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LIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you. LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. 2021 LIGHTSTREAM HOME IMPROVEMENT SURVEY Homeowners adapt spaces to fit new lifestyles Almost half (47%) of respondents say their space is now being utilized differently after their 2020 experiences. Stay-at-home experience reveals need for repairs Two-thirds of homeowners say spending more time inside is driving the desire to renovate, including making home repairs (46%). Millennial homeowners have big plans Almost 80% say spending DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.LIGHTSTREAM.COM
Object Moved This document may be found hereLIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you. LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. 2021 LIGHTSTREAM HOME IMPROVEMENT SURVEY Homeowners adapt spaces to fit new lifestyles Almost half (47%) of respondents say their space is now being utilized differently after their 2020 experiences. Stay-at-home experience reveals need for repairs Two-thirds of homeowners say spending more time inside is driving the desire to renovate, including making home repairs (46%). Millennial homeowners have big plans Almost 80% say spending DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.LIGHTSTREAM.COM
Object Moved This document may be found here LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. NEWSROOM | LIGHTSTREAM Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 2.49% APR with a term of 3 years would result in 36 monthly payments of $288.57. Maximum APR for a LightStream loan is %. LOAN RATE CALCULATOR LightStream online lending offers unsecured personal loans for auto, home improvement and practically anything else, at low rates for thosewith
RATE BEAT PROGRAM
LightStream's Rate Beat Program. LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding.ADOPTION LOANS
ADOPTION FINANCING. from 5.95% * APR with AutoPay. APPLY NOW SEE RATES & TERMS. *AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates range from 5.95% – 19.99% APR w/AutoPay.
HOME IMPROVEMENT FINANCING A home improvement loan is an unsecured personal loan that allows you to borrow money for home upgrades, repairs, renovations and additions. Typically offered by banks, credit unions and online lenders, home improvement loans are an easy, hassle-free way to get funds for yourproject.
AUTO LEASE BUYOUT
Buyout your auto lease with a LightStream loan. We offer low, fixed-interest rates for those with good credit, and loan amounts from $5,000 to $100,000. Learn more now.PHILANTHROPY
Access to this web page has been blocked. This is most likely a temporary disruption, so please try again in a few minutes. If you feel you have received this message incorrectly, or continue to receive this message, please note the reference number below and send us an email at customerservice@lightstream.com. Truist Bank is anEqual Housing
LIGHTSTREAM.COM
Object Moved This document may be found hereLIGHTSTREAM
Access to this web page has been blocked. This is most likely a temporary disruption, so please try again in a few minutes. If you feel you have received this message incorrectly, or continue to receive this message, please note the reference number below and send us an email at customerservice@lightstream.com. Reference Error:(18.17bf2617
LIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you. LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. 2021 LIGHTSTREAM HOME IMPROVEMENT SURVEY Homeowners adapt spaces to fit new lifestyles Almost half (47%) of respondents say their space is now being utilized differently after their 2020 experiences. Stay-at-home experience reveals need for repairs Two-thirds of homeowners say spending more time inside is driving the desire to renovate, including making home repairs (46%). Millennial homeowners have big plans Almost 80% say spending DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.LIGHTSTREAM.COM
Object Moved This document may be found hereLIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you. LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. 2021 LIGHTSTREAM HOME IMPROVEMENT SURVEY Homeowners adapt spaces to fit new lifestyles Almost half (47%) of respondents say their space is now being utilized differently after their 2020 experiences. Stay-at-home experience reveals need for repairs Two-thirds of homeowners say spending more time inside is driving the desire to renovate, including making home repairs (46%). Millennial homeowners have big plans Almost 80% say spending DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.LIGHTSTREAM.COM
Object Moved This document may be found here LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. NEWSROOM | LIGHTSTREAM Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 2.49% APR with a term of 3 years would result in 36 monthly payments of $288.57. Maximum APR for a LightStream loan is %. LOAN RATE CALCULATOR LightStream online lending offers unsecured personal loans for auto, home improvement and practically anything else, at low rates for thosewith
RATE BEAT PROGRAM
LightStream's Rate Beat Program. LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding.ADOPTION LOANS
ADOPTION FINANCING. from 5.95% * APR with AutoPay. APPLY NOW SEE RATES & TERMS. *AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates range from 5.95% – 19.99% APR w/AutoPay.
