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13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go to: www.hud.gov or call 800-569-4287. LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources,FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY ADVISORY BULLETIN AB … AB 2013-07 (November 20, 2013) Page 1 Public FEDERAL HOUSING FINANCE AGENCY Purpose This advisory bulletin replaces Federal Housing Finance Agency Advisory Bulletin 2009-AB-03 HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go to: www.hud.gov or call 800-569-4287. LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources,FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY ADVISORY BULLETIN AB … AB 2013-07 (November 20, 2013) Page 1 Public FEDERAL HOUSING FINANCE AGENCY Purpose This advisory bulletin replaces Federal Housing Finance Agency Advisory Bulletin 2009-AB-03 FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA EXTENDS COVID-19 MULTIFAMILY FORBEARANCE THROUGH Washington, D.C. — Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will continue to offer COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections FHFA has imposed during the pandemic. INPUT SUBMISSION DETAIL Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
NEED MORTGAGE ASSISTANCE? WANT TO KNOW WHAT PROGRAMS YOU Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andLIBOR TRANSITION
LIBOR Transition. Note: Sign up at bottom of the page to subscribe and be notified of updates. Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (FHLBanks) all have financial instruments that reference Intercontinental Exchange London Interbank Offered Rate (ICE LIBOR) , the most widely used interest rate benchmark in the world.. Since 2017, the Financial Conduct Authority, FORECLOSURE PREVENTION, REFINANCE AND FPM REPORT The total number of loans in forbearance plan also decreased from 804,559 at the end of December 2020 to 771,369 at the end of January 2021, representing approximately 2.6% of the total loans serviced, and 68 percent of the total delinquent loans. There were 232 short sales and deeds-in-lieu of foreclosure completed in January 2021, down 14 COMMUNITY SUPPORT PROGRAM AND CDFI MEMBERSHIP Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and2020 FEVS SUMMARY
FHFA’s 2020 FEVS response rate more than doubled the government-wide response rate of . 44.3%. FHFA’s 2020 FEVS response rate was .90.3%, the highest
WORKING PAPER 19-01: THE PRICE OF RESIDENTIAL LAND FOR Abstract: Data from millions of appraisals in 2012-2019 are used to estimate residential land prices, the share of house value attributable to land, and related statistics down to the census-tract level for areas that include the vast majority of U.S. population and single-family housing. HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go to: www.hud.gov or call 800-569-4287. LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources,FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY ADVISORY BULLETIN AB … AB 2013-07 (November 20, 2013) Page 1 Public FEDERAL HOUSING FINANCE AGENCY Purpose This advisory bulletin replaces Federal Housing Finance Agency Advisory Bulletin 2009-AB-03 HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go to: www.hud.gov or call 800-569-4287. LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources,FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY ADVISORY BULLETIN AB … AB 2013-07 (November 20, 2013) Page 1 Public FEDERAL HOUSING FINANCE AGENCY Purpose This advisory bulletin replaces Federal Housing Finance Agency Advisory Bulletin 2009-AB-03 FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA EXTENDS COVID-19 MULTIFAMILY FORBEARANCE THROUGH Washington, D.C. — Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will continue to offer COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections FHFA has imposed during the pandemic. INPUT SUBMISSION DETAIL Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
NEED MORTGAGE ASSISTANCE? WANT TO KNOW WHAT PROGRAMS YOU Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andLIBOR TRANSITION
LIBOR Transition. Note: Sign up at bottom of the page to subscribe and be notified of updates. Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (FHLBanks) all have financial instruments that reference Intercontinental Exchange London Interbank Offered Rate (ICE LIBOR) , the most widely used interest rate benchmark in the world.. Since 2017, the Financial Conduct Authority, FORECLOSURE PREVENTION, REFINANCE AND FPM REPORT The total number of loans in forbearance plan also decreased from 804,559 at the end of December 2020 to 771,369 at the end of January 2021, representing approximately 2.6% of the total loans serviced, and 68 percent of the total delinquent loans. There were 232 short sales and deeds-in-lieu of foreclosure completed in January 2021, down 14 COMMUNITY SUPPORT PROGRAM AND CDFI MEMBERSHIP Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and2020 FEVS SUMMARY
