKS, HIGHER RISKS? In reality, the risks to smaller institutions as opposed to big banks are not necessarily higher or lower—they are just different. Despite the feel-good assertions of TV crime dramas and movies, crime does sometimes pay, at least monetarily. Moreover, many people are all too eager to fund terrorist groups aligned with their beliefs. STATUS OF THE EUROPEAN AML FRAMEWORK Status of the European AML Framework. March 28, 2019. I n an attempt to improve the integrity, stability and sustainability of the European financial markets, legislators are storming ahead with regular revisions of the European Union’s (EU) anti-money laundering (AML) and criminal law framework. In 2018, a record number of actions were BANK SECRECY ACT 101: SIX THINGS EVERY AML PERSON NEEDS TO Bank Secrecy Act 101: Six Things Every AML Person Needs to Know. December 4, 2012. W hile anti-money laundering (AML) specialists are not expected to be Juris Doctors, there are still many laws with which they should be intimately familiar. Of those, perhaps none is more important than the Bank Secrecy Act (BSA). LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading EXAM-READY AML AND SANCTIONS PROGRAMS FORENSIC ACCOUNTING IN THE FIGHT AGAINST FINANCIAL CRIMES ACAMS Today caught up with Peter Wild, CAMS-Audit, an independent consultant in the anti-money laundering/counter-terrorist financing (AML/CTF) and sanctions field; Anthony Dominicis, an assistant Special Agent in Charge of the Miami Field Office; and Jason Chorlins, CAMS, a principal in the Risk Advisory Services practice for Kaufman Rossin to discuss forensic accounting and their pre CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing THE FUTURE OF ANTI-MONEY LAUNDERING COMPLIANCE MANAGING THE HIGH-RISK CANNABIS INDUSTRY CASINOS: BUILDING A CULTURE OF COMPLIANCE STARTING A CAREER IN AML I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave in its wake. Over the next two years or so, I spoke to hundreds and thousands of anti-money INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH On January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally diverse group of women and men to network, mentor and participate in Continue reading LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading EXAM-READY AML AND SANCTIONS PROGRAMS FORENSIC ACCOUNTING IN THE FIGHT AGAINST FINANCIAL CRIMES ACAMS Today caught up with Peter Wild, CAMS-Audit, an independent consultant in the anti-money laundering/counter-terrorist financing (AML/CTF) and sanctions field; Anthony Dominicis, an assistant Special Agent in Charge of the Miami Field Office; and Jason Chorlins, CAMS, a principal in the Risk Advisory Services practice for Kaufman Rossin to discuss forensic accounting and their pre CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing THE FUTURE OF ANTI-MONEY LAUNDERING COMPLIANCE MANAGING THE HIGH-RISK CANNABIS INDUSTRY CASINOS: BUILDING A CULTURE OF COMPLIANCE STARTING A CAREER IN AML I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave in its wake. Over the next two years or so, I spoke to hundreds and thousands of anti-money INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH On January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally diverse group of women and men to network, mentor and participate in Continue reading LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading THE BIGGEST THING SINCE THE PATRIOT ACT I n this episode, Kieran Beer talks to Daniel Stipano, a 30-year veteran of the Office of the Comptroller of the Currency, about the “Anti-Money Laundering Act of 2020,” the most revolutionary piece of anti-financial crime legislation to emerge from Congress since the “USA PATRIOT Act.”