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UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirement ARE YOU LIABLE IF SOMEONE SLIPS ON YOUR SIDEWALK OR DRIVEWAY? Conditions During the Incident. If someone slips and falls on a snowy or icy sidewalk during an active snowstorm, liability is not attached. After all, it is unreasonable to expect anyone to try to keep up with a blizzard to keep a walkway clear. However, if you have the aforementioned leaky downspout or drain pipe, liability could accrueto
3 WAYS TO KEEP YOUR NEIGHBORS HAPPY DURING CONSTRUCTION Here are three things you can do to help keep everyone happy during your SMB’s renovation: Host an Office Building Meeting. Your neighbors are going to be annoyed by the uptick in noise and foot traffic during your office’s renovation. Let them know that their annoyances and noise concerns are valid by hosting an office buildingmeeting.
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirement ARE YOU LIABLE IF SOMEONE SLIPS ON YOUR SIDEWALK OR DRIVEWAY? Conditions During the Incident. If someone slips and falls on a snowy or icy sidewalk during an active snowstorm, liability is not attached. After all, it is unreasonable to expect anyone to try to keep up with a blizzard to keep a walkway clear. However, if you have the aforementioned leaky downspout or drain pipe, liability could accrueto
3 WAYS TO KEEP YOUR NEIGHBORS HAPPY DURING CONSTRUCTION Here are three things you can do to help keep everyone happy during your SMB’s renovation: Host an Office Building Meeting. Your neighbors are going to be annoyed by the uptick in noise and foot traffic during your office’s renovation. Let them know that their annoyances and noise concerns are valid by hosting an office buildingmeeting.
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
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Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.INSURANCE CATALOG
Here's how simple it is. Start the quote online or pick up the phone and call us. One of our licensed Insurance Advisors will walk you through every step, from comparison to purchase, offering unbiased advice of which insurance carrier best matches your needs.COVERHOUND®
Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.; Objective Advice Our licensed advisors are HOW TO GET HOMEOWNERS INSURANCE You probably already know that coverages and premiums vary by insurance company. And that goes for all types of insurance, including homeowners. Of course, the best way to make sure you buy the right coverage at the right price, is to shop around. Get quotes from a handful of different insurance carriers and compare the policies. Shopping around for homeowners insurance is a bit moreCOVERHOUND®
Congress just replenished the landmark CARES Act with $370B in funding earmarked for small businesses. The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, outlines a series of measures aimed at helping small businesses that have been adversely affected by the COVID-19 pandemic.COVERHOUND®
This means if your child moves just one state over, (say, from California to Oregon), the current student car insurance policy they’re under is void. The first thing you need to do before your student moves to their new state is to contact your insurance provider. Typically, large insurance agencies (such as AllState, StateFarm, or Geico
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along with them, paying for private parkingCOVERHOUND®
CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to thesituation.
THE DOS AND DON'TS OF SHARING AN OFFICE SPACE Sharing an office space is a viable alternative that tends to be more affordable, scalable and flexible. But there’s a catch: you have to play well with others. This arrangement raises a host of questions, ranging from how you keep the environment harmonious to how you handle important logistics, like general liability insurance.COVERHOUND®
Software Developer − Devin Liu. Developing 1000 times faster with machine learning allows us to create world class machines that can translate dictionaries, trade COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo lies HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business WHAT TO DO WITH HOMEOWNERS INSURANCE DURING A DIVORCE Through sickness and health, we don’t intend to ever split from the person we said “I do” with. But it happens. According to the American Psychological Association (APA), between 40 and 50 percent of marriages end in divorce. What are some of the top reasons why a couple will it call it quits? Infidelity, financial instability andlack of autonomy.
