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WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was 7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it HOW TO RENT KINDLE LIBRARY BOOKS THAT NEVER EXPIRE 2 Week Expiration Dilemma Solved. The second problem I ran into with Kindle library books was the fact that the titles expired in 2 weeks. I can usually polish off a book in 2 weeks but when you have multiple holds, sometimes you get two or three books all at once. Right now, I have four books on my Kindle and they’re all due within 2-3 weeks. ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have HOW TO KEEP HUSTLING WHEN YOU ARE WIPED OUT The extra protein in nuts provides a boost without added sugar. Additionally, my dried fruit is low in added sugar because I dehydrate my own. These are just a few of the many tactics I use that you can use too in order to keep hustling when you are wiped out. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a READER QUESTION: $300,000 TO INVEST: WHAT SHOULD I DO Real Estate Personal Residence. The first thing I told reader FF was that buying a house with anyone but your spouse is a terrible idea. There’s no way around it, it’s just a bad idea. WHY THE AVERAGE CPA ISN'T WORTH THE MONEY Why the Average CPA Isn’t Worth the Money. Every year around tax time, I inevitably see lots of articles about maximizing deductions and figuring out ways to get more money back. There are lots of gray areas when it comes to taxes and that opens up lots of possibilities for aggressive filers. But even within the CPA community, there is alot
7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it FREE 24 HOUR FITNESS SUPER SPORT UPGRADE ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a READER QUESTION: $300,000 TO INVEST: WHAT SHOULD I DO Real Estate Personal Residence. The first thing I told reader FF was that buying a house with anyone but your spouse is a terrible idea. There’s no way around it, it’s just a bad idea. WHY THE AVERAGE CPA ISN'T WORTH THE MONEY Why the Average CPA Isn’t Worth the Money. Every year around tax time, I inevitably see lots of articles about maximizing deductions and figuring out ways to get more money back. There are lots of gray areas when it comes to taxes and that opens up lots of possibilities for aggressive filers. But even within the CPA community, there is alot
7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it FREE 24 HOUR FITNESS SUPER SPORT UPGRADE ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have YOUR PERSONAL FINANCE PRO You can easily pay six figures for a coach, but that is not necessary. One thing I always notice when visiting folks in “sticks and bricks” is their house size. Many people we are friends with have large homes. When you live in a home that is 400 square feet you come to realize 2500 is a LOT of space. WHY THE AVERAGE CPA ISN'T WORTH THE MONEY Why the Average CPA Isn’t Worth the Money. Every year around tax time, I inevitably see lots of articles about maximizing deductions and figuring out ways to get more money back. There are lots of gray areas when it comes to taxes and that opens up lots of possibilities for aggressive filers. But even within the CPA community, there is alot
ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have 7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it FREE 24 HOUR FITNESS SUPER SPORT UPGRADE I’ve been a 24 Hour Fitness member for over 10 years now, the last seven of which my annual dues were only $99. I signed up at a time when they allowed you to pre-pay 3 years at regular rates and every year after that would be only $99. It was and still is a great deal considering my monthly gym membership costs me only $8 per month for the rest of my life. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was PART 1: OPENING A NO FEE LENDING CLUB ROTH IRA Editor’s Note: This article turned into kind of a monster at over 2,000+ words so I decided to break it up into two parts. The second part of this article will cover how I invest in Lending Club: what filters I use and why. I’ll also talk about the best sign-up bonuses currently going on at Lending Club so check back on Thursday. SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
ARE CREDIT CARD BONUSES TAXABLE? Card Bonuses Won’t Ever Be Taxable. I’m going to make a bold prediction here and say that card bonuses won’t ever be taxable. Since most cards give out bonuses in the form of points or miles, there’s no way to accurately determine the value of a bonus mile ora bonus point.
