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WHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.COMMERCIAL MORTGAGE
Your eFinance Home Loans broker can explain how each of these loan options works. You usually need a larger deposit (at least 20%-30% of the purchase price) to secure approval for a commercial mortgage. If you are a home owner, offering your home as collateral (security) for the loan can be a way of securing a lower rate loan or even up to 100%.
PROPERTY REPORT
Property Report Month in Review by Herron Todd White. To receive your FREE Monthly Property Report, written by Herron Todd White’s team of experienced valuers, subscribe below to eFinance Home Loans and stay up to date with the property reports monthly, via our Opt-in. AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.EFINANCE BLOG
First Home Super Saver Scheme. Saving for your first home is no easy task – not only do you have the home loan deposit to save up for but there’s also the cost of lenders mortgage insurance, stamp duty (unless you’re eligible for exemption in your state) and upfrontmortgage fees.
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation wasEMAIL & TEXT POLICY
Email Policy. The eFinance Group of Companies (including, but not limited to: iFinance Home Loans® and eFinance Capital Pty Ltd ) (collectively “Company”) are dedicated to HOME - EFINANCE HOME LOANS Interest rates from 1.79%p.a. Owner Occupied P & I - 2 Year FIXED , T&Cs & annual fee applies. Comparison rate from 3.37%*p.a. Max LVR 70%. Disclaimer : * Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Unless customers have paid a rate lock fee and provided the advertised rateWHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.COMMERCIAL MORTGAGE
Your eFinance Home Loans broker can explain how each of these loan options works. You usually need a larger deposit (at least 20%-30% of the purchase price) to secure approval for a commercial mortgage. If you are a home owner, offering your home as collateral (security) for the loan can be a way of securing a lower rate loan or even up to 100%.
PROPERTY REPORT
Property Report Month in Review by Herron Todd White. To receive your FREE Monthly Property Report, written by Herron Todd White’s team of experienced valuers, subscribe below to eFinance Home Loans and stay up to date with the property reports monthly, via our Opt-in. AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.EFINANCE BLOG
First Home Super Saver Scheme. Saving for your first home is no easy task – not only do you have the home loan deposit to save up for but there’s also the cost of lenders mortgage insurance, stamp duty (unless you’re eligible for exemption in your state) and upfrontmortgage fees.
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation wasEMAIL & TEXT POLICY
Email Policy. The eFinance Group of Companies (including, but not limited to: iFinance Home Loans® and eFinance Capital Pty Ltd ) (collectively “Company”) are dedicated toPROPERTY REPORT
Property Report Month in Review by Herron Todd White. To receive your FREE Monthly Property Report, written by Herron Todd White’s team of experienced valuers, subscribe below to eFinance Home Loans and stay up to date with the property reports monthly, via our Opt-in. DISCOUNTED PROFESSIONAL MORTGAGE Package home loans, or ‘professional package home loans’ bundle together various products with your lender, including credit cards, personal loans and savings and transaction accounts. You’ll usually benefit from decreased fees and interest rates on your home loan and other linked products, and in exchange your lender will require you topay an annual fee
TESTIMONIALS
Testimonials from our happy Customers Listen to what some of our Happy Customers are saying about the Professional Service from eFinance Home Loans : “Our eFinance Home Loans Broker helped finance an investment property that I acquired recently. It was the first time I had used a finance broker and the experience rated as Excellent.LOW DOC MORTGAGE
( Less Documentation ) Another of our common specialist products is the low document or ‘low doc’ loan. These have been available in Australia for a number of years. Initially, they were only offered by non-bank lenders but as traditional banks began losing market share in COMPLAINTS - EFINANCE HOME LOANS Effective Date August 15, 2017. If you received an Email from eFinance Home Loans and would like to be removed from our mailing list, please call +61 2 9281 8001 or send an email to unsubscribe@efinancehomeloans.com.au .FIXED RATE MORTAGE