FHFA’s 2020 FEVS response rate more than doubled the government-wide response rate of . 44.3%. FHFA’s 2020 FEVS response rate was .90.3%, the highest
WORKING PAPER 19-01: THE PRICE OF RESIDENTIAL LAND FOR Abstract: Data from millions of appraisals in 2012-2019 are used to estimate residential land prices, the share of house value attributable to land, and related statistics down to the census-tract level for areas that include the vast majority of U.S. population and single-family housing. HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and FHFA STRATEGIC PLAN: FISCAL YEARS 2021 The Federal Housing Finance Agency (FHFA) today released the FHFA Strategic Plan: Fiscal Years 2021-2024, which reflects the Agency's priorities as regulator of the Federal Home Loan Banks (FHLBanks) and as regulator and conservator of Fannie Mae and Freddie Mac (the Enterprises). FHFA requested input on the draft Agency strategic plan from Members of Congress, the public, and LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FORECLOSURE PREVENTION, REFINANCE AND FPM REPORT The total number of loans in forbearance plan also decreased from 804,559 at the end of December 2020 to 771,369 at the end of January 2021, representing approximately 2.6% of the total loans serviced, and 68 percent of the total delinquent loans. There were 232 short sales and deeds-in-lieu of foreclosure completed in January 2021, down 14 WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
WORKING PAPER 19-01: THE PRICE OF RESIDENTIAL LAND FOR Abstract: Data from millions of appraisals in 2012-2019 are used to estimate residential land prices, the share of house value attributable to land, and related statistics down to the census-tract level for areas that include the vast majority of U.S. population and single-family housing. FHFA DIRECTOR MARK CALABRIA'S STATEMENT AT THE BROOKINGS Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and FHFA STRATEGIC PLAN: FISCAL YEARS 2021 The Federal Housing Finance Agency (FHFA) today released the FHFA Strategic Plan: Fiscal Years 2021-2024, which reflects the Agency's priorities as regulator of the Federal Home Loan Banks (FHLBanks) and as regulator and conservator of Fannie Mae and Freddie Mac (the Enterprises). FHFA requested input on the draft Agency strategic plan from Members of Congress, the public, and LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage market FORECLOSURE PREVENTION, REFINANCE AND FPM REPORT The total number of loans in forbearance plan also decreased from 804,559 at the end of December 2020 to 771,369 at the end of January 2021, representing approximately 2.6% of the total loans serviced, and 68 percent of the total delinquent loans. There were 232 short sales and deeds-in-lieu of foreclosure completed in January 2021, down 14 WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
WORKING PAPER 19-01: THE PRICE OF RESIDENTIAL LAND FOR Abstract: Data from millions of appraisals in 2012-2019 are used to estimate residential land prices, the share of house value attributable to land, and related statistics down to the census-tract level for areas that include the vast majority of U.S. population and single-family housing. FHFA DIRECTOR MARK CALABRIA'S STATEMENT AT THE BROOKINGS Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, HOME | FEDERAL HOUSING FINANCE AGENCY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and FHFA EXTENDS COVID-19 MULTIFAMILY FORBEARANCE THROUGH Washington, D.C. — Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will continue to offer COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections FHFA has imposed during the pandemic. INPUT SUBMISSION DETAIL Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
FILE A COMPLAINT FORM Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and 2021 SCORECARD FOR FANNIE MAE, FREDDIE MAC, AND COMMON Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources,COMMENT LIST
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and2020 FEVS SUMMARY
FHFA’s 2020 FEVS response rate more than doubled the government-wide response rate of . 44.3%. FHFA’s 2020 FEVS response rate was .90.3%, the highest