LOADING MY BLUEBIRD CARD AT WALMART Instead, I usually look for sales on prepaid gift cards to load my Bluebird. A lot of stores like Staples, Safeway/Vons, Best Buy and other chains have promotions from time to time where they’ll give you $10-$20 off the purchase of a prepaid gift card. When they do, I usually stock up on them using whatever credit card I’m trying to hit the spending requirement for at the time. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. HOW TO WRITE A FINANCIAL ESSAY In order to write a successful essay, you should choose a relevant financial topic, keep the theme line throughout the financial essay, maintain essay structure and revise the work for any errors in the text, grammar, syntax, spelling or punctuation. For more information on basic essay writing – do not hesitate to contact EssayBasics.com. SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
FREE 24 HOUR FITNESS SUPER SPORT UPGRADE I’ve been a 24 Hour Fitness member for over 10 years now, the last seven of which my annual dues were only $99. I signed up at a time when they allowed you to pre-pay 3 years at regular rates and every year after that would be only $99. It was and still is a great deal considering my monthly gym membership costs me only $8 per month for the rest of my life. SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
READER QUESTION: $300,000 TO INVEST: WHAT SHOULD I DO I received an interesting question in my inbox the other day from one of my readers. I’ve edited it a bit but it went something like this: PF Pro. I’m 30 and I have very inconsistent in 7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it 4 WAYS TO MANAGE YOUR LAST TWO WEEKS AT WORK If you’re a Millennial, get used to learning how to manage your last two weeks at work. According to a survey conducted by LinkedIn, Millennials will have four job changes by the time they are 32.There are a lot of reasons for this, but one of the best things to keep in mind when switching jobs is: maintain your relationships! ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have SHOULD I BUY A HOUSE NOW WHILE INTEREST RATES ARE STILL Over the past few years, many articles I’ve read have repeated the same mantra: “Now is the time to buy real estate.”. Interest rates were low and they couldn’t go any lower, whoops, they did. Since purchasing my condo in 2010, I’ve re-financed twice due to mortgage interest rates dropping and although we’re getting closer to 0% HOW TO RENT KINDLE LIBRARY BOOKS THAT NEVER EXPIRE 2 Week Expiration Dilemma Solved. The second problem I ran into with Kindle library books was the fact that the titles expired in 2 weeks. I can usually polish off a book in 2 weeks but when you have multiple holds, sometimes you get two or three books all at once. Right now, I have four books on my Kindle and they’re all due within 2-3 weeks. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLAN I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOB My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. HOW TO WRITE A FINANCIAL ESSAY In order to write a successful essay, you should choose a relevant financial topic, keep the theme line throughout the financial essay, maintain essay structure and revise the work for any errors in the text, grammar, syntax, spelling or punctuation. For more information on basic essay writing – do not hesitate to contact EssayBasics.com. SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
FREE 24 HOUR FITNESS SUPER SPORT UPGRADE I’ve been a 24 Hour Fitness member for over 10 years now, the last seven of which my annual dues were only $99. I signed up at a time when they allowed you to pre-pay 3 years at regular rates and every year after that would be only $99. It was and still is a great deal considering my monthly gym membership costs me only $8 per month for the rest of my life. SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