. Now a partner with the law firm Davis Polk & Wardwell LLP, Stipano details how the USA PATRIOT Act MANAGING THE HIGH-RISK CANNABIS INDUSTRY T he risks associated with banking hemp companies versus hemp-derived cannabidiol (CBD) companies versus marijuana-related businesses (MRBs) all differ tremendously; for each, the risk posed by a deposit account differs greatly from the risk posed by a loan. To understand why, the legal and regulatory status of hemp, CBD and marijuana must first be understood, as well as other factors THE “RISK-BASED” PRINCIPLE OF AML MANAGEMENT The “risk-based” anti-money laundering (AML) principle was first promoted by British regulatory authorities. In January 2000, the Financial Services Authority (FSA) was the first to put forth such a concept in its book titled A New Regulator for the New Millennium. Since then, the principle was actively promoted by international organizations, such as the Wolfsberg Continue reading THE FUTURE OF ANTI-MONEY LAUNDERING COMPLIANCE Anti-money laundering (AML) compliance departments are traditionally people-heavy and technology-light. Within the next five years, this is set to reverse. AML compliance departments are set to make large investments into technology that will significantly reduce staff count. Below are three areas that will see some of the most impactful changes: 1. Investigations With increased fines FINANCIAL CRIME RISK ASSESSMENT Legislation in force to prevent financial crime has become more risk focused, requiring organizations to fully understand the risks their organization faces based on their business model and strategy. Companies’ financial crime controls are increasingly in the crosshairs of regulators. Therefore, embedding financial crime controls in a risk management framework and developing a robust risk THE RISE OF CLOUD IN COMPLIANCE The last 18 years have seen financial institutions (FIs) create and deploy money laundering detection and prevention defences in response to regulatory demands. The means by which FIs achieve this task have stayed the same for decades. Institutions will go to the market, scan providers with solutions, select and purchase one, deploy it on anContinue reading
AML TRAINING: CHECKING THE BOX OR ENHANCING A FIRM’S AML The Patriot Act requires that employees of financial institutions receive anti-money laundering (AML) training on an ongoing basis. There is little additional guidance provided in the Patriot Act. In some firms the training is delayed and/or mixed in within other continuing education requirements which may have the undesirable effect of diluting the training.In some cases Continue reading STARTING A CAREER IN AML I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave in its wake. Over the next two years or so, I spoke to hundreds and thousands of anti-money ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought of forms of human trafficking among public policy leaders and general awareness campaigns. However, organ trafficking holds a Continue reading CASINOS: BUILDING A CULTURE OF COMPLIANCE D eveloping and maintaining a culture of compliance has not been “top of mind” in the casino industry. The question is, “why?” If we look to the past, we will find the answer. The casino industry has some roots in organized crime where transparency and assisting the government in their efforts to deter crime and identify suspects was not considered a virtue. EXAM-READY AML AND SANCTIONS PROGRAMS MANAGING THE HIGH-RISK CANNABIS INDUSTRY CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
CASINOS: BUILDING A CULTURE OF COMPLIANCE FINANCIAL CRIME RISK ASSESSMENT INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH Introducing EDGE: Empowerment, Diversity, Growth, Excellence. O n January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading EXAM-READY AML AND SANCTIONS PROGRAMS MANAGING THE HIGH-RISK CANNABIS INDUSTRY CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