HOME IMPROVEMENT FINANCING A home improvement loan is an unsecured personal loan that allows you to borrow money for home upgrades, repairs, renovations and additions. Typically offered by banks, credit unions and online lenders, home improvement loans are an easy, hassle-free way to get funds for yourproject.
AUTO LEASE BUYOUT
Buyout your auto lease with a LightStream loan. We offer low, fixed-interest rates for those with good credit, and loan amounts from $5,000 to $100,000. Learn more now.PHILANTHROPY
Access to this web page has been blocked. This is most likely a temporary disruption, so please try again in a few minutes. If you feel you have received this message incorrectly, or continue to receive this message, please note the reference number below and send us an email at customerservice@lightstream.com. Truist Bank is anEqual Housing
LIGHTSTREAM.COM
Object Moved This document may be found hereLIGHTSTREAM
Access to this web page has been blocked. This is most likely a temporary disruption, so please try again in a few minutes. If you feel you have received this message incorrectly, or continue to receive this message, please note the reference number below and send us an email at customerservice@lightstream.com. Reference Error:(18.17bf2617
LIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you.LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. LOAN RATE CALCULATOR LightStream online lending offers unsecured personal loans for auto, home improvement and practically anything else, at low rates for thosewith
DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. HOME IMPROVEMENT FINANCING A home improvement loan is an unsecured personal loan that allows you to borrow money for home upgrades, repairs, renovations and additions. Typically offered by banks, credit unions and online lenders, home improvement loans are an easy, hassle-free way to get funds for yourproject.
RATE BEAT PROGRAM
LightStream's Rate Beat Program. LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding.LIGHTSTREAM
Credit history Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable. Assets An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt. Income Stable and sufficient income and assets to repay current debt LIGHTSTREAM LOANS- CUSTOMER SIGN IN LightStream Loans- Customer Sign In. Due to coronavirus (COVID-19), you may experience longer than usual wait times. To learn more about how we're responding to the coronavirus (COVID-19), click here . For security purposes (yours and ours), you need to enable javascript in order to sign in. Thank you.LIGHTSTREAM
LightStream - Loans for Practically Anything. ★★★★★ ★★★★★. 4.9 out of 5 stars. Read reviews for All Reviews. 4.9. 19630 Reviews. This action will navigate to reviews. Search topics and reviews ϙ. Close.FAQS | LIGHTSTREAM
LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. LightStream specializes in providing consumer loans to borrowers via the internet, offering a simplified and completely digital and paperless origination,underwriting and
AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. LOAN RATE CALCULATOR LightStream online lending offers unsecured personal loans for auto, home improvement and practically anything else, at low rates for thosewith
DEBT CONSOLIDATION LOAN Debt consolidation is the process of combining several debt payments into one new, single loan, and it typically results in a lower interest rate and a faster payoff of your debt. Loan refinancing is getting a new loan for a single existing debt, usually to obtain a lower interest rate and / or different payment terms.LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.RATE BEAT PROGRAM
LightStream's Rate Beat Program. LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding.LIGHTSTREAM.COM
Object Moved This document may be found here LIGHTSTREAM LOANS- ABOUT US At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. LIGHTSTREAM LOANS SITE MAP At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.AFFILIATE PROGRAM
Grow your business and earn commissions with LightStream’s Affiliate Program. Easy, hands-off customer financing, at no cost to you. Your customers get low rates, high loan amounts and quick funding. You get more time to focus on what you do best. Leave the lending process to us — and earn a commission on every funded loan that you refer. CORONAVIRUS INFORMATION Application Processing. Monday - Friday: 9 a.m. to 8 p.m. Saturday & Sunday: Noon to 6 p.m. Mailing Address PO Box 117320 Atlanta, GA30368-7320
LIGHTSTREAM
At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. 2021 LIGHTSTREAM HOME IMPROVEMENT SURVEY Homeowners adapt spaces to fit new lifestyles Almost half (47%) of respondents say their space is now being utilized differently after their 2020 experiences. Stay-at-home experience reveals need for repairs Two-thirds of homeowners say spending more time inside is driving the desire to renovate, including making home repairs (46%). Millennial homeowners have big plans Almost 80% say spendingADOPTION LOANS
ADOPTION FINANCING. from 5.95% * APR with AutoPay. APPLY NOW SEE RATES & TERMS. *AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Excellent credit required for lowest rate. Rates range from 5.95% – 19.99% APR w/AutoPay.
