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MAY 2021 | AMERICAN BANKER The president had campaigned on a 28% corporate tax rate — threatening to undo much of the Trump-era cuts — and banks were seen as more vulnerable than other industries. But the administration appears open to a lower rate as part of broader legislative talks. ByNeil Haggerty.
'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on the THE MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Most Powerful Women in Banking: Next 2021. Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. By Bonnie McGeer. May 6. OCC HITS BRAKES ON ROLLOUT OF TRUMP-ERA CRA RULE OCC hits brakes on rollout of Trump-era CRA rule. WASHINGTON — The Office of the Comptroller of the Currency on Tuesday halted the implementation of its 2020 rule overhauling the Community Reinvestment Act. “The OCC has determined that it will reconsider the June 2020 rule,” the agency said in a bulletin. The move was widelyanticipated
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
KIMBERLY TA, WELLS FARGO ADVISORS The problem was all the more acute because Wells was losing hundreds of advisors a year overall at that point. Ta showed these figures to Karanik and proposed a revamp of the succession-planning process, eventually winning his approval in 2019 to launch the Summit program, which now encompasses 1,200 financial advisors with assets producing more than $1 billion in annual revenue. CALIFORNIA REGULATOR HIRES CONSUMER ADVOCATE TO LEAD The California Department of Financial Protection and Innovation has hired a veteran consumer advocate to lead a newly created Office of Financial Technology and Innovation based in San Francisco. Christina Tetreault, who most recently had been a manager of financial policy at Consumer Reports and was a former senior staff attorney at Consumers HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING For two decades, Alfred Pollard served as the general counsel for Fannie Mae and Freddie Mac’s regulator. He had a front-row seat for the establishment of the Federal Housing Finance Agency, the government’s subsequent seizure of the mortgage giants amid mounting losses in 2008 and the more recent legal dispute over the FHFA’sauthority.
MAY 2021 | AMERICAN BANKER The president had campaigned on a 28% corporate tax rate — threatening to undo much of the Trump-era cuts — and banks were seen as more vulnerable than other industries. But the administration appears open to a lower rate as part of broader legislative talks. ByNeil Haggerty.
'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on the THE MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Most Powerful Women in Banking: Next 2021. Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. By Bonnie McGeer. May 6. OCC HITS BRAKES ON ROLLOUT OF TRUMP-ERA CRA RULE OCC hits brakes on rollout of Trump-era CRA rule. WASHINGTON — The Office of the Comptroller of the Currency on Tuesday halted the implementation of its 2020 rule overhauling the Community Reinvestment Act. “The OCC has determined that it will reconsider the June 2020 rule,” the agency said in a bulletin. The move was widelyanticipated
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
KIMBERLY TA, WELLS FARGO ADVISORS The problem was all the more acute because Wells was losing hundreds of advisors a year overall at that point. Ta showed these figures to Karanik and proposed a revamp of the succession-planning process, eventually winning his approval in 2019 to launch the Summit program, which now encompasses 1,200 financial advisors with assets producing more than $1 billion in annual revenue. CALIFORNIA REGULATOR HIRES CONSUMER ADVOCATE TO LEAD The California Department of Financial Protection and Innovation has hired a veteran consumer advocate to lead a newly created Office of Financial Technology and Innovation based in San Francisco. Christina Tetreault, who most recently had been a manager of financial policy at Consumer Reports and was a former senior staff attorney at Consumers AB EVENTS | AMERICAN BANKER DIGITAL BANKING. November 16-18, 2021. DIGITAL BANKING is the flagship event where senior leaders in banking gather to give their businesses an edge by exploring the latest thinking in mobile innovation, AI, robotics, data, cloud computing and other new technologies. This is the industry’s destination to debate new ideas, unpack the latest MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. FED WILL CONTINUE SUPPORTING PPP LOANS UNTIL JUNE 30 Fed will continue supporting PPP loans until June 30. WASHINGTON — The Federal Reserve will extend by three months the liquidity facility bolstering the Paycheck Protection Program while letting other emergency lending programs expire on March 31, the agency announced Monday. The Fed has been offering low-interest loans to lendersthrough the