4 WAYS TO PROTECT YOUR HOME FROM LIGHTNING Lightning poses a major risk of property damage to both homeowners and renters by causing fires and power surges that damage electronics. The Insurance Information Institute reported lightning strikes cost $739 million in homeowners insurance losses in 2014, up 9.7 percent from 2013. What's more, the report noted the amount of claims was declining (due to lightning protection technology) and COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. 3 REASONS PAYROLL SERVICES NEED BUSINESS INSURANCE 3 Reasons Payroll Services Need Business Insurance. Most companies prefer to focus on driving revenue rather than handling administrative tasks like payroll. So, they outsource them. This fact – plus the rise of cloud technology – means payroll services companies like yours are in demand. But this line of work comes with risks, too. COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo lies HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business WHAT TO DO WITH HOMEOWNERS INSURANCE DURING A DIVORCE Through sickness and health, we don’t intend to ever split from the person we said “I do” with. But it happens. According to the American Psychological Association (APA), between 40 and 50 percent of marriages end in divorce. What are some of the top reasons why a couple will it call it quits? Infidelity, financial instability andlack of autonomy.
4 WAYS TO PROTECT YOUR HOME FROM LIGHTNING Lightning poses a major risk of property damage to both homeowners and renters by causing fires and power surges that damage electronics. The Insurance Information Institute reported lightning strikes cost $739 million in homeowners insurance losses in 2014, up 9.7 percent from 2013. What's more, the report noted the amount of claims was declining (due to lightning protection technology) and COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. 3 REASONS PAYROLL SERVICES NEED BUSINESS INSURANCE 3 Reasons Payroll Services Need Business Insurance. Most companies prefer to focus on driving revenue rather than handling administrative tasks like payroll. So, they outsource them. This fact – plus the rise of cloud technology – means payroll services companies like yours are in demand. But this line of work comes with risks, too.INSURANCE CATALOG
Why CoverHound? Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your businessand employees.
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Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.; Objective Advice Our licensed advisors areCOVERHOUND®
What is a General Liability insurance policy? A General Liability insurance policy is typically the first step in business protection. It’s the most essential piece of your commercial insurance plan that protects your business from a person or business’ claims of bodily injury and related medical costs; property damage; data loss andpersonal injury.
BROWN & BROWN, INC. ACQUIRES COVERHOUND AND CYBERPOLICY TO CoverHound® and CyberPolicy®, a leading digital insurance marketplace for individuals and small businesses, today announced they have been acquired by Brown & Brown, Inc. (NYSE:BRO), a leading insurance brokerage firm providing risk management solutions to individuals and businesses. IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo liesCOVERHOUND®
Congress just replenished the landmark CARES Act with $370B in funding earmarked for small businesses. The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, outlines a series of measures aimed at helping small businesses that have been adversely affected by the COVID-19 pandemic. DOES YOUR HOMEOWNERS INSURANCE INCLUDE OFF-PREMISES Short answer: Not if your policy includes off-premises coverage. The best way to protect your personal belongings is to make sure your policy has them covered (or compare homeowners insurance rates to find one that does). Keep reading to learn more. Protecting Personal Belongings. As previously discussed, standard homeowners insurancepolicies
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CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to thesituation.
COMMERCIAL GENERAL LIABILITY INSURANCE: BODILY INJURY VS Upholding Your Responsibilities. Standard commercial general liability insurance policies cover bodily injury and personal injury to protect you against financial ruin in case you face liability claims for something that happens as a result of your business operations. Keep in mind though: Having insurance does not absolve you of theCOVERHOUND®
Software Developer − Devin Liu. Developing 1000 times faster with machine learning allows us to create world class machines that can translate dictionaries, trade COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
3 WAYS TO KEEP YOUR NEIGHBORS HAPPY DURING CONSTRUCTION Here are three things you can do to help keep everyone happy during your SMB’s renovation: Host an Office Building Meeting. Your neighbors are going to be annoyed by the uptick in noise and foot traffic during your office’s renovation. Let them know that their annoyances and noise concerns are valid by hosting an office buildingmeeting.
COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
3 WAYS TO KEEP YOUR NEIGHBORS HAPPY DURING CONSTRUCTION Here are three things you can do to help keep everyone happy during your SMB’s renovation: Host an Office Building Meeting. Your neighbors are going to be annoyed by the uptick in noise and foot traffic during your office’s renovation. Let them know that their annoyances and noise concerns are valid by hosting an office buildingmeeting.
INSURANCE CATALOG
Why CoverHound? Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your businessand employees.
