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BEST DIVIDEND STOCKS ON THE ASX IN 2021 Dividends are expected to bounce back in 2021. We asked three experts for the opinion on some of the ASX dividend stocks to watch out for. ETHICAL BANKING IN AUSTRALIA: A GUIDE Many of us try to make sustainable decisions in our everyday life — whether that means bringing reusable bags to the grocery store, catching public transport instead of driving, or making sure we’rerecycling properly.
HOW TO BUY CRYPTOCURRENCY IN AUSTRALIA IN 5 EASY STEPS Crypto-mania has reemerged in 2021. So if you’re w ondering how to buy cryptocurrency in Australia, we’ll run you through an easy step-by-step process to getting your crypto journey started. HOW TO MAKE AN OFFER ON A HOUSE: STEP-BY-STEP GUIDE A conditional sale is exactly as the name suggests – a sale with conditions attached. These could include the buyer’s finance being subject to approval, or building and pest inspections still to be conducted. Including these sorts of clauses within a conditional contract of sale can provide more security to the buyer, particularly if certain checks have not yet been carried out or if HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? As you can see, rewards credit cards tend to have higher interest rates than those cards without rewards programs. This could be because the interest charges paid by people who don’t pay their balances in full each month are partly funding the rewards program.AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar’s Managed Fund Star Ratings and Awards analysed 384 managed funds across 56 providers on our database. From this process, we identified 38 individual funds that received a 5-Star Rating and so were recognised with an Outstanding Value Award and three Award-winning managed fund providers who were recognised for their strong overall performance across multiple asset classes and BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES Caravan insurance. Caravan insurance can provide a level of financial cover for accidental loss or damage to your caravan while in Australia. The table below compares a selection of caravan insurance policies available in the market. TOP 3 SUPERANNUATION CHANGES DUE TO THE 2021 BUDGET The 2021-22 Budget introduced some new provisions which the government says should make it easier for people to boost their super funds,whether
BEST DIVIDEND STOCKS ON THE ASX IN 2021 Dividends are expected to bounce back in 2021. We asked three experts for the opinion on some of the ASX dividend stocks to watch out for. ETHICAL BANKING IN AUSTRALIA: A GUIDE Many of us try to make sustainable decisions in our everyday life — whether that means bringing reusable bags to the grocery store, catching public transport instead of driving, or making sure we’rerecycling properly.
HOW TO BUY CRYPTOCURRENCY IN AUSTRALIA IN 5 EASY STEPS Crypto-mania has reemerged in 2021. So if you’re w ondering how to buy cryptocurrency in Australia, we’ll run you through an easy step-by-step process to getting your crypto journey started. HOW TO MAKE AN OFFER ON A HOUSE: STEP-BY-STEP GUIDE A conditional sale is exactly as the name suggests – a sale with conditions attached. These could include the buyer’s finance being subject to approval, or building and pest inspections still to be conducted. Including these sorts of clauses within a conditional contract of sale can provide more security to the buyer, particularly if certain checks have not yet been carried out or if HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? As you can see, rewards credit cards tend to have higher interest rates than those cards without rewards programs. This could be because the interest charges paid by people who don’t pay their balances in full each month are partly funding the rewards program.AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. HIGHEST TERM DEPOSIT RATES: JUNE 2021 The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12 BANK OF THE YEAR & CUSTOMER-OWNED BANK OF THE YEAR AWARDS For the second year running, ING has taken out Canstar’s Bank of the Year Award, in a field that included more than 20 other providers. The bank recently shook up the terms and conditions for its savings accounts, requiring customers to grow the balance of their nominated savings account each month to qualify for bonus interest.Nonetheless, ING’s Savings Maximiser remains one of the best LIFE INSURANCE EXCLUSIONS: WHAT'S NOT INCLUDED? Life insurance is designed to help soften the financial blow that hits some families after the loss of a loved one. Making sure the policy you choose has no unexpected exclusions can be crucial to ensuring the peace of mind and financial wellbeing of those you may leave behind. HOUSE HUNTING TIPS: PROPERTY RESEARCH CHECKLIST Last year – around the same time COVID-19 was starting to sweep the world – we sold for the eighth time. Each property taught us more about how to spot a “good” house – good enough to live in for a while, renovate and then sell (yes, that’s a lot of packing boxes). BEST PERFORMING ASX 200 SHARES IN MAY 2021 The big news for ANZ this month was a AU$1 billion capital raising via the issue of capital notes (ANZ Capital Notes 6). The offer opens to eligible shareholders and holders of ANZ Capital Notes 1 at $100 per security on 9 June and closes 30 June 2021. WORK FROM HOME DEDUCTIONS: SHORTCUT VS FIXED RATE METHOD Evie can claim 16 hours per week x 52c x 48 weeks (1 July, 2020 to 30 June, 2021, less four weeks annual leave) = $399.36; Evie’s monthly internet bill is $90 a ETHICAL BANKING IN AUSTRALIA: A GUIDE Many of us try to make sustainable decisions in our everyday life — whether that means bringing reusable bags to the grocery store, catching public transport instead of driving, or making sure we’rerecycling properly.