POST-PANDEMIC WANDERLUST CREATES RUNWAY FOR TRAVEL 21 hours ago · As tens of millions of consumers plan post-pandemic getaways, issuers of travel cards anticipate a surge in transaction volume — as do the fintechs that provide alternative financing and payments tech for the travel sector. Many of these trips aren't short vacations. Airbnb last month reported a DON’T STEER LENDERS TO ONE LIBOR ALTERNATIVE Don’t steer lenders to one Libor alternative. Tucked deeply into Democratic Gov. Andrew Cuomo’s $193 billion budget proposal is a curious provision that has nothing to do with New York’s finances. The proposal to the fiscal year 2022 budget, if included, allows banks to apply a new interest rate benchmark on legacy loan contracts that BBVA PROMOTES EXECUTIVE TO LEAD U.S. WHOLESALE BANKING 1 day ago · Banco Bilbao Vizcaya Argentaria in Spain has promoted Víctor Martínez to lead what remains of its U.S. presence after the company sold BBVA USA to PNC Financial Services Group. Martínez, who will oversee the company’s corporate and investment banking division in the U.S., is charged with WHAT IT MEANS THAT EX-FED OFFICIALS ARE LEADING OCC 10 hours ago · The appointments of former senior leaders from a rival regulator could force the Office of the Comptroller of the Currency to embrace interagency cooperation after taking a go-it-alone approach during the Trump administration, some observers say. Others worry about another extreme: the Federal Reserve having outsize influence over financial policy. NEW SYNCHRONY CEO BETS ON HEALTH CARE, E-COMMERCE TO DRIVE 18 hours ago · Brian Doubles, the new CEO of Synchrony Financial, is focusing on partnerships with e-commerce companies and health care providers as the credit card issuer expects a resurgence in consumer spending. Doubles is a longtime Synchrony executive who last week announced a reorganization of the company THE MOST POWERFUL WOMEN IN BANKING 2020 Twenty of this year’s honorees were among our 25 Most Powerful Women in Banking in 2019, while four — Citizens Bank of Edmond’s Jill Castilla, City National Bank’s Kelly Coffey and JPMorgan Chase’s Lori Beer and Jennifer Piepszak — are former Most Powerful Women to Watch making their debuts here. WITH 5% CASH-BACK CARD, CITI JOINS RIVALS IN SWEETENING 21 hours ago · Citigroup is upping the ante in the battle for credit card customers with a new offer aimed at younger spenders eager to get back to travel. Citi’s Custom Cash card will offer 5% cash back on eligible spending categories, like restaurants, groceries, some streaming services and travel. HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. MAY 2021 | AMERICAN BANKER The president had campaigned on a 28% corporate tax rate — threatening to undo much of the Trump-era cuts — and banks were seen as more vulnerable than other industries. But the administration appears open to a lower rate as part of broader legislative talks. ByNeil Haggerty.
THE MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Most Powerful Women in Banking: Next 2021. Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. By Bonnie McGeer. May 6. 'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on the GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
MIRIAM CROSS
Miriam Cross. Tech Reporter. twitter. Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. Fintech. KIMBERLY TA, WELLS FARGO ADVISORS The problem was all the more acute because Wells was losing hundreds of advisors a year overall at that point. Ta showed these figures to Karanik and proposed a revamp of the succession-planning process, eventually winning his approval in 2019 to launch the Summit program, which now encompasses 1,200 financial advisors with assets producing more than $1 billion in annual revenue. HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. MAY 2021 | AMERICAN BANKER The president had campaigned on a 28% corporate tax rate — threatening to undo much of the Trump-era cuts — and banks were seen as more vulnerable than other industries. But the administration appears open to a lower rate as part of broader legislative talks. ByNeil Haggerty.
