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Savings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/09/2021. ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
PUREPOINT® FINANCIAL STATE OF SAVINGS See Important Disclosures Below. Americans are concerned about another economic downturn, but aren’t saving for the future, our survey finds. The second “State of Savings in America” survey finds people in the U.S. dream of long-term financial security, yet many are FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, ONLINE BANKING SERVICE AGREEMENT 1 General Terms and Conditions 2 1. Agreement2 2. Definitions 2 3. Other Agreements 3 4. Services 3 5. Electronic Agreement 4 6. EmailAddress 4
7 TIPS FOR RAISING WEALTHY KIDS TO BE SOCIALLY RESPONSIBLE 4) Require Work for Money Given. When you’re a child, “work” doesn’t necessarily mean employment. It can be doing chores, helping out, or earning good grades. Whatever it may be, requiring your children to put in this effort can help them value money. "It is important that children develop a strong work ethic," says Dr.Orlando.
ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/09/2021. ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
PUREPOINT® FINANCIAL STATE OF SAVINGS See Important Disclosures Below. Americans are concerned about another economic downturn, but aren’t saving for the future, our survey finds. The second “State of Savings in America” survey finds people in the U.S. dream of long-term financial security, yet many are FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, ONLINE BANKING SERVICE AGREEMENT 1 General Terms and Conditions 2 1. Agreement2 2. Definitions 2 3. Other Agreements 3 4. Services 3 5. Electronic Agreement 4 6. EmailAddress 4
7 TIPS FOR RAISING WEALTHY KIDS TO BE SOCIALLY RESPONSIBLE 4) Require Work for Money Given. When you’re a child, “work” doesn’t necessarily mean employment. It can be doing chores, helping out, or earning good grades. Whatever it may be, requiring your children to put in this effort can help them value money. "It is important that children develop a strong work ethic," says Dr.Orlando.
ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/08/2021. ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
PUREPOINT® FINANCIAL STATE OF SAVINGS See Important Disclosures Below. Americans are concerned about another economic downturn, but aren’t saving for the future, our survey finds. The second “State of Savings in America” survey finds people in the U.S. dream of long-term financial security, yet many are FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, ONLINE BANKING SERVICE AGREEMENT 1 General Terms and Conditions 2 1. Agreement2 2. Definitions 2 3. Other Agreements 3 4. Services 3 5. Electronic Agreement 4 6. EmailAddress 4
7 TIPS FOR RAISING WEALTHY KIDS TO BE SOCIALLY RESPONSIBLE 4) Require Work for Money Given. When you’re a child, “work” doesn’t necessarily mean employment. It can be doing chores, helping out, or earning good grades. Whatever it may be, requiring your children to put in this effort can help them value money. "It is important that children develop a strong work ethic," says Dr.Orlando.
ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/08/2021. FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
HOW TO OPEN A SAVINGS ACCOUNT Step 1: Visit PurePoint.com & click OPEN ACCOUNT. This button is located at the top corner of the web page. Select the account type (Savings). Step 2: Enter the Application Process. Select whether you’re a new client, if you need to finish an application or if you’re an existing customer.LEARNING CENTER
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
IDENTITY THEFT
Identity theft occurs when someone acquires a piece of your personal information and uses it to commit a crime. Offenses involving identity theft are on the rise. These are the crimes most frequently reported to the Federal Trade Commission today. Fraudsters commit these crimes in person, by telephone, on the Internet, or through the mail. PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, 3 WAYS TO HELP PROTECT OLDER FAMILY MEMBERS FROM ONLINE Jan can take comfort in knowing that many others have succumbed to scams, too. According to the Federal Trade Commission 1, hackers and other nefarious individuals stole $1 billion from Americans last year, with online and email fraud accounting for $241 million of that total.“We know the number of these types of incidents is going up,” says Corey Carlisle, Executive Director of the ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/08/2021. FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
HOW TO OPEN A SAVINGS ACCOUNT Step 1: Visit PurePoint.com & click OPEN ACCOUNT. This button is located at the top corner of the web page. Select the account type (Savings). Step 2: Enter the Application Process. Select whether you’re a new client, if you need to finish an application or if you’re an existing customer.LEARNING CENTER
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
IDENTITY THEFT
Identity theft occurs when someone acquires a piece of your personal information and uses it to commit a crime. Offenses involving identity theft are on the rise. These are the crimes most frequently reported to the Federal Trade Commission today. Fraudsters commit these crimes in person, by telephone, on the Internet, or through the mail. PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, 3 WAYS TO HELP PROTECT OLDER FAMILY MEMBERS FROM ONLINE Jan can take comfort in knowing that many others have succumbed to scams, too. According to the Federal Trade Commission 1, hackers and other nefarious individuals stole $1 billion from Americans last year, with online and email fraud accounting for $241 million of that total.“We know the number of these types of incidents is going up,” says Corey Carlisle, Executive Director of the ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
ABOUT PUREPOINT® FINANCIAL Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