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Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.COVERHOUND®
Curated Choice Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.; Comprehensive Assessment We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.; Objective Advice Our licensed advisors are BROWN & BROWN, INC. ACQUIRES COVERHOUND AND CYBERPOLICY TO CoverHound® and CyberPolicy®, a leading digital insurance marketplace for individuals and small businesses, today announced they have been acquired by Brown & Brown, Inc. (NYSE:BRO), a leading insurance brokerage firm providing risk management solutions to individuals and businesses. WHEN NOT TO FILE A HOMEOWNERS INSURANCE CLAIM A covered incident occurs in your home, causing $2,500 worth of damage. If you submit a claim and it hikes your premiums $500 annually for three years, you're paying $1,500 to recover $500. Plus, your claim will register in the Comprehensive Loss Underwriting Exchange database, possibly complicating future claims and coverage.COVERHOUND®
Congress just replenished the landmark CARES Act with $370B in funding earmarked for small businesses. The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, outlines a series of measures aimed at helping small businesses that have been adversely affected by the COVID-19 pandemic.COVERHOUND®
CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to thesituation.
WHAT TO DO WITH HOMEOWNERS INSURANCE DURING A DIVORCE Through sickness and health, we don’t intend to ever split from the person we said “I do” with. But it happens. According to the American Psychological Association (APA), between 40 and 50 percent of marriages end in divorce. What are some of the top reasons why a couple will it call it quits? Infidelity, financial instability andlack of autonomy.
SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirementCOVERHOUND®
Software Developer − Devin Liu. Developing 1000 times faster with machine learning allows us to create world class machines that can translate dictionaries, trade COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COVERHOUND | PERSONAL LINES Adding a personal umbrella insurance policy provides extra liability coverage over and above your existing auto or homeowners insurance. It helps protect you from large and potentially devastating liability claims. Speak to a CoverHound trusted advisor to find out more about a personal umbrella policy. Call us at (866) 278-7881. Condo Insurance. IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo lies THE 30 MOST FREQUENTLY ASKED QUESTIONS ABOUT AUTO There is no such thing as a stupid question. Here are 30 questions people are constantly asking about auto insurance. Q: How long does it take to get an insurance quote? A: Finding auto insurance online takes as little as 5 minutes when you use CoverHound. Q: What happens if I lie about my driving history? 4 WAYS TO PROTECT YOUR HOME FROM LIGHTNING Lightning poses a major risk of property damage to both homeowners and renters by causing fires and power surges that damage electronics. The Insurance Information Institute reported lightning strikes cost $739 million in homeowners insurance losses in 2014, up 9.7 percent from 2013. What's more, the report noted the amount of claims was declining (due to lightning protection technology) and 4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirement ARE YOU LIABLE IF SOMEONE SLIPS ON YOUR SIDEWALK OR DRIVEWAY? Conditions During the Incident. If someone slips and falls on a snowy or icy sidewalk during an active snowstorm, liability is not attached. After all, it is unreasonable to expect anyone to try to keep up with a blizzard to keep a walkway clear. However, if you have the aforementioned leaky downspout or drain pipe, liability could accrueto
COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COVERHOUND | PERSONAL LINES Adding a personal umbrella insurance policy provides extra liability coverage over and above your existing auto or homeowners insurance. It helps protect you from large and potentially devastating liability claims. Speak to a CoverHound trusted advisor to find out more about a personal umbrella policy. Call us at (866) 278-7881. Condo Insurance. IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo lies THE 30 MOST FREQUENTLY ASKED QUESTIONS ABOUT AUTO There is no such thing as a stupid question. Here are 30 questions people are constantly asking about auto insurance. Q: How long does it take to get an insurance quote? A: Finding auto insurance online takes as little as 5 minutes when you use CoverHound. Q: What happens if I lie about my driving history? 4 WAYS TO PROTECT YOUR HOME FROM LIGHTNING Lightning poses a major risk of property damage to both homeowners and renters by causing fires and power surges that damage electronics. The Insurance Information Institute reported lightning strikes cost $739 million in homeowners insurance losses in 2014, up 9.7 percent from 2013. What's more, the report noted the amount of claims was declining (due to lightning protection technology) and 4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirement ARE YOU LIABLE IF SOMEONE SLIPS ON YOUR SIDEWALK OR DRIVEWAY? Conditions During the Incident. If someone slips and falls on a snowy or icy sidewalk during an active snowstorm, liability is not attached. After all, it is unreasonable to expect anyone to try to keep up with a blizzard to keep a walkway clear. However, if you have the aforementioned leaky downspout or drain pipe, liability could accrueto
COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COMPARE INSURANCE QUOTES WITH CONFIDENCE THANK YOU COVERHOUND!!! ". ― John S., North Hills, CA. " Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. 19 STATES WITH MANDATORY WINDSTORM DEDUCTIBLES Because Hurricane Katrina cost insurance agencies over $41 billion in insured losses, it was decided that homeowners insurance policies in the 19 states listed below (and the District of Columbia) needed to be re-written to replace the standard deductible with a hurricane and windstorm deductible. Alabama. Connecticut. Delaware. Florida.Georgia.