WORKING PAPER 19-01: THE PRICE OF RESIDENTIAL LAND FOR Abstract: Data from millions of appraisals in 2012-2019 are used to estimate residential land prices, the share of house value attributable to land, and related statistics down to the census-tract level for areas that include the vast majority of U.S. population and single-family housing. HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY Federal Housing Finance Agency. Scott Valentin – Associate Director. Division of Enterprise Regulation. Effective February 3rd, Scott Valentin will serve as the Associate Director of HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FEDERAL HOUSING FINANCE AGENCY Federal Housing Finance Agency. Scott Valentin – Associate Director. Division of Enterprise Regulation. Effective February 3rd, Scott Valentin will serve as the Associate Director ofFHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and FHFA EXTENDS COVID-19 MULTIFAMILY FORBEARANCE THROUGH Washington, D.C. — Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will continue to offer COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections FHFA has imposed during the pandemic.FHFA ORDERS
FHFA ORDER: Approval of 2018 Financing Corporation (FICO) Budget. December 13, 2017. FHFA ORDER: Second Amendment of 2017 Financing Corporation (FICO) Budget. June 15, 2017. FHFA ORDER: Designation of Federal Home Loan Bank Directorships for 2018 (Supercedes Order dated6/1/2017) June 5,
FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage marketFHLBANK REPORTS
FHLBank Reports. The Federal Home Loan Banks were created by Congress to provide reliable liquidity to member financial institutions to support mortgage lending and community investment. The reports in this section outline key activities to meet their mission and theLIBOR TRANSITION
LIBOR Transition. Note: Sign up at bottom of the page to subscribe and be notified of updates. Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (FHLBanks) all have financial instruments that reference Intercontinental Exchange London Interbank Offered Rate (ICE LIBOR) , the most widely used interest rate benchmark in the world.. Since 2017, the Financial Conduct Authority, HOUSE PRICE INDEX DATASETS House Price Changes in Largest MSAs (Ranked and Unranked) Expanded-Data Indexes (Estimated using Enterprise, FHA, and Real Property County Recorder Data Licensed from DataQuick for sales below the annual loan limit ceiling) Format. U.S. (Not Adjusted) 1975Q1 –Present.
FHFA ANNOUNCES NEW HIRES Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, U.S. HOUSE PRICES RISE 12.6 PERCENT OVER THE LAST YEAR; UP Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY Federal Housing Finance Agency. Scott Valentin – Associate Director. Division of Enterprise Regulation. Effective February 3rd, Scott Valentin will serve as the Associate Director of HOME | FEDERAL HOUSING FINANCE AGENCYLEADERSHIP & ORGANIZATIONREPORTS & PLANSCAREERSDIVERSITY & INCLUSIONFOIA & PRIVACY 4/28/2021 2:01:02 PM. Eligible families on average would see monthly savings between $100 and $250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) announced today Fannie Mae and Freddie Mac.13714.
FHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, andMORTGAGE ASSISTANCE
Other Government Resources. For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go SUSPENDED COUNTERPARTY PROGRAM Suspended Counterparty Program. FHFA established the Suspended Counterparty Program to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orderssuspending
FHFA HOUSE PRICE INDEX The FHFA House Price Index (FHFA HPI ®) is the nation’s only collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offersinsights
FHFA 2020 PAR
1 | Message from the Director. This FY 2020 Performance and Accountability Report provides the financial statements and analysis for the Federal Housing Finance Agency (FHFA), and it assesses the WORKING PAPER 19-02: A QUARTER CENTURY OF MORTGAGE RISK Abstract: This paper provides a comprehensive account of the evolution of default risk for newly originated home mortgages over the past quarter century. We bring together several data sources to produce this history, including loan-level data for the entire Enterprise (Fannie Mae and Freddie Mac) book. We use these data to track a largenumber
COUNTERCYCLICAL MORTGAGE ASSET STRESS TEST As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to orbelow
FHFA ISSUES RFI ON CLIMATE AND NATURAL DISASTER RISK Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) on the current and future natural disaster risk to the housing finance system and to Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks)—collectively the regulated entities. FEDERAL HOUSING FINANCE AGENCY Federal Housing Finance Agency. Scott Valentin – Associate Director. Division of Enterprise Regulation. Effective February 3rd, Scott Valentin will serve as the Associate Director ofFHFA REPORTS
Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, and FHFA EXTENDS COVID-19 MULTIFAMILY FORBEARANCE THROUGH Washington, D.C. — Today, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will continue to offer COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections FHFA has imposed during the pandemic.FHFA ORDERS