AUTO LEASE BUYOUT
Buyout your auto lease with a LightStream loan. We offer low, fixed-interest rates for those with good credit, and loan amounts from $5,000 to $100,000. Learn more now.LIGHTSTREAM.COM
Object Moved This document may be found hereLIGHTSTREAM
Access to this web page has been blocked. This is most likely a temporary disruption, so please try again in a few minutes. If you feel you have received this message incorrectly, or continue to receive this message, please note the reference number below and send us an email at customerservice@lightstream.com. Reference Error:(18.17bf2617
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Why LightStream?
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$100 Loan Experience Guarantee1 We will beat any qualifying rate.2 When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3 3 At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’llsend you $100.1 1
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when youneed a loan. 2
*
WHY LIGHTSTREAM?
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3*
$100 LOAN EXPERIENCE GUARANTEE. _DISCLOSURE 1 TO FOLLOW._ At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’llsend you $100.1
*
WE WILL BEAT ANY QUALIFYING RATE. _DISCLOSURE 2 TO FOLLOW._ Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when youneed a loan.
Why LightStream?
Watch our video
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3 $100 Loan Experience Guarantee1 At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’llsend you $100.1
We will beat any qualifying rate.2 Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when youneed a loan.
*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. WHAT DO YOU WANT TO FUND?__
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Fixed rates as low as3.99%*
APR with AutoPay.
Dealer new auto purchaseLearn More
_Kitchen or Bath Remodel_ Fixed rates as low as4.99%*
APR with AutoPay.
Learn More
_Debt
Consolidation_
Fixed rates as low as5.95%*
APR with AutoPay.
Learn More
_Swimming Pool_
Fixed rates as low as4.99%*
APR with AutoPay.
Learn More
_Medical_
Fixed rates as low as5.95%*
APR with AutoPay.
Learn More
_Wedding_
Fixed rates as low as5.95%*
APR with AutoPay.
Learn More
_Timeshare_
Fixed rates as low as5.95%*
APR with AutoPay.
Learn More
_Boat_
Fixed rates as low as4.29%*
APR with AutoPay.
