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PERSONAL LOANS® MADE SIMPLE Free to use, no hidden fees. REQUEST FROM $1,000 TO $35,000 HOW WOULD YOU LIKE TO USE YOUR LOAN? Loan ReasonSelectDebt ConsolidationDebt ReliefCredit Card RefinanceEmergency SituationAuto RepairAuto PurchaseMovingMedicalBusinessVacationTaxesRent or MortgageSpecial OccasionMajor PurchaseStudent-Related / EducationOtherGet started
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APR — REPRESENTATIVE RANGE EXPLANATION PersonalLoans.com does not charge any fee or cost to submit a loan request and there is no obligation to agree to the terms of any loan offer presented to you. The APR on a loan from our network of lenders varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender before accepting their loan agreement. We recommend that you closely view the terms of any loan offer you get. If you should require help with any PersonalLoans.com–related services, you can contact us at your convenience. EXAMPLE OF A PERSONAL LOAN APR RANGETERM
LOAN AMOUNT
RATE (APR)
# OF PAYMENTS
MONTHLY PAYMENT
TOTAL PAYMENTS
2 YEARS
$8,500
6.99%
24
$380.53
$9,132.68
3 YEARS
$10,000
8.34%
36
$314.93
$11,337.64
4 YEARS
$15,000
10.45%
48
$383.69
$18,417.05
5 YEARS
$20,000
8.54%
60
$410.72
$24,646.98
6 YEARS
$30,000
7.99%
72
$525.85
$37,861.25
7 YEARS
$35,000
11.15%
84
$602.05
$50,572.14
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Important Information FREQUENTLY ASKED QUESTIONS WHY CHOOSE A PERSONAL LOAN? Personal Loans® offers a fast and flexible form to help connect you to a lender and complete an application with them. A personal loan can be used for many reasons and can be a quick and easy way to receive funds up front. If a lender from our network or one of the other third-party lender networks we use offers you a loam, you’ll be able to review the loan terms before accepting or declining the offer. Payments are due over a fixed period of times and often carry a fixedinterest rate.
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Copyright © 2021 PersonalLoans.com. All Rights Reserved. CUSTOMER NOTICE: A personal loan is an online installment loan with loans sizes between $1,000 and $35,000. A personal loan can be a great option for those customers looking to borrow money for a wedding, home improvement, or family vacation. The online process is designed with customer convenience in mind. LEGAL DISCLAIMER: PersonalLoans.com’s Terms of Use and the PersonalLoans.com Privacy Policy apply to the use of this website and its services. PersonalLoans.com connects borrowers with lenders or lending partners and thus the specific terms and conditions of the specific lender or lending partner will apply to any loan a borrower takes out. We are compensated by these lenders or lending partners for connecting you with them, and the compensation received may affect which offer you are presented with. Any display of APR, loan amounts, interest or other loan details are estimations only, and actual amounts will vary by lender or lending partner and by borrower. Please note that some lenders or lending partners may perform credit checks as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product. AVAILABILITY: Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender orlending partner.
MATERIAL DISCLOSURE: The operator of this website is not a lender, loan broker or agent for any lender or loan broker. This website is not an offer of credit nor is it a solicitation to lend. We are not affiliated with any lender. We are an advertising referral service for lenders that may be able to offer loans in amounts between $1,000 and $35,000. There is no fee to use our services. Your loan request submitted on this website will be shared with one or more lenders. There is no guarantee that you will be connected with a lender, your loan request will be approved by a lender, or you will be offered the loan amount requested. Lenders may perform a credit check to determine your creditworthiness or verify your information. We may perform a “soft” pull of your credit score to help determine which lender, if any, to connect you with. Any compensation we receive is paid by lenders and other advertising partners, and only for advertising services provided. If you are offered a loan, it may not necessarily have the best rates or terms. Short-term, small-dollar loans should not be used as a long-term solution to financial hardship. APR DISCLOSURE: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. APR range for lenders in our network can generally range from 5.99% to 35.89%, with loan terms from 61 days to 96 months. Your actual rate will depend upon your credit score, loan amount, loan term, and credit usage and history. Some states have laws limiting the APR that a lender can charge you. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. CREDIT IMPLICATIONS: The operator of this website does not make any credit decisions. Lenders in our network may obtain credit scores or credit reports through the credit reporting agencies or alternative providers to determine your creditworthiness. We also may perform a “soft” pull of your credit score to help determine which lender, if any, to connect you with. By submitting your information to us, you agree to allow us and participating lenders to verify your information and check your credit. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.Details
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