TOP 10 RICHEST AND POOREST SUBURBS IN AUSTRALIA New data shows seven of Australia's 10 highest-earning postcodes are located in Sydney's harbourside suburbs, while drought-affected towns of regional New South Wales and Queensland are among the 'poorest' postcodes based on average taxable income. CELEBRITY REAL ESTATE: COST TO LIVE LIKE A HEMSWORTH Much like the man himself, Chris Hemsworth’s Byron Bay compound (on Bundjalung country) is quite large and imposing. The actor and his wife Elsa Pataky began construction on the property in 2017, and some locals were upset by the enormous, modernist structure, complaining that it was “inappropriate” for the area. BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. AGRIBUSINESS BANKING Agribusiness is a crucial part of the Australian way of life, and that is why Canstar researches and rates agribusiness banking solutions every year. Canstar rates agribusiness institutions in Australia every 12 months with results released in May. We calculate these ratings based on the features offered by each institution and the combination COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
MOST SATISFIED CUSTOMERS Customer service is an important consideration when it comes to choosing the right health insurance policy and it was a high rating here that helped one provider win Canstar’s Most Satisfied Customers – Health Insurer Award for the third year in a row. CORONAVIRUS & TRAVEL INSURANCE: COVERAGE IN 2021 An investigation of travel insurance policies on Canstar’s database in April 2021 revealed there are some companies that specifically provide cover related to COVID-19 for domestic travel. Some insurers have also announced cover for travelling to New Zealand, now that that option has been available since 18 April for eligible travellers. ETHICAL BANKING IN AUSTRALIA: A GUIDE Mr O’Connor said there are two sides to ethical banking — how the bank seeks to avoid harm with its products and its commitment to ethical banking practices as an organisation. “There are ethical banking products that seek to avoid harm by not lending money to harmful activities and industries,” Mr O’Connor said.AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
JOINT SUPER ACCOUNTS: A FUTURE CHOICE FOR COUPLES? The SMSF Association has backed the call to extend joint super accounts to those whose retirement savings are held in industry or retail funds, noting in a submission to the Retirement Income Review that couples often make decisions together, and should have the option to do so when it comes to their super and planning for theirretirement.
BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. AGRIBUSINESS BANKING Agribusiness is a crucial part of the Australian way of life, and that is why Canstar researches and rates agribusiness banking solutions every year. Canstar rates agribusiness institutions in Australia every 12 months with results released in May. We calculate these ratings based on the features offered by each institution and the combination COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
MOST SATISFIED CUSTOMERS Customer service is an important consideration when it comes to choosing the right health insurance policy and it was a high rating here that helped one provider win Canstar’s Most Satisfied Customers – Health Insurer Award for the third year in a row. CORONAVIRUS & TRAVEL INSURANCE: COVERAGE IN 2021 An investigation of travel insurance policies on Canstar’s database in April 2021 revealed there are some companies that specifically provide cover related to COVID-19 for domestic travel. Some insurers have also announced cover for travelling to New Zealand, now that that option has been available since 18 April for eligible travellers. ETHICAL BANKING IN AUSTRALIA: A GUIDE Mr O’Connor said there are two sides to ethical banking — how the bank seeks to avoid harm with its products and its commitment to ethical banking practices as an organisation. “There are ethical banking products that seek to avoid harm by not lending money to harmful activities and industries,” Mr O’Connor said.AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
JOINT SUPER ACCOUNTS: A FUTURE CHOICE FOR COUPLES? The SMSF Association has backed the call to extend joint super accounts to those whose retirement savings are held in industry or retail funds, noting in a submission to the Retirement Income Review that couples often make decisions together, and should have the option to do so when it comes to their super and planning for theirretirement.
MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. $3,000 NO INTEREST HOUSEHOLD RELIEF LOANS: COVID-19 COVID-19 impacted households given a leg-up with $3,000 no-interest loans. Some Australian households may be able to secure $3,000 to put towards rent and utilities via a new no-interest, no-fee, no-credit check loan. There’s a new no-interest loan available to support Australians financially impacted by COVID-19. 2020’S AWARD-WINNING MANAGED FUND PROVIDERS JAMES HURWOOD. 5 March 2020. Canstar has announced the results of its Managed Fund Star Ratings and Awards for 2020, revealing the funds and providers on its database offering outstanding value to Aussie investors. Investing with a managed fund can enable you to access a wide range of assets, but choosing a provider and individual fund canseem
LIFE INSURANCE EXCLUSIONS: WHAT'S NOT INCLUDED? Life insurance is designed to help soften the financial blow that hits some families after the loss of a loved one. Making sure the policy you choose has no unexpected exclusions can be crucial to ensuring the peace of mind and financial wellbeing of those you may leave behind. HOUSE HUNTING TIPS: PROPERTY RESEARCH CHECKLIST Last year – around the same time COVID-19 was starting to sweep the world – we sold for the eighth time. Each property taught us more about how to spot a “good” house – good enough to live in for a while, renovate and then sell (yes, that’s a lot of packing boxes). BEST PERFORMING ASX 200 SHARES IN MAY 2021 The big news for ANZ this month was a AU$1 billion capital raising via the issue of capital notes (ANZ Capital Notes 6). The offer opens to eligible shareholders and holders of ANZ Capital Notes 1 at $100 per security on 9 June and closes 30 June 2021. TOP 10 RICHEST AND POOREST SUBURBS IN AUSTRALIA New data shows seven of Australia's 10 highest-earning postcodes are located in Sydney's harbourside suburbs, while drought-affected towns of regional New South Wales and Queensland are among the 'poorest' postcodes based on average taxable income. WORK FROM HOME DEDUCTIONS: SHORTCUT VS FIXED RATE METHOD Evie can claim 16 hours per week x 52c x 48 weeks (1 July, 2020 to 30 June, 2021, less four weeks annual leave) = $399.36; Evie’s monthly internet bill is $90 a BUYING ACREAGE: PROS & CONS OF RURAL PROPERTIES Admittedly, acreage living is a “love it or hate it” kind of thing and only you can decide if it is for you or not. If you are barely capable of keeping a pot plant alive, let alone nurture acres of Australia’s native plant life, maybe it’s not your thing. Here is my list of Pros and Cons of owning acreage. CELEBRITY REAL ESTATE: COST TO LIVE LIKE A HEMSWORTH If you’re anything like me, you might also daydream about the house you could buy if you had that Kylie-Jenner-kinda money. This (one) of hers is not currently for sale, but earlier this year, just to give you an idea of what you might be up for, a house in the same Holmby Hills neighbourhood went on the market for the eye-watering sum of $70 million (over $90 million AUD). CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan.TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
CAN YOU SALARY SACRIFICE YOUR MORTGAGE? Under a salary sacrifice arrangement an employee forgoes, or sacrifices, part of their salary in lieu of an agreed non-cash benefit. This non-cash benefit may include super contributions, mortgage repayments, a car or school fees. Broadly, the aim of a salary sacrifice arrangement is to maximise the employee’s after-tax benefit in a way that HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan.TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
CAN YOU SALARY SACRIFICE YOUR MORTGAGE? Under a salary sacrifice arrangement an employee forgoes, or sacrifices, part of their salary in lieu of an agreed non-cash benefit. This non-cash benefit may include super contributions, mortgage repayments, a car or school fees. Broadly, the aim of a salary sacrifice arrangement is to maximise the employee’s after-tax benefit in a way that HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactlySUPERANNUATION
Canstar compares superannuation using a unique Star Ratings methodology that compares both cost and features across superannuation products on our database. Canstar’s Star Ratings represent a shortlist of products, enabling consumers to easily compare super funds and narrow their search to products that have been assessed andranked.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
