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ON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! 10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others. BILLY DAVIS, DOWNTOWN GREENVILLE OFFICE, SOUTH CAROLINA Remove My MC. (864) 214-3578. Billy.Davis @onqfinancial.com. Download the Simplicity App. 617 E. McBee Avenue Suite 100, Greenville, SC 29601. Contact Billy. Apply Now. My name is Billy Davis, and I am a high octane mortgage lender, a devoted family man, an avid sportsman and community oriented. After a 15-year career spent helping manyON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! 10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others. BILLY DAVIS, DOWNTOWN GREENVILLE OFFICE, SOUTH CAROLINA Remove My MC. (864) 214-3578. Billy.Davis @onqfinancial.com. Download the Simplicity App. 617 E. McBee Avenue Suite 100, Greenville, SC 29601. Contact Billy. Apply Now. My name is Billy Davis, and I am a high octane mortgage lender, a devoted family man, an avid sportsman and community oriented. After a 15-year career spent helping many CONTACT ON Q FINANCIAL Find your local On Q Financial branch. On Q Financial Headquarters. 615 South River Drive. Ste 170. Tempe, AZ 85281. 866-667-3279. Hours: M-F 8:30 am - 5:30 pm MST (AZ) THE ULTIMATE HOW-TO GUIDE WHEN BUYING A HOME Step 3: How long does it take to buy a house. Step 4: How to get pre-approved. Step 5: Finding a Realtor or Real Estate Agent. Step 6: House hunting guide. Step 7: How to make an offer on a house. Step 8: Negotiate your purchase. Step 9: Compare lenders. Step 10: NEW REFINANCE PROGRAM FOR LOW-INCOME HOMEOWNERS Fannie Mae announced more refinance options and now offers low-income homeowners the chance to save on more than their monthly payments byrefinancing.
DOWN PAYMENT ASSISTANCE PROGRAMS IN MARYLAND Flex 3% or 4% Grant. Availability: Maryland. 1st lien plus 3% it 4% of 1st lien amount in assistance in the form of grant. Grant amount cannot exceed 3% or 4%. Can be used for down payment for FHLMC, FHA, VA or USDA. Can be used for closing cost if using with FNMA 1st lien. FHA loans must have FICO scores within the 640-659 range. 10 MOST AFFORDABLE PLACES TO LIVE IN TEXAS A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable place to live in Texas. The median home price there is just slightly above $50,000, and the median rent is only a little more than $550 per month. The town is also experiencing a high economic growth rate and is known for DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
ON Q FINANCIAL TEMPE, AZ OFFICE Welcome to On Q Financial's Headquarters in beautiful Tempe, Arizona! We've expanded our operations and outgrew our previous HQ, relocating from Scottsdale to Tempe in mid-2018. CELEBRATING 50 YEARS OF FAIR HOUSING: THE DREAM IS INCLUSIVE The Dream is Inclusive. Diversity is at the cornerstone of our beliefs at On Q, and the Fair Housing Act ensures that everyone can find a home no matter their skin color, gender, religion, disability, sex, national origin, or family status. Martin Luther King Jr. said, “We cannot walk alone.”. This quote aligns with our beliefs that the SHANE MILLER, SENECA OFFICE, SOUTH CAROLINA Apply Now. I'm Shane Miller and I understand how stressful home loans can be whether buying a home, renovating or refinancing. With my 15 years of experience, I can help you with a variety of loan needs. If you are interested in learning more please contact me through my email, Shane.Miller@OnQFinancial.com or my cell 864.906.6019.ON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to 10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
10 MOST AFFORDABLE PLACES TO LIVE IN TEXAS A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable place to live in Texas. The median home price there is just slightly above $50,000, and the median rent is only a little more than $550 per month. The town is also experiencing a high economic growth rate and is known for BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others.ON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! 10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others. BILLY DAVIS, DOWNTOWN GREENVILLE OFFICE, SOUTH CAROLINA Remove My MC. (864) 214-3578. Billy.Davis @onqfinancial.com. Download the Simplicity App. 617 E. McBee Avenue Suite 100, Greenville, SC 29601. Contact Billy. Apply Now. My name is Billy Davis, and I am a high octane mortgage lender, a devoted family man, an avid sportsman and community oriented. After a 15-year career spent helping many CONTACT ON Q FINANCIAL Find your local On Q Financial branch. On Q Financial Headquarters. 