READER QUESTION: $300,000 TO INVEST: WHAT SHOULD I DO I received an interesting question in my inbox the other day from one of my readers. I’ve edited it a bit but it went something like this: PF Pro. I’m 30 and I have very inconsistent in 7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it 4 WAYS TO MANAGE YOUR LAST TWO WEEKS AT WORK If you’re a Millennial, get used to learning how to manage your last two weeks at work. According to a survey conducted by LinkedIn, Millennials will have four job changes by the time they are 32.There are a lot of reasons for this, but one of the best things to keep in mind when switching jobs is: maintain your relationships! ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have SHOULD I BUY A HOUSE NOW WHILE INTEREST RATES ARE STILL Over the past few years, many articles I’ve read have repeated the same mantra: “Now is the time to buy real estate.”. Interest rates were low and they couldn’t go any lower, whoops, they did. Since purchasing my condo in 2010, I’ve re-financed twice due to mortgage interest rates dropping and although we’re getting closer to 0% HOW TO RENT KINDLE LIBRARY BOOKS THAT NEVER EXPIRE 2 Week Expiration Dilemma Solved. The second problem I ran into with Kindle library books was the fact that the titles expired in 2 weeks. I can usually polish off a book in 2 weeks but when you have multiple holds, sometimes you get two or three books all at once. Right now, I have four books on my Kindle and they’re all due within 2-3 weeks. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLANEMPLOYEE STOCK PURCHASE PLANSTAX TREATMENT OF ESPP SHARESESPP TAX TREATMENT EXAMPLESEMPLOYEE STOCK PURCHASE PLAN TAX RULESTAX IMPLICATIONS OF SELLING ESPPESPP TAX REPORTING I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOBWHO TO START WEEK 10BIG NEWS LAST WEEKLAST WEEK S NEWSLAST WEEK NEWS IN REVIEWNEWS THATHAPPENED LAST WEEK
My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS?ELDER DIVORCE FORFINANCIAL REASONS
Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. WHAT SHOULD I DO WITH MY BOND FUNDS? Bond duration is important because when interest rates rise you can easily calculate your potential losses by multiplying the bond duration by the change in applicable interest rate. If you own a bond fund with a 5 year duration and there is a sudden 2% increase in SPECIAL TAX TREATMENT OF AN EMPLOYEE STOCK PURCHASE PLANEMPLOYEE STOCK PURCHASE PLANSTAX TREATMENT OF ESPP SHARESESPP TAX TREATMENT EXAMPLESEMPLOYEE STOCK PURCHASE PLAN TAX RULESTAX IMPLICATIONS OF SELLING ESPPESPP TAX REPORTING I get RSUs. They seem a lot simpler from a tax perspective. Basically, it gets split up really nicely. So let’s say that on vesting day, my company’s stock is worth a nice round $100/share and I have 100 shares vesting that day. WHAT'S THE BEST DAY OF THE WEEK TO QUIT YOUR JOB? The Day After Your Vacation Accrues. Coincidentally, my work also accrues vacation on the third Monday of the month. If you quit before that day, you lose out on your monthly vacation accrual. But if you quit after, you essentially gained anywhere from an extra day to 2-3 days depending on how much vacation you accrue per month. GET YOUR FREE FICO SCORE FROM BARCLAYCARD The media likes to bombard us with credit related advertisements. It doesn’t matter whether you’re watching TV, listening to the radio or playing a podcast, it seems like there are always ads for free credit scores, debt repair and things of that nature. WHAT'S THE BEST DAY OF THE WEEK TO START A NEW JOBWHO TO START WEEK 10BIG NEWS LAST WEEKLAST WEEK S NEWSLAST WEEK NEWS IN REVIEWNEWS THATHAPPENED LAST WEEK
My Start Date Was a Big Mistake. At the time, I didn’t think much of selecting a Nov. 1 start date but I came across one minor and one major issue. I forgot thatt Nov. 1 is the day after Halloweeen! This wasn’t a huge deal but it would have been nice to be able to go out on Halloween and have some fun. Instead, I still went out but I was EMPLOYEE BENEFITS: DO YOU HAVE THE OPTION TO PURCHASE A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution.. But I’m here to talk about a NO 401(K) AVAILABLE AT WORK. WHAT TO DO? A solo 401 (k) does exactly what it sounds like and allows you to open a 401 (k) for yourself in order to deduct your business income. This is a great option for those with 1099 income since you can open a solo 401 (k) pretty easily with whichever broker you choose. Things can get a little bit more complicated though around tax time, so I would SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS?ELDER DIVORCE FORFINANCIAL REASONS
Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
