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MEDICAREFUL
2022 COLA PREDICTED TO BE LARGEST IN OVER A DECADE Each year, the Social Security cost-of-living adjustment (COLA) updates the amount that Social Security beneficiaries receive each month. This is mainly done to keep the benefits in-line with inflation and the standard costs of living in the United States so that seniors and others enrolled in Social Security are still protected by the safety net it provides. WHAT IS THE MEDICARE PART B PREMIUM GIVEBACK? Medicare prides itself on being one of the best, affordable health care options for seniors. What’s even better is that depending on the type of Medicare plan you choose, there’s a way you may be ableto save even more.
UNDERSTANDING YOUR MEDICARE ADVANTAGE MOOP LIMIT A major benefit of most Medicare Advantage plans is their maximum out-of-pocket limit. Here’s what you need to know about the Medicare MOOP limit for your plan. WHAT CAN YOU LEARN FROM GENETIC TESTING? In many instances, surprises can be a good thing — a surprise birthday party or a surprise vacation, etc. One place where surprises are rarely welcomed is when it comes to our health. UNDERSTANDING MEDICARE PART D’S TRUE OUT-OF-POCKET LIMIT Of all the reasons to enroll in Medicare coverage, making health care more affordable is perhaps the biggest for millions of beneficiaries. One of the benefits found in Medicare Advantage plans is a maximum-out-of-pocket (MOOP) limit, but is there anything similar that will help with out-of-pocket costs for Medicare Part D?. What isTrOOP?
3 CLASSIC ‘MOCKTAILS’ FOR SENIORS Mocktails have been around for a long time. Sometimes they’re known as “virgin” drinks, others call them non-alcoholic. We shouldn’t ignore the value of these drinks. WHO IS PASQUALE SCIARAPPA, SENIOR YOUTUBE CHEF? This viral success was his big break, leading to interviews with outlets like the Daily Mail and appearances on shows like the Rachael Ray Show.Since then, he’s also been featured on Medium and the Cooking Channel, and has appeared on the Dr. Oz Show, not once, but twice!In both Dr. Oz appearance, he brings the house down with a little dancing.. The Average OrsaraRecipes Video 3 CLASSIC SUMMER ‘MOCKTAILS’ FOR SENIORS Medicareful Mock Tai. Summertime is a time for fruity, tropical drinks, and the king of tropical drinks is the mai tai. It was created by Trader Vic (Victor Bergeron) in 1944, who reportedly served it to some Tahitian friends. They enjoyed it so much they said, “Maita’I roa a’e,” which translates to “very good” or “out of this world.” .” The name stuck, and now this fruity HOW TO BE A SNOWBIRD IN RETIREMENT (18 QUESTIONS TO ASK!) Before you head for warmer weather this winter, there are 18 questions to ask when becoming a snowbird that will help you be fully preparedfor your journey.
MEDICAREFUL
2022 COLA PREDICTED TO BE LARGEST IN OVER A DECADE Each year, the Social Security cost-of-living adjustment (COLA) updates the amount that Social Security beneficiaries receive each month. This is mainly done to keep the benefits in-line with inflation and the standard costs of living in the United States so that seniors and others enrolled in Social Security are still protected by the safety net it provides. WHAT IS THE MEDICARE PART B PREMIUM GIVEBACK? Medicare prides itself on being one of the best, affordable health care options for seniors. What’s even better is that depending on the type of Medicare plan you choose, there’s a way you may be ableto save even more.
UNDERSTANDING YOUR MEDICARE ADVANTAGE MOOP LIMIT A major benefit of most Medicare Advantage plans is their maximum out-of-pocket limit. Here’s what you need to know about the Medicare MOOP limit for your plan. WHAT CAN YOU LEARN FROM GENETIC TESTING? In many instances, surprises can be a good thing — a surprise birthday party or a surprise vacation, etc. One place where surprises are rarely welcomed is when it comes to our health. UNDERSTANDING MEDICARE PART D’S TRUE OUT-OF-POCKET LIMIT Of all the reasons to enroll in Medicare coverage, making health care more affordable is perhaps the biggest for millions of beneficiaries. One of the benefits found in Medicare Advantage plans is a maximum-out-of-pocket (MOOP) limit, but is there anything similar that will help with out-of-pocket costs for Medicare Part D?. What isTrOOP?