THE MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Most Powerful Women in Banking: Next 2021. Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. By Bonnie McGeer. May 6. 'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on the GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
MIRIAM CROSS
Miriam Cross. Tech Reporter. twitter. Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. Fintech. KIMBERLY TA, WELLS FARGO ADVISORS The problem was all the more acute because Wells was losing hundreds of advisors a year overall at that point. Ta showed these figures to Karanik and proposed a revamp of the succession-planning process, eventually winning his approval in 2019 to launch the Summit program, which now encompasses 1,200 financial advisors with assets producing more than $1 billion in annual revenue. HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. FINTECH / BANKTECH HOME PAGE A regularly updated home page within the American Banker website containing news coverage and analysis of banking technology, fintech, data- and cybersecurity, FASTER WAGE PAYMENTS DISRUPT THE TRADITIONAL PAYDAY This study from Arizent – parent company of American Banker and Employee Benefit News – explores how the growing consumer demand for faster access to wages is creating a new set of financial services that are disrupting the traditional payday, as well as what it means to companies seeking to recruit and retain workers.. Key findings include. Earned wage access (EWA) as a benefit is THERE'S NO RETURN TO NORMAL FOR SMALL-BUSINESS LENDING 21 hours ago · America’s small and medium-sized businesses are under siege. The pandemic forced them to change their operations, close, or run at half-speed and lay off or reduce hours for workers. The government and banks marshalled significant resources, perhaps most notably with the MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. GOVERNANCE FLAWS ARE STARTING TO HURT BANKS’ CREDIT 4 hours ago · Investors are showing less tolerance for banks that have frequent run-ins with regulators, and now the industry is also starting to hear from credit rating agencies on the same topic. Shortcomings in risk controls, which often stem from governance problems at the top of banks, have “significantly OCC HITS BRAKES ON ROLLOUT OF TRUMP-ERA CRA RULE OCC hits brakes on rollout of Trump-era CRA rule. WASHINGTON — The Office of the Comptroller of the Currency on Tuesday halted the implementation of its 2020 rule overhauling the Community Reinvestment Act. “The OCC has determined that it will reconsider the June 2020 rule,” the agency said in a bulletin. The move was widelyanticipated
MASTERCARD WHITE-LABELS TRUE NAME TO REACH MORE ISSUERS 1 day ago · Mastercard is widening the reach of its True Name program via a white-label approach, as more issuers express interest in the service that allows transgender and nonbinary customers to use their preferred name on payment cards. Global Payments will make TrueName available to
PETER LORD | AMERICAN BANKER 21 hours ago · Peter Lord is CEO and co-founder of Codat. The four largest U.S. banks face investor pressure to deliver the returns of smaller rivals, but they complain that the federal deposit cap and capital rules make that difficult.DAVID J. EVANS
1 day ago · David J. Evans is the chief content officer at Arizent. He lives in Westchester County, New York.STEVEN GODDARD
The continued trend of “spear phishing” and “catfishing” only serves to highlight the complex work required to identify genuine from fraudulent, writes Steven Goddard, product manager for HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. THERE'S NO RETURN TO NORMAL FOR SMALL-BUSINESS LENDING America’s small and medium-sized businesses are under siege. The pandemic forced them to change their operations, close, or run at half-speed and lay off or reduce hours for workers. The government and banks marshalled significant resources, perhaps most notably with the MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on theMIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
OCC HITS BRAKES ON ROLLOUT OF TRUMP-ERA CRA RULE OCC hits brakes on rollout of Trump-era CRA rule. WASHINGTON — The Office of the Comptroller of the Currency on Tuesday halted the implementation of its 2020 rule overhauling the Community Reinvestment Act. “The OCC has determined that it will reconsider the June 2020 rule,” the agency said in a bulletin. The move was widelyanticipated
HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. THERE'S NO RETURN TO NORMAL FOR SMALL-BUSINESS LENDING America’s small and medium-sized businesses are under siege. The pandemic forced them to change their operations, close, or run at half-speed and lay off or reduce hours for workers. The government and banks marshalled significant resources, perhaps most notably with the MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. NOMINATIONS FOR THE 2021 MOST POWERFUL WOMEN IN BANKING About the 2021 Women in Banking Awards . Now in its 19th year, American Banker's Women in Banking program recognizes women in four categories: the 25 Most Powerful Women in Banking, the 25 Most Powerful Women to Watch; the 25 Most Powerful Women in Finance; and the Top Teams in Banking. We also aim to bestow two special awards each year, for Lifetime Achievement and Community Impact. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
'IT'S VERY SCARY': SMALL BANKS QUIETLY HIT BY RANSOMWARE In recent days, two ransomware groups, DarkSide and Ragnar Locker, have posted evidence that they have successfully broken into three small banks’ servers, stolen data and demanded ransom. If the ransom isn’t paid, they say, they will expose more of the banks’ data. The evidence, posted on theMIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. POLO ROCHA | AMERICAN BANKER In an interview, the Hong Kong native spoke about the fears of his employees, 74% of whom are Asian American, as well as about his optimism regarding hate crime legislation President Biden signed last week. East West and several other banks have donated to groups working to track and reduce the recent spike in anti-Asian violence. By PoloRocha.