HOW TO OPEN A SAVINGS ACCOUNT Step 1: Visit PurePoint.com & click OPEN ACCOUNT. This button is located at the top corner of the web page. Select the account type (Savings). Step 2: Enter the Application Process. Select whether you’re a new client, if you need to finish an application or if you’re an existing customer.LEARNING CENTER
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
IDENTITY THEFT
Identity theft occurs when someone acquires a piece of your personal information and uses it to commit a crime. Offenses involving identity theft are on the rise. These are the crimes most frequently reported to the Federal Trade Commission today. Fraudsters commit these crimes in person, by telephone, on the Internet, or through the mail. PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, 3 WAYS TO HELP PROTECT OLDER FAMILY MEMBERS FROM ONLINE Jan can take comfort in knowing that many others have succumbed to scams, too. According to the Federal Trade Commission 1, hackers and other nefarious individuals stole $1 billion from Americans last year, with online and email fraud accounting for $241 million of that total.“We know the number of these types of incidents is going up,” says Corey Carlisle, Executive Director of the ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation A GUIDE TO OUR NO-PENALTY CDS Thank you for choosing to save with PurePoint® Financial. To help you understand how your No-Penalty CD (certificate of deposit) account works, we created a guide of key terms and fees that you can refer to at your convenience. ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions.PUREPOINT FINANCIAL
©2021 MUFG Union Bank, N.A. All rights reserved. PurePoint and the PurePoint logo are registered trademarks and brand names of MUFG UnionBank, N.A.
RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THE Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation A GUIDE TO OUR NO-PENALTY CDS Thank you for choosing to save with PurePoint® Financial. To help you understand how your No-Penalty CD (certificate of deposit) account works, we created a guide of key terms and fees that you can refer to at your convenience. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/05/2021.LEARNING CENTER
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, ONLINE BANKING SERVICE AGREEMENT 1 General Terms and Conditions 2 1. Agreement2 2. Definitions 2 3. Other Agreements 3 4. Services 3 5. Electronic Agreement 4 6. EmailAddress 4
7 TIPS FOR RAISING WEALTHY KIDS TO BE SOCIALLY RESPONSIBLE 4) Require Work for Money Given. When you’re a child, “work” doesn’t necessarily mean employment. It can be doing chores, helping out, or earning good grades. Whatever it may be, requiring your children to put in this effort can help them value money. "It is important that children develop a strong work ethic," says Dr.Orlando.
A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THEFREE PAYABLE ON DEATH FORMPAYABLE UPON DEATH FORM Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true A GUIDE TO OUR NO-PENALTY CDS Thank you for choosing to save with PurePoint® Financial. To help you understand how your No-Penalty CD (certificate of deposit) account works, we created a guide of key terms and fees that you can refer to at your convenience. ONLINE SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTSABOUT USLEARNING CENTERSAVINGSCDSFAQSCONTACT US Online Savings. Annual Percentage Yields (APYs) accurate as of 05/09/2021 are: 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. ONLINE SAVINGS ACCOUNT RATES 0.10% APY for balances of $0.01 - $9,999.99; 0.40% APY for balances of $10,000.00 or more. $10,000 minimum deposit to open. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. End Dialog: PurePoint™ Financial: OnlineSavings.
ONLINE SECURITY
Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. CERTIFICATE OF DEPOSIT ACCOUNTS Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281. Mailing a check: 1) Endorse the back of the check (s) with your signature. 2) Under your signature, write “ For deposit only to PurePoint Financial .”. 3) For standard and certified U.S. postal mail delivery, send check to: PurePoint Financial. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. RAINY-DAY FUND: HOW MUCH DO YOU REALLY NEED? Ideally, you should have an average savings of $1,000 to $5,000 in your rainy-day fund. The mistake most people make is thinking that they need to replace several months of salary, which is difficult for most Americans. Golden points out that if you saved 10% of your take-home pay per year, it would take five to seven years toaccumulate six to
HOW TO COMPLETE THE TRUST CERTIFICATION TRUST CLIENTS: A notary is required upfront. Upon receipt of this Trust Certification we will notify you (within 3 business days) if any additional documentation I AM A SURVIVING PAYABLE ON DEATH (POD) BENEFICIARY ON THEFREE PAYABLE ON DEATH FORMPAYABLE UPON DEATH FORM Account Type Account Number Held in the name(s) of: Savings Certificate of Deposit I certify under penalty of perjury under the laws of the State of _____ the following statements are true A GUIDE TO OUR NO-PENALTY CDS Thank you for choosing to save with PurePoint® Financial. To help you understand how your No-Penalty CD (certificate of deposit) account works, we created a guide of key terms and fees that you can refer to at your convenience. CONTACT THE CLIENT SUPPORT CENTER Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. SAFE ONLINE AND MOBILE BANKING Safe Online and Mobile Banking. PurePoint® Financial invests in technology and processes to help ensure a secure electronic environment for all your transactions, data transmissions, and communications with us. However, online security and protection of your identity and personal information is a team effort. SAVINGS ACCOUNT RATES *$10,000 minimum deposit to open. 1 Daily account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields are accurate as of 05/31/2021. Rates subject to change without notice. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain anaccount.
