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information.
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
PROTECTION BENEFITS
Protection Benefits. Visa gives you easy access to your money and allows you to do so much more than cash ever could. You can pay, simply and securely, in person, online, over the phone or through the mail. You can keep track of your spending. You can manage your money. VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
PROTECTION BENEFITS
Protection Benefits. Visa gives you easy access to your money and allows you to do so much more than cash ever could. You can pay, simply and securely, in person, online, over the phone or through the mail. You can keep track of your spending. You can manage your money. VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
CONTACT US | VISA CUSTOMER SERVICE | VISA To access your account information, please contact your Visa card issuer. You will find their address and/or telephone number on your Visa statement. The telephone number may also appear on the back of the card itself. You can also locate your card issuer andCHARGEBACK | VISA
A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. Chargebacks are not a legal right, but if you have paid on a Visa debit or credit card, youZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
VISA CHECKOUT
Visa Checkout is the easier way to pay online. Say hello to a safe, simple and speedy new way to checkout. Learn how Visa Checkout worksand its benefits.
VISA AND GOLDMAN SACHS PARTNER TO MODERNIZE GLOBAL MONEY Strategic partnership to transform treasury operations for Goldman’s clients with Visa B2B Connect and Visa Direct. SAN FRANCISCO & NEW YORK, June 7, 2021 – Visa (NYSE:V) today announced a global strategic partnership with Goldman Sachs Transaction Banking to help businesses – large to small – move money effortlessly around the world.. Through its implementation of Visa B2B ConnectINNOVATION CENTRES
Visa Innovation Center. Visa Innovation Centres are designed to provide an immersive experience for clients and partners to explore new products and technologies. One Market Centre, located inside Visa’s global headquarters in San Francisco, was launched in 2013. To be in the heart of local development and nearer to clientsworldwide
MAKING PAYMENTS PERSONALIZED AND FLEXIBLE The fast-growing instalment payments market offers some compelling benefits to all parties concerned. For Merchants, there is the potential to increase conversions among shoppers.Typically, up to 85% of financing applications are approved due to ChargeAfter’s robust and growing lender network providing consumer financing across the full credit spectrum. STRONG CUSTOMER AUTHENTICATION Strong Customer Authentication (SCA) is a new requirement of the second Payment Services Directive (PSD2), which aims to add extra layers of security to electronic payments. SCA will apply to the European Economic Area (EEA) and the United Kingdom, and is likely to continue to apply in the UK after the Brexit transition period. LOST OR STOLEN VISA CREDIT AND DEBIT CARDS If you wish to cancel your debit card because, for example, it’s lost or stolen, you should do so immediately. This is important as you may be liable for debits made on a card that is not reported as missing. You should cancel your debit card through online banking, via CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
STRONG CUSTOMER AUTHENTICATION Strong Customer Authentication (SCA) is a new requirement of the second Payment Services Directive (PSD2), which aims to add extra layers of security to electronic payments. SCA will apply to the European Economic Area (EEA) and the United Kingdom, and is likely to continue to apply in the UK after the Brexit transition period.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
CHARGEBACK | VISA
A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. Chargebacks are not a legal right, but if you have paid on a Visa debit or credit card, youVISA CHECKOUT
Visa Checkout is the easier way to pay online. Say hello to a safe, simple and speedy new way to checkout. Learn how Visa Checkout worksand its benefits.
