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PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers COMPARE OUR PERSONAL CHECKING ACCOUNTS Worry-Free® Checking. 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, (non-F&M Bank) ATM surcharge, etc. may apply.. 2 Ask your banker for information on the terms and conditions of these services.. Effective 4/1/2021. Refer to the Customer Agreement & Schedule of Charges, Book I & II, for additional PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
CONTACT US | F&M BANK | LODI, CA F&M Bank is committed to keeping your personal and financial information private and safe. Please do not use the form below to send any sensitive (financial or personal) information to us, such as your Social Security Number, account or credit card numbers, date of birth, etc. Alternatively, please visit your local branch or call the numberlisted below.
COMMERCIAL EQUIPMENT LEASING Mail Loan Payments to: F&M Bank. Loan Service Center. P.O. Box 3000. Lodi, CA 95241-1902. Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday. For loan information requests or to assert a loan error,please
AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish EXECUTIVE MANAGEMENT Kent A. Steinwert. Chairman of the Board President & Chief Executive Officer. Jay J. Colombini. Executive Vice President Director of Banking. Stephen W. Haley ONLINE BANKING & BILL PAY FAQS Enrollment & Use {beginAccordion} How do I enroll in consumer Online Banking? Simply click on the ENROLL NOW link on our website online banking modal or click here to be directed to the Digital Banking page, review the self-enrollment information and instructions provided on the various webpages, then enter the required data. Your Online Banking profile will be established and you will have FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers COMPARE OUR PERSONAL CHECKING ACCOUNTS Worry-Free® Checking. 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, (non-F&M Bank) ATM surcharge, etc. may apply.. 2 Ask your banker for information on the terms and conditions of these services.. Effective 4/1/2021. Refer to the Customer Agreement & Schedule of Charges, Book I & II, for additional PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
CONTACT US | F&M BANK | LODI, CA F&M Bank is committed to keeping your personal and financial information private and safe. Please do not use the form below to send any sensitive (financial or personal) information to us, such as your Social Security Number, account or credit card numbers, date of birth, etc. Alternatively, please visit your local branch or call the numberlisted below.
COMMERCIAL EQUIPMENT LEASING Mail Loan Payments to: F&M Bank. Loan Service Center. P.O. Box 3000. Lodi, CA 95241-1902. Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday. For loan information requests or to assert a loan error,please
AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish EXECUTIVE MANAGEMENT Kent A. Steinwert. Chairman of the Board President & Chief Executive Officer. Jay J. Colombini. Executive Vice President Director of Banking. Stephen W. Haley ONLINE BANKING & BILL PAY FAQS Enrollment & Use {beginAccordion} How do I enroll in consumer Online Banking? Simply click on the ENROLL NOW link on our website online banking modal or click here to be directed to the Digital Banking page, review the self-enrollment information and instructions provided on the various webpages, then enter the required data. Your Online Banking profile will be established and you will have BUSINESS ONLINE & MOBILE BANKING 1 To use Online Banking for Business a fee may be charged, and web access is required. Fees may apply for our optional Bill Pay service, Stop Payments, Wire Transfers, ACH availability and activity; and use of Microsoft Money ®, Intuit Quicken ®, QuickBooks ®, and others.Restrictions may apply. ULTIMATE CHECKING ACCOUNT 1 Ask your banker for information on the terms and conditions of these services.. 2 Other fees such as non-sufficient funds, overdraft, foreign (non-F&M Bank) ATM surcharge, etc. may apply.. 3 Safe Deposit Boxes are not available at all branch locations and are subject to availability. There is a one-time $20 Safe Deposit Box key fee. 4 Free checks must be ordered through F&M Bank's checkBUSINESS SERVICES
Business Online & Mobile Banking. Fast, free, and secure banking service for business customers; Manage company funds, pay bills online, issue transfers, and morePERSONAL LOANS
Home Equity Loans. Convert your home equity into funds for any purpose; The existing equity in your home is used as collateral backing; Use it to pay for a variety of major expenses like remodeling SAFE & SECURE SINCE 1916 *BauerFinancial rating as of 3/2/2021. The Findley Reports rating is an annual award as of 12/31/2020. The Veribanc rating is an annual award as of 2/26/2021.INVESTMENTS
Experience and Local Service – At F&M Investment Services you have access to local expertise and experienced investment professionals. Annuities: Fixed and Variable; Automatic Investing: Make automatic monthly or quarterly investments from your checking or other bank accounts; Comprehensive Statements: You will receive detailed quarterly statements PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. INFORMATION REPORTING Know where your money stands at all times, no matter where you are. Information Reporting tools provide a full view of your financial situation — only a few quick clicks away. REMOTE DEPOSIT CAPTURE Fees may apply. This information is effective 4/1/2021 and subject to change anytime without notice.ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers COMPARE OUR PERSONAL CHECKING ACCOUNTS Worry-Free® Checking. 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, (non-F&M Bank) ATM surcharge, etc. may apply.. 2 Ask your banker for information on the terms and conditions of these services.. Effective 4/1/2021. Refer to the Customer Agreement & Schedule of Charges, Book I & II, for additional PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
CONTACT US | F&M BANK | LODI, CA F&M Bank is committed to keeping your personal and financial information private and safe. Please do not use the form below to send any sensitive (financial or personal) information to us, such as your Social Security Number, account or credit card numbers, date of birth, etc. Alternatively, please visit your local branch or call the numberlisted below.
