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THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Divorced. If you’re divorced, your benefits aren’t connected, so you can claim spousal benefits even if your ex isn’t collecting Social Security yet and you do not need the consent of your ex-spouse.Both of you, however, must be at least age 62. If you’ve been divorced more than once, your benefit can be based on your highest-earning spouse if that marriage meets the qualifications. BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a I WAS A VICTIM OF A SOCIAL SECURITY SCAM I was one of the many citizens that has fallen victim to a Social Security scam. I am sharing my story, with the hope of preventing this from happening to anyone else. It was mid afternoon on a Sunday, and I was sitting in my living room checking my personal email. I had an email flagged as “Important” with the subject “A Dispute GUIDE TO VISITING A SOCIAL SECURITY OFFICE NEAR YOU Wyoming only has half a dozen. You can find your closest field office here. In early 2020, Social Security office hours will expand to be open from 9 a.m. to 4 p.m. Monday through Friday. To schedule, reschedule, or cancel an appointment, you can call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. DO SOCIAL SECURITY BENEFITS START THE MONTH OF YOUR Thus, for people who turn 62 in April, only those born on April 1 and April 2 are able to receive a benefit in the month when they turn 62. Otherwise, the first Social Security payment will be for the month of May. But this is only part of the story, since receiving a benefit for the month of your birthday is not the same as receiving a benefit WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
IF MY SPOUSE DIES, DO I GET HIS SOCIAL SECURITY AND MINE If you apply before your survivor full retirement age, you will receive between 71.5% and 99% of your spouse’s benefit (PIA). A disabled widow or widower aged 50 to 59 would receive 71.5% of their spouse’s benefit. The percentage scales up for each month that SIMPLYWISEGUIDE TO RETIREMENT BENEFITSGUIDE TO BENEFITS FOR DIVORCEESSIMPLYWISE RETIREMENT CONFIDENCE INDEX Easily organize any and all documents. I can't give this app enough praise. Derrick, Google Play Store. “ I resisted using my phone for receipts for so long because I thought it’d be too hard but this has made it so easy to keep things in one place and decrease random scraps of paper. Maryp630, Apple App Store. SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Divorced. If you’re divorced, your benefits aren’t connected, so you can claim spousal benefits even if your ex isn’t collecting Social Security yet and you do not need the consent of your ex-spouse.Both of you, however, must be at least age 62. If you’ve been divorced more than once, your benefit can be based on your highest-earning spouse if that marriage meets the qualifications. BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a I WAS A VICTIM OF A SOCIAL SECURITY SCAM I was one of the many citizens that has fallen victim to a Social Security scam. I am sharing my story, with the hope of preventing this from happening to anyone else. It was mid afternoon on a Sunday, and I was sitting in my living room checking my personal email. I had an email flagged as “Important” with the subject “A Dispute GUIDE TO VISITING A SOCIAL SECURITY OFFICE NEAR YOU Wyoming only has half a dozen. You can find your closest field office here. In early 2020, Social Security office hours will expand to be open from 9 a.m. to 4 p.m. Monday through Friday. To schedule, reschedule, or cancel an appointment, you can call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. DO SOCIAL SECURITY BENEFITS START THE MONTH OF YOUR Thus, for people who turn 62 in April, only those born on April 1 and April 2 are able to receive a benefit in the month when they turn 62. Otherwise, the first Social Security payment will be for the month of May. But this is only part of the story, since receiving a benefit for the month of your birthday is not the same as receiving a benefit WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