BEST SAVINGS ACCOUNT INTEREST RATES IN JUNE 2021 1.00%. 4 months. 1.30%. More Details. View all Canstar rated Savings Accounts products. View disclosures. You can compare a wider range of savings accounts using Canstar’s savings account comparison tables. Canstar researches and rates over 200 savings accounts. Find out which ones received a 5-Star Rating in 2021. MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. HOUSE HUNTING TIPS: PROPERTY RESEARCH CHECKLIST Last year – around the same time COVID-19 was starting to sweep the world – we sold for the eighth time. Each property taught us more about how to spot a “good” house – good enough to live in for a while, renovate and then sell (yes, that’s a lot of packing boxes). BEST PERFORMING ASX 200 SHARES IN MAY 2021 The big news for ANZ this month was a AU$1 billion capital raising via the issue of capital notes (ANZ Capital Notes 6). The offer opens to eligible shareholders and holders of ANZ Capital Notes 1 at $100 per security on 9 June and closes 30 June 2021. LIFE INSURANCE EXCLUSIONS: WHAT'S NOT INCLUDED? Life insurance is designed to help soften the financial blow that hits some families after the loss of a loved one. Making sure the policy you choose has no unexpected exclusions can be crucial to ensuring the peace of mind and financial wellbeing of those you may leave behind. HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! TOP 10 RICHEST AND POOREST SUBURBS IN AUSTRALIA New data shows seven of Australia's 10 highest-earning postcodes are located in Sydney's harbourside suburbs, while drought-affected towns of regional New South Wales and Queensland are among the 'poorest' postcodes based on average taxable income. CELEBRITY REAL ESTATE: COST TO LIVE LIKE A HEMSWORTH Much like the man himself, Chris Hemsworth’s Byron Bay compound (on Bundjalung country) is quite large and imposing. The actor and his wife Elsa Pataky began construction on the property in 2017, and some locals were upset by the enormous, modernist structure, complaining that it was “inappropriate” for the area. CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly SHOULD YOU MOVE YOUR SUPER AWAY FROM THE BALANCED OPTION Unfortunately, for investors who are drawing down more heavily from their superannuation, such a return may be too low. One possible solution to improve investment returns is to increase the allocation to the risky part of the portfolio. An extra 10% allocation is likelyto
CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan.TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
CAN YOU SALARY SACRIFICE YOUR MORTGAGE? Under a salary sacrifice arrangement an employee forgoes, or sacrifices, part of their salary in lieu of an agreed non-cash benefit. This non-cash benefit may include super contributions, mortgage repayments, a car or school fees. Broadly, the aim of a salary sacrifice arrangement is to maximise the employee’s after-tax benefit in a way that HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactlySUPERANNUATION
Canstar compares superannuation using a unique Star Ratings methodology that compares both cost and features across superannuation products on our database. Canstar’s Star Ratings represent a shortlist of products, enabling consumers to easily compare super funds and narrow their search to products that have been assessed andranked.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
BEST SAVINGS ACCOUNT INTEREST RATES IN JUNE 2021 1.00%. 4 months. 1.30%. More Details. View all Canstar rated Savings Accounts products. View disclosures. You can compare a wider range of savings accounts using Canstar’s savings account comparison tables. Canstar researches and rates over 200 savings accounts. Find out which ones received a 5-Star Rating in 2021. MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. HOUSE HUNTING TIPS: PROPERTY RESEARCH CHECKLIST Last year – around the same time COVID-19 was starting to sweep the world – we sold for the eighth time. Each property taught us more about how to spot a “good” house – good enough to live in for a while, renovate and then sell (yes, that’s a lot of packing boxes). BEST PERFORMING ASX 200 