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CARD PAYMENTS
Card Payments cover payments with cards belonging to the main card schemes - Visa, Mastercard, Diners, Amex. Due to the complex lifecycle of card transactions there are a number of different payment methods used: Card Deposits ECMC Deposit (1)Visa Deposit HOW TO LOG IN WITH AUTHENTICATION CODE PXP Financial Group Limited The Corn Mill – 1 Roydon Road Stanstead Abbots, Hertfordshire SG12 8XL, UK afaf 4 • You lost your mobile (or it was stolen) and want to disable the account on your lost or stolen CARD DEPOSIT PROVIDER RESPONSE CODES ECMC Deposit (1) ECMC Debit Deposit (168) Maestro Deposit (73) Mastercard PreAuthorisation (304) Visa Estimated Authorisation (305) Visa MultiCapture Authorisation (311) PaymentService provides additional acquirer details in the case of the authorised or refused credit card deposit payment. The codes provided are based on ISO 8583Response Codes.
PAYMENT SERVICE LOGIN Payment Service Login. Need help with your access? Please contact our support team. Username. Password. Forgot your Password? Authentication code. Register new Google Authenticator account. PXP FINANCIAL PAYMENT SERVICE Welcome to the PXP Financial Payment Service developer hub. You'll find comprehensive guides and documentation to help you start working with PXP Financial Payment Service as quickly as possible, as well as support if you get stuck. OVERVIEW - PXP FINANCIAL Payments can be created in PXP Financial Payment Service by using one of the following integration options: Redirect Integration: the customer is redirected to PXP Financial Hosted Payment Pages for entering the payment data. The majority of our direct merchants use this integration option.Backend INITIATE NEW PAYMENT (REDIRECT) The Redirect Integration option for initiating a new payment involves the redirection of the customer to the PXP Financial Hosted Payment Pages from the merchant web site. The merchant application needs to call the PaymentService API to get the redirection URL and any POST data, and additionally will need to process notifications or invoke API methods for checking the payment status afterwards. PSD 2 IMPLEMENTATION GUIDELINE Introduction This page will describe PXP Financial's API framework for Payment Service Directive 2 (PSD2) compliance. Currently the instructions below apply to Visa and MasterCard (including Maestro) only. The information in this document is supplemented by the following resources: PSD 2 Support a INITIATE NEW PAYMENT (BACKEND2BACKEND) Initiate New Payment (Backend2Backend) Suggest Edits. The Backend2Backend Integration can be used for initiating payments for all payment methods, including Card On File (Tokenization) and MOTO (Mail Order and Telephone Order) payments and installment ECHECKSELECT DEPOSIT (ACHECHECKDEPOSIT) eCheckSelect Deposit (ACHeCheckDeposit) Payment Method ACHeCheckDeposit (provider naming eCheckSelectDeposit) is bank transfer for the US combined with online banking. The following method IDs are covered in this section: Payment method interaction type: Redirection to External Payment Provider (see Interaction Types ).CARD PAYMENTS
Card Payments cover payments with cards belonging to the main card schemes - Visa, Mastercard, Diners, Amex. Due to the complex lifecycle of card transactions there are a number of different payment methods used: Card Deposits ECMC Deposit (1)Visa Deposit HOW TO LOG IN WITH AUTHENTICATION CODE PXP Financial Group Limited The Corn Mill – 1 Roydon Road Stanstead Abbots, Hertfordshire SG12 8XL, UK afaf 4 • You lost your mobile (or it was stolen) and want to disable the account on your lost or stolen CARD DEPOSIT PROVIDER RESPONSE CODES ECMC Deposit (1) ECMC Debit Deposit (168) Maestro Deposit (73) Mastercard PreAuthorisation (304) Visa Estimated Authorisation (305) Visa MultiCapture Authorisation (311) PaymentService provides additional acquirer details in the case of the authorised or refused credit card deposit payment. The codes provided are based on ISO 8583Response Codes.