CASINOS: BUILDING A CULTURE OF COMPLIANCE FINANCIAL CRIME RISK ASSESSMENT INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH Introducing EDGE: Empowerment, Diversity, Growth, Excellence. O n January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading THE BIGGEST THING SINCE THE PATRIOT ACT I n this episode, Kieran Beer talks to Daniel Stipano, a 30-year veteran of the Office of the Comptroller of the Currency, about the “Anti-Money Laundering Act of 2020,” the most revolutionary piece of anti-financial crime legislation to emerge from Congress since the “USA PATRIOT Act.”. Now a partner with the law firm Davis Polk & Wardwell LLP, Stipano details how the USA PATRIOT Act THE “RISK-BASED” PRINCIPLE OF AML MANAGEMENT The “risk-based” anti-money laundering (AML) principle was first promoted by British regulatory authorities. In January 2000, the Financial Services Authority (FSA) was the first to put forth such a concept in its book titled A New Regulator for the New Millennium. Since then, the principle was actively promoted by international organizations, such as the Wolfsberg Continue reading PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ Trafficking: The Unseen Form of Human Trafficking. June 26, 2018. O rgan trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought offorms of human
AML TRAINING: CHECKING THE BOX OR ENHANCING A FIRM’S AML The Patriot Act requires that employees of financial institutions receive anti-money laundering (AML) training on an ongoing basis. There is little additional guidance provided in the Patriot Act. In some firms the training is delayed and/or mixed in within other continuing education requirements which may have the undesirable effect of diluting the training.In some cases Continue reading THE RISE OF CLOUD IN COMPLIANCE The Rise of Cloud in Compliance. May 21, 2019. T he last 18 years have seen financial institutions (FIs) create and deploy money laundering detection and prevention defences in response to regulatory demands. The means by which FIs achieve this task have stayed the same for decades. Institutions will go to the market, scan providers with FINANCIAL CRIME RISK ASSESSMENT Financial Crime Risk Assessment. December 9, 2015. L egislation in force to prevent financial crime has become more risk focused, requiring organizations to fully understand the risks their organization faces based on their business model and strategy. Companies’ financial crime controls are increasingly in the crosshairs of regulators. CASINOS: BUILDING A CULTURE OF COMPLIANCE A strong culture of compliance is key to any financial institution’s ability to comply with the BSA. An organization’s top leadership must set such “culture.”. When it comes from the top, the rest will follow. Peter S. Alvarado, casino compliance officer, San Manuel Casino, Highland, CA, USA, palvarado@sanmanuel.com. STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave MAR ’12 – MAY ’12 QUIZ 5. What’s the Kimberly Process? *. A) It’s an initiative to stem the flow of conflict diamonds used by rebel movements to finance wars against legitimate governments. B) It’s an initiative to set a global standard for transparency in oil, gas and mining by bringing together a coalition of governments, companies, etc. EXAM-READY AML AND SANCTIONS PROGRAMS MANAGING THE HIGH-RISK CANNABIS INDUSTRY CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
CASINOS: BUILDING A CULTURE OF COMPLIANCE FINANCIAL CRIME RISK ASSESSMENT INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH Introducing EDGE: Empowerment, Diversity, Growth, Excellence. O n January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading EXAM-READY AML AND SANCTIONS PROGRAMS MANAGING THE HIGH-RISK CANNABIS INDUSTRY CREATING A CULTURE OF COMPLIANCE—CAN IT TRULY BE DONESEE MORE ONACAMSTODAY.ORG