Learn More
‹›
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ANNUAL PERCENTAGE RATES (APR)November 28, 2019
It's easy to find your rate. For Rates, Select Loan Purpose Home Improvement/Pool/Solar Loan New Auto Purchase Used Auto Purchase from Dealer Used Auto Purchase from Individual Auto Lease Buyout Auto Loan Refinance Boat/RV/Aircraft Purchase or Refinance Motorcycle Purchase or Refinance Timeshare/Fractional Purchase or Refinance PreK-12 Education Loan or Refinance Medical/Adoption Expense Loan Credit Card/Debt ConsolidationLoan Other
Loan Amount
Please enter an amount between $5,000.00 and $100,000.00.50000">
Please note: Credit Card/Debt Consolidation loan amounts greater than $50,000 are only available for excellent-credit applicants.Loan Term (months)*
Please enter a term between 24 and 144 months 0 && LoanTermMonths > 60"> Please note: Credit Card/Debt Consolidation loan terms greater than 60 months with a loan amount of less than $25,000 are only available for excellent-credit applicants. Payment Method AutoPay InvoiceMonthly Payment:
to
Interest rate / APR:% to %
Rates quoted with Premier Banking Discount (Exact rate within this range is determined by credit profile) Annual Percentage Rates (APR)November 28, 2019
Based on your selected loan purpose, below is a table of loan terms and available rates. LOAN TERM (MONTHS) *LOAN AMOUNT
24 - 36
37 - 48
49 - 60
61 - 72
73 - 84
85 - 144
$5,000 to $9,999 Loan Amount $5,000 to $9,999 5.24% - 15.29% 24 to 36 months, at 5.24% - 15.29%24-36 months:
5.24% - 15.29% 5.84% - 16.14% 37 to 48 months, at 5.84% - 16.14%37-48 months:
5.84% - 16.14% 6.29% - 16.49% 49 to 60 months, at 6.29% - 16.49%49-60 months:
6.29% - 16.49% 6.59% - 16.79% 61 to 72 months, at 6.59% - 16.79%61-72 months:
6.59% - 16.79% 6.79% - 9.19% 73 to 84 months, at 6.79% - 9.19%73-84 months:
6.79% - 9.19% N/A 85 to 144 months, rates not available for thisamount.
85-144 months:
N/A
$10,000 to $24,999 Loan Amount $10,000 to $24,999 3.99% - 13.29% 24 to 36 months, at 3.99% - 13.29%24-36 months:
3.99% - 13.29% 4.44% - 14.14% 37 to 48 months, at 4.44% - 14.14%37-48 months:
4.44% - 14.14% 4.69% - 14.49% 49 to 60 months, at 4.69% - 14.49%49-60 months:
4.69% - 14.49% 4.94% - 14.79% 61 to 72 months, at 4.94% - 14.79%61-72 months:
4.94% - 14.79% 5.14% - 13.04% 73 to 84 months, at 5.14% - 13.04%73-84 months:
5.14% - 13.04% N/A 85 to 144 months, rates not available for thisamount.
85-144 months:
N/A
$25,000 to $49,999 Loan Amount $25,000 to $49,999 4.44% - 13.29% 24 to 36 months, at 4.44% - 13.29%24-36 months:
4.44% - 13.29% 4.69% - 14.14% 37 to 48 months, at 4.69% - 14.14%37-48 months:
4.69% - 14.14% 4.94% - 14.49% 49 to 60 months, at 4.94% - 14.49%49-60 months:
4.94% - 14.49% 5.19% - 14.79% 61 to 72 months, at 5.19% - 14.79%61-72 months:
5.19% - 14.79% 5.39% - 14.99% 73 to 84 months, at 5.39% - 14.99%73-84 months:
5.39% - 14.99% 6.89% - 13.04% 85 to 144 months, at 6.89% - 13.04%85-144 months:
6.89% - 13.04%
$50,000 to $100,000 Loan Amount $50,000 to $100,000 4.44% - 13.79% 24 to 36 months, at 4.44% - 13.79%24-36 months:
4.44% - 13.79% 4.69% - 14.64% 37 to 48 months, at 4.69% - 14.64%37-48 months:
4.69% - 14.64% 4.94% - 14.99% 49 to 60 months, at 4.94% - 14.99%49-60 months:
4.94% - 14.99% 5.14% - 15.29% 61 to 72 months, at 5.14% - 15.29%61-72 months:
5.14% - 15.29% 5.29% - 15.49% 73 to 84 months, at 5.29% - 15.49%73-84 months:
5.29% - 15.49% 6.89% - 13.04% 85 to 144 months, at 6.89% - 13.04%85-144 months:
6.89% - 13.04%
LOAN TERMS:
* Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties. * Rates quoted with AutoPay option. Invoicing option is 0.50 pointshigher.