3 CLASSIC ‘MOCKTAILS’ FOR SENIORS Mocktails have been around for a long time. Sometimes they’re known as “virgin” drinks, others call them non-alcoholic. We shouldn’t ignore the value of these drinks. WHO IS PASQUALE SCIARAPPA, SENIOR YOUTUBE CHEF? This viral success was his big break, leading to interviews with outlets like the Daily Mail and appearances on shows like the Rachael Ray Show.Since then, he’s also been featured on Medium and the Cooking Channel, and has appeared on the Dr. Oz Show, not once, but twice!In both Dr. Oz appearance, he brings the house down with a little dancing.. The Average OrsaraRecipes Video 3 CLASSIC SUMMER ‘MOCKTAILS’ FOR SENIORS Medicareful Mock Tai. Summertime is a time for fruity, tropical drinks, and the king of tropical drinks is the mai tai. It was created by Trader Vic (Victor Bergeron) in 1944, who reportedly served it to some Tahitian friends. They enjoyed it so much they said, “Maita’I roa a’e,” which translates to “very good” or “out of this world.” .” The name stuck, and now this fruity HOW TO BE A SNOWBIRD IN RETIREMENT (18 QUESTIONS TO ASK!) Before you head for warmer weather this winter, there are 18 questions to ask when becoming a snowbird that will help you be fully preparedfor your journey.
TRAVELING DURING THE COVID-19 PANDEMIC The COVID-19 pandemic brought many things to a grinding halt, and one of the industries hit the hardest was the travel and hospitalityindustry.
CAMPING TIPS FOR SENIORS Camping has always been a popular trip option. After all, there’s nothing quite like getting into the great outdoors, and this is true now more than ever in a COVID world.Whether you’re not vaccinated yet, or you’re just not comfortable going on vacation to a crowded tourist destination, camping is an excellent COVID-safe vacation option!It’s still important to continuing following CAN I WORK AND HAVE MEDICARE? Whether they’re concerned with affording retirement or love their job, Americans are working later in life.In fact, the percentage of older adults working today is the largest since the creation of Medicare in the 1960s.. Some individuals, maybe even you, will still be actively employed upon becoming eligible for Medicare. WHAT ARE THE DIFFERENT TYPES OF NURSING HOMES AND CARE Once you start struggling to live on your own, it may become time to discuss moving into a care facility.. If you’ve decided to go this route, skilled nursing facilities are only one of your options. HOW DO MEDICARE AGENTS MAKE MONEY? If you’re looking to find a new Medicare plan this year, one thing we’ve suggested in the past is working with a licensed insurance sales agent.They can help you navigate the many choices of Medicare plans and find one that may suit your needs. But, can you trust that your agent is giving you sound advice that’s based on your needs and not what they’re getting paid?MEDICAREFUL
SNACKS THAT LOWER YOUR BLOOD PRESSURE (WITH RECIPES!) High blood pressure, or hypertension, is an epidemic facing the United States. More than 100 million Americans have high blood pressure, and the condition played a primary or contributing factor in nearly 500,000 deaths in 2018. The most effective way to combat this problem is to make lifestyle changes, including a healthier diet.This level of commitment may frighten away some people who THE BENEFITS OF COOKING FOR YOURSELF print Homemade Filet Mignon Dinner Recipe For the Steak. 2 6-oz filet mignon $16; 4 tsp of onion powder $6.29; 4 tsp of salt $.99; 4 tsp of pepper $2.99; 3-4 drops of Worcestershire sauce per side $1.79; 1 tbsp of extra virgin olive oil $6.99; For the Mashed Potatoes (Original version posted in Getting Creative with Comfort Food: Healthy Meatloaf and Mashed Potatoes). 2 large Russet potatoes $3.49 THE FINANCIAL BENEFITS OF HEALTHY LIVING When you think about living a healthier lifestyle, you probably picture the benefits. Being more fit, looking thinner, and preventing diseases are often the first ones that come to mind. MAKE YOUR LOW-SODIUM DIET TASTE GREAT There is no denying that salt can make food taste good. Unfortunately, many of us enjoy it a bit too much. If you‘re trying a low-sodium diet, sticking to it can be tough. If that sounds like you, try theseguidelines out!
MEDICAREFUL
WHAT IS THE MEDICARE PART B PREMIUM GIVEBACK? As we mentioned, the Medicare Part B Premium Giveback is a program in place to help you receive some money back on your Part B premium. The program is for Medicare Part C plans, also called Medicare Advantage plans, which are offered by private insurance companies but still approved and regulated by the Centers for Medicare & Medicaid Services UNDERSTANDING YOUR MEDICARE ADVANTAGE MOOP LIMIT In 2021, the Medicare established maximum OOP limit is $7,550 for in-network costs and $11,300 for out-of-pocket limit costs. Even then, it may change each year. Please note that some PPO plans may have a higher combined MOOP. Plans will usually have an out-of-pocket maximum that’s easily comparable, especially with the Medicareful PlanFinder.
