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FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip MortgageE ZIP MORTGAGE
E Zip Mortgage. We work for you & not the bank. When working with us, you are not “stuck” with ONE bank’s restrictive set of underwriting guidelines. We always seek out the best lender to suit your specific situation and find lenders with the best mortgage rates! We don’t keep banker’s hours; we always answer your phone callsand text
JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
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FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip MortgageE ZIP MORTGAGE
E Zip Mortgage. We work for you & not the bank. When working with us, you are not “stuck” with ONE bank’s restrictive set of underwriting guidelines. We always seek out the best lender to suit your specific situation and find lenders with the best mortgage rates! We don’t keep banker’s hours; we always answer your phone callsand text
JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo or co-op projects consisting of 20 units or less, or. Condo or co-op projects that would need fidelity/crime insurance coverage of $5,000 or less (based on the calculations described in the Amount of Coverage below). Note: In states that have statutory fidelity/crime insurance requirements, Fannie Mae accepts those requirements in place EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entireE ZIP MORTGAGE
Complete confidentiality. Your personal information is never sold and there is no obligation. Step 2: Meet your. home loan advisor. Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo or co-op projects consisting of 20 units or less, or. Condo or co-op projects that would need fidelity/crime insurance coverage of $5,000 or less (based on the calculations described in the Amount of Coverage below). Note: In states that have statutory fidelity/crime insurance requirements, Fannie Mae accepts those requirements in place FL MORTGAGE CREDIT SCORE REQUIREMENTS Comparing Current Florida Jumbo Mortgage Rates. Finding the lowest Florida jumbo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
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SALINA LAW LOAN OFFICER, E ZIP MORTGAGE BY FIRST FLORIDA After over 20 years in corpora te sales training, marketing, and development, I am very proud to be a part of the E Zip Mortgage team!. My extensive expertise in discovering and understanding client needs allows me to provide the best mortgage experience possible. CALIFORNIA 10% DOWN PAYMENT JUMBO LOAN A California Jumbo Loan, otherwise known as a California 10% Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 then neither of the two government-sponsored entities will purchase thatloan and
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FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Comparing Current Florida Condo Mortgage Rates. Finding the lowest Florida condo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020, 5% Down Payment with a 680 Credit Score. 10% Down Payment with a 680 Credit Score. No PMI E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC State Licensing . State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from First Florida Financial Group, LLC at CALIFORNIA 10% DOWN PAYMENT JUMBO LOAN What’s A Jumbo Loan? A California Jumbo Loan, otherwise known as a California 10% Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 then neither of the two government-sponsored entities will purchase that loan and it’s considered a Jumbo loan. DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? Florida Condo Financing Mortgage Loan, Best Mortgage Loan Rates. Do You Have To Put 20 Percent Down on a Florida Condo? No, you don’t! 1% down payment for First Time Home Buyers, Owner Occupied with a 720 Credit Score.; 3% down payment for First Time Home Buyers, OwnerOccupied with a
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo Fidelity crime insurance is required for all condo and co-op projects, with the following exceptions that do not require fidelity crime insurance Condo projects reviewed under the Limited Review method, Condo or co-op projects consisting of 20 units or less, E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP E Zip Mortgage, Zip Mortgage Fort Myers Florida Mortgage Broker, First Florida Financial Group LLC - Low Florida Home Loan Rates! GetApproved Fast
FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Comparing Current Florida Condo Mortgage Rates. Finding the lowest Florida condo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020, 5% Down Payment with a 680 Credit Score. 10% Down Payment with a 680 Credit Score. No PMI E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC State Licensing . State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from First Florida Financial Group, LLC at CALIFORNIA 10% DOWN PAYMENT JUMBO LOAN What’s A Jumbo Loan? A California Jumbo Loan, otherwise known as a California 10% Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 then neither of the two government-sponsored entities will purchase that loan and it’s considered a Jumbo loan. DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? Florida Condo Financing Mortgage Loan, Best Mortgage Loan Rates. Do You Have To Put 20 Percent Down on a Florida Condo? No, you don’t! 1% down payment for First Time Home Buyers, Owner Occupied with a 720 Credit Score.; 3% down payment for First Time Home Buyers, OwnerOccupied with a
