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our clients.
PARTICIPANT LOGIN
Use your benefits by logging in to see your balance, view your plan details, submit a claim, set up direct deposit, and much more.PARTICIPANTS
Direct Deposit. If your benefit plan will reimburse you for expenses, one of the first steps you should take is to enroll in Direct Deposit. Your reimbursement funds will be automatically deposited in your account, for quick and convenient access.THE BESTFLEX PLAN
The BESTflex Plan is a cafeteria plan that allows employers to offer money-saving, tax-advantaged benefits to their employees. Employers choose from a premium only plan (POP), self-administration, or flexible spending account (FSA) administration options for standard health care (medical, vision, and dental), limited health (vision anddental
COBRASECURE
Meet COBRA requirements, without spending your day on it. COBRA regulations are complex and have many intricacies. Our end-to-end COBRA administration provides notices within required timeframes, collection of premium payments, remittance to the employer, coordination with carriers for reinstatements and terminations, and state continuation options in certain states.COBRASECURE ONLINE
My Account Administrator incorporates a user-friendly search tool and a variety of “wizards” to help manage COBRA continuants and let employers: View Qualified Beneficiary (QB) plans. Enter QB info online quickly. Run a wide range of reports. See QB accounts/letters/payments. Review current carrier rates. Access up-to-date information. EMPLOYEE BENEFITS CORPORATION At Employee Benefits Corporation, we make pre-tax benefits administration, COBRA and other employee benefits services easy forour clients.
PARTICIPANT LOGIN
Use your benefits by logging in to see your balance, view your plan details, submit a claim, set up direct deposit, and much more.PARTICIPANTS
Direct Deposit. If your benefit plan will reimburse you for expenses, one of the first steps you should take is to enroll in Direct Deposit. Your reimbursement funds will be automatically deposited in your account, for quick and convenient access.THE BESTFLEX PLAN
The BESTflex Plan is a cafeteria plan that allows employers to offer money-saving, tax-advantaged benefits to their employees. Employers choose from a premium only plan (POP), self-administration, or flexible spending account (FSA) administration options for standard health care (medical, vision, and dental), limited health (vision anddental
COBRASECURE
Meet COBRA requirements, without spending your day on it. COBRA regulations are complex and have many intricacies. Our end-to-end COBRA administration provides notices within required timeframes, collection of premium payments, remittance to the employer, coordination with carriers for reinstatements and terminations, and state continuation options in certain states.COBRASECURE ONLINE
My Account Administrator incorporates a user-friendly search tool and a variety of “wizards” to help manage COBRA continuants and let employers: View Qualified Beneficiary (QB) plans. Enter QB info online quickly. Run a wide range of reports. See QB accounts/letters/payments. Review current carrier rates. Access up-to-date information. FORMS | EMPLOYEE BENEFITS CORPORATION | THIRD PARTY Letter of Medical Necessity. Submit this form when an otherwise ineligible incurred expense is used to treat a specific medical condition and is not personal in nature.ELIGIBLE EXPENSES
Flexible spending accounts (FSAs) and health savings accounts (HSAs) help you save money because the contributions you make to the account are exempt from Federal, State, and FICA payroll taxes. Using tax-free dollars to pay for eligible expenses saves up to 30%, meaning aCOMMUTEEASE
Employers save 7.65% in Social Security taxes on participant contributions to CommuteEase. Generally, employers have to pay 7.65% in Social Security taxes on their employees’ total income. However, with a tax-advantaged plan, like CommuteEase, employers do not have to pay Social Security taxes on any contribution amount that employeesset aside.
SUMMER CAMPS AND DEPENDENT CARE FSAS Many parents enroll their children in camps during the summer months and it’s the season for questions about how Dependent Care Flexible Spending Accounts (FSAs) can be used for summer camp expenses. COBRA SUBSIDIES UNDER THE AMERICAN RESCUE PLAN ACT Remember to send your Regular Weekly Updates for the Premium Subsidy under the American Rescue Plan Act! You need to identify the Assistance Eligible Individual (AEI) status of every new qualified beneficiary (QB) who has a reduction in hours or termination through09/30/2021.