A fixed rate home loan means your loan repayments will be charged at the same interest rate for however long the fixed rate period is. While historically variable rate loans have been more popular in Australia, fixed-rate loans have become increasingly popular with the fall in official cash rate . CAREERS FRANCHISES SOON To Register , eFinance Home Loans will be looking soon to recruit home loan brokers located throughout New South Wales , specifically in the Sydney Area . Responsibilities include handling enquiries and processing applications for all forms of residential finance. With up to 30 of Australia’s leading banks and lenders on our panel, youwill
HOME OWNERSHIP VS. RENTING Exciting! You’re thinking about buying your first home. Chances are, you’re excited, unsure and maybe a little apprehensive about becoming a homeowner. Buying your first home is a major life event. It brings lots of benefits, and also significant responsibilities, and it’s essential that you are ready to take this important step –both from
HOW MUCH MONEY DO I NEED TO START A BUSINESS ? The lure of becoming your own boss is enough to get any entrepreneurial nine to fiver out of their cubicle chair. But making the leap from business concept to real-life success takes financial resources, an airtight plan and hours of sweat equity. Its no smalltask, which is
TIPS FOR HIRING A HOME CONTRACTOR FOR YOUR REMODELLING Tips for hiring a home contractor for your remodelling project . Since buying our house four years ago, it has felt like my husband and I are always in the middle of a home renovation project. HOME - EFINANCE HOME LOANS Interest rates from 1.79%p.a. Owner Occupied P & I - 2 Year FIXED , T&Cs & annual fee applies. Comparison rate from 3.37%*p.a. Max LVR 70%. Disclaimer : * Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Unless customers have paid a rate lock fee and provided the advertised rateWHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.COMMERCIAL MORTGAGE
Your eFinance Home Loans broker can explain how each of these loan options works. You usually need a larger deposit (at least 20%-30% of the purchase price) to secure approval for a commercial mortgage. If you are a home owner, offering your home as collateral (security) for the loan can be a way of securing a lower rate loan or even up to 100%.
AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.LOW DOC MORTGAGE
( Less Documentation ) Another of our common specialist products is the low document or ‘low doc’ loan. These have been available in Australia for a number of years. Initially, they were only offered by non-bank lenders but as traditional banks began losing market share inREVERSE MORTGAGE
The reverse mortgage loan was introduced to the market to cater for retirees wanting to take advantage of the equity they have in their home and use it to supplement their retirement income. Basically, retirees can use this type of loan to borrow money against the equity they have in their property, and have it CONSTRUCTION / RENOVATION MORTGAGES This, as the name suggests, is a type of loan you might come across if you’re starting from scratch with your home. When building a new home, you will not need the entire amount of the loan drawn down all at once. If you did this, you would be making interest repayments onthe entire
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation was HOME - EFINANCE HOME LOANS Interest rates from 1.79%p.a. Owner Occupied P & I - 2 Year FIXED , T&Cs & annual fee applies. Comparison rate from 3.37%*p.a. Max LVR 70%. Disclaimer : * Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Unless customers have paid a rate lock fee and provided the advertised rateWHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.COMMERCIAL MORTGAGE
Your eFinance Home Loans broker can explain how each of these loan options works. You usually need a larger deposit (at least 20%-30% of the purchase price) to secure approval for a commercial mortgage. If you are a home owner, offering your home as collateral (security) for the loan can be a way of securing a lower rate loan or even up to 100%.
AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.LOW DOC MORTGAGE
( Less Documentation ) Another of our common specialist products is the low document or ‘low doc’ loan. These have been available in Australia for a number of years. Initially, they were only offered by non-bank lenders but as traditional banks began losing market share inREVERSE MORTGAGE
The reverse mortgage loan was introduced to the market to cater for retirees wanting to take advantage of the equity they have in their home and use it to supplement their retirement income. Basically, retirees can use this type of loan to borrow money against the equity they have in their property, and have it CONSTRUCTION / RENOVATION MORTGAGES This, as the name suggests, is a type of loan you might come across if you’re starting from scratch with your home. When building a new home, you will not need the entire amount of the loan drawn down all at once. If you did this, you would be making interest repayments onthe entire
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation wasCOMPARISON RATE
For example, you may see a loan advertised as: Variable interest rate 4.25%, comparison rate 4.78% – based on loan of $150,000 over 25 years. While this does reflect the true cost of this example loan, it would be a completely different figure for a loan size of $400,000, or for a loan term of 30 years. “Most people just use the loanVARIABLE RATE
Standard variable. Standard variable rate loans are the most popular mortgage product in Australia, with almost half of all borrowers opting for this type of mortgage. Standard variable rate loans carry flexible features such as offset facilities, redraw, extra repayments and the ability to split the loan. Work Out Your Loan Repayments CLICKHERE
BASIC RATE MORTGAGE
There’s a big difference between a standard and basic product – and the right loan for you will depend on your individual goals and requirements. A basic variable loan generally carries cheaper rates, because they lack the above-mentioned extra features such as an offsetor
TESTIMONIALS
Testimonials from our happy Customers Listen to what some of our Happy Customers are saying about the Professional Service from eFinance Home Loans : “Our eFinance Home Loans Broker helped finance an investment property that I acquired recently. It was the first time I had used a finance broker and the experience rated as Excellent.REVERSE MORTGAGE
The reverse mortgage loan was introduced to the market to cater for retirees wanting to take advantage of the equity they have in their home and use it to supplement their retirement income. Basically, retirees can use this type of loan to borrow money against the equity they have in their property, and have it NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation was HOME OWNERSHIP VS. RENTING Exciting! You’re thinking about buying your first home. Chances are, you’re excited, unsure and maybe a little apprehensive about becoming a homeowner. Buying your first home is a major life event. It brings lots of benefits, and also significant responsibilities, and it’s essential that you are ready to take this important step –both from
HOW MUCH MONEY DO I NEED TO START A BUSINESS ? The lure of becoming your own boss is enough to get any entrepreneurial nine to fiver out of their cubicle chair. But making the leap from business concept to real-life success takes financial resources, an airtight plan and hours of sweat equity. Its no smalltask, which is
CAREERS FRANCHISES SOON To Register , eFinance Home Loans will be looking soon to recruit home loan brokers located throughout New South Wales , specifically in the Sydney Area . Responsibilities include handling enquiries and processing applications for all forms of residential finance. With up to 30 of Australia’s leading banks and lenders on our panel, youwill
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and HOME - EFINANCE HOME LOANS Interest rates from 1.79%p.a. Owner Occupied P & I - 2 Year FIXED , T&Cs & annual fee applies. Comparison rate from 3.37%*p.a. Max LVR 70%. Disclaimer : * Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Unless customers have paid a rate lock fee and provided the advertised rateWHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.PROPERTY REPORT
Property Report Month in Review by Herron Todd White. To receive your FREE Monthly Property Report, written by Herron Todd White’s team of experienced valuers, subscribe below to eFinance Home Loans and stay up to date with the property reports monthly, via our Opt-in. AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.EFINANCE BLOG
First Home Super Saver Scheme. Saving for your first home is no easy task – not only do you have the home loan deposit to save up for but there’s also the cost of lenders mortgage insurance, stamp duty (unless you’re eligible for exemption in your state) and upfrontmortgage fees.
TESTIMONIALS
Testimonials from our happy Customers Listen to what some of our Happy Customers are saying about the Professional Service from eFinance Home Loans : “Our eFinance Home Loans Broker helped finance an investment property that I acquired recently. It was the first time I had used a finance broker and the experience rated as Excellent. CAREERS FRANCHISES SOON To Register , eFinance Home Loans will be looking soon to recruit home loan brokers located throughout New South Wales , specifically in the Sydney Area . Responsibilities include handling enquiries and processing applications for all forms of residential finance. With up to 30 of Australia’s leading banks and lenders on our panel, youwill
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation was HOME - EFINANCE HOME LOANS Interest rates from 1.79%p.a. Owner Occupied P & I - 2 Year FIXED , T&Cs & annual fee applies. Comparison rate from 3.37%*p.a. Max LVR 70%. Disclaimer : * Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Unless customers have paid a rate lock fee and provided the advertised rateWHO ARE WE?