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo Fidelity crime insurance is required for all condo and co-op projects, with the following exceptions that do not require fidelity crime insurance Condo projects reviewed under the Limited Review method, Condo or co-op projects consisting of 20 units or less, LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC State Licensing . State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from First Florida Financial Group, LLC at E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip MortgageE ZIP MORTGAGE
E Zip Mortgage We work for you & not the bank. When working with us, you are not “stuck” with ONE bank’s restrictive set of underwriting guidelines. FIRST FLORIDA FINANCIAL GROUP, LLC About; How It Works; Reviews; FAQ’S. Our Team; Contact Us; Why Use a Broker; Your Credit Score; We Think Outside The Box; Rapid Credit Re-Score; How to Avoid Paying PMI FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. FL MORTGAGE CREDIT SCORE REQUIREMENTS Comparing Current Florida Jumbo Mortgage Rates. Finding the lowest Florida jumbo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
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FL 80-10-10 PIGGYBACK SECOND MORTGAGE AVOID A JUMBO LOAN 80-10-10 Piggyback Second Mortgage An 80-10-10 Piggyback Second Mortgage allows customers to make homeownership a reality with as little as 10% down. The 80 10 CALIFORNIA JUMBO LOAN 5 PERCENT DOWN PAYMENT What’s A Jumbo Loan? A Jumbo Loan, otherwise known as a California Jumbo Loan 5 Percent Down Payment is a loan that’s above the conventional loan limits.This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan but in counties such EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in th E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Expert advice at your fingertips. Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours. we understand that you have busy schedules, that’s why we’re available nights and weekends. Call us today (877)424-4562. Call Now.
FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. In some of the country’s most expensive Cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entire E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Expert advice at your fingertips. Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours. we understand that you have busy schedules, that’s why we’re available nights and weekends. Call us today (877)424-4562. Call Now.
FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. In some of the country’s most expensive Cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entireE ZIP MORTGAGE
Complete confidentiality. Your personal information is never sold and there is no obligation. Step 2: Meet your. home loan advisor. Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
FIRST FLORIDA FINANCIAL GROUP, LLC About; How It Works; Reviews; FAQ’S. Our Team; Contact Us; Why Use a Broker; Your Credit Score; We Think Outside The Box; Rapid Credit Re-Score; How to Avoid Paying PMI FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. In some of the country’s most expensive Cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entire FL MORTGAGE CREDIT SCORE REQUIREMENTS Comparing Current Florida Jumbo Mortgage Rates. Finding the lowest Florida jumbo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
CALIFORNIA 10% DOWN PAYMENT JUMBO LOAN A California Jumbo Loan, otherwise known as a California 10% Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 then neither of the two government-sponsored entities will purchase thatloan and
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo or co-op projects consisting of 20 units or less, or. Condo or co-op projects that would need fidelity/crime insurance coverage of $5,000 or less (based on the calculations described in the Amount of Coverage below). Note: In states that have statutory fidelity/crime insurance requirements, Fannie Mae accepts those requirements in place GETTING A MORTGAGE WITH A NEW JOB? FHA , VA, and USDA Loans require that your new job must begin within 60 days of the loan closing and 120 days for Conventional Mortgage Loans. We also allow you to use Income from cost-of-living adjustments and performance raises or Social Security Retirement income that hasnot yet begun.
FL 80-10-10 PIGGYBACK SECOND MORTGAGE AVOID A JUMBO LOAN 80-10-10 Piggyback Second Mortgage. An 80-10-10 Piggyback Second Mortgage allows customers to make homeownership a reality with as little as 10% down. The 80 10 10 Piggyback Second Mortgage consists of the first mortgage for 80% or more of your home’s value or sales price with a variable rate second mortgage as a piggyback loan of 10%. E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Expert advice at your fingertips. Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours. we understand that you have busy schedules, that’s why we’re available nights and weekends. Call us today (877)424-4562. Call Now.
FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. In some of the country’s most expensive Cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entire E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Expert advice at your fingertips. Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep banker’s hours. we understand that you have busy schedules, that’s why we’re available nights and weekends. Call us today (877)424-4562. Call Now.