A SNAPSHOT OF 10 CYBERSECURITY CHALLENGES FOR FINTECH (AND F intech is a word used in modern parlance within the financial industry that refers to the use of technology and innovation for financial services and systems.. Over the years, hackers and cybercriminals have taken advantage of rapidly changing technology as they carry out organized attacks on financial institutions (FIs) by leveraging loopholes in outdated technology and human error, costing PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
CASINOS: BUILDING A CULTURE OF COMPLIANCE FINANCIAL CRIME RISK ASSESSMENT INTRODUCING EDGE: EMPOWERMENT, DIVERSITY, GROWTH Introducing EDGE: Empowerment, Diversity, Growth, Excellence. O n January 16, 2018, ACAMS held an EDGE launch event for its employees. EDGE, which stands for empowerment, diversity, growth and excellence, is a network of diverse professionals who promote the advancement of women in leadership. EDGE’s vision is to empower an internationally STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave LAUREN SPARKS, CAMS—HOUSTON, TX, USA Lauren Sparks, CAMS and President of Third Party Resources, Inc. (3PR), is a Co-Director of the new ACAMS Houston Chapter. A Certified Regulatory Compliance Manager (CRCM) with over 30 years in community banking, Sparks and the 3PR staff of bankers enthusiastically offer Risk Management services to community banks in three states. 3PR administers consumer compliance Continue reading THE BIGGEST THING SINCE THE PATRIOT ACT I n this episode, Kieran Beer talks to Daniel Stipano, a 30-year veteran of the Office of the Comptroller of the Currency, about the “Anti-Money Laundering Act of 2020,” the most revolutionary piece of anti-financial crime legislation to emerge from Congress since the “USA PATRIOT Act.”. Now a partner with the law firm Davis Polk & Wardwell LLP, Stipano details how the USA PATRIOT Act THE “RISK-BASED” PRINCIPLE OF AML MANAGEMENT The “risk-based” anti-money laundering (AML) principle was first promoted by British regulatory authorities. In January 2000, the Financial Services Authority (FSA) was the first to put forth such a concept in its book titled A New Regulator for the New Millennium. Since then, the principle was actively promoted by international organizations, such as the Wolfsberg Continue reading PARTNERS IN CRIME: FRAUD AND MONEY LAUNDERING April 27, 2020 at 9:56 PM. Excellent contribution, the interaction of the fraud and AML teams is very important, since fraud is a crime and the money obtained by the fraudster was unlawful, which makes it subject to money laundering. Another important issue is that these reports are considered and analyzed by the FIUs, despite the fact thatin
ORGAN TRAFFICKING: THE UNSEEN FORM OF HUMAN Organ Trafficking: The Unseen Form of Human Trafficking. June 26, 2018. O rgan trafficking, a lucrative global illicit trade, is often a lesser discussed form of human trafficking among anti-human trafficking stakeholders due to its intricate and often stealth nature. Trafficking sex and/or labor are the more commonly thought offorms of human
AML TRAINING: CHECKING THE BOX OR ENHANCING A FIRM’S AML The Patriot Act requires that employees of financial institutions receive anti-money laundering (AML) training on an ongoing basis. There is little additional guidance provided in the Patriot Act. In some firms the training is delayed and/or mixed in within other continuing education requirements which may have the undesirable effect of diluting the training.In some cases Continue reading THE RISE OF CLOUD IN COMPLIANCE The Rise of Cloud in Compliance. May 21, 2019. T he last 18 years have seen financial institutions (FIs) create and deploy money laundering detection and prevention defences in response to regulatory demands. The means by which FIs achieve this task have stayed the same for decades. Institutions will go to the market, scan providers with FINANCIAL CRIME RISK ASSESSMENT Financial Crime Risk Assessment. December 9, 2015. L egislation in force to prevent financial crime has become more risk focused, requiring organizations to fully understand the risks their organization faces based on their business model and strategy. Companies’ financial crime controls are increasingly in the crosshairs of regulators. CASINOS: BUILDING A CULTURE OF COMPLIANCE A strong culture of compliance is key to any financial institution’s ability to comply with the BSA. An organization’s top leadership must set such “culture.”