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EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase your OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comLISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr.EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase your OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comLISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards.VACCINE UPDATE
Vaccine Update | A Wellness Roundtable Discussion An in-depth conversation with industry experts to discuss updates on the COVID-19vaccine.
CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY, HEALTH INSURANCE CAPTIVE Lawley’s health insurance captive program gives you transparency in claims data and the potential to save significantly for the healthcare costs you don’t use. For companies with 100 or more employees, a healthcare captive is a creative, self-insured health insurance solution without the risk ofJAIME PRATT
Experience: Jaime worked at Tompkins Insurance Agency from 2016-2021 as a customer care center account manager, where she handled all personal insurance clients within the Tompkins footprint. WORKERS' COMPENSATION: AN OVERVIEW Workers’ Compensation: An Overview. Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in everystate, as
REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. DRIVING PERSONAL CARS FOR BUSINESS USE Driving a personal automobile in lieu of a company-owned vehicle may seem to minimize an employer’s liability, but companies can be held partially liable for damages in the event of an accident. Additionally, if an insurance provider discovers the individual was driving for business, it may take action against the employer forsubrogation
HIRING AN INDEPENDENT CONTRACTOR WITH NO WORKERS Many business owners have learned the importance of hiring an independent contractors who have their own workers’ compensation insurance. Many think that if a subcontractor is a sole proprietor, partnership or one or two person corporations with no employees that they do not need workers’ compensation coverage. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr.EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase your OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comLISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr.EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase your OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comLISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards.VACCINE UPDATE
Vaccine Update | A Wellness Roundtable Discussion An in-depth conversation with industry experts to discuss updates on the COVID-19vaccine.
CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY, HEALTH INSURANCE CAPTIVE Lawley’s health insurance captive program gives you transparency in claims data and the potential to save significantly for the healthcare costs you don’t use. For companies with 100 or more employees, a healthcare captive is a creative, self-insured health insurance solution without the risk ofJAIME PRATT
Experience: Jaime worked at Tompkins Insurance Agency from 2016-2021 as a customer care center account manager, where she handled all personal insurance clients within the Tompkins footprint. WORKERS' COMPENSATION: AN OVERVIEW Workers’ Compensation: An Overview. Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in everystate, as
REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits. DRIVING PERSONAL CARS FOR BUSINESS USE Driving a personal automobile in lieu of a company-owned vehicle may seem to minimize an employer’s liability, but companies can be held partially liable for damages in the event of an accident. Additionally, if an insurance provider discovers the individual was driving for business, it may take action against the employer forsubrogation
HIRING AN INDEPENDENT CONTRACTOR WITH NO WORKERS Many business owners have learned the importance of hiring an independent contractors who have their own workers’ compensation insurance. Many think that if a subcontractor is a sole proprietor, partnership or one or two person corporations with no employees that they do not need workers’ compensation coverage.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits.REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. This program gives an employer the benefits of being self-insured without the risk of being self-insured on theirown.
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comKATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
JAMIE REHAK
Jamie Rehak. 716.849.8219 | jrehak@lawleyinsurance.com | Buffalo, NY. LinkedIn. Jamie Rehak works with clients to help mitigate the increasing costs of healthcare. His proactive approach to strategic planning, assessment, review of data and market analysis is unmatched in the industry. After a comprehensive plan is put into place, histeam
LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits.REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. This program gives an employer the benefits of being self-insured without the risk of being self-insured on theirown.