SHARES IN MAY 2021 The big news for ANZ this month was a AU$1 billion capital raising via the issue of capital notes (ANZ Capital Notes 6). The offer opens to eligible shareholders and holders of ANZ Capital Notes 1 at $100 per security on 9 June and closes 30 June 2021. LIFE INSURANCE EXCLUSIONS: WHAT'S NOT INCLUDED? Life insurance is designed to help soften the financial blow that hits some families after the loss of a loved one. Making sure the policy you choose has no unexpected exclusions can be crucial to ensuring the peace of mind and financial wellbeing of those you may leave behind. HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! TOP 10 RICHEST AND POOREST SUBURBS IN AUSTRALIA New data shows seven of Australia's 10 highest-earning postcodes are located in Sydney's harbourside suburbs, while drought-affected towns of regional New South Wales and Queensland are among the 'poorest' postcodes based on average taxable income. CELEBRITY REAL ESTATE: COST TO LIVE LIKE A HEMSWORTH Much like the man himself, Chris Hemsworth’s Byron Bay compound (on Bundjalung country) is quite large and imposing. The actor and his wife Elsa Pataky began construction on the property in 2017, and some locals were upset by the enormous, modernist structure, complaining that it was “inappropriate” for the area. CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly SHOULD YOU MOVE YOUR SUPER AWAY FROM THE BALANCED OPTION Unfortunately, for investors who are drawing down more heavily from their superannuation, such a return may be too low. One possible solution to improve investment returns is to increase the allocation to the risky part of the portfolio. An extra 10% allocation is likelyto
CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITEHEALTH INSURANCETRAVEL INSURANCEHOME INSURANCECAR INSURANCEPET INSURANCELIFEINSURANCE
Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
INTEREST RATES AUSTRALIA: COMPARE CURRENT RATES Compare Australian interest rates from a huge set of financial providers & products. Interest Rates are updated daily to help you save money on the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Please note: Some rates listed may be promotional rates. Rates shown are as notified to Canstarduring the
TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. HIGHEST TERM DEPOSIT RATES: JUNE 2021 Compare Term Deposits. The following table displays a snapshot of term deposits with a term range between 11-24 months with interest paid as specified. This is based on an investment of $50,000 in a personal term deposit and is sorted by the highest advertised rate for a 12-month term, and finally by shortest payment frequency. AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly SHOULD YOU MOVE YOUR SUPER AWAY FROM THE BALANCED OPTION Unfortunately, for investors who are drawing down more heavily from their superannuation, such a return may be too low. One possible solution to improve investment returns is to increase the allocation to the risky part of the portfolio. An extra 10% allocation is likelyto
SUPERANNUATION
Canstar compares superannuation using a unique Star Ratings methodology that compares both cost and features across superannuation products on our database. Canstar’s Star Ratings represent a shortlist of products, enabling consumers to easily compare super funds and narrow their search to products that have been assessed andranked.
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. HOUSE HUNTING TIPS: PROPERTY RESEARCH CHECKLIST Last year – around the same time COVID-19 was starting to sweep the world – we sold for the eighth time. Each property taught us more about how to spot a “good” house – good enough to live in for a while, renovate and then sell (yes, that’s a lot of packing boxes). BEST SAVINGS ACCOUNT INTEREST RATES IN JUNE 2021 1.00%. 4 months. 1.30%. More Details. View all Canstar rated Savings Accounts products. View disclosures. You can compare a wider range of savings accounts using Canstar’s savings account comparison tables. Canstar researches and rates over 200 savings accounts. Find out which ones received a 5-Star Rating in 2021. SELFWEATH REVIEW: COMPARE & REVIEW Learn more about Self Wealth and how they compare to other providers. Canstar provides comparisons and reviews for all major online sharetrading platforms.