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
VERIFIED BY VISA
Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. It aims to make your online transactions as secure, fast and convenient as purchases you make in a store. EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with aVISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
VISA BUXX CARD: DEBIT CARDS FOR TEENS Visa Buxx is a prepaid, reloadable Visa card created especially for teens. Visa Buxx makes it easy for parents to teach teens how to create a budget, manage money, and shop wisely. The card can be used everywhere that accepts Visa debit cards - that's millions of locations worldwide. Parents enroll their teen in the program and canalso monitor
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com.PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
CHARGEBACK: DEBIT & CREDIT CARD PURCHASE DISPUTES Understand how you’re protected. If you paid with a Visa debit, credit or pre-paid card, a chargeback is an option. If you need to make a chargeback claim, make sure you do it within 120 days of purchase. If you’ve paid with a credit card, you could also be covered by Section 75 of the Consumer Credit Act 1974. DIVERSITY AND INCLUSION Everyone has a story. Universal acceptance for everyone, everywhere is not only our brand promise, it is the foundation of our company culture. We foster a culture of intentional inclusion, to create a feeling of connectedness in the workplace, support diversity of thought, culture and lifestyle. EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.INTERCHANGE FEES
The level of interchange, in most cases, is a small ad valorem percentage of the total transaction amount. This fee is set by Visa and has traditionally varied by the type of transaction, the product involved and from country to country. CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com.PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com. VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
CHARGEBACK: DEBIT & CREDIT CARD PURCHASE DISPUTES Understand how you’re protected. If you paid with a Visa debit, credit or pre-paid card, a chargeback is an option. If you need to make a chargeback claim, make sure you do it within 120 days of purchase. If you’ve paid with a credit card, you could also be covered by Section 75 of the Consumer Credit Act 1974. DIVERSITY AND INCLUSION Everyone has a story. Universal acceptance for everyone, everywhere is not only our brand promise, it is the foundation of our company culture. We foster a culture of intentional inclusion, to create a feeling of connectedness in the workplace, support diversity of thought, culture and lifestyle. EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.INTERCHANGE FEES
The level of interchange, in most cases, is a small ad valorem percentage of the total transaction amount. This fee is set by Visa and has traditionally varied by the type of transaction, the product involved and from country to country. CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com.PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally.VISA INFINITE CARD
Protection that goes above and beyond. Whether you're renting a car to drive up the coast or looking for the best price on a new camera, Visa Infinite provides a wide range of travel and purchase protection so you can rest easy. Check with your Visa Infinite card issuer VISA – UK TAX STRATEGY Visa – UK tax strategy . Introduction . Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com. VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.HOW YOU PAY MATTERS
Stay protected: how you pay matters. Wherever you’re shopping, online or in store, you want to be sure you’re paying safely. You can pay with confidence with Visa. We help protect you if a purchase goes wrong, but also protect you from being left out of pocket as a result of fraud or scams with our Zero Liability Policy. ZeroLiability.
ZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
CREDIT AND DEBIT CARD FRAUD PROTECTION Top tips to help you avoid debit and credit card scams. 1 Always to keep your Visa card in sight when you’re paying for things. 2 Keep an eye on your account for payments you don’t recognise. If possible, set up transaction alerts on your banking apps. 3 If you see a card payment you don't recognise, report it to your card providerimmediately.
CHARGEBACK: DEBIT & CREDIT CARD PURCHASE DISPUTES Understand how you’re protected. If you paid with a Visa debit, credit or pre-paid card, a chargeback is an option. If you need to make a chargeback claim, make sure you do it within 120 days of purchase. If you’ve paid with a credit card, you could also be covered by Section 75 of the Consumer Credit Act 1974. DIVERSITY AND INCLUSION Everyone has a story. Universal acceptance for everyone, everywhere is not only our brand promise, it is the foundation of our company culture. We foster a culture of intentional inclusion, to create a feeling of connectedness in the workplace, support diversity of thought, culture and lifestyle. EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.INTERCHANGE FEES
The level of interchange, in most cases, is a small ad valorem percentage of the total transaction amount. This fee is set by Visa and has traditionally varied by the type of transaction, the product involved and from country to country. CHECK VISA GIFT CARD BALANCE Typically, you’ll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer’s site and entering your card’s 16-digit number and security code. Here's a selection of Visa Gift card issuers where you can check your balance online: Visa Vanilla Gift Cards. Giftcards.com.Gift
EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
CHARGEBACK | VISA
A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. Chargebacks are not a legal right, but if you have paid on a Visa debit or credit card, youINNOVATION CENTRES
Visa Innovation Center. Visa Innovation Centres are designed to provide an immersive experience for clients and partners to explore new products and technologies. One Market Centre, located inside Visa’s global headquarters in San Francisco, was launched in 2013. To be in the heart of local development and nearer to clientsworldwide
REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com. EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
VISA CREDIT CARD RULES & REGULATIONS Visa Inc. is committed to providing our partners and interested parties with greater insight into Visa’s operations. As part of our effort, we are pleased to provide access to the latest edition of the Visa Core Rules and Visa Product and Service Rules, which govern the participation of our financial institution clients in the Visa system.PREPAID CARDS
The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card andthere’s
CHARGEBACK | VISA
A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. Chargebacks are not a legal right, but if you have paid on a Visa debit or credit card, youINNOVATION CENTRES
Visa Innovation Center. Visa Innovation Centres are designed to provide an immersive experience for clients and partners to explore new products and technologies. One Market Centre, located inside Visa’s global headquarters in San Francisco, was launched in 2013. To be in the heart of local development and nearer to clientsworldwide
REPORT PHISHING
If you believe you shared personal or credit card account information by responding to a malicious email, text message, or telephone conversation, please call the phone number on the back of your credit card immediately. In addition, report all suspicious emails, texts and calls to phishing@visa.com. Visa partners with a 24x7 global service EXCHANGE RATE CALCULATOR Exchange rate calculator. Visa is committed to providing card holders with a safe, convenient and cost-effective way to pay when travelling internationally. Use the currency converter to get an to get an indication of the exchange rate you may receive when using your Visa card in Europe and internationally. VISA OPERATION CENTER Visa's Operation Center East was designed to withstand to the most destructive kinds of nature's surprises. The structure, which is LEED-certified, is designed to withstand earthquakes and intrusion. And if the electrical grid is compromised, Visa has 1.5 million gallons of water to operate self-contained for 15 days to provideback-up cooling.
