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SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. FAMILY INCOME BENEFIT Life insurance policies typically pay out a lump sum to the policyholder's beneficiaries following his or her death. But if you think your family would benefit more from a regular income rather than a large windfall, you can opt for a life insurance policy with a family income benefit - one that delivers regular (monthly or annual), fixed, tax-free payments should you die during the policy term. A GUIDE TO HOME MOVER MORTGAGES A guide to home mover mortgages. Moving to a new house can be an exciting but stressful time. It is a life-changing decision, and whether you're moving to your dream home or downsizing, it's important to get the right mortgage. But even though you've already gone through the process of finding a mortgage when you bought your first home, it doesn't necessarily mean it will be any easier this HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - will HOW TO BUY A CAR WITH A CREDIT CARD In an ideal scenario, you would get the longest 0% credit card that you can, be it a purchase card or a money transfer card. You’d then use it to buy the car, and pay off a set amount each month, clearing your balance before your 0% interest rate expires. If you were to do this, your debt is cleared at the end of the 0% period, so you pay no interest, meaning the credit hasn’t cost you an WHAT HAPPENS AT THE END OF A CAR LEASE? What happens at the end of a car lease? Are you coming to the end of your car lease, and wondering what the next step is? Although your car lease company should contact you a couple of months before the end of your lease, you are expected to know when your lease is due for renewal, and to arrange for the car to be picked up yourself. WHAT TO DO IF YOU LOSE YOUR CAR KEYS What to do if you lose your car keys. Losing your car keys can be a nuisance, especially if you need to get somewhere fast. Whether they were misplaced or stolen, you need to act quickly as you don't want thieves getting their hands on your vehicle. MONEY EXPERT REWARDS Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers save on their utilities, broadband and insurance bills. With MoneyExpert Rewards you can save up to £1500 on your household bills CHEAPEST ELECTRIC CARS IN 2021 CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year, though is still big enough to be a good family run OLDER PEOPLE STILL WARY OF ONLINE BANKING People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. Some have even become internet buffs, withSELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. FAMILY INCOME BENEFIT Life insurance policies typically pay out a lump sum to the policyholder's beneficiaries following his or her death. But if you think your family would benefit more from a regular income rather than a large windfall, you can opt for a life insurance policy with a family income benefit - one that delivers regular (monthly or annual), fixed, tax-free payments should you die during the policy term. A GUIDE TO HOME MOVER MORTGAGES A guide to home mover mortgages. Moving to a new house can be an exciting but stressful time. It is a life-changing decision, and whether you're moving to your dream home or downsizing, it's important to get the right mortgage. But even though you've already gone through the process of finding a mortgage when you bought your first home, it doesn't necessarily mean it will be any easier this HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - will HOW TO BUY A CAR WITH A CREDIT CARD In an ideal scenario, you would get the longest 0% credit card that you can, be it a purchase card or a money transfer card. You’d then use it to buy the car, and pay off a set amount each month, clearing your balance before your 0% interest rate expires. If you were to do this, your debt is cleared at the end of the 0% period, so you pay no interest, meaning the credit hasn’t cost you an WHAT HAPPENS AT THE END OF A CAR LEASE? What happens at the end of a car lease? Are you coming to the end of your car lease, and wondering what the next step is? Although your car lease company should contact you a couple of months before the end of your lease, you are expected to know when your lease is due for renewal, and to arrange for the car to be picked up yourself. WHAT TO DO IF YOU LOSE YOUR CAR KEYS What to do if you lose your car keys. Losing your car keys can be a nuisance, especially if you need to get somewhere fast. Whether they were misplaced or stolen, you need to act quickly as you don't want thieves getting their hands on your vehicle. MONEY EXPERT REWARDS Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers save on their utilities, broadband and insurance bills. With MoneyExpert Rewards you can save up to £1500 on your household bills SHORT TERM HOME INSURANCE A good short term home insurance policy will provide the same level of cover as your standard home insurance policy. This can include: Temporary buildings insurance: Covering the cost of structural or aesthetic fixtures and outbuildings in the event of fire and smoke damage, theft and attempted theft, lightning and storm, flooding, malicious damage and subsidence. HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - will HOME INSURANCE FOR FIRST TIME BUYERS Home insurance for first time buyers. Getting yourself on the property ladder takes a lot of work. You’ve saved up for years, found a property that you like, sorted out a mortgage, and now you’re hoping that everything goes well on the exchange date.MEDICAL LOANS
Medical Loans. If you’re looking to undergo cosmetic surgery or another procedure that isn’t covered by the NHS, then it may be necessary to take out a medical loan to cover the costs. The vast majority of medical procedures these days also come with their ownfinancing plans.
