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HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
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FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. TOP CASH ISAS: 0.46% EASY ACCESS, UP TO 1.21% FIXED Easy-access cash ISAs – what we'd go for. If you need the tax advantages of an ISA, the top pick's currently quite simple: Kent Reliance pays the top easy-access rate of 0.45%. You can open it online with £1,000 – however, it's not flexible, so replacing withdrawn cash eats into WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. MORTGAGE CALCULATOR UK: REPAYMENT & INTEREST ONLY Shows the cost per month and the total cost over the life of the mortgage, including fees & interest. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. It's important you always get a specific quote from MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers per APPLE IPHONE 12 DEALS Apple iPhone 12 Pro. From £50.46 avg/month. See Deals. Apple iPhone 12 Pro Max. From £54.16 avg/month. See Deals. Apple iPhone SE 2020. From £20.58 avg/month. See Deals. BEST STUDENT BANK ACCOUNTS 2020/2021 Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or a 4yr Tastecard. Royal Bank of Scotland. £500 in term 1, then up to £2,000 for the rest of your time at uni. Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or PRICE COMPARISON WEBSITES Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. 9 WAYS TO TURN UNWANTED CLOTHES INTO CASH Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails. CHEAP ENERGY CLUB: LOG IN Cheap Energy Club: Log in. MoneySavingExpert.com » Cheap Energy Club » Log in. Don't have an account? Help/FAQ. MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. TOP CASH ISAS: 0.46% EASY ACCESS, UP TO 1.21% FIXED Easy-access cash ISAs – what we'd go for. If you need the tax advantages of an ISA, the top pick's currently quite simple: Kent Reliance pays the top easy-access rate of 0.45%. You can open it online with £1,000 – however, it's not flexible, so replacing withdrawn cash eats into WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. MORTGAGE CALCULATOR UK: REPAYMENT & INTEREST ONLY Shows the cost per month and the total cost over the life of the mortgage, including fees & interest. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. It's important you always get a specific quote from MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers per APPLE IPHONE 12 DEALS Apple iPhone 12 Pro. From £50.46 avg/month. See Deals. Apple iPhone 12 Pro Max. From £54.16 avg/month. See Deals. Apple iPhone SE 2020. From £20.58 avg/month. See Deals. BEST STUDENT BANK ACCOUNTS 2020/2021 Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or a 4yr Tastecard. Royal Bank of Scotland. £500 in term 1, then up to £2,000 for the rest of your time at uni. Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or PRICE COMPARISON WEBSITES Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. 9 WAYS TO TURN UNWANTED CLOTHES INTO CASH Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails. CHEAP ENERGY CLUB: LOG IN Cheap Energy Club: Log in. MoneySavingExpert.com » Cheap Energy Club » Log in. Don't have an account? Help/FAQ. We use cookies to make the site easier to use. Read our cookiespolicy
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TOP STUDENT BANK ACCOUNTS INCL FREE £100 A-level results are out, so here are the best overdrafts and freebiesfor 2019/20
A-level results are out, so here are the best overdrafts and freebiesfor 2019/20
Student Guides
PPI RECLAIM DEADLINE TWO WEEKS AWAY Get your claim in now using our free tool Get your claim in now using our free tool NO7 TRICK - £45 OF BEAUTY PRODUCTS FOR £10 Incl eyeshadow, blusher and highlighter palette Incl eyeshadow, blusher and highlighter palette LATEST EMAIL. TOP MONEYSAVING TIPS & TRICKS OF 2019 (SO FAR) Plus Clubcard boost, £15 tix to Fleabag? etc Plus Clubcard boost, £15 tix to Fleabag? etc POWER NI TO HIKE ELECTRICITY PRICES BY 6% Typical standard tariff bills will jump by £35/yr Typical standard tariff bills will jump by £35/yr METRO BANK & FIRST DIRECT TOP BANKING LEAGUE TABLE RBS takes the wooden spoon for the third timeBest Bank Accounts
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FITBIT MONEYSAVING TIPS & TRICKS Includes turning your phone into a free 'Fitbit', and how choosing the right colour can save you £26ish TRICK TO GET £45 OF NO7 BEAUTY PRODUCTS FOR £10 IN BOOTS STORES Or shop online and get £37 of No7 for £12*
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BALANCE TRANSFER CARDS Paying credit card interest? STOP. A balance transfer credit card cansave you £1,000s
Paying credit card interest? STOP. A balance transfer credit card cansave you £1,000s
Credit Cards
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FLIGHT DELAY COMPENSATION If you're delayed by more than three hours or your flight's cancelled, you're often entitled… If you're delayed by more than three hours or your flight's cancelled, you're often entitled to compensationTravel
RECLAIM PPI FOR FREE Have you EVER had payment protection insurance? Just having it now means you were almost certainly… Have you EVER had payment protection insurance? Just having it now means you were almost certainly mis-soldReclaims
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Compare broadband, phone line & TV deals to create your perfectpackage
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TOP SAVINGS ACCOUNTS Top savings account interest rates have finally started creeping up, with banks battling for… Top savings account interest rates have finally started creeping up, with banks battling for your cashSavings
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CHEAP FLIGHTS
Leave it till the last minute and costs are often sky-high, but book the right way and savings… Leave it till the last minute and costs are often sky-high, but book the right way and savings can soarTravel
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CHEAP HOME INSURANCE Home insurance costs have continued to rise – check out our tricksto slash the price
Home insurance costs have continued to rise – check out our tricksto slash the price
Insurance
LIFE INSURANCE
The sobering statistic is around one child in 29 loses a parent beforethey grow up
The sobering statistic is around one child in 29 loses a parent beforethey grow up
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CHEAP ONLINE SHOPPING Want to find the best deals online? This compendium of cheap online shopping tricks shows you… Want to find the best deals online? This compendium of cheap online shopping tricks shows you howShopping
41 EBAY AND SECOND-HAND BUYING TIPS Most people just bid, but there's a range of hidden tools and tricks to help you track down… Most people just bid, but there's a range of hidden tools and tricks to help you track down uber-bargainsShopping
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MAKE MONEY ONLINE
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