OCC HITS BRAKES ON ROLLOUT OF TRUMP-ERA CRA RULE OCC hits brakes on rollout of Trump-era CRA rule. WASHINGTON — The Office of the Comptroller of the Currency on Tuesday halted the implementation of its 2020 rule overhauling the Community Reinvestment Act. “The OCC has determined that it will reconsider the June 2020 rule,” the agency said in a bulletin. The move was widelyanticipated
THERE'S NO RETURN TO NORMAL FOR SMALL-BUSINESS LENDING America’s small and medium-sized businesses are under siege. The pandemic forced them to change their operations, close, or run at half-speed and lay off or reduce hours for workers. The government and banks marshalled significant resources, perhaps most notably with the THE MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Most Powerful Women in Banking: Next 2021. Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. By Bonnie McGeer. May 6. MASTERCARD WHITE-LABELS TRUE NAME TO REACH MORE ISSUERS 4 hours ago · Mastercard is widening the reach of its True Name program via a white-label approach, as more issuers express interest in the service that allows transgender and nonbinary customers to use their preferred name on payment cards. Global Payments will make TrueName available to
PETER LORD | AMERICAN BANKER Peter Lord is CEO and co-founder of Codat. The four largest U.S. banks face investor pressure to deliver the returns of smaller rivals, but they complain that the federal deposit cap and capital rules make thatdifficult.
BAIN 2021-2 DEAL FUNDS COMPUTER, BANKING SECTORS The Bain Capital Credit CLO 2021-2 trust is floating secured and subordinated notes that will provide financing on first-lien, senior secured leveraged loans. That the portfolio is made up entirely of first-lien secured loans with a weighted average recovery assumption of 75.15 percent is one rating RAILCAR LEASES SECURE STEAM 2021-3 The USQ Rail II LLC, Series 2021-3 is preparing a $252.6 million securitization of lease payments on 3,203 tank rail cars. Also known as STEAM 2021-3, the deal has been put together as a master trust, and has two issuers, the U.S. issuer USQ Rail IIDAVID J. EVANS
1 day ago · David J. Evans is the chief content officer at Arizent. He lives in Westchester County, New York. 9 TECH CHALLENGES FACING BANKS 9 tech challenges facing banks. Attendees wear virtual reality (VR) headsets during day two of the Mobile World Congress (MWC) in Barcelona, Spain, on Tuesday, Feb. 27, 2018. At the wireless industry's biggest conference, more than 100,000 people are set to see the latest smartphones, artificial intelligence devices and autonomousdrones
STEVEN GODDARD
The continued trend of “spear phishing” and “catfishing” only serves to highlight the complex work required to identify genuine from fraudulent, writes Steven Goddard, product manager for SENIOR VICE PRESIDENT OF PRODUCTS The challenges may seem daunting, financial institutions and fintechs must focus on identifying meaningful opportunities based on the financial priorities of consumers and businesses to help them weather these difficult times. HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. AB EVENTS | AMERICAN BANKER DIGITAL BANKING. November 16-18, 2021. DIGITAL BANKING is the flagship event where senior leaders in banking gather to give their businesses an edge by exploring the latest thinking in mobile innovation, AI, robotics, data, cloud computing and other new technologies. This is the industry’s destination to debate new ideas, unpack the latest MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. FED'S FOCUS ON RACIAL JUSTICE IS 'POLITICAL ADVOCACY,' GOP Fed's focus on racial justice is 'political advocacy,' GOP senator says. WASHINGTON — The top Republican on the Senate Banking Committee is slamming three Federal Reserve banks for their work to examine the role racism plays in the economy. In letters to the Fed regional bank presidents in Atlanta, Boston and Minneapolis, Sen. PatToomey, R
HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. FINTECH (THE WORD, THAT IS) EVOLVES The earliest use of the term "fintech" I can find in American Banker wasn't by some coder in a garage or venture capitalist in Silicon Valley. It was by Citi. Fintech was the original name of the Financial Services Technology Consortium, a project initiated by Citicorp, a predecessor to today's Citigroup. In the early 1990s, the bank wastrying
HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. AB EVENTS | AMERICAN BANKER DIGITAL BANKING. November 16-18, 2021. DIGITAL BANKING is the flagship event where senior leaders in banking gather to give their businesses an edge by exploring the latest thinking in mobile innovation, AI, robotics, data, cloud computing and other new technologies. This is the industry’s destination to debate new ideas, unpack the latest MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. FED'S FOCUS ON RACIAL JUSTICE IS 'POLITICAL ADVOCACY,' GOP Fed's focus on racial justice is 'political advocacy,' GOP senator says. WASHINGTON — The top Republican on the Senate Banking Committee is slamming three Federal Reserve banks for their work to examine the role racism plays in the economy. In letters to the Fed regional bank presidents in Atlanta, Boston and Minneapolis, Sen. PatToomey, R
HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. FINTECH (THE WORD, THAT IS) EVOLVES The earliest use of the term "fintech" I can find in American Banker wasn't by some coder in a garage or venture capitalist in Silicon Valley. It was by Citi. Fintech was the original name of the Financial Services Technology Consortium, a project initiated by Citicorp, a predecessor to today's Citigroup. In the early 1990s, the bank wastrying
FED ANNOUNCES DATE FOR 2021 STRESS TEST RESULTS 11 hours ago · WASHINGTON — The Federal Reserve announced Monday it will publish the results for both of its annual stress tests on June 24. Nineteen of the biggest banks will be subjected to the Dodd-Frank Act Stress Tests and the Comprehensive Capital Analysis and Review examinations, plus four smaller firms that have chosen to opt in: BMO Financial Corp., MUFG Americas Holdings Corp., RBC MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. REINVENTING FINANCIAL SERVICES Reinventing Financial Services Digital Forum. IBM is committed to tackling financial services’ biggest challenges. RFS equips industry leaders with the tools they need to thrive in this dynamicenvironment.
BEST BANKS TO WORK FOR HOME PAGE Best Banks to Work For (2019) Many of the 85 banks on our seventh annual Best Banks to Work For list have novel approaches to leadership, communication and more. By Jackie Stewart. August 28. 1 Min Read. The Best Banks to Work For is a collaboration between American Banker and the Best Companies Group. Find out how we make ourselections.
BANK OF ENGLAND WANTS TIGHT REGULATIONS FOR DIGITAL 19 hours ago · As more digital currency projects come to market, the Bank of England wants to ensure that stablecoins — which are designed to be equal in value to government currencies — should be regulated under the same rules as traditional money. The BofE on GLOSSARY OF BANKING TERMS An obligation issued by a bank on behalf of a bank customer to a third party. A commercial or trade letter of credit is a bank promise to pay the third party for the purchase of goods by the bank’s customer. If the bank’s obligation to pay is not immediate, the transaction can later give rise to a banker’s acceptance.MARC RECKER
Targeting a 100% gpi ratio for Swift payments among banks will be crucial to enlarging the global reach of payments, writes Marc Recker, global head of institutional market management and cash management forDeutsche Bank.
ERIC SOLIS | AMERICAN BANKER Eric Solis is founder and CEO of MovoCash. With the backing of these establishments and Federal Deposit Insurance Corporation (FDIC) protections, the cloud of uncertainty surrounding cryptocurrencies will begin to lift, writes Eric Solis, founder and CEO of MovoCash.KAREN NEUMAN
While most early GDPR fines have been relatively low, a larger more recent fine at Google is a sign of larger levies to come, according to Karen Neuman and Federica De Santis from the privacy and cyber security practice at Goodwin. HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. AB EVENTS | AMERICAN BANKER DIGITAL BANKING. November 16-18, 2021. DIGITAL BANKING is the flagship event where senior leaders in banking gather to give their businesses an edge by exploring the latest thinking in mobile innovation, AI, robotics, data, cloud computing and other new technologies. This is the industry’s destination to debate new ideas, unpack the latest MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. FED'S FOCUS ON RACIAL JUSTICE IS 'POLITICAL ADVOCACY,' GOP Fed's focus on racial justice is 'political advocacy,' GOP senator says. WASHINGTON — The top Republican on the Senate Banking Committee is slamming three Federal Reserve banks for their work to examine the role racism plays in the economy. In letters to the Fed regional bank presidents in Atlanta, Boston and Minneapolis, Sen. PatToomey, R
HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. FINTECH (THE WORD, THAT IS) EVOLVES The earliest use of the term "fintech" I can find in American Banker wasn't by some coder in a garage or venture capitalist in Silicon Valley. It was by Citi. Fintech was the original name of the Financial Services Technology Consortium, a project initiated by Citicorp, a predecessor to today's Citigroup. In the early 1990s, the bank wastrying
HOME | AMERICAN BANKERLEADERSPOLICY & REGULATIONCOMMUNITY BANKINGCREDIT UNIONSCONSUMER FINANCEDIGITAL BANKING Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker. AB EVENTS | AMERICAN BANKER DIGITAL BANKING. November 16-18, 2021. DIGITAL BANKING is the flagship event where senior leaders in banking gather to give their businesses an edge by exploring the latest thinking in mobile innovation, AI, robotics, data, cloud computing and other new technologies. This is the industry’s destination to debate new ideas, unpack the latest MAY 2021 | AMERICAN BANKER The heads of the six largest banks aimed to promote their COVID-19 relief in testimony to the Banking Committee. Democrats said their efforts were insufficient while Republicans criticized the executives for taking public stances on issues like climate change and voting rights. By Neil Haggerty. 7h ago. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. GLOBAL CHIP SHORTAGE THREATENS PAYMENT CARD SUPPLY Global chip shortage threatens payment card supply. The payment card industry is no less vulnerable to the shortage of computer chips than any of the major tech industries — like smartphone makers and video game companies — but the strain on components is especially concerning for access to bank accounts. The vast majority of paymentcards
MIRIAM CROSS
Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine. FED'S FOCUS ON RACIAL JUSTICE IS 'POLITICAL ADVOCACY,' GOP Fed's focus on racial justice is 'political advocacy,' GOP senator says. WASHINGTON — The top Republican on the Senate Banking Committee is slamming three Federal Reserve banks for their work to examine the role racism plays in the economy. In letters to the Fed regional bank presidents in Atlanta, Boston and Minneapolis, Sen. PatToomey, R
HOME | ASSET SECURITIZATION REPORT Mortgage distress expected to climb after forbearance ends. Only 0.9% of mortgage borrowers are currently at least 90 days delinquent. That figure could rise as high as 3.8% once pandemic-related deferrals lapse — still well below the 6% mark reached after the Great Recession, according to research by the New York Fed. By Polo Rocha. FINTECH (THE WORD, THAT IS) EVOLVES The earliest use of the term "fintech" I can find in American Banker wasn't by some coder in a garage or venture capitalist in Silicon Valley. It was by Citi. Fintech was the original name of the Financial Services Technology Consortium, a project initiated by Citicorp, a predecessor to today's Citigroup. In the early 1990s, the bank wastrying
FED ANNOUNCES DATE FOR 2021 STRESS TEST RESULTS 11 hours ago · WASHINGTON — The Federal Reserve announced Monday it will publish the results for both of its annual stress tests on June 24. Nineteen of the biggest banks will be subjected to the Dodd-Frank Act Stress Tests and the Comprehensive Capital Analysis and Review examinations, plus four smaller firms that have chosen to opt in: BMO Financial Corp., MUFG Americas Holdings Corp., RBC MOST POWERFUL WOMEN IN BANKING: NEXT 2021 Many of the 15 executives selected for our Most Powerful Women in Banking: Next list are in roles that took on outsize importance in a year punctuated by a global pandemic, economic free fall and widespread protests over police brutality and racial inequality. BANKTHINK | AMERICAN BANKER BankThink B2B payments are table stakes for software vendors. ISVs that optimize B2B payments within their software solutions stand to save the day for merchants who want to grow but feel hamstrung with their current solutions, Ashley Jones of Global Payments Integrated says. May 25. Ashley Jones. Marketing content coordinator. REINVENTING FINANCIAL SERVICES Reinventing Financial Services Digital Forum. IBM is committed to tackling financial services’ biggest challenges. RFS equips industry leaders with the tools they need to thrive in this dynamicenvironment.
BEST BANKS TO WORK FOR HOME PAGE Best Banks to Work For (2019) Many of the 85 banks on our seventh annual Best Banks to Work For list have novel approaches to leadership, communication and more. By Jackie Stewart. August 28. 1 Min Read. The Best Banks to Work For is a collaboration between American Banker and the Best Companies Group. Find out how we make ourselections.
