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BUILT
TO SHOP
Up to 110 days Interest Free1.APPLY
// Insurance
built to shop
Enjoy complimentary Mastercard Purchase Protection Insurance and Price Protection Insurance on eligible HUMM®90 purchases5.LEARN MORE
THE INTEREST FREE CREDIT CARD THAT'S ACCEPTED EVERYWHERE FROM A TROLLEY OF GROCERIES TO A LUXURY LOUNGE, BAG IT WITH HUMM90 MASTERCARD®, THE INTEREST FREE CREDIT CARD AUSTRALIA LOVES.110 DAYS
INTEREST-FREE1.
Lots of time to repay every tap.BRAND CRUSH.
Get 10% back2 at crush-worthy brand sales every week.LTIF FACTOR.
Enjoy up to 60/mths Long Term Interest Free Finance (LTIF) with keyretail partners.
WRAP.
Convert purchases of $250 or more to an Interest Free instalment planfor a small fee4.
HOW IT WORKS
// RATES & FEES.
$99
annual fee.
0%
interest for up to 110 days on purchases (23.99% thereafter)0%
Interest on humm90WRAP Instalment Plans for up to 15 months for asmall fee4.
0%
Interest on Fixed Instalment Plans for up to 60 months3 at key retailpartners.
APPLY
// APPLY IN FOUR EASY STEPS. HERE’S WHAT TO EXPECT AS YOU SIGN UP. * Apply online in 15 minutes and get a response in 60 seconds. * Once approved, get your digital card, instantly ready for action. * New to humm90? You’ll need to ID yourself online and be at least18 years old.
* Receive your humm90 Mastercard® within 5-7 working days.WHO CAN APPLY
APPLY
* __ Be 18+ years old * __ Earn $25,000+ p.a * __ Have a clear credit file * __ Be a permanent Australian resident * __ Have handy your mobile number, email address and your Australian driver’s licence or Australian passportAPPLY
// FULL LIST OF BENEFITS Carry the card built to shop with plenty of interest free1 days and a power-stack of money-saving features.110 DAYS
INTEREST FREE
It’s the Interest Free credit card that gives you up to 110 InterestFree1 days.
BRAND
CRUSH
Enjoy 10% cashbacks2 at crush-worthy brands every single week.NO FEES
OVERSEAS
Pay zero FX fees, whenever, wherever in the world you shop.HUMM90WRAP
Convert purchases of $250 or more to an Instalment Plan for a smallfee4.
60 MONTHS LTIF3
Enjoy up to 60 months Long Term Interest Free3 finance at key retailpartners.
// #HUMM90FAM
CHECK IN WITH THESE PARTNERS AND MORE FOR UP TO 60 MONTHS INTEREST FREE FINANCE3 WHEN YOU PAY WITH THE HUMM90 MASTERCARD®. EXPLORE ALL PARTNERS // HUMM BRANDS FOR ALL YOUR FINANCE NEEDSFacebook-square __
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FINE PRINT
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1. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 23.99% p.a. Minimum monthly repayment required. 2. Cashback available on purchases made during the 24-hour period the brand crush promotion is offered, and for purchases made via your humm90 Mastercard only. The cashback will be applied to your humm90 Mastercard account within 7 days. Exclusions may apply. Only available at participating brand crush partners via your humm90 Mastercard app. See weekly brand crush promotional terms for availability periods and further details. 3. Up to 60 months Long Term Interest Free Finance (LTIF) available only during the term of the promotional period offered, interest (charged at the Expired Promotional Rate, currently 25.99% p.a.) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Only available at humm90 retail partners. LTIF terms may vary depending on the humm90 retail partner. 4. humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more to an Interest Free Instalment Plan. A fee applies, calculated as a percentage of the total amount payable on the card purchase selected. Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly instalment, interest (calculated at the humm90 Purchase Rate, currently 23.99% p.a.) is payable on that outstanding amount. Conversion to a humm90WRAP must take place within 30 days of eligible transaction. An eligible transaction does not include cash advances, balance transfers, interest, fees, charges, or commissions. All transactions converted to a humm90WRAP cannot make up 80% or more of your available credit limit. 5. Complimentary insurance covers: AIG Australia Limited ABN 93 004 727 753 AFSL 381686 (Insurer) has issued a group policy to Mastercard Asia/Pacific Pte. Ltd which allows eligible humm90 cardholders to claim under the group policy as third party beneficiaries. Access to the benefit of cover under this policy is available to eligible humm90 cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Mastercard Asia/Pacific Pte. Ltd is a Group Purchasing Body under the ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751 and is not authorised to provide any financial advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the humm90 Platinum Mastercard Complimentary Insurance Terms andConditions
which may be amended from time to time and can be found at www.humm90.com/au/insurance/terms-conditions.humm Cards Pty
Ltd ABN 31 099 651 877 does not guarantee any benefits under the policy and does not arrange or provide any financial advice in relation to coverage under the policy. We recommend you seek your own independent financial advice from a financial services licensee who is authorised to provide financial advice if you have any queries on any aspect of these insurance covers. humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.X
Skye Mastercard® has a new name, a new brand, and now offers new interest-free tricks that we think you’re gonna love! FAQsDetails
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