615 South River Drive. Ste 170. Tempe, AZ 85281. 866-667-3279. Hours: M-F 8:30 am - 5:30 pm MST (AZ) THE ULTIMATE HOW-TO GUIDE WHEN BUYING A HOME Step 3: How long does it take to buy a house. Step 4: How to get pre-approved. Step 5: Finding a Realtor or Real Estate Agent. Step 6: House hunting guide. Step 7: How to make an offer on a house. Step 8: Negotiate your purchase. Step 9: Compare lenders. Step 10: THE DREAM IS INCLUSIVE SCHOLARSHIP The Dream Is Inclusive. Scholarship. Award Amount. $1,500. Application Available. TBA. On Q Financial’s Mission is to simplify the mortgage process to make the dream of home ownership a reality for everyone. One of the many ways that On Q is helping people achieve this goal is through our Multicultural Advantage Program. DOWN PAYMENT ASSISTANCE PROGRAMS IN MARYLAND Flex 3% or 4% Grant. Availability: Maryland. 1st lien plus 3% it 4% of 1st lien amount in assistance in the form of grant. Grant amount cannot exceed 3% or 4%. Can be used for down payment for FHLMC, FHA, VA or USDA. Can be used for closing cost if using with FNMA 1st lien. FHA loans must have FICO scores within the 640-659 range. NEW REFINANCE PROGRAM FOR LOW-INCOME HOMEOWNERS Fannie Mae announced more refinance options and now offers low-income homeowners the chance to save on more than their monthly payments byrefinancing.
DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
ON Q FINANCIAL TEMPE, AZ OFFICE Welcome to On Q Financial's Headquarters in beautiful Tempe, Arizona! We've expanded our operations and outgrew our previous HQ, relocating from Scottsdale to Tempe in mid-2018. CELEBRATING 50 YEARS OF FAIR HOUSING: THE DREAM IS INCLUSIVE The Dream is Inclusive. Diversity is at the cornerstone of our beliefs at On Q, and the Fair Housing Act ensures that everyone can find a home no matter their skin color, gender, religion, disability, sex, national origin, or family status. Martin Luther King Jr. said, “We cannot walk alone.”. This quote aligns with our beliefs that the DEREK WETZEL, BELLEVUE OFFICE, WASHINGTON Hello! I am Derek Wetzel, Mortgage Consultant at On Q Financial, Inc. with over 20 years of experience. My high level of experience, top product knowledge, and great follow through has given me the ability to help many families bring their home ownership dreams to life. When you work with me and mON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to 10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
10 MOST AFFORDABLE PLACES TO LIVE IN TEXAS A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable place to live in Texas. The median home price there is just slightly above $50,000, and the median rent is only a little more than $550 per month. The town is also experiencing a high economic growth rate and is known for BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others.ON Q FINANCIAL
At On Q Financial we put our customers first. That’s why a dedicated team of mortgage experts will handle your application with discretion and care. Trust On Q Financial with your next home loan. We make the Dream of Homeownership a Reality for everyone and provide best in class service. Expert Guidance. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL First, the lender submits the application to DU (Desktop Underwriter). DU has a database of over 26 million appraisal reports and property analytics. This data helps determine the value for homes without the appraisal. Second, an offer is issued by DU to 10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Sedona. Saving the best for last, Sedona is a marvel of both economic and natural beauty. This city boasts a staggering 40.4% of expected future job growth, a full 2.4% higher than average. In just the past year, Sedona has seen job growth increase by 2.9%, almost double that of the national average. The gorgeous views of vibrant red soil and DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