FLORIDA CONDO DOWN PAYMENT REQUIREMENTS Florida Condo Down Payment Requirements. 3% Down Down Payment for First Time Home Buyers. 3.5% Down on FHA Condo Loans. 5% Down Payment for Non-First Time Home Buyers. 10% Down on Second Home Condo Loans. 10% Down on Jumbo Condo Loans. 20% Down on an Investment Property Condo Loan. The minimum Loan Amount is $150,000. LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
JUMBO LOAN WITH 5% DOWN PAYMENT Jumbo Loan with 5% Down Payment What is a Jumbo Loan? A Jumbo Loan with a 5% down payment, otherwise known as a Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 in most counties then neither of the two government-sponsored entities will purchase that loan JUMBO LOAN DOWN PAYMENT REQUIREMENTS 2020 Jumbo Loan Down Payment Requirements 2020. 610 minimum credit score. 4 months reserves (cannot be gifted funds). No year waiting period for prior short sales and bankruptcies. 50% maximum DTI. E ZIP MORTGAGE BY FIRST FLORIDA FINANCIAL GROUP Zip Mortgage, We've Streamlined the Mortgage Process and Put the Power in The Palm of Your Hand. E Zip Mortgage DO YOU HAVE TO PUT 20% DOWN FOR A FL CONDO? The Florida condo association doesn’t budget 10% of their revenue to fund reserves. They require 20% or 30% down payment. The Florida master Condo Insurance policy has coinsurance. They require at least 51% be owner-occupied & second homes. The Florida condo associationdoesn’t have law
FLORIDA JUMBO MORTGAGE RATES Florida Jumbo Mortgage Rates. If you’re in the market for a home worth $548,250 or more, you’ll probably need a “jumbo” mortgage were ready to get you the best Florida jumbo mortgage rates. In some of the country’s most expensive Cities — like, Key West and Key Largo located in Monroe county, — the baseline for a jumbo mortgage RETIREMENT FUNDS AS MORTGAGE QUALIFYING INCOME Retirement Funds as Income to Qualify for a Home Mortgage Loan. Using Retirement Funds As Income. Qualifying for a home mortgage loan can sometimes be a challenge, that’s why we use the funds that are currently in your retirement accounts as mortgage loan income to help you qualify for a home mortgage loan even though you may not be currently receiving distributions from your retirement account. EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entireE ZIP MORTGAGE
Complete confidentiality. Your personal information is never sold and there is no obligation. Step 2: Meet your. home loan advisor. Buying a home is likely the biggest financial transaction of your life. It can be stressful, so you get a dedicated expert home advisor who LICENSING | FIRST FLORIDA FINANCIAL GROUP, LLC Obtain copies from: First Florida Financial Group LLC. 8300 College Pkwy Ste 101. Fort Myers Fl 33919. (239) 206-1115. (239) 980-1022. NMLS Consumer Access Site. CALIFORNIA – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 60DB101358. FLORIDA – Licensed by the Office ofFinancial
E ZIP MORTGAGE
E Zip Mortgage. We work for you & not the bank. When working with us, you are not “stuck” with ONE bank’s restrictive set of underwriting guidelines. We always seek out the best lender to suit your specific situation and find lenders with the best mortgage rates! We don’t keep banker’s hours; we always answer your phone callsand text
FL MORTGAGE CREDIT SCORE REQUIREMENTS Comparing Current Florida Jumbo Mortgage Rates. Finding the lowest Florida jumbo mortgage rates is very important, that’s why we’ve already searched them for you, getting the lowest rate possible could save you hundreds of dollars a year and thousands of dollars over the life of your loan. Yes, having us find you the best mortgage rates isa big deal.
CONDO FIDELITY CRIME INSURANCE REQUIREMENTS Condo or co-op projects consisting of 20 units or less, or. Condo or co-op projects that would need fidelity/crime insurance coverage of $5,000 or less (based on the calculations described in the Amount of Coverage below). Note: In states that have statutory fidelity/crime insurance requirements, Fannie Mae accepts those requirements in place NAPLES FLORIDA JUMBO LOANS 5% DOWN A Naples Jumbo Loan is otherwise known as a Naples jumbo mortgage is a loan that is above the conventional loan limits and is called a Jumbo Mortgage Loan. This loan limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $484,350 then neither of the two government-sponsored entities willpurchase that loan.
EDDIE HOSKINS FOUNDER & CEO, E ZIP MORTGAGE BY FIRST Eddie Hoskins. Founder / CEO. NMLS: 238609. I Founded E Zip Mortgage by First Florida Financial Group, LLC in 2006, and over the years we have grown into one of the larger mortgage broker businesses in the State of Florida. My team and I take great pride in each and every customer’s loan file and my company mission for myself and my entire CALIFORNIA 10% DOWN PAYMENT JUMBO LOAN A California Jumbo Loan, otherwise known as a California 10% Down Payment Jumbo Loan is a loan that’s above the conventional loan limits. This limit is set by Fannie Mae and Freddie Mac, who purchase loans from lenders. If a loan amount is higher than $548,250 then neither of the two government-sponsored entities will purchase thatloan and
GETTING A MORTGAGE WITH A NEW JOB? FHA , VA, and USDA Loans require that your new job must begin within 60 days of the loan closing and 120 days for Conventional Mortgage Loans. We also allow you to use Income from cost-of-living adjustments and performance raises or Social Security Retirement income that hasnot yet begun.