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Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking,trust
FREQUENTLY ASKED QUESTIONS It’s simple to open a savings account or CD online or by phone. Easily open an account right from your computer, tablet or mobile device. Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays). When callingfrom outside the
CERTIFICATES OF DEPOSIT RATES *$10,000 minimum deposit to open 1 Account balance required to obtain Annual Percentage Yield 2 Interest Rates and Annual Percentage Yields accurate as of 06/05/2021. PERSONAL ACCOUNTS & SERVICES 3 Welcome to PurePoint Financial When you open your account with us, you’ll receive this Personal Accounts & Services Disclosure and Agreement (“Account Agreement”), which is a contract that establishes the rules controlling your account, ONLINE BANKING SERVICE AGREEMENT 1 General Terms and Conditions 2 1. Agreement2 2. Definitions 2 3. Other Agreements 3 4. Services 3 5. Electronic Agreement 4 6. EmailAddress 4
A GUIDE TO OUR SAVINGS ACCOUNT Thank you for choosing to save with PurePoint® Financial. To help you understand how your savings account works, we have created a guide of key terms and fees that you can refer to at your convenience. A GUIDE TO OUR CERTIFICATES OF DEPOSIT Thank you for choosing to save with PurePoint® Financial. To help you understand how your certificate of deposit account works, we have created a guide of key terms and fees that you can refer to Open Navigation Menu Close Navigation Menu Open Account* Savings
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ONLINE SAVINGS
More than 20x the national average APY1 | $10k minimum deposit to open Click for Important InformationOPEN ACCOUNT
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1.80
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ONLINE SAVINGS
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1.95
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12-MONTH ONLINE CD
CD TERM 6 Months 12 Months 15 Months 18 Months 24 Months 30 Months 36 Months 48 Months 60 Months Best Rate Commitment2 | $10k min. deposit to open and obtain APY Click for Important InformationOPEN ACCOUNT
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12-MONTH ONLINE CD
CD TERM 6 Months 12 Months 15 Months 18 Months 24 Months 30 Months 36 Months 48 Months 60 Months Best Rate Commitment2 | $10k min. deposit to open and obtain APY Click for Important InformationOPEN ACCOUNT
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1.90
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13-MONTH NO-PENALTY CD CD TERM 11 Months 13 Months 14 Months Penalty-free withdrawal3 | $10k min. deposit to open and obtain APY Click for Important InformationOPEN ACCOUNT
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THE PURE DIFFERENCE
We are uniquely designed to better serve you, with highly competitive rates, support from our Savings Professionals and a custom banking experience that passes the savings on to you.ABOUT US__
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AN EXCEPTIONAL EXPERIENCE We’re here for you—online, over the phone and in person at our Financial Centers. Our friendly Savings Professionals are committed to helping you achieve your financial goals sooner, with solutions that fit your specific needs.SEE LOCATIONS __
We’re here for you—online, over the phone and in person at our Financial Centers. Our friendly Savings Professionals are committed to helping you achieve your financial goals sooner, with solutions that fit your specific needs.SEE LOCATIONS __
COMMITMENT TO SERVICE In 2018, we were honored to be recognized by several publications for our services and innovation. Our savings account was named a Best Savings Account by Kiplinger’s Personal Finance and the company is recognized by Retail Banker International for offering our clients an exceptional experience. Let us put our innovation to work for you > Begin dialog: PurePoint Financial: Online CDONLINE CD
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* Annual Percentage Yields (APYs) are accurate as of 12/30/2019 * $10,000 minimum deposit to open and obtain APY * Penalty for early withdrawal may reduce account earnings * APY assumes interest remains on deposit until maturity date * Rates valid for accounts opened online or by phone at 1.833.787.3764. Other rates may be available if account is opened in person at a Financial Center. A valid email address and Online Banking enrollment are required to open and maintain an account. * Rates valid for accounts opened in person at a Financial Center. Other rates may be available if account is opened online at or by phone at 1.833.787.3764. End Dialog: PurePoint™ Financial: Online CD Begin dialog: PurePoint Financial: No-Penalty CDNO-PENALTY CD
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* Annual Percentage Yields (APYs) are accurate as of 12/30/2019 * $10,000 minimum deposit to open and obtain APY * You may withdraw your total balance beginning seven days after the day you fund your new CD without being charged an Early WithdrawalPenalty.