HOW TO CASH IN YOUR CHANGE FOR FREE WITH A COINSTAR Hmm maybe you need to read my article a bit more carefully. I would never recommend using a Coinstar machine to get cash out since like you mention, they charge a fee of nearly 10%.But you can exchange coins for gift cards for your favorite stores for no fee. HOW TO WRITE A FINANCIAL ESSAY In order to write a successful essay, you should choose a relevant financial topic, keep the theme line throughout the financial essay, maintain essay structure and revise the work for any errors in the text, grammar, syntax, spelling or punctuation. For more information on basic essay writing – do not hesitate to contact EssayBasics.com. SHOULD YOU STAY MARRIED FOR FINANCIAL REASONS? Stay Married to Save Money. Nobody can argue that divorce doesn’t cost money. While it may not cost you $15,000 if the divorce is amicable, it still comes with certain costs that can’t be avoided. For example, there will likely be attorney fees and court costs to pay at the very least. Of course, there could also be alimony to pay ontop of
FREE 24 HOUR FITNESS SUPER SPORT UPGRADE I’ve been a 24 Hour Fitness member for over 10 years now, the last seven of which my annual dues were only $99. I signed up at a time when they allowed you to pre-pay 3 years at regular rates and every year after that would be only $99. It was and still is a great deal considering my monthly gym membership costs me only $8 per month for the rest of my life. SARCASM AND VERBAL ABUSE: A FINE LINE IN THE WORKPLACE Sarcasm and Verbal Abuse: A Fine Line in the Workplace. Programs like The Office have brought workplace politics to the public’s attention with a touch of humour. But it’s not quite so funny when this reflects your real-life workplace. Sarcastic comments, common in Australian culture, can sometimes be interpreted as verbal abuse, andit’s
READER QUESTION: $300,000 TO INVEST: WHAT SHOULD I DO I received an interesting question in my inbox the other day from one of my readers. I’ve edited it a bit but it went something like this: PF Pro. I’m 30 and I have very inconsistent in 7 WAYS TO LOWER YOUR FOOD BUDGET EVERY MONTH 7. Split a Bulk Purchase with a Friend. To save more at a warehouse club and lower your food budget, split a bulk purchase with a friend. When my daughter lived closer, we used to do this to save money. It allowed us to get food for a lower price without worrying that it 4 WAYS TO MANAGE YOUR LAST TWO WEEKS AT WORK If you’re a Millennial, get used to learning how to manage your last two weeks at work. According to a survey conducted by LinkedIn, Millennials will have four job changes by the time they are 32.There are a lot of reasons for this, but one of the best things to keep in mind when switching jobs is: maintain your relationships! ASSET ALLOCATION GUIDE: WHY TO INVEST IN INTERNATIONAL If you followed the market from 2000-2009, you’ll know that US stocks got hammered. Investing in international stocks wouldn’t have saved you from a period like that, but it could have SHOULD I BUY A HOUSE NOW WHILE INTEREST RATES ARE STILL Over the past few years, many articles I’ve read have repeated the same mantra: “Now is the time to buy real estate.”. Interest rates were low and they couldn’t go any lower, whoops, they did. Since purchasing my condo in 2010, I’ve re-financed twice due to mortgage interest rates dropping and although we’re getting closer to 0% HOW TO RENT KINDLE LIBRARY BOOKS THAT NEVER EXPIRE 2 Week Expiration Dilemma Solved. The second problem I ran into with Kindle library books was the fact that the titles expired in 2 weeks. I can usually polish off a book in 2 weeks but when you have multiple holds, sometimes you get two or three books all at once. Right now, I have four books on my Kindle and they’re all due within 2-3 weeks.* ABOUT
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LESSONS FROM MINIMALIST LIVING Posted on May 15, 2021 Written by Jacque C1 Comment
Over
the summer I wrote about RVing on a budget. In that article I
shared that my family fulltime RVs. RVing fulltime might not be everyone’s cup of tea, but I think there are valuable lessons to be learned when living simply. Here are some of the lessons I have learned about living the small lifestyle.FINANCIAL FREEDOM
Now, there are some REALLY fancy RVs. You can easily pay six figures for a coach, but that is not necessary. One thing I always notice when visiting folks in “sticks and bricks” is their house size. Many people we are friends with have large homes. When you live in a home that is 400 square feet you come to realize 2500 is a LOT of space.