HOW TO BUY A CAR WITH A CREDIT CARD In an ideal scenario, you would get the longest 0% credit card that you can, be it a purchase card or a money transfer card. You’d then use it to buy the car, and pay off a set amount each month, clearing your balance before your 0% interest rate expires. If you were to do this, your debt is cleared at the end of the 0% period, so you pay no interest, meaning the credit hasn’t cost you an BRITS SPENT A RECORD £113BN ONLINE LAST YEAR 1 day ago · Our pandemic reliance on grocery deliveries and Amazon packages took our online shopping bill to over £110 billion for the first time last year. In total, Brits spent just under £113 billion online in 2020, up 48% from 2019, according to new figures from telecoms regulator Ofcom. With many wary of CAR FINANCE MIS-SELLING SCANDAL Customers who have bought a new car with a Personal Contract Purchase (PCP) deal may be at most risk of having been mis-sold a loan in this new scandal. These PCP deals can be complicated and involve a lot of small print in the contract. You may have been taken advantage of by dealers who have told you that you are getting a better deal or that a PCP deal is a much more cost-effective option INSURER UNVEILS PAY AS YOU ROAM TRAVEL COVER 1 day ago · Publicly-listed insurer Chubb has developed a product that uses mobile phone roaming data to identify where customers are travelling and activate travel cover at a daily premium. Chubb says its Pay as You Roam (PAYR) insurance policies will simplify the way customers access and purchase travel WHAT TO DO IF YOU LOSE YOUR CAR KEYS What to do if you lose your car keys. Losing your car keys can be a nuisance, especially if you need to get somewhere fast. Whether they were misplaced or stolen, you need to act quickly as you don't want thieves getting their hands on your vehicle. MONEY EXPERT REWARDS Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers save on their utilities, broadband and insurance bills. With MoneyExpert Rewards you can save up to £1500 on your household bills CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you FAMILY INCOME BENEFIT Life insurance policies typically pay out a lump sum to the policyholder's beneficiaries following his or her death. But if you think your family would benefit more from a regular income rather than a large windfall, you can opt for a life insurance policy with a family income benefit - one that delivers regular (monthly or annual), fixed, tax-free payments should you die during the policy term.SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. DRINK DRIVER INSURANCE Drink driving is a serious conviction with serious consequences. Beyond the danger to the lives of yourself and others, it can land you with a hefty fine, a driving ban and even a lengthy prison sentence. On top of this, finding insurance following a conviction can be difficult and expensive. This CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
WHAT IS VOLUNTARY TERMINATION? MONEY EXPERT REWARDS Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers save on their utilities, broadband and insurance bills. With MoneyExpert Rewards you can save up to £1500 on your household bills CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you FAMILY INCOME BENEFIT Life insurance policies typically pay out a lump sum to the policyholder's beneficiaries following his or her death. But if you think your family would benefit more from a regular income rather than a large windfall, you can opt for a life insurance policy with a family income benefit - one that delivers regular (monthly or annual), fixed, tax-free payments should you die during the policy term.SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. DRINK DRIVER INSURANCE Drink driving is a serious conviction with serious consequences. Beyond the danger to the lives of yourself and others, it can land you with a hefty fine, a driving ban and even a lengthy prison sentence. On top of this, finding insurance following a conviction can be difficult and expensive. This CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
WHAT IS VOLUNTARY TERMINATION? COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for savers GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you LATEST NEWS ARTICLES FROM MONEY EXPERT All the latest news related to personal finance. From credit cards and insurance to house prices and the energy market, we cover the issuesthat matter to you.