DO CRIME RATES AFFECT YOUR HOME INSURANCE COSTS? In the case of crime, finding a home that fits your budget while also getting cheap homeowners insurance can come down to selecting an area that has a lower crime rate. A city's crime rate directly affects how much you might have to pay each month for insurance. 24/7 Wall St analyzed data from the FBI and found the top 10 safest states to be 19 STATES WITH MANDATORY HURRICANE DEDUCTIBLES As mentioned previously, there are 19 states that require their homeowners to have a hurricane deductible. Those states (listed alphabetically) are as follows: After Hurricane Katrina hit in 2005 (costing insurance companies $41 billion in losses ), they decided to rewrite the homeowners insurance plan. Insurance companies decidedthat instead
CAN YOU GET HOMEOWNERS INSURANCE FOR THE NON-TRADITIONAL Unfortunately, homeowners insurance has not come around to insuring converted school buses just yet, but if you call an insurance representative and discuss the remodel and plans for the bus, they will try to match you with the insurance policy that will protect the bus, your belongings and you. This may take the form of RV or autoinsurance.
HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCELIFE INSURANCE DEMOGRAPHICSLIFE INSURANCE DEMOGRAPHICS According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
PAID PRIVATE PARKING: WHO PAYS FOR VANDALISM? Paid Private Parking: Who Pays For Vandalism? There’s a reason you pay for private parking. You don’t want your car broken into, vandalized or stolen. With close to 700,000 vehicles stolen every year and CNN reporting that $1.25 billion worth of private belongings along UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCEWHAT DISEASES DOES SMOKING CAUSEHOW CIGARETTES DAMAGE YOUR BODYDOES SMOKING CAUSE DEMENTIADOES SMOKING CAUSE EDDOES SMOKING CAUSE HEART DISEASEDOES SMOKING CAUSE INFLAMMATION Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
14 STRANGE LAWS IN VIRGINIA Strange Law 1: Virginian motorists cannot drive if they are not wearing shoes. Strange law 2: Virginian motorists must honk their horns if they are attempting to pass another vehicle. Strange Law 3: Police are not allowed to use speed radar detectors. Strange Law 4: In Waynesboro, Virginia, it is illegal for a female motorist to drive hercar
WHEN SHOULD YOUNG DRIVERS BE TAKEN OFF THEIR PARENTS' AUTO In either case, the owner of the car will have to have his or her own insurance policy. If the driver is under the age of 25, this can be pricey. Between the ages of 25 and 65, insurance companies offer regular rates. However, according to DMV.org, outside of that range, prices are higher because the driver presents a COVERHOUND | PERSONAL LINES Adding a personal umbrella insurance policy provides extra liability coverage over and above your existing auto or homeowners insurance. It helps protect you from large and potentially devastating liability claims. Speak to a CoverHound trusted advisor to find out more about a personal umbrella policy. Call us at (866) 278-7881. Condo Insurance. IS CONDO INSURANCE MANDATORY? If you have a condominium is insurance mandatory? We are all well aware that liability car insurance is mandatory. Homeowners insurance is mandatory as long as you have a mortgage to pay off. And even after that, it’s always highly recommended to keep. However, renters insurance is not mandatory, though it’s also a good idea to obtain it. In terms of its size, since a condo lies THE 30 MOST FREQUENTLY ASKED QUESTIONS ABOUT AUTO There is no such thing as a stupid question. Here are 30 questions people are constantly asking about auto insurance. Q: How long does it take to get an insurance quote? A: Finding auto insurance online takes as little as 5 minutes when you use CoverHound. Q: What happens if I lie about my driving history? 