FHFA ORDER: Approval of 2018 Financing Corporation (FICO) Budget. December 13, 2017. FHFA ORDER: Second Amendment of 2017 Financing Corporation (FICO) Budget. June 15, 2017. FHFA ORDER: Designation of Federal Home Loan Bank Directorships for 2018 (Supercedes Order dated6/1/2017) June 5,
FHFA EXTENDS COVID-19 FORBEARANCE PERIOD AND FORECLOSURE Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, LOW-INCOME BORROWER REFINANCE OPTION BACKGROUND. On Wednesday, April 28, 2021, the Federal Housing Finance Agency (FHFA) announced that it is directing Fannie Mae and Freddie Mac (the Enterprises) to implement a new refinance option targeting low-income borrowers with Enterprise-backed single-family mortgages. Despite the recent high levels of refinancing in the mortgage marketFHLBANK REPORTS
FHLBank Reports. The Federal Home Loan Banks were created by Congress to provide reliable liquidity to member financial institutions to support mortgage lending and community investment. The reports in this section outline key activities to meet their mission and theLIBOR TRANSITION
LIBOR Transition. Note: Sign up at bottom of the page to subscribe and be notified of updates. Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (FHLBanks) all have financial instruments that reference Intercontinental Exchange London Interbank Offered Rate (ICE LIBOR) , the most widely used interest rate benchmark in the world.. Since 2017, the Financial Conduct Authority, HOUSE PRICE INDEX DATASETS House Price Changes in Largest MSAs (Ranked and Unranked) Expanded-Data Indexes (Estimated using Enterprise, FHA, and Real Property County Recorder Data Licensed from DataQuick for sales below the annual loan limit ceiling) Format. U.S. (Not Adjusted) 1975Q1 –Present.
FHFA ANNOUNCES NEW HIRES Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, U.S. HOUSE PRICES RISE 12.6 PERCENT OVER THE LAST YEAR; UP Fairness We value varied perspectives and thoughts and treat others with impartiality. Accountability We are responsible for carrying out our work with transparency and professional excellence. Integrity We are committed to the highest ethical and professional standards to inspire trust and confidence in our work. Respect We treat others with dignity, share information and resources, Turn on more accessible mode Turn off more accessible modeGET STARTED HERE:
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PERFORMANCE AND
ACCOUNTABILITY REPORT
This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.FHFA VALUES
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Implement critical reforms that will produce a stronger and more resilient housing finance system.CONSERVATORSHIP
PERFORMANCE GOALS
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.2020 Scorecard
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FHFA ANNOUNCES FINAL CAPITAL RULE*
FY 2020 PERFORMANCE AND ACCOUNTABILITY REPORT*
FINAL FHFA FY 2021-2024 STRATEGIC PLAN AVAILABLE*
DIRECTOR CALABRIA COMMENDS FSOC’S FINDING OF THE ENTERPRISES’ POTENTIAL STABILITY RISK*
RELIEF FOR HOMEOWNERS AND RENTERS IMPACTED BY COVID-19*
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SPOTLIGHT TOPICS
Suspended Counterparty Program FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.Click here
to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities. TROUBLE WITH YOUR MORTGAGE?SEE HOW WE CAN HELP
TROUBLE WITH YOUR MORTGAGE? Find out your options and solutions available.See How We Can Help
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Provide input on matters under review or submit comment on proposed rules. View items open for comment or input
HOUSE PRICE INFORMATION *FHFA HPI Release DatesCalculator
HOUSE PRICE CALCULATOR Calculate the current estimated dollar value of your home using FHFA's House Price calculator.Calculate
FHFA House Price Index FHFA HOUSE PRICE INDEX Download the latest FHFA House Price Index Download FHFA HPI Mortgage Resources Select a Resource Modify Mortgage to Avoid Foreclosure Fannie Mae Homeowners Mortgage Help Freddie Mac Homeowners Mortgage Help Homeowner Resource Center - HUD Mortgage Resources - CFPB Mortgage Resources - Federal Reserve Mortgage Resources - OCC Select a Resource* Select a Resource
* Modify Mortgage to Avoid Foreclosure * Fannie Mae Homeowners Mortgage Help * Freddie Mac Homeowners Mortgage Help * Homeowner Resource Center - HUD * Mortgage Resources - CFPB * Mortgage Resources - Federal Reserve * Mortgage Resources - OCC
HOUSING MARKET INDICATORS MIRS TRANSITION INDEX MIRS Transition Index Release DatesIndex Value
October 2020
2.95
September 2020
3.02
August 2020
3.20
MIRS transition indexis
intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.