IF MY SPOUSE DIES, DO I GET HIS SOCIAL SECURITY AND MINE If you apply before your survivor full retirement age, you will receive between 71.5% and 99% of your spouse’s benefit (PIA). A disabled widow or widower aged 50 to 59 would receive 71.5% of their spouse’s benefit. The percentage scales up for each month that SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOW TO APPLY FOR SOCIAL SECURITY BENEFITS There are three ways to apply for Social Security retirement benefits: Online on the Social Security Administration website. By phone at 1-800-772-1213. In person at a Social Security office near you. We recommend applying online, which is likely the easiest and in I WAS A VICTIM OF A SOCIAL SECURITY SCAM I was one of the many citizens that has fallen victim to a Social Security scam. I am sharing my story, with the hope of preventing this from happening to anyone else. It was mid afternoon on a Sunday, and I was sitting in my living room checking my personal email. I had an email flagged as “Important” with the subject “A Dispute DOCUMENTS NEEDED TO APPLY FOR SOCIAL SECURITY RETIREMENT Applying for Social Security retirement benefits might seem like a challenging process, but a little bit of preparation goes a long way. In fact, the Social Security Administration (SSA) office now allows applicants to apply online. If you’ve already decided you’re at the right age for retirement and you want to get the process started, the application isn’t overly difficult to fill out THESE 4 JOBS GREW OVER 70% FOR SENIORS IN 2019 The number of seniors working as non-farm animal caretakers increased by 70% in 2019. As the name would suggest, nonfarm animal caretakers are responsible for taking care of animals like dogs, cats, fish, birds, mice and even zoo animals. Tasks include feeding, watering, grooming, bathing and exercising the animals. TAXES AND SOCIAL SECURITY IN 2020: EVERYTHING YOU NEED TO How the tax is calculated. Social Security benefits are paid for through a tax on workers and their companies. Employees and employers each pay 6.2% of wages. Self-employed people pay 12.4%. For high salaries, only the first $132,900 of income is subject to the Social Security tax for 2019. WHAT IS A BUFFER ANNUITY? Buffer annuities have been gaining attention in the investment world. At its most basic, a buffer annuity allows you to participate in the growth of a stock market index while protecting you from certain amounts of loss in your savings. There are, however, many details that are worth understanding. First, these annuities will typically cap the CAN A DIVORCED WOMAN COLLECT HER EX-HUSBAND’S SOCIAL So, if an ex-spouse’s benefit would be $2,000 a month, they would be entitled to $1,000 a month as an ex-spouse. If their benefit as a worker is only $700 a month, Social Security will increase their benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50 percent of the worker’s benefit at fullretirement .
SOCIAL SECURITY BENEFITS FOR DIVORCED SPOUSES For example, if your ex-spouse’s benefit would be $2,000 a month, you would be entitled to $1,000 a month as an ex-spouse. If your own benefit as a worker is $700 a month, Social Security would increase your benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50% of the worker’s benefit at fullretirement.
SIMPLYWISEGUIDE TO RETIREMENT BENEFITSGUIDE TO BENEFITS FOR DIVORCEESSIMPLYWISE RETIREMENT CONFIDENCE INDEX Easily organize any and all documents. I can't give this app enough praise. Derrick, Google Play Store. “ I resisted using my phone for receipts for so long because I thought it’d be too hard but this has made it so easy to keep things in one place and decrease random scraps of paper. Maryp630, Apple App Store. SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOW TO APPLY FOR SOCIAL SECURITY BENEFITS There are three ways to apply for Social Security retirement benefits: Online on the Social Security Administration website. By phone at 1-800-772-1213. In person at a Social Security office near you. We recommend applying online, which is likely the easiest and in BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Let’s start with retirement benefits and how a spouse or ex-spouse who has never worked can qualify for them. To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases. Your spouse or ex-spouse also must be living. Keep in mind that the criteria for spousal benefitsvaries
GUIDE TO VISITING A SOCIAL SECURITY OFFICE NEAR YOU Wyoming only has half a dozen. You can find your closest field office here. In early 2020, Social Security office hours will expand to be open from 9 a.m. to 4 p.m. Monday through Friday. To schedule, reschedule, or cancel an appointment, you can call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
DO SOCIAL SECURITY BENEFITS START THE MONTH OF YOUR Thus, for people who turn 62 in April, only those born on April 1 and April 2 are able to receive a benefit in the month when they turn 62. Otherwise, the first Social Security payment will be for the month of May. But this is only part of the story, since receiving a benefit for the month of your birthday is not the same as receiving a benefit CAN A DIVORCED WOMAN COLLECT HER EX-HUSBAND’S SOCIAL So, if an ex-spouse’s benefit would be $2,000 a month, they would be entitled to $1,000 a month as an ex-spouse. If their benefit as a worker is only $700 a month, Social Security will increase their benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50 percent of the worker’s benefit at fullretirement .