Diversity, working with you to secure your home loan that suits your lifestyle. The foundations of eFinance Home Loans reach back to 2006 when the company was developed with passion for advising, constructing, making and managing advice on funding wealth creation on behalf of clients, many of who remain connected with us today. CONTACT US - EFINANCE HOME LOANS On average we save our customers $$$ a month ! What could you do with your savings ? Feel free to contact 02 9281 8001 from 9am – 5pm AEST Monday to Friday to make an appointment.PROPERTY REPORT
Property Report Month in Review by Herron Todd White. To receive your FREE Monthly Property Report, written by Herron Todd White’s team of experienced valuers, subscribe below to eFinance Home Loans and stay up to date with the property reports monthly, via our Opt-in. AFFILIATE REFERRAL PROGRAM An eFinance Home Loans broker negotiates with banks, credit unions and other credit providers on the client’s behalf to arrange loans for your clients. These services can improve your bottom line and improve your profit margins by offering these services to your clients. Attached is a NCCP Referral Guide for you to review and complete.EFINANCE BLOG
First Home Super Saver Scheme. Saving for your first home is no easy task – not only do you have the home loan deposit to save up for but there’s also the cost of lenders mortgage insurance, stamp duty (unless you’re eligible for exemption in your state) and upfrontmortgage fees.
TESTIMONIALS
Testimonials from our happy Customers Listen to what some of our Happy Customers are saying about the Professional Service from eFinance Home Loans : “Our eFinance Home Loans Broker helped finance an investment property that I acquired recently. It was the first time I had used a finance broker and the experience rated as Excellent. CAREERS FRANCHISES SOON To Register , eFinance Home Loans will be looking soon to recruit home loan brokers located throughout New South Wales , specifically in the Sydney Area . Responsibilities include handling enquiries and processing applications for all forms of residential finance. With up to 30 of Australia’s leading banks and lenders on our panel, youwill
OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan and NCCP COMPLIANCE PROCESS NCCP Compliance Process - eFinance Home Loans. What is the NCCP Act 2009 and how does it. apply to your home loan application ? About the National Consumer Credit Protection Act and the NCC. Australia has legislation in place to protect consumers who borrow money. A national regime was introduced in July 2010. . The earlier legislation wasCALCULATORS
eFinance Home Loans , All Rights Reserved , Australian CreditLicense 393536
HOME LOAN CHECKLIST
Please print and discuss with your eFinance Home Loans Broker on supporting documents required for your finance application. Click hereCOMMERCIAL MORTGAGE
Your eFinance Home Loans broker can explain how each of these loan options works. You usually need a larger deposit (at least 20%-30% of the purchase price) to secure approval for a commercial mortgage. If you are a home owner, offering your home as collateral (security) for the loan can be a way of securing a lower rate loan or even up to 100%.
COMPARISON RATE
For example, you may see a loan advertised as: Variable interest rate 4.25%, comparison rate 4.78% – based on loan of $150,000 over 25 years. While this does reflect the true cost of this example loan, it would be a completely different figure for a loan size of $400,000, or for a loan term of 30 years. “Most people just use the loanBASIC RATE MORTGAGE
There’s a big difference between a standard and basic product – and the right loan for you will depend on your individual goals and requirements. A basic variable loan generally carries cheaper rates, because they lack the above-mentioned extra features such as an offsetor
LOW DOC MORTGAGE
( Less Documentation ) Another of our common specialist products is the low document or ‘low doc’ loan. These have been available in Australia for a number of years. Initially, they were only offered by non-bank lenders but as traditional banks began losing market share inBRIDGING LOANS
In many cases, vendors (sellers) putting their homes on the market will be selling with the intention to purchase another property, or buyers may be waiting for completion of the sale of an existing property prior to buying a new one. If there is a mortgage on either of the existing properties, things can getREVERSE MORTGAGE
The reverse mortgage loan was introduced to the market to cater for retirees wanting to take advantage of the equity they have in their home and use it to supplement their retirement income. Basically, retirees can use this type of loan to borrow money against the equity they have in their property, and have it OUR PROMISE SATISFACTION GUARANTEED ABOUT US AND TO YOU About us and our service Credit Guide Our promise to you At eFinance Home Loans (eFinance HL) we have a simple philosophy; we must truly add value to the process of sourcing home loan andFIXED RATE MORTAGE
A fixed rate home loan means your loan repayments will be charged at the same interest rate for however long the fixed rate period is. While historically variable rate loans have been more popular in Australia, fixed-rate loans have become increasingly popular with the fall in official cash rate .+61 2 9281 8001