MIRS transition index was previously known as PMMS+. Only the name haschanged.
HOUSE PRICES
FHFA HPI-SOURCE
QUARTERLY CHANGE 2020Q1-2020Q2 FOUR QUARTER CHANGE 2019Q2-2020Q2 "Purchase-Only" U.S. Index (Seasonally Adjusted)0.8%
5.4%
"Expanded-Data" U.S. Index (Seasonally Adjusted)1.1%
5.7%
TROUBLE WITH YOUR MORTGAGE?SEE HOW WE CAN HELP
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ANNUAL REPORT TO CONGRESS NOW AVAILABLE Annual Report to Congress now available*
FHFA ANNOUNCES 2019 CONFORMING LOAN LIMITS FHFA ANNOUNCES 2019 CONFORMING LOAN LIMITS*
FHFA PUBLISHES 2018 OFFICE OF MINORITY AND INCLUSION REPORT OMWI 2018 Annual Report to Congress*
FHFA FY 2019 PERFORMANCE AND ACCOUNTABILITY REPORTFHFA FY2019 PAR
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FHFA SEEKS COMMENTS ON PROPOSED ENTERPRISE CAPITAL RULE FHFA SEEKS COMMENTS ON PROPOSED ENTERPRISE CAPITAL RULE*
ZOOM IN TO THE NUMBERS FHFA unveiled an interactive online map indicating the number of estimated borrowers eligible for HARP in every zip code, county andMSA in the US.
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DUTY TO SERVE
2019 LISTENING SESSIONS 2019 DTS Listening Sessions*
FHFA ANNOUNCES FINAL CAPITAL RULE FHFA Announces Final Capital Rule*
ANNUAL REPORT TO CONGRESS NOW AVAILABLE Annual Report to Congress Now Available*
U.S. HOUSE PRICES RISE 1.3 PERCENT IN FOURTH QUARTER; UP 5.1 PERCENTFROM LAST YEAR
U.S. House Prices Rise 1.3 Percent in Fourth Quarter; Up 5.1 Percentfrom Last Year
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FY 2020 PERFORMANCE AND ACCOUNTABILITY REPORT FY 2020 Performance and Accountability Report*
FHFA ANNOUNCES HARP EXTENDED THROUGH DECEMBER 2018 Go to www.HARP.gov to see if you are eligiblefor savings.
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FINAL FHFA FY 2021-2024 STRATEGIC PLAN AVAILABLE FINAL FHFA FY 2021-2024 STRATEGIC PLAN AVAILABLE*
U.S. HOUSE PRICES RISE 0.8 PERCENT IN SECOND QUARTER; UP 5.4 PERCENTFROM LAST YEAR
U.S. House Prices Rise 0.8 Percent in Second Quarter; Up 5.4 Percentfrom Last Year
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DIRECTOR CALABRIA COMMENDS FSOC’S FINDING OF THE ENTERPRISES’ POTENTIAL STABILITY RISK Director Calabria Commends FSOC’s Finding of the Enterprises’ Potential Stability Risk*
RELIEF FOR HOMEOWNERS AND RENTERS IMPACTED BY COVID-19 Relief for Homeowners and Renters Impacted by COVID-19*
FHFA REQUESTS COMMENTS ON RULES. FHFA requests comments on rules open for comment*
PROPOSED 2021 UNDERSERVED MARKET PLANS AND 2020 MODIFICATIONS Proposed 2021 Underserved Market Plans and 2020 Modifications*
AVAILABLE NOW AT FHFA.GOV FHFA 2019 Report to Congress*
MORTGAGE HELP FOR HOMEOWNERS IMPACTED BY THE CORONAVIRUS Mortgage Help for Homeowners Impacted by the Coronavirus*
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