SIMPLYWISEGUIDE TO RETIREMENT BENEFITSGUIDE TO BENEFITS FOR DIVORCEESSIMPLYWISE RETIREMENT CONFIDENCE INDEX Easily organize any and all documents. I can't give this app enough praise. Derrick, Google Play Store. “ I resisted using my phone for receipts for so long because I thought it’d be too hard but this has made it so easy to keep things in one place and decrease random scraps of paper. Maryp630, Apple App Store. SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOW TO APPLY FOR SOCIAL SECURITY BENEFITS There are three ways to apply for Social Security retirement benefits: Online on the Social Security Administration website. By phone at 1-800-772-1213. In person at a Social Security office near you. We recommend applying online, which is likely the easiest and in BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Let’s start with retirement benefits and how a spouse or ex-spouse who has never worked can qualify for them. To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases. Your spouse or ex-spouse also must be living. Keep in mind that the criteria for spousal benefitsvaries
GUIDE TO VISITING A SOCIAL SECURITY OFFICE NEAR YOU Wyoming only has half a dozen. You can find your closest field office here. In early 2020, Social Security office hours will expand to be open from 9 a.m. to 4 p.m. Monday through Friday. To schedule, reschedule, or cancel an appointment, you can call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
DO SOCIAL SECURITY BENEFITS START THE MONTH OF YOUR Thus, for people who turn 62 in April, only those born on April 1 and April 2 are able to receive a benefit in the month when they turn 62. Otherwise, the first Social Security payment will be for the month of May. But this is only part of the story, since receiving a benefit for the month of your birthday is not the same as receiving a benefit CAN A DIVORCED WOMAN COLLECT HER EX-HUSBAND’S SOCIAL So, if an ex-spouse’s benefit would be $2,000 a month, they would be entitled to $1,000 a month as an ex-spouse. If their benefit as a worker is only $700 a month, Social Security will increase their benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50 percent of the worker’s benefit at fullretirement .
SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
HOW TO APPLY FOR SOCIAL SECURITY BENEFITS There are three ways to apply for Social Security retirement benefits: Online on the Social Security Administration website. By phone at 1-800-772-1213. In person at a Social Security office near you. We recommend applying online, which is likely the easiest and in I WAS A VICTIM OF A SOCIAL SECURITY SCAM I was one of the many citizens that has fallen victim to a Social Security scam. I am sharing my story, with the hope of preventing this from happening to anyone else. It was mid afternoon on a Sunday, and I was sitting in my living room checking my personal email. I had an email flagged as “Important” with the subject “A Dispute SOCIAL SECURITY WIDOWS BENEFITS CHECKLIST By phone at 1-800-772-1213. In person at a Social Security office near you. For those applying for survivor benefits (widows benefits), the only options are to do so over the phone or to go into an office. If you go into an office, we suggest making an appointment to avoid longwait times.
TAXES AND SOCIAL SECURITY IN 2020: EVERYTHING YOU NEED TO How the tax is calculated. Social Security benefits are paid for through a tax on workers and their companies. Employees and employers each pay 6.2% of wages. Self-employed people pay 12.4%. For high salaries, only the first $132,900 of income is subject to the Social Security tax for 2019. WHAT IS A BUFFER ANNUITY? Buffer annuities have been gaining attention in the investment world. At its most basic, a buffer annuity allows you to participate in the growth of a stock market index while protecting you from certain amounts of loss in your savings. There are, however, many details that are worth understanding. THESE 4 JOBS GREW OVER 70% FOR SENIORS IN 2019 The number of seniors working as non-farm animal caretakers increased by 70% in 2019. As the name would suggest, nonfarm animal caretakers are responsible for taking care of animals like dogs, cats, fish, birds, mice and even zoo animals. Tasks include feeding, watering, grooming, bathing and exercising the animals. DOCUMENTS NEEDED TO APPLY FOR SOCIAL SECURITY RETIREMENT Applying for Social Security retirement benefits might seem like a challenging process, but a little bit of preparation goes a long way. In fact, the Social Security Administration (SSA) office now allows applicants to apply online. If you’ve already decided you’re at the right age for retirement and you want to get the process started, the application isn’t overly difficult to fill out GUIDE TO SOCIAL SECURITY DEATH BENEFITS However, you will need to provide the funeral home with the deceased’s Social Security number for them to do so. If you want to report the person’s death yourself, call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) between 7 a.m. and 7 p.m. Monday through Friday. SOCIAL SECURITY BENEFITS FOR DIVORCED SPOUSES For example, if your ex-spouse’s benefit would be $2,000 a month, you would be entitled to $1,000 a month as an ex-spouse. If your own benefit as a worker is $700 a month, Social Security would increase your benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50% of the worker’s benefit at fullretirement.