. When it comes from the top, the rest will follow. Peter S. Alvarado, casino compliance officer, San Manuel Casino, Highland, CA, USA, palvarado@sanmanuel.com. STARTING A CAREER IN AML Starting a Career in AML. May 22, 2018. I started my career as an agency recruiter in July 2008. I thought everything was going fine until two months later when Lehman Brothers went bankrupt and the U.S. officially joined the Great Recession. 1 Honestly, I did not know what a recession was, but I quickly learned the devastation it could leave MAR ’12 – MAY ’12 QUIZ 5. What’s the Kimberly Process? *. A) It’s an initiative to stem the flow of conflict diamonds used by rebel movements to finance wars against legitimate governments. B) It’s an initiative to set a global standard for transparency in oil, gas and mining by bringing together a coalition of governments, companies, etc.Skip to content
__
ACAMS TODAY
THE MAGAZINE FOR CAREER-MINDED PROFESSIONALS IN THE ANTI-MONEYLAUNDERING FIELD
* Google Plus
__
* Issues
* Current Issue
* Previous Issues
* Awards
* Award Winning Articles* Topics
* Global Financial Crime Review* Europe
* AML Challenges
* AML Policy
* Aspects of APAC
* Career Guidance
* Compliance
* Expert Spotlight
* From the Editor
* From the Director of Editorial Content* Interviews
* Meet the ACAMS Staff* Member Spotlight
* Practical Solutions * Regulatory Initiatives * Special for the Web* Riveting Reads
* Digital Dose
* To the Rescue
* To the Rescue
* Women in AML
* Know Your Chapter
* Australasian Chapter* Bahamas Chapter
* Carolinas Chapter
* Central Texas Chapter* Chicago Chapter
* Colorado Chapter
* Connecticut Chapter* Cyprus Chapter
* France Chapter
* Germany Chapter
* Greater Boston Chapter * Greater Philadelphia Chapter * Greater Phoenix Chapter * Greater Salt Lake City Chapter * Greater St. Louis Chapter * Greater Omaha Chapter * Greater Twin Cities Chapter* Houston Chapter
* Ireland Chapter
* Luxembourg Chapter * Middle Tennessee Chapter* Montreal Chapter
* Netherlands Chapter* New York Chapter
* Nordics Chapter
* North Texas Chapter * Northern California Chapter * Northern Ohio Chapter * Pittsburgh Chapter * Puerto Rico Chapter* Richmond Chapter
* Singapore Chapter
* South Africa Chapter * South Florida Chapter * Southern California Chapter * U.S. Capital Chapter* Vancouver Chapter
* Columns
* Acceso LatAm
* Career Guidance
* Caribbean Catch-Up * Community Banking Corner* Europe Express
* Understanding AI
* Connection
* International
* ACAMS Today Español* Edición Actual
* ACAMS Today Europe* Current Issue
* Previous Issues
* Español
* Artículos
* Ediciones Anteriores* ACAMS Conexión
* Buscar en Español* Français
* 简体中文
* 繁體中文
* Login
WILDLIFE: THE UNDERREPORTED ILLEGAL TRADE June 3, 2020June 5, 2020/Leave a comment
Although anti-money laundering (AML) investigations are ever evolving, one major source of illegal profit internationally remains largely underreported—wildlife trafficking. Wildlife trafficking isa major...
Continue Reading
NEW TECHNOLOGIES: THE EMERGING TERRORIST FINANCING RISK June 3, 2020June 5, 2020/Leave a comment
Technical innovations in communications and in the financial sector have not been ignored by terrorist groups and organisations. Instead, these innovations have added to...Continue Reading
KEEPING EUROPE’S FREE-TRADE ZONES SAFE FOR AML June 3, 2020June 5, 2020/Leave a comment
Free-trade zones (FTZs) pose a regulatory contradiction for governance. Governments, whether those of traditional nation-states or of supranational entities such as the EU, consciously...Continue Reading