* Loan proceeds may not be used to refinance any existing loan withLightStream.
* Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.Apply
APPLY IN MINUTES.
HAVE FUNDS IN YOUR ACCOUNT AS SOON AS TODAY.3
*
*
1
Apply Online
You will receive a response shortly during business hours.2
Accept Loan Agreement Once approved, e-sign your loan agreement and set-up your loan forfunding.
3
That's it! Use Your Loan Receive your funds as soon as today! 3APPLY IN MINUTES.
HAVE FUNDS IN YOUR ACCOUNT AS SOON AS TODAY.3
*
1
Apply Online
You will receive a response shortly during business hours.2
Accept Loan Agreement Once approved, e-sign your loan agreement and set-up your loan forfunding.
3
That's it! Use Your Loan Receive your funds as soon as today! 3 FINALLY, A LOAN THAT REWARDS YOUR CREDIT. When you have a track record of financial responsibility, you deserve an exceptional rate and superior service. LightStream customers share these characteristics:CREDIT HISTORY
Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgagedebt if applicable.
ASSETS
An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit carddebt.
INCOME
Stable and sufficient income and assets to repay current debt obligations and any new loan with LightStream.PAYMENT HISTORY
A good payment history with few, if any, delinquencies or other problems repaying debt obligations.CREDIT HISTORY
Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgagedebt if applicable.
ASSETS
An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit carddebt.
INCOME
Stable and sufficient income and assets to repay current debt obligations and any new loan with LightStream.PAYMENT HISTORY
A good payment history with few, if any, delinquencies or other problems repaying debt obligations. OUR CUSTOMERS LOVE US. FIND OUT WHY.See all reviews __
> SMOOTH AND QUICK>
> I applied with Lightstream for a boat loan from my phone and was > approved and had the funds in my account the next day. I now own a > beautiful boat that I am really enjoying. Thanks Lightstream!> Bay Area, CA
> IT IS ALL ABOUT CUSTOMER SERVICE>
> I have now used LightStream for the financing on two items. I can't > believe how quick and easy the application process, closing, funding > and completion of all the documents were.> Navasota, TX
> NICE TO BE REWARDED!>
> It's nice to have a loan company that will reward and trust you for > having good credit. The loan process was easy and safe, with great > rates and no early payoff penalties. Will use them again on my next> project.
> Lee's Summit, MOSee all reviews __
THE LIGHTSTREAM EXPERIENCEWHY WE'RE DIFFERENT
With LightStream you know you'll get a great rate, and the best loan process you've ever experienced – guaranteed. UNSOLICITED CUSTOMER COMMENTS Thank you very much for handling my loan so promptly! You guys are thebest!
— V.G. from Woodbury, MN My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others. — T.G. from Jackson, MS I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services againif the need arises.
— T.D. from Spokane, WA I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate tocontact you.
— A.C. from Miami, FL‹›
*
Comment 1 of 4
Thank you very much for handling my loan so promptly! You guys are thebest!
— V.G. from Woodbury, MN*
Comment 2 of 4
My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others. — T.G. from Jackson, MS*
Comment 3 of 4
I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services againif the need arises.
— T.D. from Spokane, WA*
Comment 4 of 4
I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate tocontact you.
— A.C. from Miami, FLRead more...