FL 80-10-10 PIGGYBACK SECOND MORTGAGE AVOID A JUMBO LOAN 80-10-10 Piggyback Second Mortgage. An 80-10-10 Piggyback Second Mortgage allows customers to make homeownership a reality with as little as 10% down. The 80 10 10 Piggyback Second Mortgage consists of the first mortgage for 80% or more of your home’s value or sales price with a variable rate second mortgage as a piggyback loan of 10%.X
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Florida’s Premier Mortgage Company Jumbo Home Loan Experts Get Started __ View Rates __ E Zip Mortgage Application to Closing From the Palm of Your Hand Get Approved in Minutes Learn More __ Why Use A Broker? We Work For You Not The Bank! Learn More__ "We Think Outside The Box" To Get Your Loan Approved! Learn More__ Learn More__
BY FIRST FLORIDA FINANCIAL GROUP, LLC A FLORIDA MORTGAGE BROKER COMPANY FOUNDED IN 2006 WHY SHOULD YOU CHOOSE US FOR YOUR HOME LOAN? We work for you & not the bank, we offer wholesale mortgage rateswhich are
lower than retail rates not to mention, we offer a wide variety ofloan options
so your not stuck with one set of restrictive underwriting guidelines.Learn More
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CLIENT REVIEWS
Excellent Company! I was looking for a Jumbo Loan and didn't want to put 20% down, I found a lot of lenders offering 10% down payment and then I found...read more→Robert S.
Rating : 5
I want to thank the entire team for getting us Thru the VA home loan process. Your E Zip Mortgage online system made it smooth and EASY. Being a return customer...read more→Fred Elder
Rating : 5
Eddie and his team did an excellent job preparing and guiding me through the application process. It was quick and painless compared to the many other mortgages I have applied...read more→Eddie Babin
Rating : 5
Words cannot describe how grateful we are for Eddie Hoskins and his team. My family and I have recently relocated to FL from Mi. My husband just started a new...read more→Jesika Morgrette
Rating : 5
Eddie and the First Florida Financial team were nothing short of outstanding! This was, by far, the most straightforward, professional mortgage loan process we have ever experienced. Eddie has an...readmore→
Gordon Fraser
Rating : 5
Eddie was my hero throughout the home buying process. I had a somewhat complicated situation, and he made the loan possible where others couldn't. The E ZIP process was fast...read more→Michele Johnson
Rating : 5
Thank you, Eddie Hoskins and his dedicated and skillful staff were able to make the impossible possible! I will honestly say that he is the most competent and knowledgeable loan officer...read more→Alex Khademi
Rating : 5
Eddie, I know it has been over a week since we last spoke but we have been so busy with the move into our "new home"! The key word is...readmore→
Jose & Kimberly ArencibiaRating : 5
Dear Eddie, I would like to personally thank you for your help in arranging the refinance of our home we built in St. James City. You not only delivered...read more→Jonna Bouchard
Rating : 5
Dear Eddie, Thank you for all your support during the last year. I will always recommend you for loans to my friends and family. You did an outstanding job...read more→Nancy Britton
Rating : 5
Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me....read more→Stephen Hershkowitz
Rating : 5
Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in avery...read more→
Charles Knowlton
Rating : 5
First Florida Financial was highly recommended by a friend to help with a complex home sale. Eddie and his team found solutions quickly that no other mortgage experts could develop....read more→Joseph Coughlin
Rating : 5
Dealing with First Florida Financial was truly a great experience. Eddie got back to me immediately in the early stages of the loan and got the ball rolling quickly! After...read more→Ash Smith
Rating : 5
Applying for a loan is extremely stressful but my experience has been amazing. Eddie always puts the client's interest first and is extremely honest and respectful. He is of unparalleled...read more→Jose Valle
Rating : 5
We want to thank a million times to Eddie Hoskins and his team at First Florida Financial Group. Everything, from initiating contact with Eddie on a Saturday afternoon about five...read more→Daniela Radu
Rating : 5
Eddie and Simone exceeded my expectations. Eddie's team was able to offer me a loan that very few lenders do with less money down. We went through the process without...read more→ Ivania Marin MoralesRating : 5
From the first call to the closing Eddie and his team were available 7 days a week for any question or even to just guide us through the process. He...read more→Bruce Baerwalde
Rating : 5