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comKATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
JAMIE REHAK
Jamie Rehak. 716.849.8219 | jrehak@lawleyinsurance.com | Buffalo, NY. LinkedIn. Jamie Rehak works with clients to help mitigate the increasing costs of healthcare. His proactive approach to strategic planning, assessment, review of data and market analysis is unmatched in the industry. After a comprehensive plan is put into place, histeam
EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours. CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY, CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase yourJAIME PRATT
Experience: Jaime worked at Tompkins Insurance Agency from 2016-2021 as a customer care center account manager, where she handled all personal insurance clients within the Tompkins footprint. SMOKING CESSATION BENEFITS Excess health care expenses account for $2,056, and the remaining costs are due to increased absenteeism and lost productivity. Implementing a smoking cessation program and incorporating benefits into your health plan can lower the number of employees who smoke and dramatically affect your bottom line now and in the future. Wellness.ALEX CALECHMAN
Alex is an Employee benefits analyst with expertise in large group Financial Underwriting and Marketing. He is knowledgeable and experienced with Medical, Dental, Vision, Life, JUNE IS MIGRAINE AND HEADACHE AWARENESS MONTH The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals. JUNE 12TH IS FAMILY HEALTH & FITNESS DAY The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals.LAWLEY NEWS
The Lawley Difference. We strive to be the partner of choice for customers, insurance carriers and employees looking for long-term relationships built on a foundation of trust.LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits.REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. This program gives an employer the benefits of being self-insured without the risk of being self-insured on theirown.
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comKATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
JAMIE REHAK
Jamie Rehak. 716.849.8219 | jrehak@lawleyinsurance.com | Buffalo, NY. LinkedIn. Jamie Rehak works with clients to help mitigate the increasing costs of healthcare. His proactive approach to strategic planning, assessment, review of data and market analysis is unmatched in the industry. After a comprehensive plan is put into place, histeam
LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website.LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits.REPORTING A CLAIM
The first report of injury must be filed within 18 days of the accident or 10 days from the employer’s knowledge, whichever is later. Failure to do so could result in fines up to $1000 and penalties up to $2500. 5. OSHA has claims reporting requirements for specific injuries sustained. Depending on the seriousness of theinjury sustained
LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. This program gives an employer the benefits of being self-insured without the risk of being self-insured on theirown.
PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his OSHA UPDATES 2021: WHAT EMPLOYERS NEED TO KNOW 1/29/2021 1 © 2021 Goldberg Segalla Employment and Labor OSHA Updates 2021: What Employers Need to Know Michael Rubin 716.844.3477 | mrubin@goldbergsegalla.comKATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
JAMIE REHAK
Jamie Rehak. 716.849.8219 | jrehak@lawleyinsurance.com | Buffalo, NY. LinkedIn. Jamie Rehak works with clients to help mitigate the increasing costs of healthcare. His proactive approach to strategic planning, assessment, review of data and market analysis is unmatched in the industry. After a comprehensive plan is put into place, histeam
EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours. CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY, CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase yourJAIME PRATT
Experience: Jaime worked at Tompkins Insurance Agency from 2016-2021 as a customer care center account manager, where she handled all personal insurance clients within the Tompkins footprint. SMOKING CESSATION BENEFITS Excess health care expenses account for $2,056, and the remaining costs are due to increased absenteeism and lost productivity. Implementing a smoking cessation program and incorporating benefits into your health plan can lower the number of employees who smoke and dramatically affect your bottom line now and in the future. Wellness.ALEX CALECHMAN
Alex is an Employee benefits analyst with expertise in large group Financial Underwriting and Marketing. He is knowledgeable and experienced with Medical, Dental, Vision, Life, JUNE IS MIGRAINE AND HEADACHE AWARENESS MONTH The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals. JUNE 12TH IS FAMILY HEALTH & FITNESS DAY The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals.LAWLEY NEWS
The Lawley Difference. We strive to be the partner of choice for customers, insurance carriers and employees looking for long-term relationships built on a foundation of trust. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr. CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY,LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website. CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
WHY MANUFACTURERS NEED ERRORS & OMISSIONS (E&O) INSURANCE Manufacturers E&O is professional liability insurance that covers a manufacturing mistake or negligent service that results in a third party financial loss without bodily injury or property damage. Manufacturers E&O insurance will cover both the customer’s financial loss and your legal costs. Most E&O policies are “claims-madepolicies
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr. CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY,LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website. CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
WHY MANUFACTURERS NEED ERRORS & OMISSIONS (E&O) INSURANCE Manufacturers E&O is professional liability insurance that covers a manufacturing mistake or negligent service that results in a third party financial loss without bodily injury or property damage. Manufacturers E&O insurance will cover both the customer’s financial loss and your legal costs. Most E&O policies are “claims-madepolicies
POLICY SAFE EXCAVATION AND TRENCHING Prepared by Lawley This Safe Excavation and Trenching Policy is a guideline. It does not address potential compliance issues with Federal, State or local OSHA or any other regulatory agency standards.EMPLOYEE BENEFITS
Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what you have built, not what healthcare plans to consider. You can get an employee benefits quote anywhere, Lawley would rather be your strategic partner in assessing the benefits program that best fits your needs, not ours. CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. This program gives an employer the benefits of being self-insured without the risk of being self-insured on theirown.
THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) What is an Employee Assistance Programs (EAP)? An employee assistance program is an employer-sponsored program that offers services to help you deal with personal problems. EAPs can help reduce your health care and disability claims, increase yourJAIME PRATT
Experience: Jaime worked at Tompkins Insurance Agency from 2016-2021 as a customer care center account manager, where she handled all personal insurance clients within the Tompkins footprint. COMMUNITY RATED VERSUS EXPERIENCE RATED? WHAT IT MEANS TO The rising cost of insurance premiums is a challenge for many businesses regardless of size. As health care is reformed, some small companies, including yours if it has under 100 employees, may pay more to cover employees because of changes to the Affordable Care Act coming in 2016. This is due to the expanded definition of “small business” and mandate for using a community rating to setALEX CALECHMAN
Alex is an Employee benefits analyst with expertise in large group Financial Underwriting and Marketing. He is knowledgeable and experienced with Medical, Dental, Vision, Life, JUNE IS MIGRAINE AND HEADACHE AWARENESS MONTH The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals. JUNE 12TH IS FAMILY HEALTH & FITNESS DAY The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals.LAWLEY NEWS
The Lawley Difference. We strive to be the partner of choice for customers, insurance carriers and employees looking for long-term relationships built on a foundation of trust. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Based in Buffalo, NY, Lawley offers Buffalo insurance, employee benefits and risk management to protect those who matter to you athome and work
CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY,LAWLEY OVERVIEW
Thank you for your interest in learning more about Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochureto learn
CAREER OPPORTUNITIES We’ve built a positive work culture that allows us to have fun, work hard and thrive. Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued.LISA MILLER
Lisa Miller, Client Service Practice Leader at Lawley, a Top 50 insurance and employee benefits broker serving NY, NJ and Connecticut.LISA SEDLOR
Lisa Sedlor, Benefits Consultant at Lawley, a Top 50 insurance and employee benefits broker serving NY, NJ and Connecticut.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his PETER DANIEL GOSZEWSKI Peter Daniel Goszewski | Insurance Advisor at Lawley, a top 50 insurance and employee benefits broker serving NY, NJ & Connecticut. WHY MANUFACTURERS NEED ERRORS & OMISSIONS (E&O) INSURANCE Steve joined Lawley in January 1996. Previously, he was the Vice President of Freedman-Harris Agency from January 1984 to December 1995. Prior to that, Steve was the Vice President of Michael M. Harris Agency Inc. from November 1971 to December 1983.KATHLEEN ARMSTRONG
Experience: With nearly 15 years as a broker in the employee benefits industry and nearly 20 years overall in business in Western and Central NY, Kathleen fully understands the dynamics surrounding small and large business in our community. INSURANCE, EMPLOYEE BENEFITS & RISK MANAGEMENT Family Business to Industry Leader. Spanning three generations, our story is one of well-managed growth and deeply rooted family values. We've grown to become a consistent Top 50 National Independent Insurance Broker. Our History. William Lawley, Sr. CONTACT - LAWLEY INSURANCE Get In Touch With Us (p) 716.849.8618 | (f) 866.211.4683 | (Toll Free) 800.860.5741 361 Delaware Ave, Buffalo NY,LAWLEY OVERVIEW
Lawley Overview | Cybersecurity - Lawley Insurance. Thank you for your interest in learning more about. Lawley’s Cybersecurity Insurance. Scroll down through our interactive brochure to learn more about how we protect organizations from cybersecurity breaches. Or click here to visit the cybersecurity insurance section of our website. CAREER OPPORTUNITIES Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. Innovation – We embrace forward-thinking ideas and diversebackgrounds.