MEDIA COVERAGE
“LightStream, an offshoot of SunTrust Bank, offers excellent rates for creditworthy borrowers for non-home and auto-related personal loans... There are no fees for loan origination, prepayment, or anything else… flexible terms and high borrowing limits make it a good choice… also speedier than peer-to-peer competitors — you can have your money in as little as a day.” — The Simple Dollar, "Best Online Personal Loan Companies for 2018" “Good for: borrowers with good credit looking for a no-hassle loan from a well-known bank… LightStream is tailored to customers with strong credentials — even promising to beat some competitors’ rates to get those customers.” — NerdWallet, "LightStream Auto Loans: 2018 Review" “LightStream is a great choice for people with excellent credit. It is actually part of a bank you might have heard of, SunTrust Bank. They were recently set up to offer some of the best personal loan rates available, and they are delivering.” — Magnify Money, "Where to Get The Best Personal Loan Rates Online" “… recognized based solely on surveys about the workplace completed by their employees. Top Workplaces are not only better places to work but are more likely to be successful than peerorganizations.”
— San Diego Union Tribune, "2017 Top Workplaces"‹›
*
Comment 1 of 4
“LightStream, an offshoot of SunTrust Bank, offers excellent rates for creditworthy borrowers for non-home and auto-related personal loans... There are no fees for loan origination, prepayment, or anything else… flexible terms and high borrowing limits make it a good choice… also speedier than peer-to-peer competitors — you can have your money in as little as a day.” — The Simple Dollar, "Best Online Personal Loan Companies for 2018"*
Comment 2 of 4
“Good for: borrowers with good credit looking for a no-hassle loan from a well-known bank… LightStream is tailored to customers with strong credentials — even promising to beat some competitors’ rates to get those customers.” — NerdWallet, "LightStream Auto Loans: 2018 Review"*
Comment 3 of 4
“LightStream is a great choice for people with excellent credit. It is actually part of a bank you might have heard of, SunTrust Bank. They were recently set up to offer some of the best personal loan rates available, and they are delivering.” — Magnify Money, "Where to Get The Best Personal Loan Rates Online"*
Comment 4 of 4
“… recognized based solely on surveys about the workplace completed by their employees. Top Workplaces are not only better places to work but are more likely to be successful than peerorganizations.”
— San Diego Union Tribune, "2017 Top Workplaces"WHY WE'RE DIFFERENT
With LightStream you know you'll get a great rate, and the best loan process you've ever experienced – guaranteed. UNSOLICITED CUSTOMER COMMENTS Thank you very much for handling my loan so promptly! You guys are thebest!
— V.G. from Woodbury, MN My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others. — T.G. from Jackson, MS I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services againif the need arises.
— T.D. from Spokane, WA I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate tocontact you.
— A.C. from Miami, FL‹›
*
Comment 1 of 4
Thank you very much for handling my loan so promptly! You guys are thebest!
— V.G. from Woodbury, MN*
Comment 2 of 4
My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others. — T.G. from Jackson, MS*
Comment 3 of 4
I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services againif the need arises.
— T.D. from Spokane, WA*
Comment 4 of 4
I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate tocontact you.
— A.C. from Miami, FLRead more...
MEDIA COVERAGE
“LightStream, an offshoot of SunTrust Bank, offers excellent rates for creditworthy borrowers for non-home and auto-related personal loans... There are no fees for loan origination, prepayment, or anything else… flexible terms and high borrowing limits make it a good choice… also speedier than peer-to-peer competitors — you can have your money in as little as a day.” — The Simple Dollar, "Best Online Personal Loan Companies for 2018" “Good for: borrowers with good credit looking for a no-hassle loan from a well-known bank… LightStream is tailored to customers with strong credentials — even promising to beat some competitors’ rates to get those customers.” — NerdWallet, "LightStream Auto Loans: 2018 Review" “LightStream is a great choice for people with excellent credit. It is actually part of a bank you might have heard of, SunTrust Bank. They were recently set up to offer some of the best personal loan rates available, and they are delivering.” — Magnify Money, "Where to Get The Best Personal Loan Rates Online" “… recognized based solely on surveys about the workplace completed by their employees. Top Workplaces are not only better places to work but are more likely to be successful than peerorganizations.”