CARD DEPOSITS WITH 3DS Card deposits can be further secured by implementing the 3D Secure (3DS) protocol (3D Secure = Three Domain Secure, see wikipedia for further information). The basic concept of the protocol is to link the card payment authorization process with cardholder authentication – the cardholder is redirected to a web site (e.g. of the card issuing OVERVIEW - DEVELOPER.KALIXA.COM Overview. Suggest Edits. PaymentService exposes a number of payment methods through a unified interface/API to the merchant. The payment methods can be grouped based on how funds are transferred: Card Payments. Card Payments (Local Schemes, Virtual Cards) Online Bank Transfers. Offline Bank Transfers. Wallet Payments. QUICK START (REDIRECT) Quick Start (Backend2Backend) Table of Contents. Step 1: Call getRedirectData. Step 2: Redirect to PXP Financial Hosted Payment Pages. Quick Start (Redirect) Suggested Edits are limited on API Reference Pages. You can only suggest edits to Markdown body content, but not to the API spec. QUICK START (BACKEND2BACKEND) Step 1: Call initiatePayment. Use Google Chrome with Postman for example to POST (over https) the following request to PaymentService: Username and Password can be set automatically by the Authentication screen in Postman. The below screen of Postman automatically creates the Authorization header. Choose Raw and then application/xml, which CARD DEPOSITS WITH AVS Card Deposits with AVS. Suggest Edits. From Wikipedia: AVS is a system used to verify the identity of the person claiming to own the credit card. The system will compare the billing address of the credit card provided by the user with the address on file at the card issuercompany.
PAYMENT METHODS
The ID number of each method is used to identify it in the messages to/from PXP Financial Payment Service. The credit/debit and reversal states can be notified to merchant.ONBOARDING FLOW
Onboarding Process without (or after) Pre-Screening. The onboarding process for a new merchant looks like this: Call POST /merchants with the mandatory data and questions based on the merchants Customer Due Diligence Level (CDD-Level). If the legal form of the merchant is SoleTrader or SoleProprietor, then the CDD Level is "SoleTrader". PAYNEARME - PXP FINANCIAL The PayNearMe platform will be used by customers of the Merchant to make cash deposits at PayNearMe Retail Deposit Locations such as 7-Eleven, utilizing a printed or mobile phone-based PaySlip. The Customer will receive this PaySlip via SMS or email, or print the PaySlip directly. Each PaySlip can CARD DEPOSIT PROVIDER RESPONSE CODES ECMC Deposit (1) ECMC Debit Deposit (168) Maestro Deposit (73) Mastercard PreAuthorisation (304) Visa Estimated Authorisation (305) Visa MultiCapture Authorisation (311) PaymentService provides additional acquirer details in the case of the authorised or refused credit card deposit payment. The codes provided are based on ISO 8583Response Codes.
TRUSTLY BRANDED BANK TRANSFER WITHDRAWAL Provider Trustly offers bank transfer deposit and withdrawal for various countries in Europe. The following method IDs are covered in this section:Payment method interaction type: Asychronous execution (see Interaction Types). With this payment method the end user logs in This website stores cookies on your computer. These cookies are used to collect information about how you interact with our website and allow us to remember you. We use this information in order to improve and customize your browsing experience and for analytics and metrics about our visitors both on this website and other media. To find out more about the cookies we use, see our Privacy Policy. If you decline, your information won’t be tracked when you visit this website. A single cookie will be used in your browser to remember your preference not to be tracked.Accept Decline
* Our Solution
* Clients & Partners* We Are PXP
* Resources
* Contact Us
* __
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OUR SOLUTION
An open financial & technology platform to support your businessgrowth
PRODUCTS
* Point of sale
Accept payments
in store, at reception or at table* eCommerce
End-to-end service to help you accept payments online * Cross-Border Acquiring Optimise revenue with flexible acquiring solutionFEATURES
* Conversion Optimisation Optimise revenue through payments* Risk Management
Keep your
business safe
* Omnichannel Tokenisation Process payments without storing card data* Business Insights
Data to put
you in control
* Payment Methods
Reach new
customers globally
* Connected CommerceUnify all
your sales channels
* New Commerce Era
Keep up with
the rapidly evolving commerceCLIENTS & PARTNERS
We deliver end-to-end payment service to clients and partners from wide variety of industries. Here just a few examples of what we cando.