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TESTIMONIALS FROM OUR HAPPY CUSTOMERS LISTEN TO WHAT SOME OF OUR HAPPY CUSTOMERS ARE SAYING ABOUT THE PROFESSIONAL SERVICE FROM EFINANCE HOME LOANS : _“Our eFinance Home Loans Broker helped finance an investment property that I acquired recently. It was the first time I had used a finance broker and the experience rated as Excellent. The transaction was complicated because I was buying a property from a developer who had already sold the property to a buyer who could not settle on completion. There were 3 parties to the sale/purchase. Whilst I had engaged a conveyancer to assist with it, I was dismayed by the lack of advice he provided._ _eFinance Home Loans not only helped with the finance on the property but the Broker went above and beyond to guide me through the whole negotiation process with the developer and the seller. From the inception of the loan application through and including the finalization of mortgage, the service was professional, exceptional and unique. I valued the Broker’s input with future finance and investments I make. It is a great pleasure to work with someone with such high integrity and professionalism. If you are serious about investing, I would highly recommend you speak to eFinance Home Loans.”_
PATRICIA FROM SYDNEY CITY NSW _“I approached eFinance Home Loans 12 months ago because our business was expanding and we needed to restructure our finances. We were referred by our local accountant and were very pleased with the outcome and exceptional service we received. With myself being ‘just a worker’ I found that our eFinance Home Loans Broker took the time to really get to know us and our business, which gave me every confidence that not just our financial restructure was well understood but also my comfort level. One thing I was drawn to was the professionalism, expertise and attention to detail our eFinance Home Loans Broker provided. Our eFinance Home Loans Broker regularly provided updates and has always been available to answer any questions or to explain options. I found the experience positive and helpful and appreciate the guidance that our Broker has provided in helping us make sound financial decisions. I would recommend eFinance Home Loans to people in the business world who need guidance and support with financial decisions.”_JOHN FROM NOWRA NSW
_“I met my eFinance Home Loans Broker about five years before I became his client. He would come to my café with his parents for a day out, and he would spoil them rotten with his tender loving care. It was by coincidence that I realized he was an eFinance Home Loans Broker, I was looking to purchase property, and began to hold meetings at my café with other finance brokers, when he overheard the conversation and politely asked me if he could be of assistance. Since that day I have never looked back. He absolutely blew me away with his understanding and knowledge of wealth creation, how easy it can be when someone like this takes the time to educate, guide and mentor you through good times and testing times, with that in built T.L.C. hepossesses._
_My broker treats me more like a friend than a client. He advises me on investments and other financial related matters based on my needs rather than promoting products for his advantage. His professionalism is displayed through the consistent updates of my investments portfolio, putting me at ease amid my busy life. It is a comfort to know that my investments are in good hands as he goes above the call of duty to help me deal with all the challengers I face in theinvestment world._
_To sum up, I will trust my eFinance Home Loans Broker with every penny I save, his honesty, integrity and reliability is a rare commodity in his line of work. I usually refrain from making recommendations, in this case, I have no problem recommending eFinanceHome Loans.”_
STEVE FROM RAMSGATE NSW _“I can thoroughly recommend eFinance Home Loans. eFinance Home Loans offers a comprehensive service to his clients and is committed to securing the best deal possible for them. Difficult applications are what they cut their teeth on. A very professional operation”_ DEAN – SOLICITOR FROM MIRANDA NSW _” We contacted eFinance Home Loans Broker after we opted for a Home and Land package. Yes Indeed it was a big risk and to be honest, it was the path that many would have not taken. Our case was a complex one due to the natures we were self employed, husband on spouse visa and it is construction loan (off the plan). Yes we did ask around but no one is willing to help us during that time. Pressure’s on because we know we got to work harder to ensure the family business was profitable enough and the financial documents were well presented to the lender. eFinance Home Loans Broker worked really hard and yes very pushy but in a positive and good way to ensure everything is on track. eFinance Home Loans Broker really knows their stuff . When things were not going as planned due to the things out of our control , lender last minute policy change, lender got to wait for 2-3 approvals, eFinance Home Loans Broker tackled the issue promptly! eFinance Home