SCHUTZ VON EUROPAS FREIHANDELSZONEN VOR GELDWÄSCHE June 3, 2020June 5, 2020/Leave a comment
Freihandelszonen konfrontieren eine Vielzahl an Governance-Bemühungen mit einem Widerspruch. Die Regierungen, seien es die traditioneller Nationalstaaten oder supranationaler Einheiten wie der EU, schränken ihre eigenen...Continue Reading
LA MONDIALISATION DE LA JUSTICE NÉGOCIÉE : LE CAS FRANÇAIS May 27, 2020June 5, 2020/Leave a comment
La justice négociée est un accord passé avec l’autorité de supervision par lequel une société objet d’une enquête pour délinquance économique et financière accepte de...Continue Reading
MANAGING THE HIGH-RISK CANNABIS INDUSTRY March 10, 2020April 30, 2020/2 Comments
The risks associated with banking hemp companies versus hemp-derived cannabidiol (CBD) companies versus marijuana-related businesses (MRBs) all differ tremendously; for each, the risk posed...Continue Reading
SPECIAL FOR THE WEB
SIX BEST PRACTICES TO ENHANCE YOUR BANK’S FCC TESTING PROGRAM June 2, 2020June 2, 2020/Leave a comment
Within the banking industry, compliance testing involves assessing compliance-related processes and/or controls that can determine whether the bank’s compliance program is designed and operatingappropriately.1
The compliance testing function includes activities focused onfinancial…
2020 UN NORTH KOREA PANEL OF EXPERTS REPORT: TAKEAWAYS FOR FINANCIALINSTITUTIONS
May 18, 2020May 18, 2020/Leave a comment
COVID-19 SPEAKS, AML MUST LISTEN May 4, 2020May 29, 2020/Leave a
comment
COVID-19 Y LAS NOTICIAS FALSAS April 30, 2020May 12, 2020/1
Comment
COVID-19: NEW AND OLD MONEY LAUNDERING RISKS April 21, 2020April 22, 2020/Leave a comment
THREE BENEFITS OF CONVERGING FRAUD AND AMLApril 6, 2020
/Leave a comment
EXCLUSIVE
COVID-19: THE LURKING FINANCIAL CRIME THREAT FOR FIS June 3, 2020June 9, 2020/Leave a comment
Financial crime risk management in financial institutions (FIs) has undergone big changes due to paradigm shifts in business dynamics, emerging threats, regulatory climate and technological advancements. However, in the last few months, the world has...Continue reading
HOW WELL DO YOU UNDERSTAND AI?May 27, 2020
/Leave a
comment
TECHNOLOGY PROVIDES THE TOOLS—ANALYTICS DELIVER THE INSIGHTSMay 8, 2020
/Leave a comment
YOUR AMLRX FOR COVID-19: PART ONE May 4, 2020May 5, 2020/1
Comment
MUSINGS FROM QUARANTINE ON THE AML/COMPLIANCE INDUSTRY April 6, 2020April 13, 2020/2 Comments
UTILIZING THE THREE LINES OF AML DEFENSE PROTOCOLS March 10, 2020May 5, 2020/Leave a comment
INTERVIEWS
MIA LEE: WOMEN ARE UP TO THE CHALLENGEMarch 24, 2020
/Leave a comment
In honor of Women’s History Month, ACAMS Today’s Community Banking Corner column is profiling women in the world of community banking. Mia Lee has worked in the banking and financial services industry since 1989, focusing...Continue reading
REBECCA “BECKY” SCHAUER ROBERTSON: SHOWCASING WOMEN’SINGENUITIES
March 18, 2020March 18, 2020/Leave a comment
CANDICE HUGGINS: RECOGNIZING WOMEN’S DAILY CONTRIBUTIONS March 6, 2020March 9, 2020/Leave a comment
AML PROFESSIONAL OF THE MONTH CONGRATULATIONS RUZAAN KARWA, CAMS!May 15, 2020
/Leave
a comment
May's AML Professional of the Month was awarded to Ruzaan Karwa, CAMS. Karwa was recognized for his knowledge of the anti-money laundering (AML) field. He currently manages a team of AML investigators for the financial...Continue reading
CONGRATULATIONS AARON KAHLER, CAMS, CFE, CCI! April 17, 2020April 18, 2020/Leave a comment
CONGRATULATIONS AYA KISHIE, CAMS-FCI! March 10, 2020March 13, 2020/Leave a comment
DIGITAL DOSE
ACAMS VIDEOCAST: TANYA C MCCARTNEY June 9, 2020June 9, 2020/Leave
a comment
In this episode, Kieran Beer sits down with Chief Executive Officer and Executive Director of The Bahamas Financial Services Board, Tanya C. McCartney. The two discuss the evolution of the board since it wasfirst...