I found First Florida through a web search borne out of frustration. I knew there had to be financing out there that would allow me to get a large mortgage...read more→Sara P
Rating : 5
I found Eddie and First FL Financial solely by accident doing an internet search. I could of not been happier that I did. I have never met him in person,...read more→James Villano
Rating : 5
Eddie and his team are amazing and a pleasure to work with every step of the way! Eddie is by far the best mortgage person I have ever knownand...read more→
Susan Schmidt
Rating : 5
Eddie and Simone were awesome to deal with. The entire process was handled professionally and smoothly. I can honestly say that this was the first time that I have purchased...read more→Jan Brown
Rating : 5
Waste no time. Eddie will get the job done. I started working with big banks assuming I was in good hands. My wife found Eddie searching online and I was...read more→Josue Quinones
Rating : 5
Eddie and his team did a fantastic job. I had a very complicated file and the team communicated thoroughly throughout the entire process and came up with solutions when others...read more→Mike Lendino
Rating : 5
Excellent Company! I was looking for a Jumbo Loan and didn't want to put 20% down, I found a lot of lenders offering 10% down payment and then I found...read more→Robert S.
Rating : 5
I want to thank the entire team for getting us Thru the VA home loan process. Your E Zip Mortgage online system made it smooth and EASY. Being a return customer...read more→Fred Elder
Rating : 5
Eddie and his team did an excellent job preparing and guiding me through the application process. It was quick and painless compared to the many other mortgages I have applied...read more→Eddie Babin
Rating : 5
Words cannot describe how grateful we are for Eddie Hoskins and his team. My family and I have recently relocated to FL from Mi. My husband just started a new...read more→Jesika Morgrette
Rating : 5
Eddie and the First Florida Financial team were nothing short of outstanding! This was, by far, the most straightforward, professional mortgage loan process we have ever experienced. Eddie has an...readmore→
Gordon Fraser
Rating : 5
Eddie was my hero throughout the home buying process. I had a somewhat complicated situation, and he made the loan possible where others couldn't. The E ZIP process was fast...read more→Michele Johnson
Rating : 5
Thank you, Eddie Hoskins and his dedicated and skillful staff were able to make the impossible possible! I will honestly say that he is the most competent and knowledgeable loan officer...read more→Alex Khademi
Rating : 5
Eddie, I know it has been over a week since we last spoke but we have been so busy with the move into our "new home"! The key word is...readmore→
Jose & Kimberly ArencibiaRating : 5
Dear Eddie, I would like to personally thank you for your help in arranging the refinance of our home we built in St. James City. You not only delivered...read more→Jonna Bouchard
Rating : 5
Dear Eddie, Thank you for all your support during the last year. I will always recommend you for loans to my friends and family. You did an outstanding job...read more→Nancy Britton
Rating : 5
Thank you, Eddie, for putting this mortgage together for me. I was operating on a meager budget with a limited amount of savings and you came through for me....read more→Stephen Hershkowitz
Rating : 5
Eddie Hoskins and his team at First Florida Financial really helped me when others had declined on me. He was able to work out a deal in avery...read more→
Charles Knowlton
Rating : 5
First Florida Financial was highly recommended by a friend to help with a complex home sale. Eddie and his team found solutions quickly that no other mortgage experts could develop....read more→Joseph Coughlin
Rating : 5
Dealing with First Florida Financial was truly a great experience. Eddie got back to me immediately in the early stages of the loan and got the ball rolling quickly! After...read more→Ash Smith
Rating : 5
Applying for a loan is extremely stressful but my experience has been amazing. Eddie always puts the client's interest first and is extremely honest and respectful. He is of unparalleled...read more→Jose Valle
Rating : 5
We want to thank a million times to Eddie Hoskins and his team at First Florida Financial Group. Everything, from initiating contact with Eddie on a Saturday afternoon about five...read more→Daniela Radu
Rating : 5
Eddie and Simone exceeded my expectations. Eddie's team was able to offer me a loan that very few lenders do with less money down. We went through the process without...read more→ Ivania Marin MoralesRating : 5