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE CHEAP VAN INSURANCE QUOTES WITH MONEY EXPERT Money Expert CEO Jason Smith, on Van Insurance. Van insurance can be expensive, so it is worth comparing the market to find the best deal. Money Expert compares quotes from over 50 van insurance companies, the largest comparison of van insurance providers in LOANS FOR SELF-EMPLOYED PEOPLE Self-employed people often find it difficult to get a loan. The financial crisis back in 2008 led to lenders and banks being more strict about who they loan money to. The more stringent measures taken by lenders hit the self-employed the worst, as their income can vary from month to month - making DRINK DRIVER INSURANCE Drink driving is a serious conviction with serious consequences. Beyond the danger to the lives of yourself and others, it can land you with a hefty fine, a driving ban and even a lengthy prison sentence. On top of this, finding insurance following a conviction can be difficult and expensive. This CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. BRITS SPENT A RECORD £113BN ONLINE LAST YEAR 1 day ago · Our pandemic reliance on grocery deliveries and Amazon packages took our online shopping bill to over £110 billion for the first time last year. In total, Brits spent just under £113 billion online in 2020, up 48% from 2019, according to new figures from telecoms regulator Ofcom. With many wary of HOW DOES AN INSOLVENCY PRACTITIONER MANAGE AN IVA? The IP will manage your case, dealing with your creditors and arranging distribution of the payments you make each month among them, as well as taking on various other responsibilities. We’ll go over the basic role of the IP in this guide so that you know what to expect if you decide that an IVA is the appropriate solution to your debtproblems.
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. PAYING OFF A LOAN EARLY Paying Off A Loan Early. Paying off a loan early could save you money on future repayments, but half of all personal loans have early repayment charges attached. Whether you have a personal loan, or are looking to take one out, it can be hard to calculate how much payingoff a
BUSINESS WATER
Business water. Since April 2017, the non-domestic water market in England was deregulated, fully opening up to competition. From then on, businesses have been able to choose which company they want to buy their retail water services from. This includes a variety of services, like billing, account management, meter reading and water efficiency CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. HOW TO BUY A CAR WITH A CREDIT CARD How to buy a car using a credit card. Using 0% rates. After securing a card with a 0% rate (for example, Tesco offer 19 months interest free on their purchase cards) you should set up a monthly direct debit. This direct debit should meet at least the minimum payment. WHAT TO DO IF YOUR CAR IS WRITTEN OFF What to do if your car is written off. If you're involved in a car accident, the logical next step is to make a claim with your car insurance provider. After this, they will either tell you how much they will pay you for the repairs, or they will tell you that your caris a write-off.
SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. PAYING OFF A LOAN EARLY Paying Off A Loan Early. Paying off a loan early could save you money on future repayments, but half of all personal loans have early repayment charges attached. Whether you have a personal loan, or are looking to take one out, it can be hard to calculate how much payingoff a
BUSINESS WATER
Business water. Since April 2017, the non-domestic water market in England was deregulated, fully opening up to competition. From then on, businesses have been able to choose which company they want to buy their retail water services from. This includes a variety of services, like billing, account management, meter reading and water efficiency CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT TO DO IF YOUR CAR IS WRITTEN OFF What to do if your car is written off. If you're involved in a car accident, the logical next step is to make a claim with your car insurance provider. After this, they will either tell you how much they will pay you for the repairs, or they will tell you that your caris a write-off.
HOW TO BUY A CAR WITH A CREDIT CARD How to buy a car using a credit card. Using 0% rates. After securing a card with a 0% rate (for example, Tesco offer 19 months interest free on their purchase cards) you should set up a monthly direct debit. This direct debit should meet at least the minimum payment. SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you LATEST NEWS ARTICLES FROM MONEY EXPERT All the latest news related to personal finance. From credit cards and insurance to house prices and the energy market, we cover the issuesthat matter to you.