PRESIDENT BIDEN SIGNS THE AMERICAN RESCUE PLAN ACT OF 2021 A new COVID-19 relief package was passed by Congress and signed into law on March 11, 2021. This relief package is known as the American Rescue Plan Act of 2021 (ARPA). DOL RELEASES MODEL NOTICES FOR COBRA SUBSIDIES On Wednesday, April 7, 2021 (in advance of the April 10, 2021 deadline), the Department of Labor (DOL) posted guidance and model notices on its website regarding the COBRA premium assistance provisions contained in the American Rescue Plan Act.. As you may recall, the American Rescue Plan Act of 2021 was signed into law in March of this year and provided COVID-19 relief in a variety of ways. COBRA CONTINUATION AND DISABILITY The COBRA continuation coverage may be extended if an individual is deemed disabled by the Social Security Administration (SSA) and the individual meets certain requirements. This allows a qualified beneficiary to remain covered under COBRA until they become THE DIFFERENCE BETWEEN SCHEDULE A AND SCHEDULE C This time of year, employers who have calendar year Form 5500 obligations begin gathering information for their filing that may include Schedule As and/or Schedule Cs. THE WHAT, WHEN, WHERE, AND WHY OF WRAP PLAN DOCUMENTS When it comes to ERISA compliance, employers and brokers frequently ask us: who is responsible for creating documents and SPDs, how is a wrap plan used to satisfy ERISA compliance, and what information must be provided to employees and when.GO
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__ COVID-19 and Your Benefits | What You Need to Know >>WHERE TO SHOP
PARTICIPANTS | Spending your FSA and HSA funds is easy. Check out these online shops that specialize in FSA- and HSA-eligible items.ELIGIBLE EXPENSES
PARTICIPANTS | The CARES Act allows you to use your FSA, HSA, or HRA to pay for over-the-counter medications and menstrual care products—without a prescription. GET THE SERVICE YOU DESERVE BROKERS AND EMPLOYERS | Why wait for open enrollment or the end of the plan year to change administration when you can do it now?DIRECT DEPOSIT
PARTICIPANTS | Have your reimbursements deposited electronically into your bank account. Set up Direct Deposit today to save time and paper.prev
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PlayPausePreviousNextCOMPLIANCE BUZZ
------------------------- IRS Releases Cafeteria Plan Relief 05/18/2020 | On May 12th, the IRS released a pair of notices that affect cafeteria plans and flexible spending accounts (FSAs). These notices give flexibility regarding extended grace periods, maximum rollover amount, and mid-year participant election changes. Read more>
COMPLIANCE BUZZ
------------------------- IRS Releases Cafeteria Plan Relief 05/18/2020 | On May 12th, the IRS released a pair of notices that affect cafeteria plans and flexible spending accounts (FSAs). These notices give flexibility regarding extended grace periods, maximum rollover amount, and mid-year participant election changes. Read more>
COMPLIANCE BUZZ
------------------------- IRS Releases Cafeteria Plan Relief 05/18/2020 | On May 12th, the IRS released a pair of notices that affect cafeteria plans and flexible spending accounts (FSAs). Readmore >
COMPLIANCE BUZZ
------------------------- IRS Releases Cafeteria Plan Relief 05/18/2020 | On May 12th, the IRS released a pair of notices that affect cafeteria plans and flexible spending accounts (FSAs). These notices give flexibility regarding extended grace periods, maximum rollover amount, and mid-year participant election changes. Read more>
FEATURED SUPPORT
------------------------- SAVE MONEY WITH AN FSA! PARTICIPANTS | Use tax-free dollars to pay for eligible expenses, which may include medical, dental, vision, and daycare expenses. FSASavings >
-------------------------FREE LIVE WEBINARS
REGISTER NOW | Our benefit experts share legislative updates, industry news and trends, and valuable insight. View Topics! > ------------------------- COST SAVINGS CALCULATORS EMPLOYERS AND PARTICIPANTS | How much can _you_ save with an FSA, HRA, HSA, or Transportation Plan? Find out with our online calculators.Try them! >
------------------------- SAVE TIME WITH YOUR ONLINE ACCOUNT BESTFLEX PLAN | View your balance, submit online claims, set up direct deposit, and more! Watch video >WE MAKE IT _EASY._