WHAT CAN YOU LEARN FROM GENETIC TESTING? Genetic testing is a medical analysis of your DNA that can be used for diagnosis or predictive or pre-symptomatic medicine. The type of sample taken depends on the type of test. Two of the most common samples taken are blood or cheek cells. Samples can also be taken from amniotic fluid ( amniocentesis) or the placenta ( choronic villussampling
UNDERSTANDING MEDICARE PART D’S TRUE OUT-OF-POCKET LIMIT Of all the reasons to enroll in Medicare coverage, making health care more affordable is perhaps the biggest for millions of beneficiaries. One of the benefits found in Medicare Advantage plans is a maximum-out-of-pocket (MOOP) limit, but is there anything similar that will help with out-of-pocket costs for Medicare Part D?. What isTrOOP?
3 CLASSIC ‘MOCKTAILS’ FOR SENIORS Directions. Add pineapple juice, coconut milk, coconut cream, and ice cubes into a blender. Blend until the mixture is at your preferred texture, usually until smooth. Cut a slit in the slice of pineapple. Pour into a glass and slide the slice of pineapple on as garnish. MAKE YOUR LOW-SODIUM DIET TASTE GREAT Remember, there are five culinary tastes — sweet, sour, bitter, salty, and umami. Instead of putting salt on your fish, squeeze some fresh lemon juice on it. For other proteins or vegetables, spice it up with fresh peppers, garlic, or onions. Adding fresh herbs, spices, and flavors can keep a new diet exciting and tasty. 3 CLASSIC SUMMER ‘MOCKTAILS’ FOR SENIORS Directions. Add lime juice, simple syrup, and 8 mint leaves to a Collins glass. Muddle juice, simple syrup, and mint leaves. You want to bruise the leaves, not shred them. Add ice. Add the 1 oz of club soda and top off the mix with the lemon-lime soda. HOW TO BE A SNOWBIRD IN RETIREMENT (18 QUESTIONS TO ASK!) Before you head for warmer weather this winter, there are 18 questions to ask when becoming a snowbird that will help you be fully prepared for your journey. Winter can be a tough time of year for many people. If you’re tempted to escape the cold by going to a warmer area of the country, that’s definitely understandable. It isn’t for WHO IS PASQUALE SCIARAPPA, SENIOR YOUTUBE CHEF? Pasquale Sciarappa was born in the town of Orsara di Puglia in the Apulia region of Italy in 1939. With a population of just over 2,700, the town gives its name to Sciarappa’s channel. He began his culinary career in Torino in 1957 before eventually moving to the United States. He now resides inMEDICAREFUL
WHAT IS THE MEDICARE PART B PREMIUM GIVEBACK? As we mentioned, the Medicare Part B Premium Giveback is a program in place to help you receive some money back on your Part B premium. The program is for Medicare Part C plans, also called Medicare Advantage plans, which are offered by private insurance companies but still approved and regulated by the Centers for Medicare & Medicaid Services UNDERSTANDING YOUR MEDICARE ADVANTAGE MOOP LIMIT In 2021, the Medicare established maximum OOP limit is $7,550 for in-network costs and $11,300 for out-of-pocket limit costs. Even then, it may change each year. Please note that some PPO plans may have a higher combined MOOP. Plans will usually have an out-of-pocket maximum that’s easily comparable, especially with the Medicareful PlanFinder.
WHAT CAN YOU LEARN FROM GENETIC TESTING? Genetic testing is a medical analysis of your DNA that can be used for diagnosis or predictive or pre-symptomatic medicine. The type of sample taken depends on the type of test. Two of the most common samples taken are blood or cheek cells. Samples can also be taken from amniotic fluid ( amniocentesis) or the placenta ( choronic villussampling
UNDERSTANDING MEDICARE PART D’S TRUE OUT-OF-POCKET LIMIT Of all the reasons to enroll in Medicare coverage, making health care more affordable is perhaps the biggest for millions of beneficiaries. One of the benefits found in Medicare Advantage plans is a maximum-out-of-pocket (MOOP) limit, but is there anything similar that will help with out-of-pocket costs for Medicare Part D?. What isTrOOP?