* APY assumes interest remains on deposit until maturity date * Rates valid for accounts opened online or by phone at 1.833.787.3764. Other rates may be available if account is opened in person at a Financial Center. A valid email address and Online Banking enrollment are required to open and maintain an account. * Rates valid for accounts opened in person at a Financial Center. Other rates may be available if account is opened online at or by phone at 1.833.787.3764. End Dialog: PurePoint™ Financial: No-Penalty CD Begin dialog: PurePoint Financial: Online SavingsONLINE SAVINGS
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* Annual Percentage Yields (APYs) accurate as of 12/30/2019 are: 0.25% APY for balances of $0.01 - $9,999.99; 1.80% APY for balances of$10,000.00 or more
* $10,000 minimum deposit to open * Rates subject to change without notice * Fees may reduce account earnings * Rates valid for accounts opened online or by phone at 1.833.787.3764. Other rates may be available if account is opened in person at Financial Center. A valid email address and Online Banking enrollment are required to open and maintain an account. * Rates valid for accounts opened in person at a Financial Center. Other rates may be available if account is opened online at or by phone at 1.833.787.3764. End Dialog: PurePoint™ Financial: Online Savings Begin dialog: PurePoint Financial - Important Information IMPORTANT INFORMATION__
General Terms
* Interest Rates and Annual Percentage Yield (APY) are accurate as of12/30/2019
* RATES VALID FOR ACCOUNTS OPENED ONLINE OR BY PHONE AT 1-855-488-7873. Other rates may be available if account is opened in person at a Financial Center. Valid email address and Online Banking enrollment are required to open and maintain an account.Online Savings
* Rates subject to change without notice * Fees may reduce account earnings * 0.25% APY for balances of $0.01 - $9,999.99; 1.80% APY for balances of $10,000.00 or moreOnline CD
* $10,000 minimum balance to obtain APY * Penalty for early withdrawal may reduce earnings * APY assumes interest remains on deposit until maturity date End Dialog: PurePoint Financial - Important Information Begin dialog: About Mitsubishi UFJ Financial Group ABOUT MITSUBISHI UFJ FINANCIAL GROUP__
Print View Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with approximately 350 years of history, MUFG is a global network with 1,100 offices in over 49 countries and regions. The Group has over 140,000 employees and about 300 entities, offering services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group's operating companies include Bank of Tokyo-Mitsubishi UFJ, Mitsubishi UFJ Trust and Banking Corporation (Japan's leading trust bank), and Mitsubishi UFJ Securities Holdings Co., Ltd., one of Japan's largest securities firms. Through close partnerships among our operating companies, the Group aims to "be the world's most trusted financial group," flexibly responding to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a betterworld.
MUFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: MTU)stock exchanges.
Visit MUFG for more information. End Dialog: About Mitsubishi UFJ Financial Group Begin dialog: Just so you know...JUST SO YOU KNOW...
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You are about to leave the PurePoint® Financial website. By clicking on the link below, you will leave the PurePoint website and enter a privately owned website created, operated, and maintained by another unaffiliated business. By linking to the website of this private business, PurePoint is not endorsing its products, services, or privacy or security policies. If you accept third-party goods or services at our website, the third party may be able to identify that you have a relationship with us (for example, if the offer was made only through our site). The information that this private business collects and maintains as a result of your visit to its website, and the manner in which it does so, may differ from the information that PurePoint collects and maintains, (please refer to the Terms of Use and Privacy Policy for privacy protections PurePoint provides to its website visitors). If you provide the business with information, its use of the information will be subject to that business’s privacy policy. We recommend you review their information collection policy, or terms and conditions, to fully understand what the business collects. We are not responsible for the information collection practices of the other websites that you visit and urge you to review privacy policies before you provide them with any personally-identifiable information. If you wish to continue to the destination link, press Continue.Continue __ Cancel
End Dialog: Just so you know... PUREPOINT FINANCIAL IS A DIVISION OF MUFG UNION BANK, N.A.__
Toll-Free: 1.833.787.3764 1Source: FDIC.gov as of 12/30/2019. 2When you fund your new CD within 10 days of a completed application, you will receive our best rate offered during that 10-day period for the same product and term. 3You may withdraw your total balance beginning seven days after the day you fund your new CD without being charged an Early WithdrawalPenalty.
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