VISA TOKEN SERVICE
How it works. Device binding and purchase on a trusted device. The merchant or other token requestor’s site or app enables the cardholder to select a connected device and mark it as trusted. PROTECTING YOUR BUSINESS Keep a record of all actions taken. Alert all necessary parties immediately. Notify your internal information security group and incident response team. Notify your acquirer. If you don’t know the name or contact information for your acquirer, notify the Visa Fraud Investigations group immediately at (650) 432-2978 or usfraudcontrol@visa.com. EVERYWHERE YOU WANT TO BE Paying with Visa after Brexit. Following Brexit, your Visa card will still work. You can still pay with Visa in over 200 countries around the world, including the UK. As a Visa cardholder, you can continue to take advantage of the same protections and benefits when you pay. Moreinformation.
CONTACT US | VISA CUSTOMER SERVICE | VISA To access your account information, please contact your Visa card issuer. You will find their address and/or telephone number on your Visa statement. The telephone number may also appear on the back of the card itself. You can also locate your card issuer andCHARGEBACK | VISA
A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. Chargebacks are not a legal right, but if you have paid on a Visa debit or credit card, youZERO LIABILITY
Our Zero Liability Policy requires your bank or card provider to replace any money taken from your account as the result of an unauthorised payment within 5 days. In many cases this is done immediately, while your provider further investigates the fraudulent transaction. Replacement funds are provided on a provisional basis andmay be withheld
PAY AT PUMP
Step 1. Before you start filling up, insert your Visa debit or credit card at a self-service pump. The pump will send a funds-check to your bank to reserve an amount. This could be up to £100. This is to check that you have sufficient funds in your account to cover the cost ofyour fuel.
CHARGEBACK: DEBIT & CREDIT CARD PURCHASE DISPUTES Understand how you’re protected. If you paid with a Visa debit, credit or pre-paid card, a chargeback is an option. If you need to make a chargeback claim, make sure you do it within 120 days of purchase. If you’ve paid with a credit card, you could also be covered by Section 75 of the Consumer Credit Act 1974. VISA TOKEN SERVICE FACT SHEET JUN20 V3 Visa Token Service Fact Sheet June 2020 About Visa Token Service Visa Token Service is a security technology that replaces a 16-digit Visa primary account number with a STRONG CUSTOMER AUTHENTICATION Strong Customer Authentication (SCA) is a new requirement of the second Payment Services Directive (PSD2), which aims to add extra layers of security to electronic payments. SCA will apply to the European Economic Area (EEA) and the United Kingdom, and is likely to continue to apply in the UK after the Brexit transition period. DIVERSITY AND INCLUSION Everyone has a story. Universal acceptance for everyone, everywhere is not only our brand promise, it is the foundation of our company culture. We foster a culture of intentional inclusion, to create a feeling of connectedness in the workplace, support diversity of thought, culture and lifestyle. VISA PREPAID RELOADABLE PERSONAL CARDS Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. Opens in a new windowCookies
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Domainrum.optimizely.com CompanyOptimizely, Inc. PurposePerformance / Networking Used by Analytics platform Optimizely to provide A/B testing by changing the site design for a sample of users. Movements are tracked to gather data on the most successful site variation. Used by Analytics platform Optimizely to provide A/B testing by changing the site design for a sample of users. Movements are tracked to gather data on the most successful site variation.Cookielbs
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Domainwww.visa.co.ukCompanyVisa
PurposePerformance / Networking This cookie is currently under review and its purpose is being assigned. Once complete, this description will be updated accordingly. This cookie is currently under review and its purpose is being assigned. Once complete, this description will be updated accordingly.Cookie_ga
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Domainvisa.co.uk
CompanyGoogle LLC
PurposeAnalytics
A unique identifier given to each browser to track user interactionswith the website.