3 CLASSIC ‘MOCKTAILS’ FOR SENIORS Directions. Add pineapple juice, coconut milk, coconut cream, and ice cubes into a blender. Blend until the mixture is at your preferred texture, usually until smooth. Cut a slit in the slice of pineapple. Pour into a glass and slide the slice of pineapple on as garnish. MAKE YOUR LOW-SODIUM DIET TASTE GREAT Remember, there are five culinary tastes — sweet, sour, bitter, salty, and umami. Instead of putting salt on your fish, squeeze some fresh lemon juice on it. For other proteins or vegetables, spice it up with fresh peppers, garlic, or onions. Adding fresh herbs, spices, and flavors can keep a new diet exciting and tasty. 3 CLASSIC SUMMER ‘MOCKTAILS’ FOR SENIORS Directions. Add lime juice, simple syrup, and 8 mint leaves to a Collins glass. Muddle juice, simple syrup, and mint leaves. You want to bruise the leaves, not shred them. Add ice. Add the 1 oz of club soda and top off the mix with the lemon-lime soda. HOW TO BE A SNOWBIRD IN RETIREMENT (18 QUESTIONS TO ASK!) Before you head for warmer weather this winter, there are 18 questions to ask when becoming a snowbird that will help you be fully prepared for your journey. Winter can be a tough time of year for many people. If you’re tempted to escape the cold by going to a warmer area of the country, that’s definitely understandable. It isn’t for WHO IS PASQUALE SCIARAPPA, SENIOR YOUTUBE CHEF? Pasquale Sciarappa was born in the town of Orsara di Puglia in the Apulia region of Italy in 1939. With a population of just over 2,700, the town gives its name to Sciarappa’s channel. He began his culinary career in Torino in 1957 before eventually moving to the United States. He now resides inLEARN MEDICAREFUL
Medicareful Learn aims to educate individuals on their Medicare coverage options. In addition to informing users through our website we have a robust and dedicated call staff who are licensed and ready to assist and find an insurance plan just for you. CAMPING TIPS FOR SENIORS Camping has always been a popular trip option. After all, there’s nothing quite like getting into the great outdoors, and this is true now more than ever in a COVID world.Whether you’re not vaccinated yet, or you’re just not comfortable going on vacation to a crowded tourist destination, camping is an excellent COVID-safe vacation option!It’s still important to continuing following HOW DO MEDICARE AGENTS MAKE MONEY? Payment from Initial Enrollment. One of the primary ways how insurance agents earn money is when a consumer enrolls in a new plan. For instance, this can be when you enroll in your very first plan or if you enroll in a new plan that’s unlike what you were previously enrolled in. The maximum amounts of commission for Medicare Advantageand
WHAT ARE THE DIFFERENT TYPES OF NURSING HOMES AND CARE Skilled nursing home staff can help residents with wound care, acute medical conditions, or even general rehabilitation. Besides health care, skilled nursing facilities may also provide therapy, dietary counseling, and daily care. Medicare will cover some expenses of a skilled nursing facility, but also requires the facilities to be incompliance.
THE BENEFITS OF COOKING FOR YOURSELF print Homemade Filet Mignon Dinner Recipe For the Steak. 2 6-oz filet mignon $16; 4 tsp of onion powder $6.29; 4 tsp of salt $.99; 4 tsp of pepper $2.99; 3-4 drops of Worcestershire sauce per side $1.79; 1 tbsp of extra virgin olive oil $6.99; For the Mashed Potatoes (Original version posted in Getting Creative with Comfort Food: Healthy Meatloaf and Mashed Potatoes). 2 large Russet potatoes $3.49 MAKE YOUR LOW-SODIUM DIET TASTE GREAT Remember, there are five culinary tastes — sweet, sour, bitter, salty, and umami. Instead of putting salt on your fish, squeeze some fresh lemon juice on it. For other proteins or vegetables, spice it up with fresh peppers, garlic, or onions. Adding fresh herbs, spices, and flavors can keep a new diet exciting and tasty. IS BEING A SNOWBIRD FOR YOU? WHAT YOU SHOULD KNOW There are a few things to consider when becoming a snowbird. There are plenty of benefits to wintering in warmer climates but some barriers, too. While the COVID-19 pandemic continues to rage, it’s suggested that you socially distance and limit travel to only what is necessary. As such, this might not be the best year to plan on becoming a THE HEALTH BENEFITS OF PHOTOGRAPHY The therapeutic benefits of photography are fairly well-known by many social workers and used as a tool in both individual and group settings. Practitioners utilize these methods to focus on prompting social skills, coping mechanisms, increasing self-esteem, and identityformation.
WHO IS PASQUALE SCIARAPPA, SENIOR YOUTUBE CHEF? Pasquale Sciarappa was born in the town of Orsara di Puglia in the Apulia region of Italy in 1939. With a population of just over 2,700, the town gives its name to Sciarappa’s channel. He began his culinary career in Torino in 1957 before eventually moving to the United States. He now resides in MEDICARE PROCEDURE PRICE LOOKUP NOW AVAILABLE Medicare Procedure Price Lookup Now Available. In 2018, Medicare.gov launched a Medicare procedure cost comparison tool called the Procedure Price Lookup. Here’s what that means for you. In late November of 2018, the Centers for Medicare and Medicaid Services (CMS) launched a new tool that’s expected to help seniors and Medicareenrollees
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LEARN MORE ABOUT MEDICARE THE MEDICARE BASICS VIDEO SERIES Each entry is a 2- to 3-minute explanation of a fundamental piece of Medicare. Whether it's Original Medicare or Medicare Supplements, the Medicare Basics Series breaks each subject down into easy-to-digest bites, so you know more about your coverage Watch More on MEDICAREFUL LIVING __MEDICARE ARTICLES
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