BANK OF ENGLAND WANTS TIGHT REGULATIONS FOR DIGITAL 19 hours ago · As more digital currency projects come to market, the Bank of England wants to ensure that stablecoins — which are designed to be equal in value to government currencies — should be regulated under the same rules as traditional money. The BofE on GLOSSARY OF BANKING TERMS An obligation issued by a bank on behalf of a bank customer to a third party. A commercial or trade letter of credit is a bank promise to pay the third party for the purchase of goods by the bank’s customer. If the bank’s obligation to pay is not immediate, the transaction can later give rise to a banker’s acceptance.MARC RECKER
Targeting a 100% gpi ratio for Swift payments among banks will be crucial to enlarging the global reach of payments, writes Marc Recker, global head of institutional market management and cash management forDeutsche Bank.
ERIC SOLIS | AMERICAN BANKER Eric Solis is founder and CEO of MovoCash. With the backing of these establishments and Federal Deposit Insurance Corporation (FDIC) protections, the cloud of uncertainty surrounding cryptocurrencies will begin to lift, writes Eric Solis, founder and CEO of MovoCash.KAREN NEUMAN
While most early GDPR fines have been relatively low, a larger more recent fine at Google is a sign of larger levies to come, according to Karen Neuman and Federica De Santis from the privacy and cyber security practice at Goodwin.*
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Search Query Submit SearchRace discrimination
Big-bank execs condemn racism after George Floyd deathMay 30
Paycheck Protection Program The reasons some banks have a hard stop on PPP lendingBy Paul Davis
May 29
OCC
OCC finishes rule meant to sidestep 'Madden' rulingBy Brendan Pedersen
May 29
Economy
BankThink: Lender beware: Emergency relief efforts are inherentlyrisky
By Greg Feldberg
May 29
Credit cards
Credit card lenders clamp down to mitigate coronavirus risk Since March, issuers have tightened their criteria for opening new accounts and closed millions of existing ones in hopes of avoidingwaves of defaults.
By Kevin Wack
May 29
PODCAST CUSTOMER EXPERIENCE IN THE DIGITAL AGE: A PODCAST SERIES It’s time for banks to rethink the customer experience in thedigital age.
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Election 2020
6 key Senate races for bankers to watchBy Neil Haggerty
May 29
Enforcement actions
Wells Fargo struggling to stay under asset cap amid pandemic, CEOsays
By Jon Prior
May 29
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Nonbank
Rakuten refiles with FDIC for ILC charter The Japanese e-commerce giant is taking another run at a U.S. banking charter after receiving feedback from the Federal Deposit Insurance Corp. about its initial application, which was withdrawn earlier thisyear.
By Jon Prior
May 29
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Paycheck Protection Program PPP loan forgiveness, BofA’s cost cutting, Amex’s cloud commitment: Top stories of the week The SBA issues guidance on Paycheck Protection Program loan forgiveness; after staffing up for PPP, Bank of America may need to delay investments to meet cost targets; American Express has leaned hard on cloud tech to help employees work at home during the pandemic.May 29
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Federal Reserve
Fed policies ‘absolutely’ don’t add to inequality, Powell says Chairman Jerome Powell said the Federal Reserve's actions during the coronavirus outbreak have been aimed squarely at helping U.S. workers, not Wall Street or wealthier Americans. He also said Friday that a new lending program geared toward middle-market firms is "days away" from getting up and running.May 29
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PODCAST IMPROVING THE DIGITAL CUSTOMER EXPERIENCE—ACCOUNT OPENING Research shows that 37% of all consumers, and more than 50% of millennials, prefer to open a new account online.Sponsor Content
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Workforce management Citi breaks with rivals on whether work from home is permanent Though he acknowledged working remotely has definite advantages, CEO Michael Corbat says “our goal is to get our employees back."May 29
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Climate Change
Banks told by EU to take climate change into account in lending European authorities have told banks for the first time to take account of environmental risks in lending decisions, ramping up pressure on the financial industry to respond to climate change.May 29
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Morning scan
House passes PPP revisions; on Otting's day of departure, a CRAreflection
The bill, which now goes to the Senate, would give small businesses greater flexibility in how they use the funds; not everyone's on board with Otting's signature achievement.By George Yacik
May 29
See all of The LatestMultimedia
‘Money anxiety is not a disorder’: Destigmatizing financialunease
Dan Geller, behavioral economist and developer of the Money Anxiety Index, describes how the gauge has spiked and what banks can do aboutit.