From the first call to the closing Eddie and his team were available 7 days a week for any question or even to just guide us through the process. He...read more→Bruce Baerwalde
Rating : 5
I found First Florida through a web search borne out of frustration. I knew there had to be financing out there that would allow me to get a large mortgage...read more→Sara P
Rating : 5
I found Eddie and First FL Financial solely by accident doing an internet search. I could of not been happier that I did. I have never met him in person,...read more→James Villano
Rating : 5
Eddie and his team are amazing and a pleasure to work with every step of the way! Eddie is by far the best mortgage person I have ever knownand...read more→
Susan Schmidt
Rating : 5
Eddie and Simone were awesome to deal with. The entire process was handled professionally and smoothly. I can honestly say that this was the first time that I have purchased...read more→Jan Brown
Rating : 5
Waste no time. Eddie will get the job done. I started working with big banks assuming I was in good hands. My wife found Eddie searching online and I was...read more→Josue Quinones
Rating : 5
Eddie and his team did a fantastic job. I had a very complicated file and the team communicated thoroughly throughout the entire process and came up with solutions when others...read more→Mike Lendino
Rating : 5
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WE’VE STREAMLINED THE MORTGAGE PROCESS, CLOSE IN 30 DAYS OR LESS. From application to closing, all from the palm of your hand.Learn More
EXPERT ADVICE AT YOUR FINGERTIPS Our home loan experts are available 7 days a week to answer all your home loan questions. We don’t keep bankers hours…. we understand that you have busy schedules, that’s why we’re available nights and weekends. Call us today (877) 424-4562Call Now
EDDIE HOSKINS FOUNDER/CEO “My mission is to give our clients their most enjoyable home buying experience, I’m focused on making sure there process is simple.” “WE THINK OUTSIDE THE BOX” Our “Outside The Box Thinking”
gets home loans approved and closed every day! From one-year business tax returns loans to 55% debt to income ratio approvals, we close themall.
Learn More
Loan Options
JUMBO HOME LOAN 5% DOWN PAYMENT 5% Down Payment Jumbo Loans, buy your dream home with a very smalldown payment.
CONDO HOME LOAN 3% DOWN PAYMENT We make condo financing quick and easy with down payments as low as 3%. Non-Warrantable and Condo-Hotel loans too. FIRST TIME HOME BUYER 3% DOWN PAYMENT Are you a first time home buyer or haven’t owned a property in the last 3 years? Then you may qualify for our 3% Down Program. CONVENTIONAL HOME LOANS 3% down payment for First Time Home Buyers, 5% down payment for Non-First Time Home Buyers, 10% down payment on Second Homes. MULTI FAMILY PROPERTY LOAN 15% DOWN Multi-Family Properties, Duplex, Triplex, or Fourplex to Earn RentalIncome.
REVERSE MORTGAGE
Reverse Home Mortgage Loan, A Florida Reverse Mortgage is a Loan for Seniors Age 62 and Older. BANK STATEMENT SELF-EMPLOYED LOANS This a great way to qualify for a home loan if you are self-employed and don’t claim enough income on your tax returns. FHA HOME LOAN 3.5% DOWN PAYMENT An FHA loan allows a low 3.5% Down Payment with a 580 credit score, less strict credit, and underwriting requirements. VA HOME LOAN ZERO DOWN PAYMENT Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.REFINANCE HOME LOAN
Want to consolidate your debt, lower your interest rate or pay off your mortgage faster? Were ready to help you. RENOVATION - REHAB LOANS Renovation mortgage programs allow buyers to purchase or refinance the costs of repairs based on what the house is expected to be worth. USDA HOME LOAN ZERO DOWN PAYMENT A USDA loan provides a government-insured loan with Zero Down Payment for rural areas through the state. To speak with one of our Home Loan Experts Call (877) 424-4562CALL NOW
About Us
Our Outside the Box Thinking, Amazing online technology and Great Rates is what sets us apart from everyone else. So whether you have a easy or complex loan our team of home loan experts are ready to help get your loan closed fast and smooth. Company NMLS: 239318 www.nmlsconsumeraccess.orgContact Us
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* PURCHASE
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* REVIEWS
* About Us
* Contact Us
* Meet Our Team
* We Think Outside The Box* Submit A Review
* LOAN TYPES
* JUMBO LOANS
* Conventional Loans* No Income Loans
* First-Time Home Buyers* Condo Loans
* FHA Home Loans
* VA Home Loans
* Multi Family Property Loans * Reverse Home Loans * Future Employment Loans * Physician/Doctor Loans * Disabled Person Home Loan * Elderly Parents Home Loan* USDA Home Loans
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