LISA MILLER
Lisa Miller Client Service Practice Leader. Lisa Miller. 716.849.8228 | lmiller@lawleyinsurance.com | Buffalo, NY. LinkedIn. Lisa oversees the client service team and provides leadership and guidance to managers and team leaders. Working with clients for more than 15 years, Lisa provides industry expertise, possesses strong strategicplanning
LISA SEDLOR
Lisa Sedlor Lawley Employee Benefits Consultant. Lisa Sedlor. 914.345.7091 | lsedlor@lawleyinsurance.com | Purchase, NY. LinkedIn. Lisa Sedlor is an experienced, professional and creative consultant who has been working in insurance since 2001. Lisa takes pride in her ability to simplify the complexities of employee benefits.DAVID GANHAO
David produces summaries, policy changes, proposals and completes coverage reviews and other insurance documents within designated timelines. He assists his PETER DANIEL GOSZEWSKI Peter Goszewski Insurance Advisor. Peter Goszewski. 716.849.8267 | pgoszewski@lawleyinsurance.com | Buffalo, NY. LinkedIn. Peter is a graduate of St. Francis High School followed by the University At Buffalo where he studied Economics. Both schools allowed him to grow personally and professionally.KATHLEEN ARMSTRONG
Kathleen Armstrong. 716.849.8663 | karmstrong@lawleyinsurance.com | Buffalo, NY. LinkedIn. Kathleen creates resilient benefit programs that help recruit and retain talent while minimizing financial risk and meet or exceed federal requirements. Building lasting business relationships and partnerships with clients affords Kathleen theability to
WHY MANUFACTURERS NEED ERRORS & OMISSIONS (E&O) INSURANCE Manufacturers E&O is professional liability insurance that covers a manufacturing mistake or negligent service that results in a third party financial loss without bodily injury or property damage. Manufacturers E&O insurance will cover both the customer’s financial loss and your legal costs. Most E&O policies are “claims-madepolicies
EMPLOYEE BENEFITS
Protecting Your Employee’s Health. Providing your employee’s with the right employee benefits options is becoming more and more difficult. Lawley’s Employee Benefits team makes the process easier so you can spend more time worrying about maintaining what CAREER OPPORTUNITIES We’ve built a positive work culture that allows us to have fun, work hard and thrive. Work/Life Balance – Family comes first, no exceptions! Leadership & Development – We are committed to your personal growth. Perks & Benefits – We offer rewarding perks & outstanding benefits. Every Voice is Heard – We take a team approach where all input is valued. JUNE IS MIGRAINE AND HEADACHE AWARENESS MONTH The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals. JUNE 12TH IS FAMILY HEALTH & FITNESS DAY The COVID-19 situation is affecting many of our clients and communities. Click here to visit our COVID-19 portal with information for businesses, employers & individuals. with information for businesses, employers & individuals.ALEX CALECHMAN
Alex is an Employee benefits analyst with expertise in large group Financial Underwriting and Marketing. He is knowledgeable and experienced with Medical, Dental, Vision, Life, THE IMPORTANCE OF EMPLOYEE ASSISTANCE PROGRAMS (EAP) Andy possesses expertise in health care reform and its potential impact on employer health plans. He has helped companies from various industries navigate the Affordable Care Act by assisting with the creation of internal compliance processes to relieve the ACA administrative burden while allowing them to stay compliant. LAWLEY PROACTIVE HEALTH Bob’s primary role as a consultant is to specialize in employee benefits, specifically medical captives. Lawley’s medical captive program provides employers with a creative health insurance solution for their employees. CHIPRA NOTICE REQUIREMENTS The Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) permits states to offer eligible low-income children and their families a premium assistance subsidy to help pay for employer-sponsored group health coverage.. CHIPRA imposes an annual notice requirement on employers that maintain group health plans in states that provide premium assistance subsidies underLISA SEDLOR
Lisa Sedlor, Benefits Consultant at Lawley, a Top 50 insurance and employee benefits broker serving NY, NJ and Connecticut. IF A TREE FALLS IN A STORM, WHO PAYS FOR THE TREE DAMAGE? Understand what is an is not covered in your homeowners insurance policy when it comes to tree damage caused by wind and storms. Lawleycan help.
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