Do you really need that space? Is the price you’re paying monthly on the mortgage and utilities really worth it? Just consider your space. Is every square foot of space serving a purpose? That doesn’t mean you have to have lots of stuff to fill in the blanks! Less is more in so many areas of life, but each square foot of space carries a monetary value. Consider that value and the interest you’re paying over 30 years for that space.LET THINGS GO
When you live in a small space you do not have the space to collect needless things. As Americans, we find it very easy to spend money on a storage shed across town rather than go through all those items and decide if you need to keep them or pass them on. Again, things are valuable. They are an expense to buy, but they are also an expense to keep! If you’re paying for that storage shed, you really should make sure it is for stuff worth the monthly shed investment. It’s okay to let things go. With the popularity of social media, it is easy to list items for sale. You don’t have to just give everything away. It’s also okay not to keep everything “just in case”. For the cost of the shed you can replace a lot ofthings.
EVERYTHING HAS ITS PLACE In small living everything must have its own place. If this does not happen, you will most likely drive yourself bananas. This is how your home, whether RV or small sticks and bricks, will not feel so overwhelmingly small. We have five people living in our RV. If we don’t put stuff away, it will get hectic incredibly quickly. Do you really need all the fancy gadgets? Which ones can you live without? Don’t overstuff just because you have to live in a small space. That is missing the heart of minimalism.WHAT IS YOUR WHY?
In our American culture, it is often a choice to live the minimal life . It can be easy to be discourage by seeing all the things the “Jones” have. If you have chosen to be minimalist, or even if you are out of necessity, what is your goal and how is this lifestyle going to help you achieve that goal? Even if you are living life minimally only for a season, it will undoubtedly change the way you view life. It’s a matter of perspective on how those lessons are perceived. Our goal for the last almost three years was to have more family time and travel the country. Now, it is to build a house without going into excessive debt while going into a volatile financial market. We own our RV and hope to buy land and slowly build while continuing to live in the RV. My desire is to continue the lifestyle even in a stick andbrick home.
CONCLUSION
In this article I talked about a few of the lessons I have learned in living a minimal lifestyle. Can you live a minimal lifestyle for only a season? Yes! It does not have to be a life long commitment. You will learn things about yourself and your relationship to stuff if you do go down the road of living minimally. _How about you, have you wanted to downsize? How do you think it will impact your life if you do?_ Filed Under: Debt , Home, Life Thoughts
, Save Money
Tagged With: xbottom SHORT TERM INVESTING Posted on April 15, 2021 Written by Jacque C2 Comments
If you have read through my posts the last several months, you know I have been looking at the stock market recently. If you have missed those posts, check them out hereand here
. I have been
thinking about how to invest short term rather than just for retirement. Here is what I have learned so far: Filed Under: Making Money, Retirement
, Savings
, Stocks
Tagged With: xbottom INVESTING, WHO DO YOU HIRE? Posted on March 15, 2021 Written by Jacque C2 Comments
After making a contribution to a self-directed IRA I considered opening an investment account for pre-retirement investing. Opening an account is the easy part. Who will be the person I hire to make the investing decisions? Will I hire myself in a … Filed Under: Business , Investments , MakingMoney , Retirement
, Stocks
Tagged With: xbottom SAVING MONEY ON FUEL Posted on February 15, 2021 Written by Jacque C8 Comments
Since the election, we have seen an increase of prices at the pump. Both diesel and unleaded are headed upward with little relief in sight. The average mileage in the US in 2018 was 13,500 miles per year. I'm sure this has changed since the start of … Filed Under: Automobile , Budgeting , Save Money, Traveling
, Uncategorized
Tagged With: xbottom 5 BUDGET TIPS FOR 2021 Posted on January 15, 2021 Written by Jacque C32 Comments