A unique identifier given to each browser to track user interactionswith the website.
Cookie_gid
Expiry1 day
Domainvisa.co.uk
CompanyGoogle LLC
PurposeAnalytics
A unique identifier given to each browser to track user interactionswith the website.
A unique identifier given to each browser to track user interactionswith the website.
CookieYSC
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Domainyoutube.com
CompanyGoogle LLC ...PurposeAnalytics
A unique identifier given to site visitor when viewing a video. A unique identifier given to site visitor when viewing a video.*
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Marketing, personalization and advertising Consent for: Marketing, personalization and advertising These technologies gather information about your browsing. We also work with advertising partners to serve you personalized ads online. For information on our marketing and advertising activities visit our Global Privacy Center Detailed description of cookies categorised as: Marketing, personalization and advertising.COOKIE
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Domainwww.facebook.com CompanyFacebook, Inc. PurposeSocial networking Used by Facebook to deliver a series of advertisement products such as real-time bidding from third party advertisers. Used by Facebook to deliver a series of advertisement products such as real-time bidding from third party advertisers.Cookiefr
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Domainfacebook.com
CompanyFacebook, Inc. PurposeSocial networking Stores the browser window dimensions and is used by Facebook, Inc. to optimise the rendering of the page. Stores the browser window dimensions and is used by Facebook, Inc. to optimise the rendering of the page.Cookie_fbp
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CompanyFacebook, Inc.PurposeAdvertising
This cookie is used by Facebook to deliver advertising from Nordea, to people who have visited our website, when they are on Facebook or a digital platform powered by Facebook Advertising. This cookie is used by Facebook to deliver advertising from Nordea, to people who have visited our website, when they are on Facebook or a digital platform powered by Facebook Advertising.CookieIDE
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Contains a unique code to determine which advertisements have been shown on a device, on behalf of Google Inc. Advertising platform DoubleClick. Allows monitoring of the effectiveness of the ads and make the ads more relevant to the user. Contains a unique code to determine which advertisements have been shown on a device, on behalf of Google Inc. Advertising platform DoubleClick. Allows monitoring of the effectiveness of the ads and make the ads more relevant to the user.Cookietest_cookie
Expiry15 minutes
Domaindoubleclick.netCompanyGoogle LLC
PurposeAdvertising
Tests if the user's browser supports cookies, on behalf of Google Inc. Advertising platform DoubleClick. Tests if the user's browser supports cookies, on behalf of Google Inc. Advertising platform DoubleClick.CookieELOQUA
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CompanyOracle CorporationPurposeSurvey
This cookie has a value pair of guid = randomly generated string of characters and numbers. Used for data lookup which allows the dynamic pulling of data from the Eloqua system for use on a given web page. The range of data that can be returned is virtually unlimited allowing for Contact, Prospect, Data Card, Group membership or Visitor data to be returned. Data lookups are used to populate data in a form or validate if the contact is part of an email group. This cookie has a value pair of guid = randomly generated string of characters and numbers. Used for data lookup which allows the dynamic pulling of data from the Eloqua system for use on a given web page. The range of data that can be returned is virtually unlimited allowing for Contact, Prospect, Data Card, Group membership or Visitor data to be returned. Data lookups are used to populate data in a form or validate if the contact is part of an email group.CookieELQSTATUS
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CompanyOracle CorporationPurposeSurvey
This cookie gets dropped ONLY if the client consents to being tracked. Used for data lookup which allows the dynamic pulling of data from the Eloqua system for use on a given web page. The range of data that can be returned is virtually unlimited allowing for Contact, Prospect, Data Card, Group membership or Visitor data to be returned. Data lookups are used to populate data in a form or validate if the contact is part of an email group. This cookie gets dropped ONLY if the client consents to being tracked. Used for data lookup which allows the dynamic pulling of data from the Eloqua system for use on a given web page. The range of data that can be returned is virtually unlimited allowing for Contact, Prospect, Data Card, Group membership or Visitor data to be returned. Data lookups are used to populate data in a form or validate if the contact is part of an email group.CookieGPS
Expiry30 minutes
Domainyoutube.com
CompanyGoogle LLC
PurposeAdvertising
A unique identifier given to each mobile device that allows tracking based on GPS location. A unique identifier given to each mobile device that allows tracking based on GPS location. CookieVISITOR_INFO1_LIVEExpiry240 days
Domainyoutube.com
CompanyGoogle LLC
PurposeAdvertising
Remembers if YouTube should show the new-style or old-style videointerface to you.