Continue reading
LAW ENFORCEMENT VS. CYBERCRIME IN MANHATTAN June 5, 2020June 9, 2020/Leave a comment
THE FINANCIAL TOOLS OF STATECRAFT April 17, 2020May 18, 2020/Leave
a comment
KNOW YOUR CHAPTER
ACAMS GERMANY CHAPTER: 2019 IN REVIEWJune 5, 2020
/Leave a comment
The ACAMS Germany Chapter hosted a variety of engaging events throughout 2019. The year began with an event on anti-financial crime and fintech in January. Experts from German fintech Fidor Bank, investment bank Baader Bank...Continue reading
ONE YEAR WITH THE ACAMS SWITZERLAND CHAPTERJune 5, 2020
/Leave a comment
GIVING BACK WITH RONALD MCDONALD HOUSE CHARITIES March 10, 2020March 30, 2020/Leave a comment
MEMBER SPOTLIGHT
KARL-JOHAN KARLSSON, CAMS-AUDIT — COPENHAGEN, DENMARKJune 5, 2020
/Leave a comment
Karl-Johan Karlsson is currently the head of compliance at Handelsbanken in Denmark. He holds a Master of Laws degree from the University of Liverpool. He is a Certified Anti-Money Laundering Specialist (CAMS) and was among...Continue reading
SVEN EISERMANN, CAMS—BERLIN, GERMANYJune 5, 2020
/Leave a comment
LORENZO DE LA CALLE JIMENEZ, CAMS—MADRID, SPAINJune 5, 2020
/Leave a comment
WORLD DIGEST
BREAKING INTO THE FIELD OF COMPLIANCE May 13, 2020June 5, 2020/3
Comments
Nowadays, the compliance function is gaining relevance not only within the traditional financial sector, such as financial institutions, asset managers, corporate and trust service providers, but also from non-traditional sectors such as virtual assets...Continue reading
BEYOND TURKEY’S MERApril 30, 2020
/Leave a comment
5AMLD AMENDMENTS—PREPAID CARDS, CRYPTO AND MORE February 5, 2020February 12, 2020/Leave a comment
SPONSOR
SEARCH OUR WEBSITE
Search for:
QUICK LINKS
* Guidelines for Know Your Chapter Articles* Reprint Request
* Get Published
* ACAMS Fast Pledge
* Quiz Index
* Where Has Your AT Been? * Editorial Calendar* Style Guides
* _Connection_ Guidelines * Guía Para _ACAMS Conexión_LATEST POLL
* What methods did your financial institution apply to prevent fraud risks during COVID-19?* * Required selfies to verify new customers’ identity * Strengthened security measures for mobile banking access * Trained customers who are not digitally-savvy * Continued to require face-to-face in branch onboarding for newcustomers
View Poll Archive
AML JOB LISTINGS
* Vice President, Risk Management – Ventura County Credit Union –VENTURA, CA
* Branch Manager – Redwood City – STANFORD FEDERAL CREDIT UNION– Redwood City,
* Senior Business Officer – USC Radio Group – Los Angeles, CA * Global Financial Crimes Specialist – Bank Of America – JerseyCity, NJ
Post a Job
|
More Jobs
TWITTER FEED
Tweets by acamstoday ADD _ACAMS TODAY_ TO YOUR MOBILE DEVICE'S HOME SCREEN FOR ONE TOUCHACCESS
* __ iOS
__
* __ iOS
* __ Android
* Open Safari in your iOS device and navigate to www.acamstoday.org. * Tap the SETTINGS BUTTON (bottom of the screen, an icon depicting an upward arrow moving away from a square). * Tap "ADD TO HOME SCREEN" and then "ADD". * Open Google Chrome on your Android device and navigate towww.acamstoday.org.
* Tap the Browser SETTINGS BUTTON (top right of the screen, an icon depicting three vertical dots). * Tap "ADD TO HOME SCREEN" and then "ADD".ABOUT ACAMS
ACAMS is the largest membership organization dedicated to enhancing the knowledge and skills of financial crime detection and prevention professionals worldwide. Its CAMS certification is the most widely recognized anti-money laundering certification among compliance professionals. Visit the ACAMS website at www.acams.org.
CONTACT INFO
* About _ACAMS Today_* Contact Us
* Send Comments to the EditorPRIVACY
* Privacy Statement
* Cookie Policy
GET INVOLVED
* Get Published
* Contributors’ Guidelines for Connection * Editorial Committees * Editorial Calendar * Where Has Your AT Been?SHOP
* Request Reprints
* Advertise with Us
* AML Certifications Do not sell my personal dataPowered by OneTrust
2019 Association of Certified Anti-Money Laundering Specialists LLC. All rights reserved.Back to top __
Details
Copyright © 2024 ArchiveBay.com. All rights reserved. Terms of Use | Privacy Policy | DMCA | 2021 | Feedback | Advertising | RSS 2.0