HOW MUCH SUPER DO YOU NEED TO RETIRE ON $70K OR $90K A As the table below shows, if your goal is to retire on $70,000 a year at age 50, you’ll need $1,223,026 but if you’re happy to wait until you’re 67 you’ll need $854,522 – almost $370,000 less. If you’re hoping to retire at age 50 with an annual income of $100,000, you’ll need a whopping $1,747,180 in super! 2020’S AWARD-WINNING MANAGED FUND PROVIDERS JAMES HURWOOD. 5 March 2020. Canstar has announced the results of its Managed Fund Star Ratings and Awards for 2020, revealing the funds and providers on its database offering outstanding value to Aussie investors. Investing with a managed fund can enable you to access a wide range of assets, but choosing a provider and individual fund canseem
WHAT'S THE AVERAGE HOME LOAN IN AUSTRALIA? If you are in the market for a new home, you might want to know what the average home loan is that people are taking out at the moment. Here we take a look at what the latest figures say about new home loans across Australia, and what the monthly repayments may be forsuch a loan.
CELEBRITY REAL ESTATE: COST TO LIVE LIKE A HEMSWORTH Much like the man himself, Chris Hemsworth’s Byron Bay compound (on Bundjalung country) is quite large and imposing. The actor and his wife Elsa Pataky began construction on the property in 2017, and some locals were upset by the enormous, modernist structure, complaining that it was “inappropriate” for the area. BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities.TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of EXCHANGE TRADED FUNDS (ETFS) An ETF – short for exchange-traded fund – is a pooled investment option that can be traded on the share market. Like a managed fund, ETFs allow consumers to invest in a basket of assets or companies with a single trade. Most ETFs are ‘passively managed’ in that they’re designed to move in line with an index or commodity, such asthe S
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
AUSTRALIA'S BIGGEST SUPER FUNDS Finance Journalist · 28 January 2021. Canstar reveals the 10 largest Australian super funds by both membership size and assets under management. Australia’s superannuation system is one of the world’s largest pension schemes. The super industry now has $2.9 trillion in assets under management as of September 2020. SUPERANNUATION CALCULATOR Superannuation & Retirement Planner Calculator. Our retirement planner calculator estimates how much super you will have when you retire as well as the anticipated gap between your estimated super balance and how much super you may need. This calculation is based on your current investment and assets. Please note the results provided by this 2020’S AWARD-WINNING MANAGED FUND PROVIDERS JAMES HURWOOD. 5 March 2020. Canstar has announced the results of its Managed Fund Star Ratings and Awards for 2020, revealing the funds and providers on its database offering outstanding value to Aussie investors. Investing with a managed fund can enable you to access a wide range of assets, but choosing a provider and individual fund canseem
AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly BEST ETFS IN AUSTRALIA 2021 Market risk: There is the risk that the market the ETF is tracking could fall in value, which will generally lead to the ETF falling in value. Currency risk: If the ETF invests in international assets, it will be exposed to currency movements. Liquidity risk: some ETFs invest in non-liquid assets (e.g. emerging market debt), so the ETF provider may find it hard to create or redeem securities.TERM DEPOSITS
A term deposit is commonly referred to as a TD, but can also be known as a certificate of deposit or CD. Fixed terms can range from 1 month to 5 years and the money can usually only be withdrawn at the end of the term. ‘Advance notice’ term deposits allow you to withdraw the money earlier if you pay a penalty fee and give advance notice of EXCHANGE TRADED FUNDS (ETFS) An ETF – short for exchange-traded fund – is a pooled investment option that can be traded on the share market. Like a managed fund, ETFs allow consumers to invest in a basket of assets or companies with a single trade. Most ETFs are ‘passively managed’ in that they’re designed to move in line with an index or commodity, such asthe S
MANAGED FUNDS
A managed fund is an investment where your money is pooled together with other people’s money and is invested in a common investment goal by the fund manager. Managed funds are also known as ‘managed investments’ or ‘managed trusts’, because they are a type of trust where the fund manager holds and controls the money on yourbehalf.
AWARD-WINNING MANAGED FUNDS FOR 2021 Canstar Research said this provider retained the Award in 2021 because it continued to offer a wide range of managed funds both in Australia and globally, and improved its performance, relative to its peers, in the domestic mid/small cap, global large cap and multi-sector growthprofiles.