Remembers if YouTube should show the new-style or old-style videointerface to you.
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Visa Cookie Notice
Effective date: January 1, 2020 This notice explains Visa’s approach to cookies and other online data collection technologies. When you visit our websites, use our mobile apps, engage with our online ads or emails, we collect information, using technologies such as cookies, pixel tags (also called web beacons), browser analysis tools and server logs. Each of these technologies is explained below. 1. HOW WE USE COOKIES We use cookies and other online data collection tools for several manydifferent purposes.
* STRICTLY NECESSARY COOKIES and tags are used by Visa to support the basic operations of our websites and apps. They enable core website functions, such as authentication, security, network management and accessibility. You may be able to disable these by changing your browser settings, but this may affect how the website functions. * PERFORMANCE AND OPERATION COOKIES and tags are used by us and our service providers to manage our websites. These activities may include collecting analytics about visitors to our website and collecting information about website usage. We use the information to compile reports and to help us improve the website. These cookies help us gather data to optimize our website’s performance. * SITE EXPERIENCE COOKIES and tags are used to support your experience and include user-selected options and site navigation aids. * MARKETING AND PERSONALIZATION COOKIES are used to enable social sharing and to deliver interest-based ads to you online. * SOCIAL MEDIA COOKIES and tags used by us and social media platforms to enable users of the platforms to share content across our sites. We also work with social media platforms to deliver ads to you when you use these platforms. This targeting is done by the platform under its own terms of use. * ADVERTISING COOKIES and tags used by us, our service providers and third parties to personalize the ads delivered to you on our site and on other sites. These cookies collect data about your online activity and allow ads to be displayed that may be of relevant interest to you. These cookies also record which ads you have seen and whether you engaged with the ad. These cookies help make sure that the ads you see are valuable to you and not repetitive. While we do not give any personally identifiable information to the third-party advertising companies, we may place third-parties’ cookies and tags when you visit a Visa website. This practice allows these third parties to collect information from you using these technologies on our websites. The information they collect is subject to their own privacy policies. Uses of cookies can vary by country or state. More information is provided in the supplemental privacy notices posted in the PrivacyCenter or in the
relevant website or app.2. YOUR CHOICES
* For websites in the United States and Europe, Visa provides you with the ability to manage cookies that are not essential to display our website using “Manage Your Cookies” Many Visa websites only place marketing, personalization, and advertising cookies if you explicitly accept these cookies by clicking “Accept All Cookies” when you first visit the website. If you have accepted cookies, you adjust your preferences by using this link. * You can manage cookies and delete cookies from Visa and other companies using your browser settings. Browsers such as Chrome, Internet Explorer, Firefox and Safari give you the ability to accept, reject or delete cookies. Visit the “help center” for your browser to learn more. Please note that your browser settings are not used to manage Flash or Silverlight cookies. To manage Adobe Flash Cookies, visit the Flash Player help page.
To manage Microsoft Silverlight Cookies, visit the Silverlight section of Microsoft’s privacy statement.
* You can also take advantage of industry-sponsored programs that allow you to control the way companies advertise to you. * The Network Advertising Initiative (NAI) manages an opt-out program for many third-party advertising companies. You can opt out of being targeted by NAI members by visiting https://www.networkadvertising.org/consumer/opt_out.asp. * On some websites, you may see an AdChoices icon, which may appear on certain targeted ads. You may click on this AdChoices icon to learn more information about the collection and use of your information or to opt-out of such collection in the future. To learn more about the Digital Advertising Alliance Consumer Choice tool, please visit http://optout.aboutads.info. * Additional information on cookies and online advertising choicesare offered by:
ADOBE MARKETING CLOUD: If you would like more information on how to remove yourself from the tracking and reporting functions performed for this website by Adobe Marketing Cloud, please visit the Opt-Out page at http://www.adobe.com/privacy/marketing-cloud.html. GOOGLE: For information on how Google Analytics uses data please visit “How Google uses data when you use our partners’ sites or apps,” located at https://www.google.com/policies/privacy/partners. In most cases, the choices you make are linked to your browser. If you use different browsers or different devices, you will need to set your preferences on each one. Even if you opt-out, you may still receive ads that are not customized for you, unrelated to your browsersettings.