COMMERCIAL EQUIPMENT LEASING Mail Loan Payments to: F&M Bank. Loan Service Center. P.O. Box 3000. Lodi, CA 95241-1902. Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday. For loan information requests or to assert a loan error,please
AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish EXECUTIVE MANAGEMENT Kent A. Steinwert. Chairman of the Board President & Chief Executive Officer. Jay J. Colombini. Executive Vice President Director of Banking. Stephen W. Haley ONLINE BANKING & BILL PAY FAQS Enrollment & Use {beginAccordion} How do I enroll in consumer Online Banking? Simply click on the ENROLL NOW link on our website online banking modal or click here to be directed to the Digital Banking page, review the self-enrollment information and instructions provided on the various webpages, then enter the required data. Your Online Banking profile will be established and you will have FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers COMPARE OUR PERSONAL CHECKING ACCOUNTS Worry-Free® Checking. 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, (non-F&M Bank) ATM surcharge, etc. may apply.. 2 Ask your banker for information on the terms and conditions of these services.. Effective 4/1/2021. Refer to the Customer Agreement & Schedule of Charges, Book I & II, for additional PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
CONTACT US | F&M BANK | LODI, CA F&M Bank is committed to keeping your personal and financial information private and safe. Please do not use the form below to send any sensitive (financial or personal) information to us, such as your Social Security Number, account or credit card numbers, date of birth, etc. Alternatively, please visit your local branch or call the numberlisted below.
COMMERCIAL EQUIPMENT LEASING Mail Loan Payments to: F&M Bank. Loan Service Center. P.O. Box 3000. Lodi, CA 95241-1902. Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday. For loan information requests or to assert a loan error,please
AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish EXECUTIVE MANAGEMENT Kent A. Steinwert. Chairman of the Board President & Chief Executive Officer. Jay J. Colombini. Executive Vice President Director of Banking. Stephen W. Haley ONLINE BANKING & BILL PAY FAQS Enrollment & Use {beginAccordion} How do I enroll in consumer Online Banking? Simply click on the ENROLL NOW link on our website online banking modal or click here to be directed to the Digital Banking page, review the self-enrollment information and instructions provided on the various webpages, then enter the required data. Your Online Banking profile will be established and you will have BUSINESS ONLINE & MOBILE BANKING 1 To use Online Banking for Business a fee may be charged, and web access is required. Fees may apply for our optional Bill Pay service, Stop Payments, Wire Transfers, ACH availability and activity; and use of Microsoft Money ®, Intuit Quicken ®, QuickBooks ®, and others.Restrictions may apply. ULTIMATE CHECKING ACCOUNT 1 Ask your banker for information on the terms and conditions of these services.. 2 Other fees such as non-sufficient funds, overdraft, foreign (non-F&M Bank) ATM surcharge, etc. may apply.. 3 Safe Deposit Boxes are not available at all branch locations and are subject to availability. There is a one-time $20 Safe Deposit Box key fee. 4 Free checks must be ordered through F&M Bank's checkBUSINESS SERVICES
Business Online & Mobile Banking. Fast, free, and secure banking service for business customers; Manage company funds, pay bills online, issue transfers, and morePERSONAL LOANS
Home Equity Loans. Convert your home equity into funds for any purpose; The existing equity in your home is used as collateral backing; Use it to pay for a variety of major expenses like remodeling SAFE & SECURE SINCE 1916 *BauerFinancial rating as of 3/2/2021. The Findley Reports rating is an annual award as of 12/31/2020. The Veribanc rating is an annual award as of 2/26/2021.INVESTMENTS
Experience and Local Service – At F&M Investment Services you have access to local expertise and experienced investment professionals. Annuities: Fixed and Variable; Automatic Investing: Make automatic monthly or quarterly investments from your checking or other bank accounts; Comprehensive Statements: You will receive detailed quarterly statements PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. INFORMATION REPORTING Know where your money stands at all times, no matter where you are. Information Reporting tools provide a full view of your financial situation — only a few quick clicks away. REMOTE DEPOSIT CAPTURE Fees may apply. This information is effective 4/1/2021 and subject to change anytime without notice.ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loanLOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST.EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loanLOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST.EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
LOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367 SAFE & SECURE SINCE 1916 *BauerFinancial rating as of 3/2/2021. The Findley Reports rating is an annual award as of 12/31/2020. The Veribanc rating is an annual award as of 2/26/2021.SMARTPHONE APPS
To contact F&M Bank Main Office: 121 W. Pine Street. Lodi, CA 95240. Phone. 1 (800) 888-1498. View all locations PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. COMMUNITY REINVESTMENT The Community Reinvestment Act of 1977 encourages banks to help meet the credit needs of the communities in which they are chartered. While we fully commit to this initiative, to us at F&M Bank, community reinvestment is a whole lot more than just regulation.SUPPORTED BROWSERS
Recommended Browsers; MS Windows . Google Chrome ; Microsoft Edge ; Firefox ; Apple/Mac . Safari ; Google Chrome ; Microsoft Edge ; Firefox ; Additional Information: Other browsers may function, but are not listed above as "recommended." Also, some browsers’ “add-ons” could interfere with our website’s rendering (for example, may cause a few letters to be replaced by emoticons in someCODE OF CONDUCT
This policy excerpt provides certain provisions of the Code of Conduct for employees of Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp, hereafter collectively referred to as "the Company", as required by Section 406 of the Sarbanes-Oxley Act of2002.
BUSINESS BILL PAY USER GUIDE Farmers & Merchants Bank of Central California – All Rights Reserved(5/17) 1
EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries.AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST. FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device; Includes free online banking, mobile banking, and eStatements; Manage all your money, from loan payments to fund transfers NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries.AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST. NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & ULTIMATE CHECKING ACCOUNT 1 Ask your banker for information on the terms and conditions of these services.. 2 Other fees such as non-sufficient funds, overdraft, foreign (non-F&M Bank) ATM surcharge, etc. may apply.. 3 Safe Deposit Boxes are not available at all branch locations and are subject to availability. There is a one-time $20 Safe Deposit Box key fee. 4 Free checks must be ordered through F&M Bank's check PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
BUSINESS ONLINE & MOBILE BANKING 1 To use Online Banking for Business a fee may be charged, and web access is required. Fees may apply for our optional Bill Pay service, Stop Payments, Wire Transfers, ACH availability and activity; and use of Microsoft Money ®, Intuit Quicken ®, QuickBooks ®, and others.Restrictions may apply. PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries.LOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you. FREE BUSINESS CHECKING ACCOUNT 1 Other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. Please refer to our Customer Agreement & Schedule of Charges, Book I & II, for terms and conditions and a complete list of fees and charges that may apply. COMMUNITY REINVESTMENT The Community Reinvestment Act of 1977 encourages banks to help meet the credit needs of the communities in which they are chartered. While we fully commit to this initiative, to us at F&M Bank, community reinvestment is a whole lot more than just regulation. EXECUTIVE MANAGEMENT Kent A. Steinwert. Chairman of the Board President & Chief Executive Officer. Jay J. Colombini. Executive Vice President Director of Banking. Stephen W. HaleySUPPORTED BROWSERS
Recommended Browsers; MS Windows . Google Chrome ; Microsoft Edge ; Firefox ; Apple/Mac . Safari ; Google Chrome ; Microsoft Edge ; Firefox ; Additional Information: Other browsers may function, but are not listed above as "recommended." Also, some browsers’ “add-ons” could interfere with our website’s rendering (for example, may cause a few letters to be replaced by emoticons in some FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loanLOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST.EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loanLOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367AGRICULTURAL LOANS
Agricultural Loans. Cover nearly any agribusiness-related need, from land to equipment; Work with lenders that know local farming standards; Friendly, knowledgeable service from start to finish FRAUD & IDENTITY THEFT Protecting your personal and confidential account information is of utmost importance to all of us here at F&M Bank. After all, we'recustomers too.