4 WAYS TO PROTECT YOUR HOME FROM LIGHTNING Lightning poses a major risk of property damage to both homeowners and renters by causing fires and power surges that damage electronics. The Insurance Information Institute reported lightning strikes cost $739 million in homeowners insurance losses in 2014, up 9.7 percent from 2013. What's more, the report noted the amount of claims was declining (due to lightning protection technology) and 4 THINGS TO CONSIDER BEFORE STARTING YOUR OWN MENTAL Overhead Costs One estimate puts the cost for launching a small private medical practice between $70,000 and over $100,000, depending on a number of factors.You’ll have your one-time startup costs (like incorporation fees, furniture, electronic systems, etc.) as well as recurring operational costs (rent and utilities, replenishing supplies, business insurance, salaries) to keep the business HOW CHANGING DEMOGRAPHICS ARE CHANGING THE INSURANCE According to Insurance Journal, 22 percent of the population will be 65 or older by 2050. The National Association of Professional Insurance Agents estimated that about 20 percent of families are comprised of two parents and one or more children. This is a much lower number than in past years. Finally, Property Casualty 360predicted that by
UP IN FLAMES: WHAT SMOKING DOES TO YOUR HOME INSURANCE Better to put out the cigarette, reduce the risk of creating a fire and lower your homeowners insurance premium. Most homeowners aren't aware of how much extra smoking can add to a homeowners insurance premium, but experts estimate it's as much as 20 percent more. If saving money on your monthly bills isn't enough to persuade smokers,than
COSTS ASSOCIATED WITH STARTING A MENTAL HEALTH PRACTICE Insurance. In addition to the costs associated with starting a mental health practice, business insurance for mental health professionals is paramount to the continued wellbeing of your business. All you need is one successful lawsuit against you at the beginning of your career to impose a significant setback upon your ability to earn. SHOULD COMPANIES ALLOW UNIONS? Union Pros. Unionized workers are typically better paid and enjoy more benefits than non-union workers. Unions to protect the interests of employees. On the whole, union workers are happier in their jobs and less subject to discriminatory practices and inequality. Union workers also get better protections for their families, better retirement ARE YOU LIABLE IF SOMEONE SLIPS ON YOUR SIDEWALK OR DRIVEWAY? Conditions During the Incident. If someone slips and falls on a snowy or icy sidewalk during an active snowstorm, liability is not attached. After all, it is unreasonable to expect anyone to try to keep up with a blizzard to keep a walkway clear. However, if you have the aforementioned leaky downspout or drain pipe, liability could accrueto
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"Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. So now I save more than $800 a year, and I actually have more coverage." ― CASSANDRA G., Greenacres, WA "Professionals were able to find the cheapest plan in Texas with the exact same coverage I already had through another provider...hundreds of dollars cheaper than any car insurance place I could find online. I will never use anyone else...EVER! Recommending to everyone I know!!!" ― HAYLEY R., League City, TX "I had been getting quotes on my own and just happened upon CoverHound by accident. I thought i would give them a try and compare. I am glad i did! I would have never thought to try some of the companies they check for you. They did end up finding the best rate for us. Everything went smooth. I would use them again and recommend them toothers."
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― HOLLY G., Fort Wayne, IN "My insurance rates had recently gone way up, so I began to shop around online. I found some better rates doing my own searches and was about to go with one of the well known companies when I saw an ad for CoverHound. I clicked on it, then called to talk to a real person. After answering a few quick and easy questions, CoverHound found an amazing rate for me!" ― JEN B., Mosca, CO "Everything about CoverHound was just more pleasant. I found out about it in an email, and Jackie, the advisor I worked with, was really patient. It was easy. I even added renters insurance to my car insurance, and I still pay less than I used to. So now I save more than $800 a year, and I actually have more coverage." ― CASSANDRA G., Greenacres, WA "Professionals were able to find the cheapest plan in Texas with the exact same coverage I already had through another provider...hundreds of dollars cheaper than any car insurance place I could find online. I will never use anyone else...EVER! Recommending to everyone I know!!!" ― HAYLEY R., League City, TXINSURANCE ARTICLES
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