Although our websites currently do not have a mechanism to recognize the various web browser Do Not Track signals, we do offer our customers choices to manage their cookie preferences as described in the previous section. To learn more about browser tracking signals and Do Not Track please visit https://allaboutdnt.com/. Residents of some countries and states have additional privacy rights. Information on these rights is provided in the supplemental privacy notices posted in the Privacy Center.
3. SOCIAL MEDIA AND OTHER PLATFORMS Our websites may enable you to interact with us and others via social media platforms. This functionality is enabled using social media cookies and tags. For example, some Visa websites allow you to sign in using social media platform credentials. Please read the privacy statements provided by your social media platforms to understand how they use your information and to manage your choices. We may display interest-based ads to you when you are using social media platforms. These platforms allow us to personalize the ads that we display to you. To enable delivery of these ads, we convert your email address into a unique number. The platforms also convert their user emails into unique numbers using the same process. This allows the records to be matched without any exchange of data elements that can identify you on their own. The platforms perform the matching as a service provider to Visa, and they do not retain or use the file that we send them for their own purposes. This process allows the platform to deliver our ads to our customers on the platform. The platforms may gain insights about individuals who respond to the ads we serve. 4. OTHER TYPES OF ONLINE DATA COLLECTION Our SERVER LOGS record information about users to our websites. We may use these logs for internal purposes, such as website administration, optimization and security. We may also use the data for fraud-protection, personalization and advertising. We collect DEVICE IDENTIFIERS and other device-related information, including your device’s advertising ID if available. This information is used to identify the device and authenticate you. We may also use device-related information to associate you with different devices that you may use, including for fraud-protection purposes and to better target advertising. In many cases, you can reset your device’s advertising ID. Both Android and iOS devices enable you to reset your device identifier under the “settings”menu.
5. A GUIDE TO COOKIES AND OTHER TECHNOLOGIES* COOKIES
Cookies are small text files that websites send to your computer or other internet-connected device to uniquely identify your browser or to store information or settings in your browser. Cookies allow us to recognize you when you return. They also help us provide a customized experience and can enable us to detect certain kinds of fraud. First-party cookies are those cookies that are placed by Visa. These cookies are used by Visa and include all the essential cookies. Third-party cookies are placed by another company, including service providers, social media cookies and third-party advertising companies. Cookies placed by third parties can be read by these third parties when you visit other sites in the advertising network, allowing a profile of your online behavior to be created so that the third party can deliver targeted ads from all its customers. * FLASH COOKIES AND SILVERLIGHT COOKIES A Flash Cookie (also known as a Local Stored Object) is a small data file placed on a computer using Adobe Flash technology. A Silverlight Cookie is a small data file placed on a computer using Microsoft’s Silverlight technology. Flash and Silverlight are applications that allow delivery of dynamic content, such as video clips and animation. These cookies are used to personalize and enhance your online experience, deliver dynamic content, and for security purposes. They differ from “regular cookies” in that they are not managed using your browser settings. See Your Choices above for how to manage thesetypes of cookies.
* PIXEL TAGS AND WEB BEACONS Pixel tags (also called web beacons) are tiny graphic images and small blocks of code placed on website pages, ads, or in emails that allow us to determine whether you have performed a specific action. When you access the pages or you open an email, the tag lets us know you have accessed the web page or opened the email. These tools allow us to measure response to our communications and improve our web pages andpromotions.
* SERVER LOGS
Server logs record activities on our websites. Other types of logs collect similar information from our apps. These logs record information about the device you use to access our website, your operating system type, browser type, domain and other system settings, as well as the language your system uses and the country and time zone where your device is located. Our logs also record the IP address of the device you use to connect to the Internet. An IP address is a unique identifier that devices require to identify and communicate with each other on the Internet. We may also collect information about the website you were visiting before you came to Visa and the website you visit after you leave our site. Last updated 2020-05-07Powered by Digital Control RoomSkip to content
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