SIMPLYWISEGUIDE TO RETIREMENT BENEFITSGUIDE TO BENEFITS FOR DIVORCEESSIMPLYWISE RETIREMENT CONFIDENCE INDEX Easily organize any and all documents. I can't give this app enough praise. Derrick, Google Play Store. “ I resisted using my phone for receipts for so long because I thought it’d be too hard but this has made it so easy to keep things in one place and decrease random scraps of paper. Maryp630, Apple App Store. THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOME DEPOT RETURN WITHOUT RECEIPT Once delivery is accepted or a product is removed from the store by a customer, the product may be returned if the defects and/or damage are identified and reported to The Home Depot by calling (800) 455-3869 within 48 hours of delivery/the time of pick-up at the Service Desk. CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Let’s start with retirement benefits and how a spouse or ex-spouse who has never worked can qualify for them. To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases. Your spouse or ex-spouse also must be living. Keep in mind that the criteria for spousal benefitsvaries
BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
WHAT IS A BUFFER ANNUITY? Buffer annuities have been gaining attention in the investment world. At its most basic, a buffer annuity allows you to participate in the growth of a stock market index while protecting you from certain amounts of loss in your savings. There are, however, many details that are worth understanding. First, these annuities will typically cap the SIMPLYWISEGUIDE TO RETIREMENT BENEFITSGUIDE TO BENEFITS FOR DIVORCEESSIMPLYWISE RETIREMENT CONFIDENCE INDEX Easily organize any and all documents. I can't give this app enough praise. Derrick, Google Play Store. “ I resisted using my phone for receipts for so long because I thought it’d be too hard but this has made it so easy to keep things in one place and decrease random scraps of paper. Maryp630, Apple App Store. THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOME DEPOT RETURN WITHOUT RECEIPT Once delivery is accepted or a product is removed from the store by a customer, the product may be returned if the defects and/or damage are identified and reported to The Home Depot by calling (800) 455-3869 within 48 hours of delivery/the time of pick-up at the Service Desk. CAN YOU COLLECT SOCIAL SECURITY IF YOU NEVER WORKED Let’s start with retirement benefits and how a spouse or ex-spouse who has never worked can qualify for them. To claim Social Security spousal benefits, you’ll need to meet certain criteria, including being at least age 62 in most cases. Your spouse or ex-spouse also must be living. Keep in mind that the criteria for spousal benefitsvaries
BREAKING DOWN SOCIAL SECURITY RETIREMENT BENEFITS BY AGE Consequently, if your full retirement benefit at age 66 was $1,000 per month, and you delay claiming your benefit, it will be $1,080 per month by age 67 or an additional $960 per year. If you delay until age 70, it will be 124 percent of your expected benefit or $1,240 a WHAT PERCENTAGE OF SOCIAL SECURITY DOES A WIDOW RECEIVE Survivor benefits by age and claim date. As a surviving spouse, you can receive up to 100% of a deceased spouse’s Social Security benefit but only if wait until your full retirement age (FRA) before collecting. This FRA is slightly different from your typical SocialSecurity FRA, but
WHAT IS A BUFFER ANNUITY? Buffer annuities have been gaining attention in the investment world. At its most basic, a buffer annuity allows you to participate in the growth of a stock market index while protecting you from certain amounts of loss in your savings. There are, however, many details that are worth understanding. First, these annuities will typically cap the DOCUMENTS NEEDED TO APPLY FOR SOCIAL SECURITY RETIREMENT Applying for Social Security retirement benefits might seem like a challenging process, but a little bit of preparation goes a long way. In fact, the Social Security Administration (SSA) office now allows applicants to apply online. If you’ve already decided you’re at the right age for retirement and you want to get the process started, the application isn’t overly difficult to fill out DO SOCIAL SECURITY BENEFITS START THE MONTH OF YOUR Thus, for people who turn 62 in April, only those born on April 1 and April 2 are able to receive a benefit in the month when they turn 62. Otherwise, the first Social Security payment will be for the month of May. But this is only part of the story, since receiving a benefit for the month of your birthday is not the same as receiving a benefit SHOULD I LAMINATE MY COVID-19 VACCINE CARD? Lamination can be used to protect documents from rips and spills. It can help preserve information for future generations. It enhances the look of the card, keeps it protected from the elements, and makes iteasier to handle.