The new year has begun and many of us our looking for ways to be better with our finances throughout 2021. If you have been following the blog, I posted in October about living within your means and paying off debt, you can check it out here. If … Filed Under: Budgeting , Investments , Life Hack, Reviews
, Savings
Tagged With: xbottom STOCK INVESTING IN 2021 Posted on December 15, 2020 Written by Jacque C26 Comments
As we end 2020 many of us are eagerly awaiting the new year and new possibilities. Some of those possibilities are looking toward investments. Maybe you got a bonus this month and want to make good use of it. Maybe you’re looking to diversify your … Filed Under: Business , Stocks Tagged With: xbottom SIX STEPS TO SUCCESSFULLY PURCHASING A CAR Posted on December 2, 2020 Written by Melissa19 Comments
I've owned three cars in my life and they have come from Grandma, grandparents and my mom. Nothing like the family discount when you're buying a car :) Today, PF Pro contributor, Melissa Hoffman takes a look at what it takes to buy a car. The … Filed Under: Automobile Tagged With: Buying A Car CHRISTMAS-DOING EXPERIENCES INSTEAD OF GIFTS Posted on November 15, 2020 Written by Jacque C3 Comments
As we turn the corner and head into the holiday season, paying for gifts, travel, and food is often a stress factor for families. Numerous American families go into debt for Christmas expenses. Planning will save you stress and money going into the … Filed Under: Save Money ,Shopping , Spending
, Vacation
Tagged With: xbottom LIVING WITHIN YOUR MEANS AND PAYING DOWN DEBT Posted on October 15, 2020 Written by Jacque C6 Comments
We live in a consumer society. It is difficult to stay out of debt and live on a budget. What if you have a small income and many expenses? How do you make your income stretch as far as you can? How can you consolidate debt so it’s not overtaking … Filed Under: Credit Cards, Debt
, Save Money
Tagged With: xbottom TRADE SCHOOL OR COLLEGE? Posted on September 15, 2020 Written by Jacque C15 Comments
As the semester begins, many are thinking about the cost of education for the post high school student in their life. Is a degree really needed in this world? How can trade schools help us meet our goals and save us money? These are some of the … Filed Under: Debt , Education Tagged With: xbottom SUMMER RVING ON A BUDGET Posted on August 15, 2020 Written by Jacque C13 Comments
Are you
wanting to take a vacation to redeem summer 2020? Take a look at these ideas to keep you on budget and distant while RVing. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/08/Summer-RVing-On-A-Budget-200x300.png" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/08/Summer-RVing-On-A-Budget-683x1024.png"> Many are planning a last trip for the summer as the school year approaches. Since COVID made this summer a bit crazy, maybe your summer vacation will look a little more outdoors than usual. If this is you, here are some ideas for a budget friendly … Filed Under: Traveling Tagged With: xbottom 5 MONEY SAVING TIPS TO WELCOMING BABY Posted on July 15, 2020 Written by Jacque C9 Comments
When you find out you’re expecting a baby many emotions are felt, possibly the fear of affording a new baby is one of them. Many people have visions of grandeur when thinking about what the infant stage will look like. It is possible though, to have … Filed Under: Budgeting , Save Money Tagged With:xbottom
12 WAYS TO SPEND LESS ON FOOD THIS SUMMER Posted on June 15, 2020 Written by Jeanne8 Comments
Aside from housing, food is one of the largest monthly expenses for most families. Fortunately, you can spend less on foodthis summer. "
data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/07/PI-12-Ways-to-Spend-Less-on-Food-This-Summer-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/07/PI-12-Ways-to-Spend-Less-on-Food-This-Summer-683x1024.jpg"> When trying to save money, one of the budget categories many people cut is food. After all, aside from a mortgage payment or rent, it’s probably one of the largest monthly expenses for most families. … Filed Under: Budgeting ,Save Money
SAVE MONEY DURING CORONAVIRUS Posted on May 15, 2020 Written by Jeanne10 Comments
Many people have faced difficulties with finances due to the pandemic. Here are some ways I’ve used to save money during coronavirus, and you can too. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/07/PI-Save-Money-During-Coronavirus-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/07/PI-Save-Money-During-Coronavirus-683x1024.jpg"> As I mentioned in a previous post, my husband and I have been fortunate enough to keep working during COVID-19. But, many other people have been forced to stay home and have faced difficulties with their finances as a result. … Filed Under: Save Money HOW TO PRIORITIZE BILLS DURING A CRISIS Posted on April 15, 2020 Written by JeanneLeave a Comment