------------------------- WE PROVIDE A WORLD-CLASS CUSTOMER EXPERIENCE AND PRIDE OURSELVES ON OUR REPUTATION AS A SERVICE-ORIENTED AND TECHNOLOGICALLY-ADVANCED THIRD PARTY ADMINISTRATOR. BROKERS AND CONSULTANTSBROKERS AND
CONSULTANTS
Partner with us to make benefits easy for your clients and their employees. We’re committed to relationships and reliability. And our nationally-recognized compliance expertise is always incorporated in our benefit services.Start Here
EMPLOYERS AND HR PROFESSIONALSEMPLOYERS AND
HR PROFESSIONALS
Easily manage your benefits and support your employees. We provide online access to benefit administration and assign a dedicated CLIENT SERVICE CONSULTANT, who is your personal source of account information and assistance for all of your products.Start Here
PARTICIPANTS AND EMPLOYEESPARTICIPANTS
AND EMPLOYEES
Get the most out of your benefits with our education, technology, and support. Our website and mobile app provide you with easy online access to your benefit accounts. And we’re happy to help when you need it — reach us by phone or email.Start Here
WE MAKE IT _EASY._
------------------------- WE PROVIDE A WORLD-CLASS CUSTOMER EXPERIENCE AND PRIDE OURSELVES ON OUR REPUTATION AS A SERVICE-ORIENTED AND TECHNOLOGICALLY-ADVANCED THIRD PARTY ADMINISTRATOR. BROKERS AND CONSULTANTS Partner with us to make benefits easy for your clients and their employees. We’re committed to relationships and reliability. And our nationally-recognized compliance expertise is always incorporated in our benefit services.Start Here
EMPLOYERS AND HR PROFESSIONALS Easily manage your benefits and support your employees. We provide online access to benefit administration and assign a dedicated CLIENT SERVICE CONSULTANT, who is your personal source of account information and assistance for all of your products.Start Here
PARTICIPANTS AND EMPLOYEES Get the most out of your benefits with our education, technology, and support. Our website and mobile app provide you with easy online access to your benefit accounts. And we’re happy to help when you need it — reach us by phone or email.Start Here
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HELP AND FAQS
------------------------- AM I ELIGIBLE TO USE MY EMPLOYER’S DEPENDENT CARE FSA? DEPENDENT CARE FSA | This flexible spending account allows full-time working parents and/or full-time student parents to save money on eligible dependent and child care expenses. More Dependent Care FSAAnswers >
------------------------- WHAT ARE THE BENEFITS OF A HEALTH SAVINGS ACCOUNT (HSA)? SIMPLYHSA | A health savings account provides participants with three tax benefits: pre-tax contributions, tax-free withdrawals for eligible expenses, and tax-free earned interest on invested funds. More HSABasics >
------------------------- WHY SHOULD I USE MY BENEFITS CARD? HEALTH CARE FSA | Use your Benefits Card to pay for eligible expenses directly from your flexible spending account instead of tying up your cash and waiting for reimbursement. * How to use your Benefits Card * 10 Benefits Card Tips * Submit Benefits Card Documentation* Benefits Card Q&A
------------------------- HOW CAN I GET REIMBURSED FAST FOR OUT-OF-POCKET EXPENSES? ONLINE CLAIMS | For your BESTflex FSA or EBC HRA, you can easily make claims for out-of-pocket expenses online or with our mobile app. Enroll in Direct Deposit to receive funds fast! * Scan. Swipe. Send. * Enroll in Direct Deposit * My Mobile Account Assistant * Submitting Claims Online ------------------------- I’M ELIGIBLE FOR COBRA.HOW DO I ENROLL?
COBRASECURE | When an employee or family member experiences a COBRA qualifying event, they receive a mailed COBRA election rights notice. To elect coverage, they submit their premium payment to us.* COBRA Q&A
* What is State Continuation?* What is COBRA?
------------------------- HOW CAN I LEARN MORE ABOUT MY BENEFITS? FOLLOW US! | We’re committed to helping you get the most out of your pre-tax benefits by providing you with accessible and easy-to-understand information. * Follow us on Facebook * Check out our News Center* Watch videos
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Use the following, if your RSS Reader application asks for a URL link.FOR NEWS CENTER:
http://www.ebcflex.com/NewsCenter/tabid/113/rssid/6/Default.aspx FOR COMPLIANCE BUZZ: http://www.ebcflex.com/NewsCenter/ComplianceBuzz/tabid/84/rssid/4/Default.aspx Go to: News Center Compliance Buzz An employee-owned companyOUR PRODUCTS
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