10 MOST AFFORDABLE PLACES TO LIVE IN TEXAS A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable place to live in Texas. The median home price there is just slightly above $50,000, and the median rent is only a little more than $550 per month. The town is also experiencing a high economic growth rate and is known for BRIAN CARTEE, ANDERSON OFFICE, SOUTH CAROLINA Remove My MC. (864) 261-1972. Brian.Cartee @onqfinancial.com. Download the Simplicity App. 1638 North Main Street, Anderson, SC 29621. Contact Brian. Apply Now. I'm Brian Cartee and I understand how stressful home loans can be whether buying, renovating, or refinancing a home. With my experience and knowledge, I can help you with avariety of
EQUIFAX SECURITY BREACH Equifax Security Breach. By John Bergman. September 21, 2017. Up to 143 million U.S. consumers could be affected. Days after the breach was discovered, three executives at Equifax sold almost $2 million of their company shares. The Federal Trade Commission released a statement on how to protect your information. SEAN HUTTO, ST. LOUIS OFFICE, MISSOURI Remove My MC. (314) 597-6759. Sean.Hutto @onqfinancial.com. Download the Simplicity App. 16100 Chesterfield Parkway Suite 145 Chesterfield, Missouri 63017. Contact Sean. Apply Now. Described by peers as a “Firestarter” - a person who through passion, tenacity and leadership ignites those same qualities in others. CONTACT ON Q FINANCIAL Find your local On Q Financial branch. On Q Financial Headquarters. 615 South River Drive. Ste 170. Tempe, AZ 85281. 866-667-3279. Hours: M-F 8:30 am - 5:30 pm MST (AZ) THE ULTIMATE HOW-TO GUIDE WHEN BUYING A HOME Step 3: How long does it take to buy a house. Step 4: How to get pre-approved. Step 5: Finding a Realtor or Real Estate Agent. Step 6: House hunting guide. Step 7: How to make an offer on a house. Step 8: Negotiate your purchase. Step 9: Compare lenders. Step 10: THE DREAM IS INCLUSIVE SCHOLARSHIP The Dream Is Inclusive. Scholarship. Award Amount. $1,500. Application Available. TBA. On Q Financial’s Mission is to simplify the mortgage process to make the dream of home ownership a reality for everyone. One of the many ways that On Q is helping people achieve this goal is through our Multicultural Advantage Program. DOWN PAYMENT ASSISTANCE PROGRAMS IN MARYLAND Flex 3% or 4% Grant. Availability: Maryland. 1st lien plus 3% it 4% of 1st lien amount in assistance in the form of grant. Grant amount cannot exceed 3% or 4%. Can be used for down payment for FHLMC, FHA, VA or USDA. Can be used for closing cost if using with FNMA 1st lien. FHA loans must have FICO scores within the 640-659 range. NEW REFINANCE PROGRAM FOR LOW-INCOME HOMEOWNERS Fannie Mae announced more refinance options and now offers low-income homeowners the chance to save on more than their monthly payments byrefinancing.
DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1,465. All amounts shown are estimates provided for educational and comparison purposes only and will vary for eachloan.
DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 4.185%, APR of 5.132%, $6,023 due from borrower at closing ($8,000 down payment paid through down payment assistanceprogram).
ON Q FINANCIAL TEMPE, AZ OFFICE Welcome to On Q Financial's Headquarters in beautiful Tempe, Arizona! We've expanded our operations and outgrew our previous HQ, relocating from Scottsdale to Tempe in mid-2018. CELEBRATING 50 YEARS OF FAIR HOUSING: THE DREAM IS INCLUSIVE The Dream is Inclusive. Diversity is at the cornerstone of our beliefs at On Q, and the Fair Housing Act ensures that everyone can find a home no matter their skin color, gender, religion, disability, sex, national origin, or family status. Martin Luther King Jr. said, “We cannot walk alone.”. This quote aligns with our beliefs that the DEREK WETZEL, BELLEVUE OFFICE, WASHINGTON Hello! I am Derek Wetzel, Mortgage Consultant at On Q Financial, Inc. with over 20 years of experience. My high level of experience, top product knowledge, and great follow through has given me the ability to help many families bring their home ownership dreams to life. When you work with me and mON Q FINANCIAL
As a top mortgage lender in the United States, we help you get a mortgage without the headaches & stress. Learn more about the On Q Financial Difference. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! CONTACT ON Q FINANCIAL Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! 10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL It is crucial that you make your home presentable for appraisals. Here are 5 ways that you can better prepare yourself and your home for theappraisal.
HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
EQUIFAX SECURITY BREACH Before opening On Q Financial in 2005, John Bergman originated and funded 450 units a year as a loan officer. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry. DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI The CHENOA Fund Program is available in Missouri. Availability: Nationwide Down payment assistance up to 3.5% of the purchase price or appraised value; 30-year fixed term with full amortization RYAN DERRYBERRY, ST. LOUIS OFFICE, MISSOURI As a licensed Mortgage Consultant, my goal is to make getting a home mortgage as SIMPLE and QUICK as possible! I take pride in educating my clients and helping them chose the loan program that best suits both their short and long term goals. My team is dedicated to providing youpersonalized servic
PAM BAKER, RAINTREE OFFICE, ARIZONA Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! BECKY COLEY, DOWNTOWN GREENVILLE OFFICE, SOUTH CAROLINA I'm Becky Coley, and I've been a mortgage consultant since 1991. I began in the business as a Realtor, which affords me a unique perspective and the ability to see all sides of the transaction. I truly care about my clients and show this by being responsive and communicative throughout the entire prON Q FINANCIAL
As a top mortgage lender in the United States, we help you get a mortgage without the headaches & stress. Learn more about the On Q Financial Difference. HOW TO MAKE A PAYMENT Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! CONTACT ON Q FINANCIAL Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! 10 BEST WAYS TO PREPARE FOR A HOME APPRAISAL It is crucial that you make your home presentable for appraisals. Here are 5 ways that you can better prepare yourself and your home for theappraisal.
HUD ANNOUNCES NEW PROTECTIONS FOR THE LGBTQ COMMUNITY An announcement by HUD extends Fair Housing Act protections to the LQBTQ community on Feb. 11th, 2021, following President Biden’sexecutive order.
EQUIFAX SECURITY BREACH Before opening On Q Financial in 2005, John Bergman originated and funded 450 units a year as a loan officer. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry. DOWN PAYMENT ASSISTANCE PROGRAMS IN MISSOURI The CHENOA Fund Program is available in Missouri. Availability: Nationwide Down payment assistance up to 3.5% of the purchase price or appraised value; 30-year fixed term with full amortization RYAN DERRYBERRY, ST. LOUIS OFFICE, MISSOURI As a licensed Mortgage Consultant, my goal is to make getting a home mortgage as SIMPLE and QUICK as possible! I take pride in educating my clients and helping them chose the loan program that best suits both their short and long term goals. My team is dedicated to providing youpersonalized servic
PAM BAKER, RAINTREE OFFICE, ARIZONA Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial! BECKY COLEY, DOWNTOWN GREENVILLE OFFICE, SOUTH CAROLINA I'm Becky Coley, and I've been a mortgage consultant since 1991. I began in the business as a Realtor, which affords me a unique perspective and the ability to see all sides of the transaction. I truly care about my clients and show this by being responsive and communicative throughout the entire pr CAREERS - ON Q FINANCIAL - WELCOME HOME I love working with On Q because they are responsive to our needs and requests on things that make our jobs easier. I can talk to an underwriter and know that they are listening and trying to make a file work that may be a little “out of the box”. DOWN PAYMENT ASSISTANCE PROGRAMS IN ILLINOIS The CHENOA Fund Program is available in Illinois. Availability: Nationwide Down payment assistance up to 3.5% of the purchase price or appraised value; 30-year fixed term with full amortization CLOSER - ON Q FINANCIAL About On Q On Q Financial is a national organization with our headquarters located in Tempe Arizona.We are one of the TOP mortgage lenders in the U.S. Our motto isMORTGAGES SIMPLIFIED. If you join our team, you'll be working with: DOWN PAYMENT ASSISTANCE PROGRAMS IN MARYLAND Down Payment Assistance products offered in Maryland include: Maryland Mortgage Programs, Flex Loan Programs, Maryland Smart Buy and Partner Match Programs as well as Within Reach and the Chenoa Program. HOW TO NEGOTIATE CLOSING COSTS Closing costs refers to all of the costs it takes to get a mortgage aside from the price of the home itself. Closing costs vary but can include loan origination fees, discount points, appraisal fees, title searches, title insurance, surveys, taxes, deed-recording fees, and credit report charges. 10 MOST AFFORDABLE PLACES IN OREGON L ON Q FINANCIAL With endless vineyards, outdoor activities galore, and unique culture, who wouldn’t want to call Oregon home?If you are looking to make the move, but have a strict budget in mind, take a look at the beautiful state’s most affordable cities. 10 MOST AFFORDABLE PLACES TO LIVE IN TEXAS Progreso. A small town of less than 6,000 people not far from the Rio Grande and the Progreso Lakes, Progreso is the most affordable placeto live in Texas.