AUSTRALIA'S BIGGEST SUPER FUNDS Finance Journalist · 28 January 2021. Canstar reveals the 10 largest Australian super funds by both membership size and assets under management. Australia’s superannuation system is one of the world’s largest pension schemes. The super industry now has $2.9 trillion in assets under management as of September 2020. SUPERANNUATION CALCULATOR Superannuation & Retirement Planner Calculator. Our retirement planner calculator estimates how much super you will have when you retire as well as the anticipated gap between your estimated super balance and how much super you may need. This calculation is based on your current investment and assets. Please note the results provided by this 2020’S AWARD-WINNING MANAGED FUND PROVIDERS JAMES HURWOOD. 5 March 2020. Canstar has announced the results of its Managed Fund Star Ratings and Awards for 2020, revealing the funds and providers on its database offering outstanding value to Aussie investors. Investing with a managed fund can enable you to access a wide range of assets, but choosing a provider and individual fund canseem
AGRIBUSINESS
Agribusiness article - Farm Management Deposits - everything you needto know.
HOW IS CREDIT CARD INTEREST CALCULATED AND CHARGED? For example, if you made a purchase of $1,000 on a credit card with an interest rate of 20% p.a. and you currently do not have the benefit of any interest free days, you would be charged just over $16 in interest if you paid off the purchase after exactly CANSTAR - AUSTRALIA'S BIGGEST FINANCIAL COMPARISON SITE Canstar doesn’t just give awards. We’re proud to be recognised among our peers, both as one of Australia’s fastest-growing companies and as a Great Place to Work ®. In 2020, we were included in the Australian Financial Review’s ‘Fast 100’ list of the country’s fastest-growing companies based on revenue. We were alsonamed in
EXCHANGE TRADED FUNDS (ETFS) An ETF – short for exchange-traded fund – is a pooled investment option that can be traded on the share market. Like a managed fund, ETFs allow consumers to invest in a basket of assets or companies with a single trade. Most ETFs are ‘passively managed’ in that they’re designed to move in line with an index or commodity, such asthe S
MORTGAGE RATES: COMPARE INTEREST RATES UNDER 1.8% I CANSTAR A comparison rate is an interest rate figure that represents the total annual cost of the loan, including the annual interest rate, monthly repayments, and most ongoing and upfront fees and charges. On the Canstar website, all comparison rates for home loans are based on a $150,000 loan over 25 years. Learn about comparison rates. COMPARE CARAVAN INSURANCE POLICIES No. $500. $30 million. If your caravan’s less than a year old and is a total loss, we’ll buy you a new one. CIL Caravan Insurance. No. $1,000. $20 million caravan legal liability and $20 million personal liability. A new replacement caravan if it is a total loss within 2 years of registration of the caravan. AUSTRALIA'S BIGGEST SUPER FUNDS Finance Journalist · 28 January 2021. Canstar reveals the 10 largest Australian super funds by both membership size and assets under management. Australia’s superannuation system is one of the world’s largest pension schemes. The super industry now has $2.9 trillion in assets under management as of September 2020. WHAT'S THE AVERAGE HOME LOAN IN AUSTRALIA? If you are in the market for a new home, you might want to know what the average home loan is that people are taking out at the moment. Here we take a look at what the latest figures say about new home loans across Australia, and what the monthly repayments may be forsuch a loan.
CRYPTOCURRENCY IN SELF MANAGED SUPER FUNDS (SMSFS) As of December 2020, ATO statistics show these assets comprised 83.4% of total net SMSF assets of $732 billion. Shares led the way at $202 billion (27.6%), followed by cash and term deposits at $151 billion (20.6%), trusts at $139 billion (18.9%) and property at $119 billion(16.2%).
PROPERTY VALUATIONS: WHEN DO YOU NEED ONE? Comparison method: this is the most common valuation method among property valuers when establishing the value of land and residential buildings.As the name suggests, this method compares your property with recent sales of similar properties in your area or areas nearby. TAX HUB - REFUNDS, RETURNS, INCOME TAX & CALCULATORS 2021 Expert tips, tax tools & calculators. Tax returns, tax deadlines, the tax-free threshold, marginal tax rates, property tax, income tax, LMITO, super & more. ANZ SHARE INVESTING: REVIEW & COMPARE Find out more about ANZ Share Investing Account. Canstar provides comparisons and reviews for all major online share trading providers. Compare online share trading today.Toggle navigation
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