THE 3 BEST BILL ORGANIZER APPS OF 2021 SimplyWise Smart Filing Cabinet. SimplyWise is a bill and receipt organizer app that digitizes and files away your documents. The app brings all your paperwork together in one place—from your phone bills to your lab results to your grocery receipts—so you can easily find things when you need them. HOW IS SOCIAL SECURITY CALCULATED? That AIME figure is then used in a formula. In 2020, to calculate your benefits, you multiply the first $960 of average indexed monthly earnings by 90%, and the remaining earnings up to $5,785 by 32%. Any earnings over $5,785 are multiplied by 15%. The sum of those amounts if your primary insurance amount (PIA). I WAS A VICTIM OF A SOCIAL SECURITY SCAM I was one of the many citizens that has fallen victim to a Social Security scam. I am sharing my story, with the hope of preventing this from happening to anyone else. It was mid afternoon on a Sunday, and I was sitting in my living room checking my personal email. I had an email flagged as “Important” with the subject “A Dispute HOW TO APPLY FOR SOCIAL SECURITY BENEFITS There are three ways to apply for Social Security retirement benefits: Online on the Social Security Administration website. By phone at 1-800-772-1213. In person at a Social Security office near you. We recommend applying online, which is likely the easiest and in DOCUMENTS NEEDED TO APPLY FOR SOCIAL SECURITY RETIREMENT Applying for Social Security retirement benefits might seem like a challenging process, but a little bit of preparation goes a long way. In fact, the Social Security Administration (SSA) office now allows applicants to apply online. If you’ve already decided you’re at the right age for retirement and you want to get the process started, the application isn’t overly difficult to fill out GUIDE TO VISITING A SOCIAL SECURITY OFFICE NEAR YOU Wyoming only has half a dozen. You can find your closest field office here. In early 2020, Social Security office hours will expand to be open from 9 a.m. to 4 p.m. Monday through Friday. To schedule, reschedule, or cancel an appointment, you can call 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. SOCIAL SECURITY WIDOWS BENEFITS CHECKLIST By phone at 1-800-772-1213. In person at a Social Security office near you. For those applying for survivor benefits (widows benefits), the only options are to do so over the phone or to go into an office. If you go into an office, we suggest making an appointment to avoid longwait times.
THESE 4 JOBS GREW OVER 70% FOR SENIORS IN 2019 The number of seniors working as non-farm animal caretakers increased by 70% in 2019. As the name would suggest, nonfarm animal caretakers are responsible for taking care of animals like dogs, cats, fish, birds, mice and even zoo animals. Tasks include feeding, watering, grooming, bathing and exercising the animals. SOCIAL SECURITY BENEFITS FOR DIVORCED SPOUSES For example, if your ex-spouse’s benefit would be $2,000 a month, you would be entitled to $1,000 a month as an ex-spouse. If your own benefit as a worker is $700 a month, Social Security would increase your benefit to $1,000 a month. The maximum spousal benefit—for spouses or ex-spouses—is 50% of the worker’s benefit at fullretirement.
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