With the onset of COVID-19, millions of people have been out of work. But there are ways to prioritize bills and ease the financialstrain. "
data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-How-to-Prioritize-Bills-During-a-Crisis-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-How-to-Prioritize-Bills-During-a-Crisis-683x1024.jpg"> With the onset of COVID-19, millions of people have suddenly found themselves out of work. While some people may have the ability to go back to work soon, others may not. … Filed Under: Budgeting 7 REASONS TO SIDE HUSTLE Posted on March 15, 2020 Written by Jeanne12 Comments
Lots of
people have side hustles. If you don’t have one, here are some good reasons to side hustle and improve your finances. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-7-Reasons-to-Side-Hustle-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-7-Reasons-to-Side-Hustle-683x1024.jpg"> As far back as I can remember my mom has always had more than one job at a time. Usually she had a full-time day job and a second job cleaning office buildings in the evening. … Filed Under: Making Money SPENDING WITH PURPOSE: HOW TO TAKE CONTROL OF YOUR FINANCES Posted on February 15, 2020 Written by JeanneLeave a Comment
Staying on top of your finances means diligently watching them at all times. Here’s how to begin spending with purpose and take control of your finances. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-Spending-with-Purpose_-How-to-Take-Control-of-Your-Finances-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/06/PI-Spending-with-Purpose_-How-to-Take-Control-of-Your-Finances-683x1024.jpg"> One thing I’ve learned over the years is that staying on top of your finances isn’t something that’s done only in January or before Christmas. Instead, you must diligently watch over your finances at all times if you want to stick to a budget and … Filed Under: Spending 14 TIPS TO SAVE ON USED CLOTHING FOR THE WHOLE FAMILY Posted on January 27, 2020 Written by Jeanne8 Comments
You don’t have to sacrifice style because you can’t afford to buy new clothes. Read our tips to stay sylish and save on used clothing for the whole family. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/02/PI-14-Tips-to-Save-on-Used-Clothing-for-the-Whole-Family-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/02/PI-14-Tips-to-Save-on-Used-Clothing-for-the-Whole-Family-683x1024.jpg"> My last post was about how you can save on new clothing for the whole family. But sometimes you just can’t afford to buy new. Fortunately, you don’t have to sacrifice style simply because you can’t afford to buy brand new clothes. There are ways … Filed Under: Save Money 7 TIPS TO SAVE ON NEW CLOTHING FOR THE WHOLE FAMILY Posted on January 13, 2020 Written by Jeanne2 Comments
Clothing must be replaced from time to time, which can be expensive. Fortunately, there are ways to save on new clothing for thewhole family. "
data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/02/PI-7-Tips-to-Save-on-New-Clothing-for-the-Whole-Family-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/02/PI-7-Tips-to-Save-on-New-Clothing-for-the-Whole-Family-683x1024.jpg"> They say nothing last forever, and that’s certainly true when it comes to clothing. At least, that’s been my experience. My favorite wardrobe items always wear out first simply because I wear them the most. Over time they become thin and threadbare … Filed Under: Save Money REASONS TO START ON YOUR TAXES NOW Posted on December 30, 2019 Written by Jeanne3 Comments
Most people don’t relish the thought of dealing with taxes until they’re forced to. But, there are several good reasons to start on your taxes now. " data-medium-file="https://yourpfpro.com/wp-content/uploads/2020/01/PI-Reasons-to-Start-on-Your-Taxes-Now-200x300.jpg" data-large-file="https://yourpfpro.com/wp-content/uploads/2020/01/PI-Reasons-to-Start-on-Your-Taxes-Now-683x1024.jpg"> In just a few days, we begin a new year. For many it’s a time of creating fresh New Year’s resolutions - or renewing old ones. Of course, popular goals like weight loss, debt payoff, and other life improvements are certainly worthy of consideration. …Filed Under: Taxes
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