HOW TO BUY A CAR WITH A CREDIT CARD In an ideal scenario, you would get the longest 0% credit card that you can, be it a purchase card or a money transfer card. You’d then use it to buy the car, and pay off a set amount each month, clearing your balance before your 0% interest rate expires. If you were to do this, your debt is cleared at the end of the 0% period, so you pay no interest, meaning the credit hasn’t cost you an CAN I SELL A CAR WITH OUTSTANDING FINANCE? Trading a car with outstanding finance. If you want to get rid of your car on finance because you are struggling to keep up with payments, then your best option is to arrange a voluntary termination. If, however, you want to sell up and get a different vehicle, then you have two options. First, you can settle up by contacting your finance WHAT HAPPENS AT THE END OF A CAR LEASE? When a personal contract hire agreement comes to an end, the customer will return the vehicle to the leasing company, after which you can take out a new lease. The main difference between this and the other types of car lease is that you have the option to take ownership of your vehicle at the end of your lease, by making a balloon payment. HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - will YOUR DRIVING LICENCE EXPLAINED Your date and place of birth. 4a. The date that the photocard was issued. 4b. The date that the licence will expire. 4c. The authority that issued the licence (for the UK, this will be the DVLA) 5. Your unique driver number, which is comprised of the first letters of your surname and a sequence of numbers and letters. WHAT IS VOLUNTARY TERMINATION? What is voluntary termination? Under the Consumer Credit Act 1974, you have a legal right to end a car finance agreement (either a personal contract purchase or a hire purchase) early, as long as certain conditions are met. It is a statutory right and as such, it can not be restricted or excluded within the terms and conditions of any car HOW TO GET OUT OF A CAR FINANCE AGREEMENT How to get out of a car finance agreement. Under UK law, you have the right to cancel some types of car finance agreements early. This is called voluntary termination.Section 99 of the Consumer Credit Act says that in some circumstances you can voluntarily terminate a regulated HP or PCP agreement. This covers both new and used cars. WHAT TO DO IF YOU LOSE YOUR CAR KEYS What to do if you lose your car keys. Losing your car keys can be a nuisance, especially if you need to get somewhere fast. Whether they were misplaced or stolen, you need to act quickly as you don't want thieves getting their hands on your vehicle.MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for savers GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you LATEST NEWS ARTICLES FROM MONEY EXPERT All the latest news related to personal finance. From credit cards and insurance to house prices and the energy market, we cover the issuesthat matter to you.
HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - willJEWELLERY INSURANCE
Jewellery or watch insurance policies can provide cover for higher-value items and larger collections. These policies typically won’t have a single-item limit but will have a total limit on payout. Such policies typically pay out in a wider range of circumstances than standard contents insurance policies do. For instance, in addition to cover VAN INSURANCE GROUPS Each model of van on the market is assigned to a van insurance group by the Association of British Insurers - the trade association of insurance companies in the UK. There is a total of 20 van insurance groups, with group 1 having the cheapest van insurance and group 20 the most expensive. The ABI decide which group each van is put into based on a variety of factors that affect their risk. PARENTS MISSING OUT ON INTEREST BY NOT USING JUNIOR ISAS 20 hours ago · Many parents growing nest eggs for their children are sacrificing hundreds of pounds of interest by neglecting well-paying Junior ISAs and instead storing the cash in stingy current or standard savings accounts, new research from investment firm Scottish Friendly reveals. A third (34%) of HOUSE PRICES RISE BY 9.5% AS PEOPLE SEEK LARGER HOMES House prices in the UK have jumped 9.5% in the twelve months leading up to May, bolstered by the stamp duty holiday which is due to conclude at the end of this month. Prices have risen by over £22,000 with the average house price in the UK now standing at £261,743, according to Halifax. The bankMONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for savers GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you LATEST NEWS ARTICLES FROM MONEY EXPERT All the latest news related to personal finance. From credit cards and insurance to house prices and the energy market, we cover the issuesthat matter to you.
HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - willJEWELLERY INSURANCE
Jewellery or watch insurance policies can provide cover for higher-value items and larger collections. These policies typically won’t have a single-item limit but will have a total limit on payout. Such policies typically pay out in a wider range of circumstances than standard contents insurance policies do. For instance, in addition to cover VAN INSURANCE GROUPS Each model of van on the market is assigned to a van insurance group by the Association of British Insurers - the trade association of insurance companies in the UK. There is a total of 20 van insurance groups, with group 1 having the cheapest van insurance and group 20 the most expensive. The ABI decide which group each van is put into based on a variety of factors that affect their risk. PARENTS MISSING OUT ON INTEREST BY NOT USING JUNIOR ISAS 19 hours ago · Many parents growing nest eggs for their children are sacrificing hundreds of pounds of interest by neglecting well-paying Junior ISAs and instead storing the cash in stingy current or standard savings accounts, new research from investment firm Scottish Friendly reveals. A third (34%) of HOUSE PRICES RISE BY 9.5% AS PEOPLE SEEK LARGER HOMES House prices in the UK have jumped 9.5% in the twelve months leading up to May, bolstered by the stamp duty holiday which is due to conclude at the end of this month. Prices have risen by over £22,000 with the average house price in the UK now standing at £261,743, according to Halifax. The bankMONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
SELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
OLDER PEOPLE STILL WARY OF ONLINE BANKING Older People Still Wary of Online Banking. People over 55 are using digital services more than ever before during lockdown, but many are still wary of online banking, research from Santander found. More than half (54%) of older people going online more frequently since restrictions were imposed. COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do NEW LEGISLATION TO PERMIT CASHBACK WITHOUT PURCHASE Britons will soon be able to receive cash in corner shops, pubs and cafes without having to make a purchase first. The government is supporting an amendment added to its Financial Services Bill in the House of Lords by peer Chris Holmes. The amendment permits consumers to access cashback without a SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER? When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you HOUSE PRICES RISE BY 9.5% AS PEOPLE SEEK LARGER HOMES 1 day ago · House prices in the UK have jumped 9.5% in the twelve months leading up to May, bolstered by the stamp duty holiday which is due to conclude at the end of this month. Prices have risen by over £22,000 with the average house price in the UK now standing at £261,743, according to Halifax. The bank PARENTS MISSING OUT ON INTEREST BY NOT USING JUNIOR ISAS 8 hours ago · Many parents growing nest eggs for their children are sacrificing hundreds of pounds of interest by neglecting well-paying Junior ISAs and instead storing the cash in stingy current or standard savings accounts, new research from investment firm Scottish Friendly reveals. A third (34%) of LATEST NEWS ARTICLES FROM MONEY EXPERT All the latest news related to personal finance. From credit cards and insurance to house prices and the energy market, we cover the issuesthat matter to you.
HOW CAR FINANCE AFFECTS YOUR MORTGAGE How car finance affects your mortgage. When you apply for a mortgage, lenders will take a thorough look at your finances, both past and present.This includes any outstanding car finance deal you have and any previous agreement, even if you’ve long paid off the vehicle.. Car finance agreements are a form of debt, and your timeliness and diligence in making payments on them - or not - will COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for savers VAN INSURANCE GROUPS Each model of van on the market is assigned to a van insurance group by the Association of British Insurers - the trade association of insurance companies in the UK. There is a total of 20 van insurance groups, with group 1 having the cheapest van insurance and group 20 the most expensive. The ABI decide which group each van is put into based on a variety of factors that affect their risk.JEWELLERY INSURANCE
Jewellery or watch insurance policies can provide cover for higher-value items and larger collections. These policies typically won’t have a single-item limit but will have a total limit on payout. Such policies typically pay out in a wider range of circumstances than standard contents insurance policies do. For instance, in addition to coverMONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for saversSELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