10 MOST AFFORDABLE PLACES TO LIVE IN ARIZONA Arizona is known for being a state with a steady low cost of living.Along with being affordable, it is also one of the most beautiful places to live, with deserts peppered in cacti and canyonstowering in
ON Q FINANCIAL GREENVILLE, SC OFFICE Welcome to the Greenville office of On Q Financial where we’ve been making mortgages simple since 2013. Our team of Mortgage Consultants has nearly 60 combined years of mortgage experience with which weguide our clients.
DEREK WETZEL, BELLEVUE OFFICE, WASHINGTON Hello! I am Derek Wetzel, Mortgage Consultant at On Q Financial, Inc. with over 20 years of experience. My high level of experience, top product knowledge, and great follow through has given me the ability to help many families bring their home ownership dreams to life. When you work with me and m * Purchase or Refinance* Find a Location
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* About On Q
* About Us
* Mortgages Simplified™ * The Dream Is Inclusive™* Scholarship
* Builder Programs
* Realtors
* Careers
* Make A Payment
* Contact Us
* Home Loans
* Adjustable Rate Mortgages * Conventional Mortgages * Down Payment Assistance * Fixed Rate Mortgages * First-Time Homebuyers* FHA Loans
* Home Improvement Loans * Investment Property Loans* Jumbo Mortgage
* Manufactured Home Loans * Mortgage Refinancing * Native American Home Ownership (HUD 184) * One-Time Close Construction Loans* USDA Home Loans
* VA Home Loans
* Zero Down Mortgage Options* Financial Tools
* Amortization Calculator * Mortgage Calculator * 15 vs 30-Year Mortgage Calculator * VA Home Loan Calculator * Mortgage Education * Understanding Mortgages* FAQs
* Mortgage Rates and Costs* Credit and Income
* Mortgage Insurance* Get Pre-Approved
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MORTGAGES
SIMPLIFIED.
GET PREQUALIFIED OR STARTED ON A LOAN APPLICATION OR REFINANCE.Purchase Refinance
In light of COVID-19, On Q Financial has decided to practice social distancing to protect our employees and clients. That said, On Q Financial is still open and working remotely to help you achieve the dream of home ownership. Call your local mortgage consultant today! WHAT CAN WE HELP YOU WITH TODAY?REFINANCE YOUR HOME
Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a varietyof options to help.
FIRST TIME HOME BUYER? Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.MORTGAGE CALCULATOR
Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financialdecision.
HOME LOAN OPTIONS
Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available. AT ON Q FINANCIAL, THE DREAM IS INCLUSIVE. TO GET STARTED ON YOUR HOME LOAN PROCESS, SELECT YOUR LANGUAGE BELOW!Aplica Aquí
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Testimonials
"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our HOME LOAN. Thanks for helping us BUY OUR NEW HOME!"– Claire L.
"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgageneeds!"
– R. R.
"Terrific service and very personalized. Made my experience completelystress free!"
– Pam H.
"Amazing people to work with!"– Leah S.
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