* Retail Provide a
seamless customer experience across channels * Hospitality & Entertainment Enhance the guest experience* Cruise & Travel
Payments
tailored to the needs of your passengers* Gaming Turn
players into payers
* Partner Program
Grow your
payment business
* Guides and eBooks
Industry-specific payment insights* Covid-19
Frequently Asked QuestionsWE ARE PXP
At PXP Financial we are a team of experienced professionals who share passion for payments.* Our Story 50+
years of combined payment experience* How we work
Our clients are at the heart of everything we do* Client Journey
We deliver a
personal service for our clients* Careers Join our
team of dedicated payment experts* SCA / PSD2
Learn about Strong Customer AuthenticationRESOURCES
In the resource hub we share our knowledge about finance, technology and payments, all in one place.* Blog Payments
insights, latest news and articles* Newsroom News
and press releases
* Guides & eBooks
Free
resources on finance, technology and payments * FAQs We're here to help* New Commerce Era
Keep up with
the rapidly evolving commerce * Payment Security FAQ Payment security fundamentalsContact Us
PAYMENT IS
JUST THE START
ENABLING THE COMMERCE SHIFT Financial platform powered by payment experts, helping you grow yourbusiness
Explore
BUILD A CONNECTED COMMERCE EXPERIENCE To offer a truly frictionless payment experience, you must unify all your sales channels. Whilst the features in each channel are important, it’s the interactivity between them that makes the realdifference.
PXP Financial will help you build an unrivaled commerce experience and best payment journey for your customers based on latest technology.Read More
Point of sale
eCommerce
Mobile
Telephone
Mail order
Pay by link
NEW COMMERCE ERA
In 2020, commerce has evolved more rapidly than in the last 10 years. We’re here to help you keep up with the changes and adjust to the new trends, supporting you best we can – by delivering real value through payments. Read more about how our solution can help your business in these challenging times.Read more
Global reach
End-to-end platform
Personal service
Solution that fits your business Supporting your expansion plansSingle technology
SUPPORTING YOUR GROWTH The PXP solution gives you a lot of flexibility today and tomorrow. With all channels covered, 100+ payment methods, multiple currencies and languages our platform helps your business grow wherever and whenever you need to.Read more
MORE APPROVED TRANSACTIONS Our expertise in a number of industries will help you increase conversions and improve customer experience. And that means you get more out of each transaction.Read more
MULTI CURRENCY
Accept card payments in any currency and have your funds settled in one of 11 currencies. Your browser does not support the video tag. WHAT DOES PXP FINANCIAL DO? PXP Financial is an end-to-end payment platform, providing a single unified solution to accept payments online, on mobile, and at thepoint of sale.
Whatever your business needs today or tomorrow, our innovative platform will support your business growth with all the payment services you will ever need from one source, wherever your businesstakes you.
DOWNLOAD OUR FREE GUIDES & EBOOKSRead more
KNOWLEDGE HUB & INSIGHTS YOUR SECRET WEAPON TO MAKING OMNI-CHANNEL A REALITYRead more
FOR SCA TO SUCCEED, MERCHANTS AND PAYMENT BODIES MUST PUT ON THEIR TEACHING CAPS AND EDUCATE CONSUMERSRead more
HOW TO INCREASE ONLINE CONVERSION WITH LOCAL PAYMENT METHODSRead more
ABOUT US
* Our Story
* Partner Program
* Careers
* Terms & Conditions* Consent Policy
* Privacy Policy
SOLUTIONS
* Point of Sale
* eCommerce
* Cross-Border AcquiringSECTORS
* Retail
* Hospitality & Entertainment* Cruise & Travel
* Gaming
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©2020 PXP Financial. PXP Financial Registered Office: The Corn Mill - 1 Roydon Road - Stanstead Abbotts - Hertfordshire - SG12 8XL - UnitedKingdom
Phone +44 2038850598. PXP Financial is Authorised By The Financial Conduct Authority And Our Financial Services Register Number is 504318__
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