LIFE INSURANCE INVESTMENT BONDS Life insurance investment bonds. Investment bonds are a type of life insurance paid for with a single lump-sum deposit at the outset, rather than monthly premiums. They’re sometimes known as single-premium life insurance policies. Investment bonds can be a tax-efficient investment option and can be a good alternative to traditional term life insurance policies, especially if you haveseveral
HOW TO BUY A CAR WITH A CREDIT CARD How to buy a car using a credit card. Using 0% rates. After securing a card with a 0% rate (for example, Tesco offer 19 months interest free on their purchase cards) you should set up a monthly direct debit. This direct debit should meet at least the minimum payment. A GUIDE TO HOME MOVER MORTGAGES A guide to home mover mortgages. Moving to a new house can be an exciting but stressful time. It is a life-changing decision, and whether you're moving to your dream home or downsizing, it's important to get the right mortgage. But even though you've already gone through the process of finding a mortgage when you bought your first home, it doesn't necessarily mean it will be any easier this WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do WHAT IS VOLUNTARY TERMINATION? SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER?WHAT IS A CAR BROKERWHAT IS A CAR BROKER When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
MONEY EXPERT
Money Expert is a full service, independent price comparison site which has been operating since 2003. Over the last few years, we’ve helped over 1 million customers COMPARE FIXED TERM SAVINGS ACCOUNTS A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. They’re ideal for saversSELF-BUILD MORTGAGE
A self-build mortgage is a loan you take out on a property you are building yourself. The biggest difference from a standard residential mortgage is that self-build mortgages are usually paid in stages rather than one lump sum. This reduces the lender’s risk, and also helps you spend your money as planned so you don’t run out duringthe
LIFE INSURANCE INVESTMENT BONDS Life insurance investment bonds. Investment bonds are a type of life insurance paid for with a single lump-sum deposit at the outset, rather than monthly premiums. They’re sometimes known as single-premium life insurance policies. Investment bonds can be a tax-efficient investment option and can be a good alternative to traditional term life insurance policies, especially if you haveseveral
HOW TO BUY A CAR WITH A CREDIT CARD How to buy a car using a credit card. Using 0% rates. After securing a card with a 0% rate (for example, Tesco offer 19 months interest free on their purchase cards) you should set up a monthly direct debit. This direct debit should meet at least the minimum payment. A GUIDE TO HOME MOVER MORTGAGES A guide to home mover mortgages. Moving to a new house can be an exciting but stressful time. It is a life-changing decision, and whether you're moving to your dream home or downsizing, it's important to get the right mortgage. But even though you've already gone through the process of finding a mortgage when you bought your first home, it doesn't necessarily mean it will be any easier this WHAT HAPPENS TO A LIFE INSURANCE POLICY AFTER A DIVORCE? According to the Office of National Statistics, 42% of marriages in England and Wales end in divorce. Meanwhile, 46.2% of the working public has a life insurance policy, with 40% of these joint policies. At the convergence of these two statistics is a thorny financial and legal matter: what you do WHAT IS VOLUNTARY TERMINATION? SHOULD YOU LEASE THROUGH A DEALERSHIP OR A LEASE BROKER?WHAT IS A CAR BROKERWHAT IS A CAR BROKER When it comes to getting a car there are a lot of things to consider. If you’re going to get a car on a lease one of the first things you have to figure out is whether you’re going to use a dealership or a leasing broker. The big difference is price - car finance deals givento you by dealers
AA CUSTOMERS FACE 2ND YEAR PRICE HIKE With AA’s premium policy costing £179 for the first year, a 124% price increase would increase the cost to £401 for year two. Customers who are on the joint membership scheme see an 81% increase from £119 to £215. The AA, which currently serves some 3.3 million members, has hit back at the claims by saying that all customers aresent
COMPARE NOTICE SAVINGS ACCOUNTS The length of the notice period you’re required to give can be quite long - up to 180 days in many cases, and rarely below 90 days. Make sure that you only put away what you CHEAPEST ELECTRIC CARS IN 2021 Cheapest electric cars in 2021. CITIGOe iV – this model starts at £15,000, making it one of the cheapest electric cars for sale in the UK. It goes 135 miles to the charge, with an 80% charge achievable in just an hour. It’s one of the cheapest EVs on the market this year,though is