ROUTING NUMBER
The routing number for Farmers & Merchants Bank of Central Californiais 121108441.
BANKLINE | F&M BANK | LODI, CA Call any BankLine phone number listed below and gain access to your account 24/7, or you may speak with a Customer Service Representative, M-F 8:00 am - 6:00 pm, PST.EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
LOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you.WARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367 SAFE & SECURE SINCE 1916 *BauerFinancial rating as of 3/2/2021. The Findley Reports rating is an annual award as of 12/31/2020. The Veribanc rating is an annual award as of 2/26/2021.SMARTPHONE APPS
To contact F&M Bank Main Office: 121 W. Pine Street. Lodi, CA 95240. Phone. 1 (800) 888-1498. View all locations PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. COMMUNITY REINVESTMENT The Community Reinvestment Act of 1977 encourages banks to help meet the credit needs of the communities in which they are chartered. While we fully commit to this initiative, to us at F&M Bank, community reinvestment is a whole lot more than just regulation.SUPPORTED BROWSERS
Recommended Browsers; MS Windows . Google Chrome ; Microsoft Edge ; Firefox ; Apple/Mac . Safari ; Google Chrome ; Microsoft Edge ; Firefox ; Additional Information: Other browsers may function, but are not listed above as "recommended." Also, some browsers’ “add-ons” could interfere with our website’s rendering (for example, may cause a few letters to be replaced by emoticons in someCODE OF CONDUCT
This policy excerpt provides certain provisions of the Code of Conduct for employees of Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp, hereafter collectively referred to as "the Company", as required by Section 406 of the Sarbanes-Oxley Act of2002.
BUSINESS BILL PAY USER GUIDE Farmers & Merchants Bank of Central California – All Rights Reserved(5/17) 1
EMAIL ENCRYPTION
Email Encryption supports the following browsers: Chrome, FireFox,Safari and IE10+.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loan NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine. ONLINE & MOBILE BANKING 1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking.PERSONAL SERVICES
Online & Mobile Banking. Bank whenever, wherever, on nearly any device. Includes free online banking, mobile banking, and eStatements. Manage all your money, from loan NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. NEWS | F&M BANK | LODI, CA 2021 May 13, 2021. Farmers & Merchants Bancorp (OTCQX:FMCB) Increases Cash Dividend for the 56th Consecutive Year. April 29, 2021. Farmers & PERSONAL SAVINGS ACCOUNTS Certificates of Deposit (CDs) Save with fixed rates that beat standard savings; Choose from a wide range of terms; the longer it is, thehigher your rate
LOCATIONS & HOURS
We'd love to see you in person! Please feel free to drop into any branch location near you. PPP LOAN FORGIVENESS Eric Krienert. Partner – Moss Adams. Eric is director of Agribusiness Programs at Moss Adams. He has worked in public accounting since 1997. He is experienced in tax planning and consulting for large partnerships and corporations in the food and agriculture industries. FREE BUSINESS CHECKING ACCOUNT 1 Other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. Please refer to our Customer Agreement & Schedule of Charges, Book I & II, for terms and conditions and a complete list of fees and charges that may apply.SMARTPHONE APPS
To contact F&M Bank Main Office: 121 W. Pine Street. Lodi, CA 95240. Phone. 1 (800) 888-1498. View all locationsWARNINGS & SCAMS
Please call us directly at 1-800-888-1498 if you have any questions or if you have replied to a suspicious email or phone call. Thank you for banking with F&M Bank. Farmers & Merchants Bank of Central California. 121 W. Pine Street. Lodi, CA 95240. Tel: 209-367 COMMUNITY REINVESTMENT The Community Reinvestment Act of 1977 encourages banks to help meet the credit needs of the communities in which they are chartered. While we fully commit to this initiative, to us at F&M Bank, community reinvestment is a whole lot more than just regulation.SUPPORTED BROWSERS
Recommended Browsers; MS Windows . Google Chrome ; Microsoft Edge ; Firefox ; Apple/Mac . Safari ; Google Chrome ; Microsoft Edge ; Firefox ; Additional Information: Other browsers may function, but are not listed above as "recommended." Also, some browsers’ “add-ons” could interfere with our website’s rendering (for example, may cause a few letters to be replaced by emoticons in someCODE OF CONDUCT
This policy excerpt provides certain provisions of the Code of Conduct for employees of Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp, hereafter collectively referred to as "the Company", as required by Section 406 of the Sarbanes-Oxley Act of2002.
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