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investing.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.EVESTOR - PORTAL
EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.EVESTOR - PORTAL
EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point. SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
FINALYTIQ - Q3 MARKET OVERVIEW Portfolio & market review. Q3 2020. “Owning the stock market over the long term is a winner's game, but attempting to beat the market is a loser's game”. John Bogle. Supporters of active fund management claim the real value of such an approach becomes apparent in times of market downturns. While passive managers track a falling index, theirTERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
COOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do.EVESTOR - PORTAL
Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
PRIVACY POLICY
This policy sets out how evestor, a trading style of OpenMoney Adviser Services Limited, uses and protects your data. evestor is committed to ensuring that your privacy is protected and so will only ever request data that is necessary to meet our legal obligations or to fulfil our contract to you. We are registered with the InformationTERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
COOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.EVESTOR - PORTAL
EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.EVESTOR - PORTAL
EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do. LOW COST INVESTMENT PLATFORM UK Low cost without compromise. Our low annual fee can save you up to 480 on a £20,000 investment over 5 years, without compromising on what's important to you as an investor. All fees correct as of 01/02/2021. Obtained from each provider's website. SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
FINALYTIQ - Q3 MARKET OVERVIEW Portfolio & market review. Q3 2020. “Owning the stock market over the long term is a winner's game, but attempting to beat the market is a loser's game”. John Bogle. Supporters of active fund management claim the real value of such an approach becomes apparent in times of market downturns. While passive managers track a falling index, theirTERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
COOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do.EVESTOR - PORTAL
Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
TERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
PRIVACY POLICY
This policy sets out how evestor, a trading style of OpenMoney Adviser Services Limited, uses and protects your data. evestor is committed to ensuring that your privacy is protected and so will only ever request data that is necessary to meet our legal obligations or to fulfil our contract to you. We are registered with the InformationCOOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do.EVESTOR - PORTAL
Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
TERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
PRIVACY POLICY
This policy sets out how evestor, a trading style of OpenMoney Adviser Services Limited, uses and protects your data. evestor is committed to ensuring that your privacy is protected and so will only ever request data that is necessary to meet our legal obligations or to fulfil our contract to you. We are registered with the InformationCOOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW LOW COST INVESTMENT MANAGEMENT Invest in companies around the world from £1. Track your investments 24/7 with our app. Low annual fees of 0.50% or less* - that’s 50p for every £100 you invest. *based on the fees as at 20/04/2021, fees may vary and may exceed the stated figure. Start investing. Startinvesting.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
A private Pension is a way for people to prepare and save for their retirement privately, outside of workplace or state Pensions. Personal pensions give you tax relief on investment returns made within your Pension. It's important to remember that you cannot access the money in your Pension until you reach a certain age, which is currently 55. GENERAL INVESTMENT ACCOUNT A General Investment Account lets you invest your money without any limits. They're not as tax efficient as an ISA or Pension, but it's a great alternative way to grow your money. You can set up a GIA in minutes from as little as £1 and withdraw for free at any point.EVESTOR - PORTAL
ISA & Pension. Our terms and conditions are available to be read here, these will need to be agreed to before any products can be taken out. Speak to an adviser. Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS Once payment has been debited, there is a four-working day clearing period before money is credited to your account and fund orders are sent to the market. As each fund settles, your evestor portal will update, reflecting your new fund purchases. It can take up to four working days for all fund purchases to settle. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
FINALYTIQ - Q3 MARKET OVERVIEW SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do.EVESTOR - PORTAL
Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
SECURITY & YOUR DATA evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by theFinancial
PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.REGULATORY TERMS
Regulatory Terms OpenMoney Adviser Services Limited Pillar 3 Disclosure Background. This is the Pillar 3 disclosure made in accordance with the UK Financial Conduct Authority (FCA) Prudential Sourcebook for Banks, Building Societies and Investment Firms(‘BIPRU’).
TERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
PRIVACY POLICY
This policy sets out how evestor, a trading style of OpenMoney Adviser Services Limited, uses and protects your data. evestor is committed to ensuring that your privacy is protected and so will only ever request data that is necessary to meet our legal obligations or to fulfil our contract to you. We are registered with the InformationCOOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site.WWW.EVESTOR.CO.UK
301 Moved Permanently. openresty LOW COST INVESTMENT MANAGEMENT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
Your Pension is a way for to prepare and save for their retirement privately, outside of workplace or state pensions. Invest in an evestor Pension today. SMART INVESTMENT MANAGEMENT AT A LOW COST evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. GENERAL INVESTMENT ACCOUNT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
EVESTOR - PORTAL
Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS ISA What is an ISA? An Individual Savings Account (ISA), is a financial product which allows you to save your money free from Income and Capital Gains Tax.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. LOW COST INVESTMENT MANAGEMENT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
Your Pension is a way for to prepare and save for their retirement privately, outside of workplace or state pensions. Invest in an evestor Pension today. SMART INVESTMENT MANAGEMENT AT A LOW COST evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. GENERAL INVESTMENT ACCOUNT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
EVESTOR - PORTAL
Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS ISA What is an ISA? An Individual Savings Account (ISA), is a financial product which allows you to save your money free from Income and Capital Gains Tax.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.EVESTOR - PORTAL
SMART INVESTMENT MANAGEMENT AT A LOW COST Through evestor and OpenMoney, our financial advice brand, we're on a mission to make money worries a thing of the past. Our friendly support team are available via webchat Monday to Friday, 9am - 8pm and Saturday. 9am – 1:30pm if you have any questions. What we do. Q4 MARKET INVESTMENT COMMENTARY Q4 2020. “Prediction is very difficult, especially if it's about the future!”. Niels Bohr. Human beings love to make predictions. Just look at the extraordinary growth of the gambling industry. Twenty-four hours a day, you can place a bet on anything from the number of throw-ins in a football match to the colour of the Queen’s hat atAscot.
LOW COST INVESTMENT PLATFORM UK Low cost without compromise. Our low annual fee can save you up to 480 on a £20,000 investment over 5 years, without compromising on what's important to you as an investor. All fees correct as of 01/02/2021. Obtained from each provider's website.TERMS & CONDITIONS
The fee for using our evestor service is fixed at 0.35% per year, not including the individual fund charge. The fee is broken down as follows: 0.25% is the evestor ongoing administration charge. 0.10% is for the provision of custody services, levied by our Product Provider.The
PRIVACY POLICY
This policy sets out how evestor, a trading style of OpenMoney Adviser Services Limited, uses and protects your data. evestor is committed to ensuring that your privacy is protected and so will only ever request data that is necessary to meet our legal obligations or to fulfil our contract to you. We are registered with the Information FINALYTIQ - Q3 MARKET OVERVIEW Portfolio & market review. Q3 2020. “Owning the stock market over the long term is a winner's game, but attempting to beat the market is a loser's game”. John Bogle. Supporters of active fund management claim the real value of such an approach becomes apparent in times of market downturns. While passive managers track a falling index, theirCOOKIE POLICY
Cookie policy. Our website and the applications provided by us use cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse and use our website and applications, they also allow us to improve our site. By using our websites and/or app you agree to our use of all the cookies LOW COST INVESTMENT MANAGEMENT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
Your Pension is a way for to prepare and save for their retirement privately, outside of workplace or state pensions. Invest in an evestor Pension today. SMART INVESTMENT MANAGEMENT AT A LOW COST evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. GENERAL INVESTMENT ACCOUNT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
EVESTOR - PORTAL
Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS ISA What is an ISA? An Individual Savings Account (ISA), is a financial product which allows you to save your money free from Income and Capital Gains Tax.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. LOW COST INVESTMENT MANAGEMENT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
STOCKS & SHARES ISA
An Individual Savings Account (ISA) is a financial product that allows you to save money and protect your returns from from tax. At evestor, we offer a simple, easy to use Stocks and Shares ISA.PERSONAL PENSION
Your Pension is a way for to prepare and save for their retirement privately, outside of workplace or state pensions. Invest in an evestor Pension today. SMART INVESTMENT MANAGEMENT AT A LOW COST evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. GENERAL INVESTMENT ACCOUNT This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
WHY INVEST YOUR MONEY This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
EVESTOR - PORTAL
Please contact us on webchat or via email at general@evestor.co.uk and we will deal with your request. The value of the withdrawal may be more or less than the amount initially invested. CONTACT US | EVESTOR evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FREQUENTLY ASKED QUESTIONS ISA What is an ISA? An Individual Savings Account (ISA), is a financial product which allows you to save your money free from Income and Capital Gains Tax.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.PRODUCT TRANSFERS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.EVESTOR - PORTAL
SMART INVESTMENT MANAGEMENT AT A LOW COST evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. Q4 MARKET INVESTMENT COMMENTARY Source: US Energy Information Administration (2020) But this is the problem with forecasting. You start with a set of macro-economic assumptions about economic growth, interest rates, currencies, commodity prices and household demand, then overlay a bunch of micro-economic assumptions about industry supply and competition. LOW COST INVESTMENT PLATFORM UK This portfolio is for those who want to take a small amount of risk to achieve their investment goals. Investments in this portfolio will primarily be made in defensive assets including Fixed Interest (67%) and Cash (3%), with the remaining 30% invested in Equities, which is agrowth asset.