By Penny Crosman
May 26
Paycheck Protection Program PPP guidance, Santander's settlement, Wells' virus response: Topstories of the week
The SBA and Treasury Department release more guidance on PPP loan forgiveness; Santander Consumer reaches $550M settlement with state AGs; how Wells Fargo's tech chief is managing coronavirus response; and more from this week's most-read stories.May 22
Credit scores
The coronavirus could force a full-blown crisis in credit scoring Lawmakers are working to head off a wave of pandemic-related personal credit downgrades. But there are bigger problems with how credit risk is assessed that are harder to solve.By John Heltman
May 20
The fintechs that are pitching in on coronavirus relief Tilman Ehrbeck, managing partner at Flourish Ventures, a mission-driven venture capital firm that spun out of the Omidyar Network last year, explains how startups like Summer, Propel, Steady and Cushion are helping people cope with debt and cash flow problems.By Penny Crosman
May 19
Regulatory relief
5 ways the CFPB has eased industry’s coronavirus burden The agency has freed companies from reporting requirements and provided flexibility on exams to help them deal with COVID-19 fallout. It has also finished other regulatory relief efforts that were in the pipeline before the pandemic hit.By Kate Berry
May 18
CFPB
Servicers get flak, Bisignano’s Fiserv play, lenders on PPP hook: Top stories of the week Complaints to the CFPB hit an all-time high, with mortgage servicers getting much of the fire; Frank Bisignano details his priorities as Fiserv’s new CEO; lenders worry they could be stuck with billions in Paycheck Protection Program loans; and more from this week’smost-read stories.
May 15
Coronavirus
Cheat sheet: 7 measures in House coronavirus bill that matter tobanks
Democrats’ latest proposal to back debt collectors, enable loans for nonprofits and provide other relief could help steer negotiations with the Senate on more stimulus.By Hannah Lang
May 15
Fraud
How banks can fight scammers exploiting the coronavirus Fraudsters are attempting to intercept stimulus checks, set up bogus charities and defraud applicants for unemployment benefits. Mike Litt, consumer campaign director of U.S. Public Interest Research Group, discusses what can be done to stop them.By Penny Crosman
May 12
Refinance
Refi throttling, PPP fraud, employee monitoring: Top stories of theweek
Mortgage lenders impose steep pricing adjustments for cash-out refinancing; bankers fear massive borrower fraud in the Paycheck Protection Program; some worry the coronavirus is giving banks an excuse to spy on employees; and more from this week's most-readstories.
May 8
Distressed Debt
Local governments are in trouble. Can the Fed save them? The pandemic is taking a toll on tax receipts, leading the central bank to establish a municipal debt facility. Without a turnaround, the consequences for the financial system could be dire.By John Heltman
May 6
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Lessons learned from last crisis can be applied todayMay 28
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Fintech
Financial services 2025: The pursuit of a moving target that's movingfaster
An examination of potential sources of upheaval for the financial industry and ideas on how to adapt.January 9
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Cross border payments Cross-border B2B payments: Despite trade tensions, demand is up—andso is competition
Tariffs and other macro factors have introduced new uncertainty into international trade.By Michael Moeser
November 29
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Marketing
Card-account acquisition: A consumer view Recent years have seen a transformation in credit-card customer acquisition. This report explores how consumers are interacting with the new expanse of marketing and acquisition channels and examines where opportunities and threats to issuers may lie.October 23
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Digital ID
Digital IDs: The next financial services frontier? The idea of a common digital identity for consumers has become more compelling amid the digitalization of the world's economy. Many bank and credit union executives consider it a natural fit, one the industry should be prepared to lead on.August 28
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Web Seminar The race to digital: How banks are creating two-way conversations with their customers Digital banking has been a hot topic for many years but was always seen as a “nice to have” versus a “need it now.” Sponsor content from Smart Communications*
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As a result of recent high-profile failure events in Financial Services, governing bodies in the UK, Europe and across the globe are collaborating to introduce 2020 regulation to ensure that firms address the vulnerabilities in their systems, suppliers, facilitiesand people.
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Web Seminar Top use cases for risk analytics in banking Digital and mobile banking are under attack – and the threats are increasingly faster, more sophisticated, and automated. Sponsor content from OneSpan*
Web Seminar Empowering financial wellness through personalized digital banking experiences While more consumers are turning to digital channels for their banking needs, many banking executives worry about losing the opportunity to engage with customers and grow their brand. Sponsor content from YodleeWhat now?
How bankers confronting the coronavirus crisis are adapting lessons from past disasters, including wildfires, earthquakes, and hurricanesSubscribe
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