— San Diego Union Tribune, "2017 Top Workplaces"‹›
*
Comment 1 of 4
“LightStream, an offshoot of SunTrust Bank, offers excellent rates for creditworthy borrowers for non-home and auto-related personal loans... There are no fees for loan origination, prepayment, or anything else… flexible terms and high borrowing limits make it a good choice… also speedier than peer-to-peer competitors — you can have your money in as little as a day.” — The Simple Dollar, "Best Online Personal Loan Companies for 2018"*
Comment 2 of 4
“Good for: borrowers with good credit looking for a no-hassle loan from a well-known bank… LightStream is tailored to customers with strong credentials — even promising to beat some competitors’ rates to get those customers.” — NerdWallet, "LightStream Auto Loans: 2018 Review"*
Comment 3 of 4
“LightStream is a great choice for people with excellent credit. It is actually part of a bank you might have heard of, SunTrust Bank. They were recently set up to offer some of the best personal loan rates available, and they are delivering.” — Magnify Money, "Where to Get The Best Personal Loan Rates Online"*
Comment 4 of 4
“… recognized based solely on surveys about the workplace completed by their employees. Top Workplaces are not only better places to work but are more likely to be successful than peerorganizations.”
— San Diego Union Tribune, "2017 Top Workplaces" LENDING UNCOMPLICATED® ONLY FROM LIGHTSTREAM. LEARN MORE ABOUT HOW LIGHTSTREAM LOANS CAN BE USED TO FINANCE:*
* Vehicle Loans
* Auto Refinance
* Classic Car Financing* Lease Buyout
* Motorcycle Loans
* New Car Loans
* Private Party Auto Purchase* Used Car Loan
*
* Home Improvement Loans * Basement Remodel Loans * Home Improvement Loans* Hot Tub Financing
* Kitchen Remodel Financing * Landscape Financing* Solar Financing
* Swimming Pool Financing*
* Recreation Loans
* Boat Loans and Refinancing * Boat Repair Financing * Destination Club Financing* RV Loans
* RV Refinancing
* Timeshare Loans
*
* Family Life
* Adoption Loans
* Dental Loans
* IVF/Fertility Treatment Financing* Medical Financing
* PreK–12 Financing* Wedding Loans
*
* _and Anything Else!_ * Aircraft Financing * Credit Card/Debt Consolidation* Horse Loans
* Horse Trailer Loans* Jewelry Financing
* Land Purchase Loans * Tiny Home Financing * _...or other financing needs!_* About
* Rates/Terms
* Apply
* Rate Beat
* Privacy/Security
* Questions
* Site Map
* Affiliate Program
* Careers
* Accessibility
* About
* Rates/Terms
* Apply
* Rate Beat
* Privacy/Security
* Questions
* Site Map
* Affiliate Program
* Careers
* Accessibility
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APR Disclosure
* Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 3.99% APR with a term of 3 years would result in 36 monthly payments of $295.20. Maximum APR for a LightStream loan is 17.29%.Disclosure 1
1 After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.Disclosure 2
2 LightStream will offer a rate .10 percentage points lower than the rate offered by a competing lender subject to satisfactory evidence being provided that you were actually approved for a lower rate with another lender for the same loan terms offered by LightStream by no later than 2 p.m. Eastern time one business day prior to loan funding. The Rate Beat Program excludes secured or collateralized loan offers from any lender and the competitive offer must be generally available to any customer with a similar credit profile. Terms are subject tochange at any time.
Disclosure 3
3 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process. Business Hours (Eastern time)Customer Service
Monday - Friday: 9 a.m. to 8 p.m. & Saturday: Noon to 7 p.m. Application Processing Monday - Friday: 9 a.m. to 8 p.m. Saturday & Sunday: Noon to 6 p.m.Mailing Address
PO Box 117320
Atlanta, GA 30368-7320 SunTrust Bank is an Equal Housing Lender. 2019 SunTrust Banks, Inc. All rights reserved. SunTrust and LightStream are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank.×
At LIGHTSTREAM, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.×
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