Loans Broker even helped us with refinancing our loan before the construction start and now we are very happy ! I strongly recommended eFinance Home Loans and no doubt they are willing to help you! Thank you very much . “_ NUR SHAIRAH & AMAR, LEPPINGTON NSW _“I had the pleasure of dealing with eFinance Home Loans to refinance a commercial property. To say that the particulars of my situation were difficult would be an understatement but thanks to eFinance Home Loans we were able to achieve an excellent outcome at a much better rate and with much greater flexibility. The positive outcome that we achieved can be directly attributed to our eFinance Home Loans Broker’s extensive experience and pure determination and perseverance to see the deal all the way through. I couldn’t be happier with our result and can’t recommend eFinance Home Loanshighly enough.”_
MONTE FROM ARNCLIFFE NSW _“I do say your the best. Our eFinance Home Loans Broker was a cut above the rest. He went above and beyond for us. It didn’t matter what time of day or night, 7 days a week, he was always available, reliable and friendly. Our Broker even made several visits to our home after business hours in order to ensure we were in good hands and following the best possible investment plan for our growing family._ _Due to an existing portfolio that needed some focus, there was a complexity to our portfolio that he undertook with ease. He honestly worked tremendously to identify any gaps and achieved a seamless approval process, as well as working with the lender to achieve agreat result._
_We will go no further for our next investment than eFinance Home Loans and would recommend their tireless services to anyone. “_ GAVIN AND CORRINE FROM BYRON BAY NSW _“For us the choice was easy, meeting with our eFinance Home Loan broker made everything so clear. Our broker was concise and straight to the point on what was our best options. Keeping us updated every step of the process was a quality that made us feel at ease. We now have all that we dreamed of thanks to eFinance Home Loans ”_ REECE & STACEY FROM CARINGBAH NSW _“As a small business, it has been a painless experience dealing with eFinance Home Loans. The staff demonstrate flexibility, professionalism, experienced business knowledge and prompt reliable service in the delivery of financial requirements. The personal attention and commitment to the customer are hallmarks of this business. I fully endorse eFinance Home Loans for your business”_ BUSINESS OWNER FROM MIRANDA NSW _“We have had the great pleasure of working with eFinance Home Loans with the recent refinance for our home and our new office purchase. It was a journey to get to the finish line but eFinance Home Loans were there all the way to support and assist with all the documentation. We had some delays along the way but true to there professional approach no task or issue was a problem that they could not overcome. The savings we secured with eFinance Home Loans meant that we not only saved money but we were able to purchase another office and not incur any increase in our monthly costs. A great result that has allowed us to expand due to the reduced rates we now pay onour mortgages._
_They will go that extra mile for you and more and was always available 24×7. We highly recommend there services.”_ DAMIEN & DEBORAH FROM MOSSVALE NSW “_We found eFinance Home Loans totally professional and found them to understand our objectives of purchasing a difficult commercial transaction. They knew exactly how to structure and advise us on our finance application. In no time we had approval and an exchanged contract on our property purchase. We highly recommend eFinance Home Loans and are looking for a commercial complex loan. Thank you “_ JAMES & ELINA FROM WOLLONGONG NSW ” _eFinance Home Loans Broker went over and above to find me my first home loan with the best rate . They also found me a good deal for building insurance to have my property insured. eFinance Home Loans were found to be very professional and guided me every step of the way to ensure I understood everything to the finest detail. 10/10 for the great service and communication. My enquiries no matter how complex, were always answered in a timely manner. I have recommended eFinance Home Loans to my sister who is currently liaising with there team to find her next perfect Home Loan . I will definitely be coming back for my next property loan . Thank you “_ TOM FROM BLAIR ATHOL NSW _“My eFinance Home Loans Broker was a recommendation to me from my older brother and now I am passing my eFinance Home Loans Broker details onto my other family members and friends. _ _He made the most difficult of situations the easiest for me, so much so that I had cancelled with my previous broker. I am now the most happiest customer, I have found a diamond of a property in Sydney which I did not think I could afford, but my eFinance Home Loans Broker made all of the magic happen for me. Always going above and beyond – I am super grateful for all of the hard work, efforts, regular emails and phone calls._ _WOW is all I can say ._ ” MELISSA FROM WATERLOO NSW * EMAIL & TEXT POLICY * SECURITY AND PRIVACY * DISCLOSURES AND LICENSES* TERMS OF USE
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