PRIVACY POLICY
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE.TERMS & CONDITIONS
evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. FINALYTIQ - Q3 MARKET OVERVIEW “Owning the stock market over the long term is a winner's game, but attempting to beat the market is a loser's game”. John Bogle. Supporters of active fund management claim the real value of such an approach becomes apparent in times of market downturns.COOKIE POLICY
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YOUR INVESTMENTS, FULLY MANAGED AND AT YOUR FINGERTIPS Choose your own investments with no fuss * Start investing from as little as £1 with no initial fees * Low annual fees of LESS THAN 0.53%* * See your investments 24/7 on your desktop or with our app _*based on the fees as at 16/08/2018, fees may vary and may exceed the stated figure_ Test us out WHAT ARE YOU LOOKING FOR? Choose a smart, easy-to-use product to suit your needsISA
Our simple and accessible Stocks and Shares ISA could help you to grow your wealth while protecting your money from tax.Find out more
PENSION
If you're planning for your retirement, our SIPP could be the perfect way for you to prepare for your financial future.Find out more
INVESTMENT ACCOUNT
Unlimited, flexible and easy to use, our General Investment Account could help you grow your investments.Find out more
OUR HANDPICKED MODEL PORTFOLIOS At evestor, we offer three different risk portfolios to ensure everyone who invests with us feels comfortable and has a risk level to suit their investment goals and experience. Our investment team decide which type of assets will be included in each portfolio from the core asset classes i.e. Bonds, Equities, Cash, and Property. The amount of each asset type included in each portfolio is based on target risklevels.
We use passive index funds for our investments. We are firm believers in a passive investment strategy, which means we don’t try to beat the market by buying and selling assets regularly. We choose low cost passive index funds from reputable managers and track their performance. We might swap a fund held within our portfolios, from time to time, or change how much is invested in a certain asset or fund but this is usually to keep the risk level in line with the portfolio objectives, or to lower costs. We diversify our portfolios to spread and manage the risk of your investments. As we manage your investments on a discretionary basis, we will rebalance as often as needed to bring your portfolio back in line with the portfolio objectives.*
LOWEST RISK
Our lowest risk portfolio which keeps a high proportion of your investment in cash to help lower the overall investment risk, but this does have the lowest potential returns of our funds*
MEDIUM RISK
Our medium risk portfolio which provides a balanced mix of assets, including low and high risk financial assets, to provide the potentialfor good returns.
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HIGHEST RISK
Our highest risk portfolio which invests mostly in equities, to give the greatest potential for positive returns, however it also has the greatest risk of capital lossesshort_wave
WHY CHOOSE EVESTOR?
* Keep more of your money with our low fees and NO UPFRONT COST – invest with as little as £1! * Our investment portfolios are DIVERSIFIED and managed on adiscretionary basis
* Keep track of your investment's performance anytime, anywhere with our ANDROID and IOS app * Quick and easy set up with total transparency from the comfort ofyour home
* We invest with some of the biggest funds in the world from VANGUARD, FIDELITY and BLACKROCK OUR FUNDS INVEST IN SOME FAMILIAR NAMES All of our portfolios are diversified. This allows us to manage investment risk by spreading your money across various different assets globally. Think of the phrase 'don't put all your eggs in onebasket'.
Our funds are currently invested in over 2,500 different companies in 75 countries**, so we’re very highly diversified. _**as at 16/08/2018_ ACCESSIBILITY, ALWAYS Through our mobile app you can see an overview of your investments and their performance, view important documents and messages and live chat with our support team. HOW WE'RE ABLE TO DO THIS We've used technology to keep our costs low and passed these savingson to you.
This means NO FANCY OFFICES, NO HIGH BONUSES for salespeople and NO EXTRAVAGANT BUSINESS TRIPS that would all be paid for by YOUR fees.SECURITY
We use 256-bit TLS Encryption in all our online communications to keep your data safe. We've built our platform with your security in mind. WE'RE HERE IF YOU NEED US.SUPPORT TEAM
Our friendly and knowledgeable support team are available through webchat between 9am and 8pm every week day to answer your questions.* Why Invest?
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evestor is a trading style of OpenMoney Adviser Services Ltd. OpenMoney Adviser Services Ltd is registered in England & Wales under Company Registration Number 09407280; its registered address is WeWork St. Peter’s Square, 1 St. Peter’s Square, Manchester, M2 3DE. OpenMoney Adviser Services Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA number for evestor is 676331. With any investment your capital is at risk, investments can go downas well as up
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