GETTING A MORTGAGE ON A SECOND HOME Income and affordability will be assessed in the same way, but because you already have one loan to repay, the lender will need to ensure you can afford both repayments. A second home mortgage will often require a higher deposit. You are likely to need at least 25% to get the best mortgage deals. Your lender may also be interested in why you COMPARE CHEAP CAR INSURANCE QUOTES ONLINE We only need a few details about you and your car to compare deals from over 100 insurers. The whole process only takes a few minutes! Be the Money Expert. See how much you could save today. Get a new quote. *51% of consumers could save £257.97 on their Car Insurance. A GUIDE TO HOME MOVER MORTGAGES A guide to home mover mortgages. Moving to a new house can be an exciting but stressful time. It is a life-changing decision, and whether you're moving to your dream home or downsizing, it's important to get the right mortgage. But even though you've already gone through the process of finding a mortgage when you bought your first home, it doesn't necessarily mean it will be any easier this INSURING YOUR SELF-BUILD HOUSE Insuring your self-build house. Inspired by Grand Designs, many of us aspire to build our home.Reportedly, more than half (53%) of Britons would consider building their own abode. Self builds allow us to construct a home according to our exact specifications and HOW TO BUY A CAR WITH A CREDIT CARD In an ideal scenario, you would get the longest 0% credit card that you can, be it a purchase card or a money transfer card. You’d then use it to buy the car, and pay off a set amount each month, clearing your balance before your 0% interest rate expires. If you were to do this, your debt is cleared at the end of the 0% period, so you pay no interest, meaning the credit hasn’t cost you an PAYING OFF CAR FINANCE EARLY Paying off car finance early. Paying off your car finance early is only really possible if you’re in a comfortable position financially to do so. If you are lucky enough to be in such a position, then you could be doing yourself a massive favour. It means you’ll make big savings on the amount of interest you pay on your car finance deal. CAR FINANCE MIS-SELLING SCANDAL Car finance mis-selling scandal. Mis-selling a car finance deal means that you have either received poor advice, you weren’t given all the information about a deal or the risks weren’t made clear to you. It usually leads to you ending up with a deal and a car that doesn’t suit your needs or financial means. HOUSE PRICES RISE BY 9.5% AS PEOPLE SEEK LARGER HOMES 22 hours ago · House prices in the UK have jumped 9.5% in the twelve months leading up to May, bolstered by the stamp duty holiday which is due to conclude at the end of this month. Prices have risen by over £22,000 with the average house price in the UK THIS WEBSITE USES COOKIES We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information with our partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of theirservices.
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First-Time Buyers to Be Offered Homes at Up to 50% Off Read more Lenders Launch Cheapest Ever Two- and Five-Year Mortgages Read more Whiplash Reforms Take Effect, Expected to Slash £35 from CarInsurance Read more
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SAVE UP TO £350 a year on their gas and electricity bills1 SAVE UP TO £283 on their car insurance2 SPEND AS LITTLE AS £5 a month on their life insurance3 SPEND AS LITTLE AS £142 a year on their home insurance4 Our main priority is helping you save money, but we also give you the chance to switch to a service that better fits your needs in other ways. This might mean getting the most powerful broadband connection, or energy from a renewable supplier. Whatever it is, we’ll help youfind it.
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1The £350 saving was calculated as an average of individual household savings achieved by a minimum of 10% of all our customers who switched their dual fuel supply in 2019. 251% of consumers could save £283.97 on their car insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. 3Based on the cheapest life insurance policy available, as of June2020
451% of consumers who purchased Home Building & Contents Insurance through Money Expert provided by Seopa Ltd in August 2020 were quoted less than £142.15. The price you could achieve is dependent on your individual circumstances. Save Money. Easier than ever. We are Money Expert, the experts with your finance. We compare markets from ALL OVER THE UK and bring you the best prices, no matterwhat.
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© Moneyexpert.com 2020. ME Expert Limited, registered in England. Registered Number 10120411. Registered office is at Suite D2, the Quadrant, Mercury Court, Chester, Cheshire, CH1 4QR. Data Protection Licence Number ZA247205. ME Expert Limited is authorised and regulated by the Financial Conduct Authority FRN 917459. *51% of consumers could save £257.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.Details
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